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Have an Amex Business Platinum card? Don't forget to register for these perks

Oct. 28, 2021
6 min read
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The Business Platinum Card® from American Express might come with a high annual fee, but it also has a whole lot of credit card perks.

The card’s new annual fee of $695 (see rates and fees) kicks in for both new and existing Business Platinum cardholders on Jan. 13, 2022. That means if you apply (or already applied) before Jan. 13, 2022, you can take advantage of all of the benefits while still paying the lower $595 rate for another entire year before your next renewal.

Speaking of perks, the Amex Business Platinum card has plenty, as mentioned. But most of the card’s greatest benefits aren’t automatic; you’ll have to enroll your card to get them. Here's a quick look at what those perks are and how to register for them.

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Remember, for new cardholders, the card’s welcome offer has jumped up to 120,000 Membership Rewards points after spending $15,000 on eligible purchases within the first three months of card membership.

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Overview of the Business Platinum perks

The Amex Business Platinum has over $1,400 in statement credits that you could potentially maximize, with over $800 in credits added in a recent October 2021 card refresh. Of the seven credits, you must register for six before you can actually begin using them.

Here's a look at what those credits are.

Credit Annual amount  Do I need to register? How it works
DellUp to $400YesAnnual statement credit on all U.S. Dell purchases, up to $200 semi-annually. This is a $200 increase from the existing Dell benefit.
IndeedUp to $360YesAnnual statement credit on all Indeed hiring and recruiting products and services to post open positions and find talent, up to $90 per quarter.
AdobeUp to $150YesAnnual statement credit on select purchases, including Adobe Creative Cloud and Acrobat Pro DC.
Wireless telephone servicesUp to $120YesAnnual statement credits for purchases made directly from any US wireless telephone provider, up to $10 per month.
ClearUp to $189NoStatement credits toward an annual Clear membership for expedited airport security.
Airline feeUp to $200YesAnnual airline fee credit of up to $200 on charges by the airline you select per calendar year.
Global Entry or TSA PreCheckUp to $100YesStatement credits for Global Entry ($100) or TSA PreCheck ($85) every four years (4.5 years for PreCheck).

Besides statement credits, the Business Platinum card also has several other perks you have to register for. These include:

Finally, here are the other top Amex Business Platinum perks that don't require registration:

  • 1.5x points earned on purchases for up to $2 million per calendar year across new categories that include:
  • Electronics goods retailers, software and cloud service providers
  • Construction materials and hardware supplies
  • Shipping providers
  • 1.5x points earned on large purchases over $5,000
  • 5x points on flights and pre-paid hotels booked in advance through Amex Travel
  • Cellphone protection, for a maximum of $800 per claim with a limit of two approved claims per 12-month period. Note that a $50 deductible will apply.
  • Access to the Cruise Privileges Program and the International Airline Program.
  • Global Dining Access by Resy: Exclusive reservations at some of the world’s top restaurants, access to premium events, and other perks like priority notify and VIP status.

How to register

The golden ticket to accessing these perks is through your online Amex account under the "Benefits" tab. Once there, you can find every perk that you need to register for. In fact, there is an additional "Enroll" tab that breaks down the perks that require enrollment.

(Screenshot courtesy of Amex)

In addition, several perks even have a dedicated tracker within your Amex account. This is helpful to determine how much of a perk you have left remaining. For instance, in the screenshot above, this cardholder still has $200 to go in maximizing their airline fee credit. (Don't forget to register first.)

Several new Business Platinum perks that launched in October require enrollment (Screenshot courtesy of Amex)

Bottom line

The Amex Business Platinum Card is one of our top business cards that’s excellent for small businesses with expenses in the new statement credit categories. While it might not be worth the money for all business owners, its travel and lifestyle perks are difficult, if not impossible, to beat. Most of its perks, however, do need to be registered for ahead of time.

Remember, if you apply before Jan. 13, 2022, you’ll be locked into the current $595 annual fee for a full year, then $695 per year.

Official application link: Amex Business Platinum with a 120,000-point welcome offer.

