Check out these new offers on the British Airways, Iberia and Aer Lingus cards

Feb 3, 2021

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People may not be traveling all that much right now, but this is still a great time to start planning the dream getaway you’ll take as soon as travel is once again fully safe and accessible. And what better way to get a jump on an amazing redemption than taking advantage of sign-up bonuses across travel credit cards?

Chase is now offering increased earning rates across its three cobranded airline cards that earn Avios: the British Airways Visa Signature® Card, Aer Lingus Visa Signature® Card and Iberia Visa Signature® Card. Starting Feb. 3, 2021, new cardholders will earn 5x Avios on all British Airways, Aer Lingus and Iberia flights within the first 12 months from account opening (3x after), 3x on all hotel stays booked directly with the hotel within the first 12 months from account opening (2x after) and 1x on all other purchases.

Additionally, the British Airways Visa Signature Card now has a new sign-up bonus: Earn 50,000 bonus Avios after spending $3,000 in the first three months with the card, plus you’ll earn a Travel Together Ticket after you spend $20,000 total within the first year of account opening. This could be of interest especially for those who would like to get their hands on two Travel Together tickets in the first year.

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All three cards boast similar benefits. Here’s a quick look at each:

British Airways Visa Signature® card

(Photo by The Points Guy)

Annual fee: $95

Sign-up bonus: New cardholders will earn 50,000 bonus Avios after spending $3,000 in the first three months with the card, plus you’ll earn a Travel Together Ticket after you spend $20,000 total within the first year of account opening

Earning rate: Earn 5x Avios on all British Airways, Aer Lingus and Iberia flights within the first 12 months from account opening (3x after), 3x on all hotel stays booked directly within the first 12 months from account opening (2x after) and 1x on all other purchases

Other benefits: 

  • 10% off British Airways flights starting in the U.S. (must book through the site provided in your welcome materials)
  • Get $100 statement credits ($200 for business and first-class seats) up to three times a year when you book a reward flight to London on British Airways and pay for your taxes and fees with your card
  • Earn a Travel Together Ticket when you spend $30,000 in a calendar year (meaning you could earn two in your first year of cardmembership)

Check out the full card review 

Aer Lingus Visa Signature® card

(Photo by John Gribben for The Points Guy)

Annual fee: $95

Sign-up bonus: New cardholders will earn 50,000 bonus Avios after spending $3,000 in the first three months with the card, plus you’ll earn an additional 50,000 Avios after you spend $20,000 total within the first year of account opening

Earning rate: Earn 5x Avios on all British Airways, Aer Lingus and Iberia flights within the first 12 months from account opening (3x after), 3x on all hotel stays booked directly within the first 12 months from account opening (2x after) and 1x on all other purchases

Other benefits: 

  • Earn a companion ticket when you spend $30,000 in a calendar year (although it’s only valid on ticket between the U.S. and Ireland)
  • Priority boarding on Aer Lingus flights between the U.S. and Ireland

Check out the full card review 

Iberia Visa Signature® card

Iberia and British airways planes on the runway
(Photo by Dennis Kartenkaemper/Shutterstock)

Annual fee: $95

Sign-up bonus: New cardholders will earn 50,000 bonus Avios after spending $3,000 in the first three months with the card, plus you’ll earn an additional 50,000 Avios after you spend $20,000 total within the first year of account opening

Earning rate: Earn 5x Avios on all British Airways, Aer Lingus and Iberia flights within the first 12 months from account opening (3x after), 3x on all hotel stays booked directly within the first 12 months from account opening (2x after) and 1x on all other purchases

Other benefits: 

  • 10% off Iberia flights booked through Iberia.com/Chase10 with your card
  • Earn a discount voucher of $1,000 to use toward two tickets on the same flight each year you spend $30,000 on purchases on your Iberia Visa card.

Check out the full card review 

Are these offers worth it?

