Need help choosing your first (or next) rewards credit card? Sign up for this week's free webinar
Register for the free webinar now.
Choosing your first (or next) travel credit card can be complicated. There are so many options out there — and a lot of questions you need to answer to make the right choice. Do you want to pay an annual fee? What type of rewards do you want? Where do you spend your money? And can you hit the minimum spending threshold to earn a valuable welcome bonus?
If you need help with this decision, you've come to the right place.
This Friday, May 24, at noon EDT, we're delivering a live (free) webinar to share our top tips for picking a credit card. I'll be joined by two of my stellar editorial team colleagues — credit card editors Daisy Hernandez and Emily Thompson — as we highlight the most important things to consider as you're evaluating potential cards for your wallet.
You can register for the session using this link.
Even if you can't make the live session, be sure to reserve your spot anyway. We'll send a link to the recording to everyone who registered.
During the webinar, we'll dig into a variety of topics, including:
- Basics of credit — and your credit score
- Types of rewards credit cards
- Factors to consider when picking a card
- Our (personal) favorite cards
We'll also leave time at the end to answer some questions from attendees.
Whether you're just getting started in the world of travel rewards or want to further optimize your strategy ahead of a busy summer travel season, this is a session you don't want to miss! Registration closes when the session starts, so reserve your spot now.
TPG featured card
at Bilt's secure site
Terms & restrictions apply. See rates & fees.
| 1X | Earn up to 1X points on rent and mortgage payments with no transaction fee |
| 2X | Earn 2X points + 4% back in Bilt Cash on everyday purchases |
Pros
- Unlimited up to 1 Bilt Point per dollar spent on rent and mortgage payments
- Elevated everyday earnings with both Bilt Points and Bilt Cash
- $400 Bilt Travel Portal hotel credit per year (up to $200 biannually)
- $200 Bilt Cash annually
- Priority Pass membership
- No foreign transaction fees
Cons
- Moderate annual fee
- Housing payments may include transaction fees, depending on the payment method
- Designed primarily for members seeking a premium, all-in-one card
- Earn points on housing with no transaction fee
- Choose to earn 4% back in Bilt Cash on everyday spend. Use Bilt Cash to unlock point earnings on rent and mortgage payments with no transaction fee, up to 1X.
- 2X points on everyday spend
- $400 Bilt Travel Hotel credit. Applied twice a year, as $200 statement credits, for qualifying Bilt Travel Portal hotel bookings.
- $200 Bilt Cash (awarded annually). At the end of each calendar year, any Bilt Cash balance over $100 will expire.
- Welcome bonus (subject to approval): 50,000 Bilt Points + Gold Status after spending $4,000 on everyday purchases in the first 3 months + $300 of Bilt Cash.
- Priority Pass ($469/year value). See Guide to Benefits.
- Bilt Point redemptions include airlines, hotels, future rent and mortgage payments, Lyft rides, statement credits, student loan balances, a down payment on a home, and more.