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How to earn up to 100,000 Avios on the British Airways, Iberia and Aer Lingus cards

July 09, 2022
6 min read
British Airways and Iberia Planes at LHR
How to earn up to 100,000 Avios on the British Airways, Iberia and Aer Lingus cards
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If you’re planning a big getaway, taking advantage of sign-up bonuses across travel credit cards is a great way to offset some of the costs. And sometimes, this involves an international airline loyalty program.

There are currently identical offers of up to 100,000 Avios on the British Airways Visa Signature Card, Aer Lingus Visa Signature Card and Iberia Visa Signature Card. Each one is a tiered offer, where you'll earn 75,000 Avios after you spend $5,000 on purchases within the first three months of account opening, and an additional 25,000 Avios after you spend $20,000 within the first 12 months of account opening.

TPG pegs Avios at 1.5 cents apiece, so if you earn the full 100,000 Avios, you'd take home $1,500 in value.

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All three cards boast similar benefits, so here’s a quick look at each.

British Airways Visa Signature Card

(Photo by The Points Guy)

Annual fee: $95.

Sign-up bonus: Earn 75,000 Avios after you spend $5,000 on purchases within the first three months of account opening, and an additional 25,000 Avios after you spend $20,000 within the first 12 months of account opening.

Earning rate: Earn 3 Avios per dollar on all British Airways, Aer Lingus and Iberia flights, 2 Avios per dollar on all hotel stays booked directly and 1 Avios per dollar on all other purchases.

Other benefits:

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  • 10% off British Airways flights starting in the U.S. (must book through the site provided in your welcome materials).
  • Get $100 statement credits ($200 for business and first-class seats) up to three times a year when you book a reward flight to London on British Airways and pay for your taxes and fees with your card.
  • Earn a Travel Together Ticket valid for round-trip travel originating in the U.S. when you spend $30,000 on the card in a calendar year — which can now be redeemed for a 50% discount as a single passenger.

Check out the full card review.


Apply now: British Airways Visa Signature Card


Aer Lingus Visa Signature Card

(Photo by John Gribben for The Points Guy)

Annual fee: $95.

Sign-up bonus: Earn 75,000 Avios after you spend $5,000 on purchases within the first three months of account opening, and an additional 25,000 Avios after you spend $20,000 within the first 12 months of account opening.

Earning rate: Earn 3 Avios per dollar on all British Airways, Aer Lingus and Iberia flights, 2 Avios per dollar on all hotel stays booked directly and 1 Avios per dollar on all other purchases.

Other benefits:

  • Earn an economy companion ticket when you spend $30,000 in a calendar year (although it’s only valid on ticket between the U.S. and Ireland).
  • Priority boarding on Aer Lingus flights between the U.S. and Ireland.

Check out the full card review.


Apply now: Aer Lingus Visa Signature Card


Iberia Visa Signature Card

(Photo by Dennis Kartenkaemper/Shutterstock)

Annual fee: $95.

Sign-up bonus: Earn 75,000 Avios after you spend $5,000 on purchases within the first three months of account opening, and an additional 25,000 Avios after you spend $20,000 within the first 12 months of account opening.

Earning rate: Earn 3 Avios per dollar on all British Airways, Aer Lingus and Iberia flights, 2 Avios per dollar on all hotel stays booked directly and 1 Avios per dollar on all other purchases.

Other benefits:

  • 10% off Iberia flights booked through Iberia.com/Chase10 with your card.
  • Earn a discount voucher of $1,000 to use toward two tickets on the same flight each year you spend $30,000 on purchases on your Iberia Visa card.

Check out the full card review.


Apply now: Iberia Visa Signature Card


Are these offers worth it?

First, let’s talk about the sign-up bonuses. As noted above, all three credit cards earn up to 100,000 Avios. TPG values Avios at 1.5 cents each, meaning that you could take home $1,500 worth of rewards on any of these cards.

However, you would need to spend a total of $20,000 in the first 12 months to earn this full bonus. That breaks down to $1,667 per month. And since the standard earning rates on the cards aren't that strong, you could be sacrificing value by not swiping a card that's better for everyday purchases.

That said, remember that you’re not limited to using your Avios on these three airlines. You also have access to Oneworld redemptions with carriers like American, Japan Airlines, Qantas and Qatar.

There’s been a lot of positive news around these currencies over the last few months, too:

In short, there’s a lot of added flexibility with the 100,000 Avios you can earn from any of these cards.

Bottom line

If you’re not someone who typically flies with any of these airlines, these offers alone may not be enough to make any of the cards worth it. However, those who do travel often on Avios-earning airlines (or want to redeem on partners like American) could find value in these low-cost cards from Chase.

Keep in mind that these cards are subject to Chase’s 5/24 rule, which means if you’ve applied for five or more cards in the past 24 months, you almost certainly won’t be approved. Additionally, an application for one of these cards will count toward your 5/24 slots. So make sure that applying for one of these offers won’t preclude you from applying for other high-value Chase cards in the near future.

