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Quick Points: Earn easy points with Amex Offers

Feb. 18, 2022
3 min read
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American Express cardholders can save hundreds of dollars per year on everyday purchases through Amex Offers. It's basically couponing, but easier — enrolling in offers is as simple as pressing "Add to Card."

While the vast majority of Amex Offers confer a discount after spending a certain amount — for example, spend $200 or more, and get $40 back — sometimes, you may be targeted to earn thousands of points based on spending. Given the high value of Membership Rewards points, these promotions can be more lucrative than getting a statement credit back to your account.

Let's discuss how to find and enroll in these offers, as well as some of the more valuable ones we've seen in recent months.

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Earn thousands of points with Amex Offers

Amex Offers are targeted and ever-changing, and you'll usually see up to 100 active promotions on your card at a time. And just because you add an offer to your card doesn't mean that you're obligated to spend that amount. Therefore, I will typically add any offers that seem remotely appealing to me, even if I don't end up making a purchase with that vendor.

For instance, tax season is officially upon us. If you're targeted for the following offer, you can earn 5 Membership Rewards points per eligible dollar spent on TaxAct (until June 30) and earn up to 2,000 Membership Rewards points — a great deal if you were planning on filing your taxes with this service in the first place.

(Screenshot courtesy of American Express)

Another Amex Offer we've seen is this terrific Celebrity Cruises promotion. If you spend $500 or more on your voyage by March 27, you can earn 15,000 Membership Rewards points.

(Screenshot courtesy of American Express)

Since TPG values Membership Rewards points at 2 cents each, these 15,000 bonus points are worth $300. This is a fantastic return compared to the $500 in required spending to qualify for the offer.

Depending on the merchant, don't forget to double dip your points-earning opportunity with online shopping portals for even more bonus points and miles on your purchase.

Related: The secret to getting more (and sometimes better) Amex Offers on your card

Bottom line

Most credit card issuers have their own versions of these merchant offers, including Chase Offers and Citi Merchant Offers. However, the promotions are rarely as lucrative as those offered by Amex Offers.

While it's highly unlikely that you'll use up every Amex Offer that comes your way, these promotions are a great way to save money and earn easy points if you were going to make that purchase anyway.

In sum, check your Amex Offers regularly, as some of the best promotions can be the ones that offer thousands of points from spending.

Featured image by (Photo by Isabelle Raphael for The Points Guy)
Editorial disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

TPG featured card

Best starter travel card
TPG Editor‘s Rating
Card Rating is based on the opinion of TPG‘s editors and is not influenced by the card issuer.
4 / 5
Go to review

Rewards

1 - 3X points
3XEarn 3 Points per $1 spent at Restaurants and Supermarkets
3XEarn 3 Points per $1 spent at Gas Stations, Air Travel and Hotels
1XEarn 1 Point per $1 spent on all other purchases

Intro offer

Earn 80,000 ThankYou® points60,000 points
For a limited time, earn 80,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening

Annual Fee

$95

Recommended Credit

670-850
Excellent, Good
Credit ranges are a variation of FICO© Score 8, one of many types of credit scores lenders may use when considering your credit card application.

Why We Chose It

The Citi Premier’s 3 points per dollar spent across a wide range of popular categories is one of the more lucrative offerings in the world of points and miles. The Citi Premier comes with a $95 annual fee and is currently offering a solid sign up bonus of 80,000 points after you spend $4,000 on purchases within the first three months. It also has some valuable transfer partners to make the most of your rewards. Add in access to Citi Entertainment plus a $100 hotel credit for any single-stay hotel booking that exceeds $500 or more, excluding taxes and fees, booked through the Citi travel website, there are few reasons why the Citi Premier should not be in every traveler’s wallet.

Pros

  • Earns 3x points on restaurants, supermarkets, gas stations, air travel and hotels.
  • $100 annual hotel savings benefit (on single hotel stay bookings of $500 or more, excluding taxes and fees, booked through thankyou.com)
  • Points transfer to 16 airline programs, from JetBlue to Virgin Atlantic.
  • World Elite Mastercard benefits, extended warranty, damage and theft protection.

Cons

  • $95 annual fee
  • Lacks travel protections that other travel rewards cards come with
  • For a limited time, earn 80,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening
  • Earn 3 Points per $1 spent at Restaurants and Supermarkets
  • Earn 3 Points per $1 spent at Gas Stations, Air Travel and Hotels
  • Earn 1 Point per $1 spent on all other purchases
  • Annual Hotel Savings Benefit
  • 80,000 Points are redeemable for $800 in gift cards when redeemed at thankyou.com
  • No expiration and no limit to the amount of points you can earn with this card
  • No Foreign Transaction Fees on purchases
Best starter travel card
TPG Editor‘s Rating
Card Rating is based on the opinion of TPG‘s editors and is not influenced by the card issuer.
4 / 5
Go to review

Rewards Rate

3XEarn 3 Points per $1 spent at Restaurants and Supermarkets
3XEarn 3 Points per $1 spent at Gas Stations, Air Travel and Hotels
1XEarn 1 Point per $1 spent on all other purchases
  • Intro Offer
    For a limited time, earn 80,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening

    Earn 80,000 ThankYou® points
    60,000 points
  • Annual Fee

    $95
  • Recommended Credit
    Credit ranges are a variation of FICO© Score 8, one of many types of credit scores lenders may use when considering your credit card application.

    670-850
    Excellent, Good

Why We Chose It

The Citi Premier’s 3 points per dollar spent across a wide range of popular categories is one of the more lucrative offerings in the world of points and miles. The Citi Premier comes with a $95 annual fee and is currently offering a solid sign up bonus of 80,000 points after you spend $4,000 on purchases within the first three months. It also has some valuable transfer partners to make the most of your rewards. Add in access to Citi Entertainment plus a $100 hotel credit for any single-stay hotel booking that exceeds $500 or more, excluding taxes and fees, booked through the Citi travel website, there are few reasons why the Citi Premier should not be in every traveler’s wallet.

Pros

  • Earns 3x points on restaurants, supermarkets, gas stations, air travel and hotels.
  • $100 annual hotel savings benefit (on single hotel stay bookings of $500 or more, excluding taxes and fees, booked through thankyou.com)
  • Points transfer to 16 airline programs, from JetBlue to Virgin Atlantic.
  • World Elite Mastercard benefits, extended warranty, damage and theft protection.

Cons

  • $95 annual fee
  • Lacks travel protections that other travel rewards cards come with
  • For a limited time, earn 80,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening
  • Earn 3 Points per $1 spent at Restaurants and Supermarkets
  • Earn 3 Points per $1 spent at Gas Stations, Air Travel and Hotels
  • Earn 1 Point per $1 spent on all other purchases
  • Annual Hotel Savings Benefit
  • 80,000 Points are redeemable for $800 in gift cards when redeemed at thankyou.com
  • No expiration and no limit to the amount of points you can earn with this card
  • No Foreign Transaction Fees on purchases