Buying Vanilla Reloads With a Credit Card: Alternatives To CVS

Buying Vanilla Reloads has been an important part of a lot of people's credit card strategy of late. Unfortunately, CVS has stopped accepting credit cards for Vanilla Reload purchases, but TPG contributor Jason Steele shares some strategies and tips on where else you can find them and still buy them with points-earning cards.

Friday was a sad day for those who have been purchasing Vanilla Reload cards at CVS, as registers were hardcoded not to accept credit cards. Not having any CVS stores in Denver where I live, I have long sought other places to buy these valuable products with my credit card.

Other places to buy Vanilla Reloads

According to their web site, there are 38 stores that sell Vanilla Reloads, other than CVS. The problem is finding those that accept credit cards for their purchase.

After searching my local area stores, as well as reports on the Internet, this is what I know about who does and does not sell Vanilla Reloads with a credit card.

Stores that are known to be hardcoded against purchasing Vanilla Reloads with a credit card:

• 7-Eleven - It was possible until earlier this year.
• Dollar General - I don't believe that it was ever possible.
• Family Dollar - I don't believe that it was ever possible.
• Walgreens - I was able to until sometime last year.
• Walmart - I don't believe that it was ever possible, although you can load your Bluebird from the registers using a debit card.
• Office Depot - Possible until late 2012.
• Kum N Go - Seems to have worked until mid 2013.
• H-E-B has over 150 stores in Texas, but reports like this one on FlyerTalk indicate that it is hardcoded not to accept credit cards.
• Sunoco is a large gasoline chain in 23 states along the east coast and the Midwest. Reports like this one on FlyerTalk say that it is hardcoded not to accept credit card purchases.
• The Pantry operates under the Kangaroo Express name in 13 states in the southeast and Midwest, but this report on FlyerTalk says it doesn't work.

Stores that may allow purchases with a credit card:

As with nearly all products sold for manufactured spending, unless it is hardcoded, the acceptance of a credit card at a particular chain can vary based on the location and even the cashier who helps you.

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• TA Petro - This is a chain of 252 truck stops throughout the United States. I have made credit card purchases in the past, but the biggest issue I find is that many stores do not keep the products in stock. Here is a link to their store locator.
• Valero - This is a large, nationwide gasoline retailer. In my experience, these gas stations are not hardcoded against credit card purchases, but many have policies forbidding cashiers from allowing customers to use credit cards. Here is a link to their store locator.
• Spartan Stores operates grocery stores under many different brand names in the upper Midwest. There are reports of Family Fare stores accepting credit card purchases of Vanilla Reloads recently.
• Cumberland Farms 600 stores in 11 states, largely in former Gulf gas stations in the northeast, but this report on FlyerTalk seems to exclude it.
• Sheetz is a convenience store chain in the mid-Atlantic states but it appears to be cash only now when it comes to Vanilla Reloads

No Data Points

Since I have no information on many of these stores that are in places that I don't live or visit, please feel free to add your experiences to the comments, and we can update the list:

Associated Food Stores - This is not a chain, but it appears to be a supplier for independent grocers around the country. Here is a link to their store locator.

Basha's is a grocery store chain in Arizona. Here is a link to their store locator.

Brookshire Brothers is a grocery and pharmacy store based in Texas. Here is a link to their store locator.

Dash In Food Stores - This is a chain of convenience stores in the mid-Atlantic. Here is a link to their store locator.

Discount Drug Mart is an Ohio chain. Here is a link to their store locator.

Fas Mart operates convenience stores in Virginia, Connecticut, Delaware, Maryland, Pennsylvania, North Carolina, South Carolina, Rhode Island, New Jersey and Tennessee. Here is a link to their store locator.

Fiesta Mart is a chain of grocery stores in the Houston area. Here is a link to their store locator.

Flash Foods operates over 170 convenience stores in Georgia and Florida. Here is a link to their store locator.

Food City is a growing supermarket chain in Southwest Virginia and east Tennessee Here is a link to their home page with a store locator.

Holiday Station Stores has locations in Alaska, Idaho, Michigan, Minnesota, Montana, North Dakota, South Dakota, Washington, Wisconsin, and Wyoming. Here is a link to their store locator.

Hucks is a chain of gas stations and convenience stores in Missouri, Illinois, Indiana, Kentucky, and Tennessee. Here is a link to their store locator.

Kerr Drugs is a pharmacy chain in the Raleigh North Carolina area that was recently purchased by Walgreens. The merger is expected to be completed by June, so if they will sell you Vanilla Reloads with a credit card, they probably won't for long. Here is a link to their store locator.

Kwik Fill is a chain of gas stations in New York, Pennsylvania, and Ohio. Here is a link to their store locator.

Kwik Trip operates over 450 Kwik Trip, Kwik Star, Hearty Platter and Tobacco Outlet Plus stores throughout Wisconsin, Minnesota and Iowa. Here is a link to their store locator.

Murphy USA operates gas stations in 23 stores throughout the west, Midwest, and southeast. Here is a link to their store locator.

Save Mart Supermarkets is a California based chain with 226 stores. Here is a link to their home page with a store locator.

Spinx Stores is a convenience store chain in North and South Carolina. Here is a link to their store locator.

Stripes is a convenience store chain in Texas, Oklahoma, and New Mexico. Here is a link to their store locator.

Town Pump is a chain of 26 gas stations in Montana. Here is a link to their store locator.

Village Pantry and the Next Door Store has 167 locations in Michigan, Ohio, Indiana, Illinois, and Kentucky. Here is a link to their store locator.

Wesco is a gas station chain in Michigan. Here is a link to their store locator.

Worsley operates stores in the Southeast under the brand names BreadBox, Scothchman, Li'l Cricket, Youngs's Everyday Shop, and Cigarette City. Here is a link to their store locator.

Have you continued buying Vanilla Reloads with a credit card? If so, where and what are the details?
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