Skip to content

A guide to Lyft benefits as a Chase Sapphire Reserve cardholder

July 15, 2025
2 min read
Lyft Ahead Of Earnings Figures
A guide to Lyft benefits as a Chase Sapphire Reserve cardholder
The cards we feature here are from partners who compensate us when you are approved through our site, and this may impact how or where these products appear. We don’t cover all available credit cards, but our analysis, reviews, and opinions are entirely from our editorial team. Terms apply to the offers listed on this page. Please view our advertising policy and product review methodology for more information.

Editor's Note

This is a recurring post, regularly updated with new information and offers.

Editor's note: This is a recurring post, regularly updated with new information and offers.

Most Chase cardholders know that they earn additional points for Lyft rides, but the Lyft experience for Chase Sapphire Reserve® (see rates and fees) cardholders has even more to offer.

Cardholders also receive a $10 monthly Lyft in-app credit, which can add up to $120 in savings annually to use on rides through Sept. 30, 2027.

What Lyft benefits do I get as a Chase Sapphire Reserve cardholder?

As a Chase Sapphire Reserve cardholder, you already earn 1 point per dollar on all purchases, but with Lyft, you'll receive an extra 4 points on eligible Lyft rides (car rentals excluded) through Sept. 30, 2027.

As a cardholder, you also receive up to $10 in monthly in-app credits, up to $120 annually, to use on Lyft rides. Benefits runs through Sept. 30, 2027.

view from the backseat of a car showing 2 people in the front seats
THOMAS BARWICK/GETTY IMAGES

The credit applies to Standard, Extra Comfort, XL, Black, or Black SUV ride modes and may not apply to all Lyft charges or services. Wait & Save, bike or scooter rides on the Lyft app may be eligible, so try at your own risk.

Daily Newsletter
Reward your inbox with the TPG Daily newsletter
Join over 700,000 readers for breaking news, in-depth guides and exclusive deals from TPG’s experts

As a Sapphire Reserve cardholder, you'll also receive a complimentary DoorDash DashPass subscription (activate by Dec. 31, 2027). If you link this membership to your Lyft account, you can receive discounts on your rides each month.

Bottom line

The monthly $10 ride credit toward Lyft rides is useful and helps offset the Chase Sapphire Reserve's steep $795 annual fee. Just keep in mind that you can't use this credit on certain types of Lyft rides and it doesn't roll over month-to-month.

If you rarely use ride-hailing apps, then this benefit provides little value. But if you're naturally using Lyft each month, this benefit can help you save some extra cash.

To learn more, check out our full review of the Chase Sapphire Reserve.


Apply here: Chase Sapphire Reserve


Featured image by LOREN ELLIOTT/BLOOMBERG/GETTY IMAGES
Editorial disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

TPG featured card

Rewards rate
5X milesEarn 5X miles on hotels, vacation rentals and rental cars booked through Capital One Travel
2X milesEarn unlimited 2X miles on every purchase, every day
Intro offer
Open Intro bonus
Enjoy a $250 travel credit & earn 75K bonus miles
Annual fee
$95
Regular APR
19.49% - 28.49% (Variable)
Recommended credit
Open Credit score description
670-850Excellent, Good

Pros

  • Stellar welcome offer of 75,000 miles after spending $4,000 on purchases in the first three months from account opening. Plus, a $250 Capital One Travel credit to use in your first cardholder year upon account opening.
  • You'll earn 2 miles per dollar on every purchase, which means you won't have to worry about memorizing bonus categories
  • Rewards are versatile and can be redeemed for a statement credit or transferred to Capital One’s transfer partners

Cons

  • Highest bonus-earning categories only on travel booked via Capital One Travel
  • LIMITED-TIME OFFER: Enjoy $250 to use on Capital One Travel in your first cardholder year, plus earn 75,000 bonus miles once you spend $4,000 on purchases within the first 3 months from account opening - that’s equal to $1,000 in travel
  • Earn unlimited 2X miles on every purchase, every day
  • Earn 5X miles on hotels, vacation rentals and rental cars booked through Capital One Travel
  • Miles won't expire for the life of the account and there's no limit to how many you can earn
  • Receive up to a $120 credit for Global Entry or TSA PreCheck®
  • Use your miles to get reimbursed for any travel purchase—or redeem by booking a trip through Capital One Travel
  • Enjoy a $50 experience credit and other premium benefits with every hotel and vacation rental booked from the Lifestyle Collection
  • Transfer your miles to your choice of 15+ travel loyalty programs
  • Top rated mobile app