Related: Best airline credit cards

Featured image by (Photo by Fasttailwind/Shutterstock)
Editorial disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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Our points-obsessed staff uses a plethora of credit cards on a daily basis. If anyone on our team wouldn’t recommend it to a friend or a family member, we wouldn’t recommend it on The Points Guy either. Our opinions are our own, and have not been reviewed, approved, or endorsed by our advertising partners.
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TPG featured card

Best card for premium perks while traveling
TPG Editor‘s Rating
Card Rating is based on the opinion of TPG‘s editors and is not influenced by the card issuer.
4 / 5
Go to review

Rewards

2 - 10X points
10XEarn unlimited 10X miles on hotels and rental cars booked through Capital One Travel
5X5X miles on flights booked through Capital One Travel.
2X2 Miles per dollar on every purchase, every day

Intro offer

75,000 bonus miles
Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel

Annual Fee

$395

Recommended Credit

740-850
Excellent
Credit ranges are a variation of FICO© Score 8, one of many types of credit scores lenders may use when considering your credit card application.

Why We Chose It

The Capital One Venture X card is one of the best all-round travel credit cards ever launched. Not only is it offering a tremendous welcome bonus, but cardholders can earn tons of miles on everyday spending and receive a 10,000-mile anniversary bonus to boot. Its annual fee is $395, but cardholders can count on up to $300 in statement credits toward travel booked through Capital One Travel each year and other valuable benefits like access to Priority Pass lounges and Capital One’s own growing family of airport lounges.

Pros

  • Excellent welcome offer worth 75,000 miles after you spend $4,000 on purchases in the first three months.
  • Up to $300 in annual travel statement credits toward bookings make through Capital One Travel.
  • 10,000 bonus miles (worth $100 toward travel) each account anniversary.

Cons

  • The $395 annual fee might be expensive for some, but this card’s benefits provide much more value than that.
  • If you don’t travel frequently, this might not be the best card for you.
  • Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel
  • Receive up to $300 back annually as statement credits for bookings through Capital One Travel, where you'll get Capital One's best prices on thousands of options
  • Get 10,000 bonus miles (equal to $100 towards travel) every year, starting on your first anniversary
  • Earn unlimited 10X miles on hotels and rental cars booked through Capital One Travel and 5X miles on flights booked through Capital One Travel
  • Earn unlimited 2X miles on all other purchases
  • Unlimited complimentary access for you and two guests to 1,300+ lounges, including Capital One Lounges and the Partner Lounge Network
  • Receive up to a $100 credit for Global Entry or TSA PreCheck®
  • Use your Venture X miles to easily cover travel expenses, including flights, hotels, rental cars and more—you can even transfer your miles to your choice of 15+ travel loyalty programs
  • Named editors' choice for "Best New Credit Card of 2021" by The Points Guy
  • Earn 10 miles per dollar when you book on Turo, the world's largest car sharing marketplace, through May 16, 2023
Best card for premium perks while traveling
TPG Editor‘s Rating
Card Rating is based on the opinion of TPG‘s editors and is not influenced by the card issuer.
4 / 5
Go to review

Rewards Rate

10XEarn unlimited 10X miles on hotels and rental cars booked through Capital One Travel
5X5X miles on flights booked through Capital One Travel.
2X2 Miles per dollar on every purchase, every day
  • Intro Offer
    Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel

    75,000 bonus miles
  • Annual Fee

    $395
  • Recommended Credit
    Credit ranges are a variation of FICO© Score 8, one of many types of credit scores lenders may use when considering your credit card application.

    740-850
    Excellent

Why We Chose It

The Capital One Venture X card is one of the best all-round travel credit cards ever launched. Not only is it offering a tremendous welcome bonus, but cardholders can earn tons of miles on everyday spending and receive a 10,000-mile anniversary bonus to boot. Its annual fee is $395, but cardholders can count on up to $300 in statement credits toward travel booked through Capital One Travel each year and other valuable benefits like access to Priority Pass lounges and Capital One’s own growing family of airport lounges.

Pros

  • Excellent welcome offer worth 75,000 miles after you spend $4,000 on purchases in the first three months.
  • Up to $300 in annual travel statement credits toward bookings make through Capital One Travel.
  • 10,000 bonus miles (worth $100 toward travel) each account anniversary.

Cons

  • The $395 annual fee might be expensive for some, but this card’s benefits provide much more value than that.
  • If you don’t travel frequently, this might not be the best card for you.
  • Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel
  • Receive up to $300 back annually as statement credits for bookings through Capital One Travel, where you'll get Capital One's best prices on thousands of options
  • Get 10,000 bonus miles (equal to $100 towards travel) every year, starting on your first anniversary
  • Earn unlimited 10X miles on hotels and rental cars booked through Capital One Travel and 5X miles on flights booked through Capital One Travel
  • Earn unlimited 2X miles on all other purchases
  • Unlimited complimentary access for you and two guests to 1,300+ lounges, including Capital One Lounges and the Partner Lounge Network
  • Receive up to a $100 credit for Global Entry or TSA PreCheck®
  • Use your Venture X miles to easily cover travel expenses, including flights, hotels, rental cars and more—you can even transfer your miles to your choice of 15+ travel loyalty programs
  • Named editors' choice for "Best New Credit Card of 2021" by The Points Guy
  • Earn 10 miles per dollar when you book on Turo, the world's largest car sharing marketplace, through May 16, 2023