Featured image by (Photo by Wyatt Smith/The Points Guy)
Editorial disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

TPG featured card

Best starter travel card
TPG Editor‘s Rating
Card Rating is based on the opinion of TPG‘s editors and is not influenced by the card issuer.
4 / 5
Go to review

Rewards

1 - 3X points
3XEarn 3 Points per $1 spent at Restaurants and Supermarkets
3XEarn 3 Points per $1 spent at Gas Stations, Air Travel and Hotels
1XEarn 1 Point per $1 spent on all other purchases

Intro offer

Earn 80,000 ThankYou® points60,000 points
For a limited time, earn 80,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening

Annual Fee

$95

Recommended Credit

670-850
Excellent, Good
Credit ranges are a variation of FICO© Score 8, one of many types of credit scores lenders may use when considering your credit card application.

Why We Chose It

The Citi Premier’s 3 points per dollar spent across a wide range of popular categories is one of the more lucrative offerings in the world of points and miles. The Citi Premier comes with a $95 annual fee and is currently offering a solid sign up bonus of 80,000 points after you spend $4,000 on purchases within the first three months. It also has some valuable transfer partners to make the most of your rewards. Add in access to Citi Entertainment plus a $100 hotel credit for any single-stay hotel booking that exceeds $500 or more, excluding taxes and fees, booked through the Citi travel website, there are few reasons why the Citi Premier should not be in every traveler’s wallet.

Pros

  • Earns 3x points on restaurants, supermarkets, gas stations, air travel and hotels.
  • $100 annual hotel savings benefit (on single hotel stay bookings of $500 or more, excluding taxes and fees, booked through thankyou.com)
  • Points transfer to 16 airline programs, from JetBlue to Virgin Atlantic.
  • World Elite Mastercard benefits, extended warranty, damage and theft protection.

Cons

  • $95 annual fee
  • Lacks travel protections that other travel rewards cards come with
  • For a limited time, earn 80,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening
  • Earn 3 Points per $1 spent at Restaurants and Supermarkets
  • Earn 3 Points per $1 spent at Gas Stations, Air Travel and Hotels
  • Earn 1 Point per $1 spent on all other purchases
  • Annual Hotel Savings Benefit
  • 80,000 Points are redeemable for $800 in gift cards when redeemed at thankyou.com
  • No expiration and no limit to the amount of points you can earn with this card
  • No Foreign Transaction Fees on purchases
Best starter travel card
TPG Editor‘s Rating
Card Rating is based on the opinion of TPG‘s editors and is not influenced by the card issuer.
4 / 5
Go to review

Rewards Rate

3XEarn 3 Points per $1 spent at Restaurants and Supermarkets
3XEarn 3 Points per $1 spent at Gas Stations, Air Travel and Hotels
1XEarn 1 Point per $1 spent on all other purchases
  • Intro Offer
    For a limited time, earn 80,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening

    Earn 80,000 ThankYou® points
    60,000 points
  • Annual Fee

    $95
  • Recommended Credit
    Credit ranges are a variation of FICO© Score 8, one of many types of credit scores lenders may use when considering your credit card application.

    670-850
    Excellent, Good

Why We Chose It

The Citi Premier’s 3 points per dollar spent across a wide range of popular categories is one of the more lucrative offerings in the world of points and miles. The Citi Premier comes with a $95 annual fee and is currently offering a solid sign up bonus of 80,000 points after you spend $4,000 on purchases within the first three months. It also has some valuable transfer partners to make the most of your rewards. Add in access to Citi Entertainment plus a $100 hotel credit for any single-stay hotel booking that exceeds $500 or more, excluding taxes and fees, booked through the Citi travel website, there are few reasons why the Citi Premier should not be in every traveler’s wallet.

Pros

  • Earns 3x points on restaurants, supermarkets, gas stations, air travel and hotels.
  • $100 annual hotel savings benefit (on single hotel stay bookings of $500 or more, excluding taxes and fees, booked through thankyou.com)
  • Points transfer to 16 airline programs, from JetBlue to Virgin Atlantic.
  • World Elite Mastercard benefits, extended warranty, damage and theft protection.

Cons

  • $95 annual fee
  • Lacks travel protections that other travel rewards cards come with
  • For a limited time, earn 80,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening
  • Earn 3 Points per $1 spent at Restaurants and Supermarkets
  • Earn 3 Points per $1 spent at Gas Stations, Air Travel and Hotels
  • Earn 1 Point per $1 spent on all other purchases
  • Annual Hotel Savings Benefit
  • 80,000 Points are redeemable for $800 in gift cards when redeemed at thankyou.com
  • No expiration and no limit to the amount of points you can earn with this card
  • No Foreign Transaction Fees on purchases