Amtrak Cardmembers Now Get up to 20% Back on Onboard Food and Beverages
Update: Some offers mentioned below are no longer available. View the current offers here.
Amtrak on Tuesday announced that it's rolling out a new benefit for Amtrak Guest Rewards credit card holders, where new and existing cardmembers will get 20% back on onboard food and beverage purchases.
Here's how it works. Eligible cardholders will receive a statement credit within seven days of the purchase. The cards included are the Amtrak Guest Rewards® World Mastercard® and the Amtrak Guest Rewards Platinum Mastercard.
World Mastercard members will receive a 20% rebate, while Platinum cardholders will get 10% back for onboard food and beverage purchases.
This new perk is similar to how select airline co-brand credit cards offer discounts on in-flight purchases. The Citi® / AAdvantage® Platinum Select® World Elite Mastercard® gives 25% off food and beverage purchases on American Airlines flights while the Gold Delta SkyMiles® Credit Card from American Express offers 20% back on food, beverages and headsets. The information for the Citi AAdvantage Platinum card has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.
Amtrak also announced that new Amtrak Guest Rewards World Mastercard members can receive a new sign up bonus of 40,000 points (worth up to $1,000 in Amtrak travel) and a $100 statement credit after spending $2,500 during the first three months. The regular sign-up bonus is typically 20,000 points.
TPG values Amtrak points at 2.5 cents each, which is the highest of any award currency. If you're interested, we wouldn't recommend waiting too long as this promotion ends September 27.
With the recent Amtrak news, including the new non-stop Acela route between New York and Washington and new train cars coming soon, now might be a good time to invest in an Amtrak card.
If you aren't familiar with Amtrak cards, World Mastercard members receive 3X points for every dollar spent on Amtrak, an annual Companion Coupon and Upgrade Coupon, a fast track to elite status and a single-visit lounge pass upon approval. The Platinum Mastercard has a welcome bonus of 12,000 points after spending $1,000 in the first three months with no annual fee. You'll receive 2X points on Amtrak purchases with the less-premium card.
TPG featured card
at Bilt's secure site
Terms & restrictions apply. See rates & fees.
| 1X | Choose to earn up to 1X points on rent and mortgage payments with no transaction fee |
| 2X | Earn 2X points + the option to earn 4% back in Bilt Cash on everyday purchases |
Pros
- Choice to earn up to 1 Bilt Point per dollar spent on rent and mortgage payments
- Elevated everyday earnings with both Bilt Points and the option to earn Bilt Cash
- $400 Bilt Travel Portal hotel credit per year (up to $200 biannually)
- $200 Bilt Cash annually
- Priority Pass membership
- No foreign transaction fees
Cons
- Moderate annual fee
- Designed primarily for members seeking a premium, all-in-one card
- Earn points on housing with no transaction fee
- Choose to earn 4% back in Bilt Cash on everyday spend. Use Bilt Cash to unlock point earnings on rent and mortgage payments with no transaction fee, up to 1X.
- 2X points on everyday spend
- $400 Bilt Travel Hotel credit. Applied twice a year, as $200 statement credits, for qualifying Bilt Travel Portal hotel bookings.
- $200 Bilt Cash (awarded annually). At the end of each calendar year, any Bilt Cash balance over $100 will expire.
- Welcome bonus (subject to approval): 50,000 Bilt Points + Gold Status after spending $4,000 on everyday purchases in the first 90 days + $300 of Bilt Cash.
- Priority Pass ($469/year value). See Guide to Benefits.
- Bilt Point redemptions include airlines, hotels, future rent and mortgage payments, Lyft rides, statement credits, student loan balances, a down payment on a home, and more.