Have an Amex Business Platinum card? Don’t forget to register for these perks

Oct 28, 2021

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The Business Platinum Card® from American Express might come with a high annual fee, but it also has a whole lot of credit card perks.

The card’s new annual fee of $695 (see rates and fees) kicks in for both new and existing Business Platinum cardholders on Jan. 13, 2022. That means if you apply (or already applied) before Jan. 13, 2022, you can take advantage of all of the benefits while still paying the lower $595 rate for another entire year before your next renewal.

Speaking of perks, the Amex Business Platinum card has plenty, as mentioned. But most of the card’s greatest benefits aren’t automatic; you’ll have to enroll your card to get them. Here’s a quick look at what those perks are and how to register for them.

Remember, for new cardholders, the card’s welcome offer has jumped up to 120,000 Membership Rewards points after spending $15,000 on eligible purchases within the first three months of card membership.

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In This Post

Overview of the Business Platinum perks


The Amex Business Platinum has over $1,400 in statement credits that you could potentially maximize, with over $800 in credits added in a recent October 2021 card refresh. Of the seven credits, you must register for six before you can actually begin using them.

Here’s a look at what those credits are.

Credit  Annual amount   Do I need to register?  How it works
Dell Up to $400 Yes Annual statement credit on all U.S. Dell purchases, up to $200 semi-annually. This is a $200 increase from the existing Dell benefit.
Indeed Up to $360 Yes Annual statement credit on all Indeed hiring and recruiting products and services to post open positions and find talent, up to $90 per quarter.
Adobe Up to $150 Yes Annual statement credit on select purchases, including Adobe Creative Cloud and Acrobat Pro DC.
Wireless telephone services Up to $120 Yes Annual statement credits for purchases made directly from any US wireless telephone provider, up to $10 per month.
Clear Up to $189 No Statement credits toward an annual Clear membership for expedited airport security.
Airline fee Up to $200 Yes Annual airline fee credit of up to $200 on charges by the airline you select per calendar year.
Global Entry or TSA PreCheck Up to $100 Yes Statement credits for Global Entry ($100) or TSA PreCheck ($85) every four years (4.5 years for PreCheck).

Besides statement credits, the Business Platinum card also has several other perks you have to register for. These include:

Finally, here are the other top Amex Business Platinum perks that don’t require registration:

  • 1.5x points earned on purchases for up to $2 million per calendar year across new categories that include:
    • Electronics goods retailers, software and cloud service providers
    • Construction materials and hardware supplies
    • Shipping providers
  • 1.5x points earned on large purchases over $5,000
  • 5x points on flights and pre-paid hotels booked in advance through Amex Travel
  • Cellphone protection, for a maximum of $800 per claim with a limit of two approved claims per 12-month period. Note that a $50 deductible will apply.
  • Access to the Cruise Privileges Program and the International Airline Program.
  • Global Dining Access by Resy: Exclusive reservations at some of the world’s top restaurants, access to premium events, and other perks like priority notify and VIP status.

How to register

The golden ticket to accessing these perks is through your online Amex account under the “Benefits” tab. Once there, you can find every perk that you need to register for. In fact, there is an additional “Enroll” tab that breaks down the perks that require enrollment.

(Screenshot courtesy of Amex)


In addition, several perks even have a dedicated tracker within your Amex account. This is helpful to determine how much of a perk you have left remaining. For instance, in the screenshot above, this cardholder still has $200 to go in maximizing their airline fee credit. (Don’t forget to register first.)

Several new Business Platinum perks that launched in October require enrollment (Screenshot courtesy of Amex)


Bottom line

The Amex Business Platinum Card is one of our top business cards that’s excellent for small businesses with expenses in the new statement credit categories. While it might not be worth the money for all business owners, its travel and lifestyle perks are difficult, if not impossible, to beat. Most of its perks, however, do need to be registered for ahead of time.

Remember, if you apply before Jan. 13, 2022, you’ll be locked into the current $595 annual fee for a full year, then $695 per year.

Official application link: Amex Business Platinum with a 120,000-point welcome offer. 

Featured photo by Wyatt Smith/The Points Guy.


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