Earn rewards

Earn rewards with a credit card

When you spend on a credit card that earns rewards, you’ll earn points, miles or cash back for each purchase you make. The exact amount and which currency you earn depend on your card’s earning rates and your spending. You’ll generally earn a base rate for each dollar you spend, with opportunities to earn more in bonus categories and through a welcome bonus.

Calculate

How many points or miles could you earn?

$2,000

Estimated points or miles you’d earn

36,000 points

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Bonus categories

Many cards offer elevated rewards rates on select spending categories. For example, your card may earn bonus rewards in categories such as gas or groceries. It’s important to choose a card with bonus categories that match your spending habits so you can maximize the rewards you earn on your purchases.

Everyday purchases
1x
Groceries and gas
3x
Travel purchases
5x

Welcome bonuses

Issuers typically offer welcome bonuses for their credit cards to encourage new applications. These can be worth hundreds or even thousands of dollars in value. You’ll typically need to spend a certain amount of money in a given period of time to earn a welcome bonus.

Check out this month’s current welcome bonuses to find one that fits your spending.

Spend $3,000

Earn 100,000

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