First, let’s talk about the new British Airways sign-up bonus. Previously, all three credit cards earned up to 100,000 Avios: earn 50,000 Avios after spending $3,000 in the first three months, then earn an additional 50,000 after spending $20,000 in the first year. While both the Aer Lingus and Iberia cards still have this bonus, the British Airways card has switched to offer a Travel Together Ticket rather than the additional 50k Avios. Which is more valuable? Well, it depends on what you would get more valuable usage with — an extra 50k Avios or what is essentially a companion fare ticket.

TPG values Avios at 1.5 cents each, meaning that the extra 50k you would have earned with the previous offer is worth $750. A Travel Together Ticket could be worth more than 50,000 Avios depending on what flight you use it on, but it could also be worth less (or nothing at all if you don’t use it).

A Travel Together Ticket can be used on award bookings in any cabin — you’ll just pay the taxes and fees associated with your companion’s flight. Of course, keep in mind that British Airways is known for tacking on some pretty high fees on premium cabin award flights (which are the flights your Travel Together Ticket would be most valuable), but there are ways to lessen them if you’re a savvy booker.

The heightened earning rates on flights and hotel stays across all three cards are a solid improvement, but that benefit is only temporary. So if you aren’t planning many flights on these airlines or hotel stays in the coming year, the increased earnings may not help you much.

Overall, these offers isn’t an obvious improvement for all travelers over the last offer. But it still has the potential to be valuable for anyone who typically flies with British Airways, Iberia or Aer Lingus and can lean into earning and using the companion award ticket (if you apply for the British Airways card).

Bottom line

If you’re not someone who typically flies with any of these airlines, these offers alone aren’t enough to make any of the cards worth it. However, those who do travel often on Avios-earning airlines could find value in these low-cost cards from Chase.

Keep in mind that these cards are subject to Chase’s 5/24 rule, which means if you’ve applied for five or more cards in the past 24 months, you almost certainly won’t be approved. Additionally, an application for one of these cards will count toward your 5/24 slots. So make sure that applying for one of these offers won’t preclude you from applying for other high-value Chase cards in the near future.

It all comes down to what trips you’re planning to take over the next two years. If those trips include flights to popular routes with these airlines, banking some Avios while earning a Travel Together Ticket could be a solid jumpstart to an amazing redemption with the British Airways Visa Signature Card. And if earning 100k Avios is more your speed, the other two cards still have that bonus option while offering the temporary increased categories.

Related: Best airline credit cards

Featured image by Fasttailwind/Shutterstock. 

Chase Sapphire Preferred® Card

WELCOME OFFER: 80,000 Points

TPG'S BONUS VALUATION*: $1,650

CARD HIGHLIGHTS: 2X points on all travel and dining, points transferrable to over a dozen travel partners

*Bonus value is an estimated value calculated by TPG and not the card issuer. View our latest valuations here.

Apply Now
More Things to Know
  • Earn 80,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $1,000 when you redeem through Chase Ultimate Rewards®. Plus earn up to $50 in statement credits towards grocery store purchases within your first year of account opening.
  • Earn 2X points on dining including eligible delivery services, takeout and dining out and travel. Plus, earn 1 point per dollar spent on all other purchases.
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards®. For example, 80,000 points are worth $1,000 toward travel.
  • With Pay Yourself Back℠, your points are worth 25% more during the current offer when you redeem them for statement credits against existing purchases in select, rotating categories.
  • Get unlimited deliveries with a $0 delivery fee and reduced service fees on eligible orders over $12 for a minimum of one year with DashPass, DoorDash's subscription service. Activate by 12/31/21.
  • Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
  • Get up to $60 back on an eligible Peloton Digital or All-Access Membership through 12/31/2021, and get full access to their workout library through the Peloton app, including cardio, running, strength, yoga, and more. Take classes using a phone, tablet, or TV. No fitness equipment is required.
Regular APR
15.99%-22.99% Variable
Annual Fee
$95
Balance Transfer Fee
Either $5 or 5% of the amount of each transfer, whichever is greater.
Recommended Credit
Excellent/Good

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