Capital One Venture X Rewards and Venture X Business cards set to lose Plaza Premium lounge access
The Capital One Venture X Rewards Credit Card and the Capital One Venture X Business are the issuer's two premium travel rewards cards with lounge access. Unfortunately, starting March 1, cardholders will lose access to Plaza Premium lounges, a network of over 250 independently owned lounges worldwide. It's not all doom and gloom, though — most Plaza Premium lounges will still be accessible to cardholders via Priority Pass.
Capital One ends access to Plaza Premium lounges
According to Capital One's website, Venture X and Venture X Business cardholders will lose access to Plaza Premium lounges starting March 1. Additionally, some cardholders have received notice via recent monthly statements about the upcoming loss of access to the lounges.

As the Capital One website points out, this change won't affect access to most Plaza Premium lounges, most of which will still be accessible via Priority Pass membership with the cards.
Accessing Plaza Premium lounges with the Venture X and Venture X Business after March
Even with access to Plaza Premium lounges removed March 1, cardholders can still access most Plaza Premium lounges via their included Priority Pass membership.
For Venture X and Venture X Business cardholders (and authorized users) who aren't already enrolled in the complimentary Priority Pass membership that comes with the cards, it's a simple process:
- Visit the Capital One Priority Pass page (or click on the link in your welcome email).
- Enter your 16-digit card number.
- Follow the prompts to finish creating your Priority Pass account.
You can then download and log into the Priority Pass mobile app to access your digital membership card and see an up-to-date list of accessible lounges while traveling.
Related: How to enroll in Priority Pass with eligible credit cards
However, there are some downsides to entering Plaza Premium lounges with Priority Pass.
When entering the lounges via Priority Pass, guests will only have access to the lounge for two hours (if you enter with a credit card with direct access or via a business-class ticket, you can stay three hours), and you must pay to access showers. I witnessed this firsthand on a trip last month when I visited the Plaza Premium Lounge in Taiwan Taoyuan International Airport (TPE) with my Priority Pass membership; I was told I could only stay for two hours and had no access to the showers during my visit.
Additionally, not all Plaza Premium lounges are currently part of Priority Pass, including some in Brazil, Indonesia and other countries.

It's important to note that cards like The Platinum Card® from American Express and The Business Platinum Card® from American Express still include complimentary Plaza Premium lounge access, though they both charge much higher annual fees than the Venture X and the Venture X Business.
Bottom line
Despite the loss of direct access, cardholders will still be able to access most Plaza Premium lounges with their card's Priority Pass membership, albeit with a two-hour visit limit and a charge for shower access. While we hate to see benefits removed from cards, this one should not affect travelers much unless they are traveling to specific countries where the Plaza Premium lounges are not included in Priority Pass.
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TPG featured card
Rewards
| 2X miles | 2 miles per dollar on every purchase |
| 5X miles | 5 miles per dollar on flights and vacation rentals booked through Capital One Business Travel |
| 10X miles | 10 miles per dollar on hotels and rental cars booked through Capital One Business Travel |
Intro offer
Annual Fee
Recommended Credit
Why We Chose It
The Capital One Venture X Business Card has all the Capital One Venture X Rewards Credit Card has to offer and more. It offers an incredible welcome bonus and requires an equally impressive spend to qualify. In addition, the card comes with premium travel perks like annual travel credit. (Partner offer)Pros
- The Capital One Venture X business card has a very lucrative welcome offer.
- In addition, the card comes with many premium travel perks such as an annual $300 credit for bookings through Capital One Business Travel.
- Business owners are also able to add employee cards for free.
Cons
- The card requires significant spending to earn the welcome offer.
- Another drawback is that the annual travel credit can only be used on bookings made through Capital One Business Travel.
- LIMITED-TIME OFFER: Earn up to 400K bonus miles: 200K miles when you spend $30K in the first 3 months, and an additional 200k miles when you spend $150k in the first 6 months
- Earn unlimited 2X miles on every purchase, everywhere—with no limits or category restrictions
- Earn 10X miles on hotels and rental cars and 5X miles on flights and vacation rentals booked through Capital One Business Travel
- With no preset spending limit, enjoy big purchasing power that adapts so you can spend more and earn more rewards
- Empower your teams to make business purchases while earning rewards on their transactions, with free employee and virtual cards. Plus, automatically sync your transaction data with your accounting software and pay your vendors with ease
- Redeem your miles on flights, hotels and more. Plus, transfer your miles to any of the 15+ travel loyalty programs
- Every year, you'll get 10,000 bonus miles after your account anniversary date. Plus, receive an annual $300 credit for bookings made through Capital One Business Travel
- Receive up to a $120 credit for Global Entry or TSA PreCheck®. Enjoy access to 1,300+ airport lounges worldwide, including Capital One Lounge locations and Priority Pass™ lounges, after enrollment
- Enjoy a $100 experience credit and other premium benefits with every hotel and vacation rental booked from the Premier Collection
- This is a pay-in-full card, so your balance is due in full every month
Rewards Rate
| 2X miles | 2 miles per dollar on every purchase |
| 5X miles | 5 miles per dollar on flights and vacation rentals booked through Capital One Business Travel |
| 10X miles | 10 miles per dollar on hotels and rental cars booked through Capital One Business Travel |
Intro Offer
Earn 200K miles when you spend $30K in the first 3 months, and an additional 200K miles when you spend $150K in the first 6 monthsLIMITED-TIME OFFER: Earn up to 400K bonus milesAnnual Fee
$395Recommended Credit
Credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.740-850Excellent
Why We Chose It
The Capital One Venture X Business Card has all the Capital One Venture X Rewards Credit Card has to offer and more. It offers an incredible welcome bonus and requires an equally impressive spend to qualify. In addition, the card comes with premium travel perks like annual travel credit. (Partner offer)Pros
- The Capital One Venture X business card has a very lucrative welcome offer.
- In addition, the card comes with many premium travel perks such as an annual $300 credit for bookings through Capital One Business Travel.
- Business owners are also able to add employee cards for free.
Cons
- The card requires significant spending to earn the welcome offer.
- Another drawback is that the annual travel credit can only be used on bookings made through Capital One Business Travel.
- LIMITED-TIME OFFER: Earn up to 400K bonus miles: 200K miles when you spend $30K in the first 3 months, and an additional 200k miles when you spend $150k in the first 6 months
- Earn unlimited 2X miles on every purchase, everywhere—with no limits or category restrictions
- Earn 10X miles on hotels and rental cars and 5X miles on flights and vacation rentals booked through Capital One Business Travel
- With no preset spending limit, enjoy big purchasing power that adapts so you can spend more and earn more rewards
- Empower your teams to make business purchases while earning rewards on their transactions, with free employee and virtual cards. Plus, automatically sync your transaction data with your accounting software and pay your vendors with ease
- Redeem your miles on flights, hotels and more. Plus, transfer your miles to any of the 15+ travel loyalty programs
- Every year, you'll get 10,000 bonus miles after your account anniversary date. Plus, receive an annual $300 credit for bookings made through Capital One Business Travel
- Receive up to a $120 credit for Global Entry or TSA PreCheck®. Enjoy access to 1,300+ airport lounges worldwide, including Capital One Lounge locations and Priority Pass™ lounges, after enrollment
- Enjoy a $100 experience credit and other premium benefits with every hotel and vacation rental booked from the Premier Collection
- This is a pay-in-full card, so your balance is due in full every month

