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The Points Guy believes that credit cards can transform lives, helping you leverage everyday spending for cash back or travel experiences that might otherwise be out of reach. That's why we publish a variety of editorial content and card comparisons: to help you find a great card to turn your goals into reality.
Our site may earn compensation when a customer clicks on a link, when an application is approved, or when an account is opened with our partners, and this may impact how or where these products appear. While we don't cover all available credit cards, our editorial team creates and maintains all of the analysis of these cards, and our content is not influenced nor subject to review by any credit card company, bank or partner prior to (or after) publication. Please view our advertising policy and product review methodology for more information.
Guides
Capital One Shopping portal: What is it and how to use it to earn rewards
Featured image by KSENIYA OVCHINNIKOVA/GETTY IMAGES
Kyle Olsen is the former points and miles reporter at TPG. He specializes in maximizing points and miles, elite status and credit cards so readers travel more comfortably and at a lower cost.
September 5, 2024 • 7 min read
The cards we feature here are from partners who compensate us when you are approved through our site, and this may impact how or where these products appear. We don't cover all available credit cards, but our analysis, reviews, and opinions are entirely from our editorial team. Terms apply to the offers listed on this page. Please view our advertising policy and product review methodology for more information.Editorial disclaimer: Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.
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Quick summary
Capital One Shopping is a free online portal that helps users save money through targeted deals, automatic coupons and price comparisons across a wide range of merchants.
The platform is accessible to anyone, regardless of whether they hold a specific credit card or bank account, though some features may be limited for users outside the U.S.
Rewards earned through the portal are issued as credits redeemable for gift cards at over 50 retailers, rather than as cash back, points or miles.
A browser extension streamlines the process by prompting users to activate offers and apply coupons while shopping online.
What to consider
Rewards are only available as gift cards, not as cash back or direct deposits.
To ensure rewards are tracked, users should avoid using coupon codes not listed on the portal and should not navigate away during the purchase process.
Booking hotels through the portal may save money, but typically does not provide elite status benefits or loyalty points unless booked directly with the hotel.
What you'll miss from the article
A detailed walkthrough of maximizing savings, including how to use referral bonuses, leverage price comparisons and navigate the redemption process for gift cards.
Generated by AI with support from our editorial team.
Update: Some offers mentioned below are no longer available. View the current offers here.
Online shopping portals allow you to earn bonus points, miles or cash back when you shop at select retailers. By logging in to your preferred portal, clicking on a store and making a purchase as usual, you can earn these bonuses on top of the rewards you get from your credit card.
Capital One Shopping is one such portal that helps you find deals and save money, even if you don’t have a Capital One credit card. It offers targeted deals that differ from the Capital One Offers found in your account, and it will automatically add coupons to your shopping cart.
In this guide, we’ll cover everything you need to know about using Capital One Shopping to save money on purchases.
Capital One Shopping is an online shopping portal that can save you money on your purchases. It's free and available to everyone, even if you don’t have a Capital One credit card or bank account. However, features may be limited if you're based outside the U.S.
Unlike other shopping portals that give you points, miles or cash back, Capital One Shopping earns you credits that can be redeemed for gift cards. Although it’s not the same as getting cash, many merchants are available for your gift card redemptions, including Walmart and eBay.
CAPITALONESHOPPING.COM
Capital One Shopping also provides a browser extension you can easily download after logging in. Once installed, the extension will prompt you to activate any available Capital One Shopping offers while you search online.
To use it, visit your desired retailer. You’ll be prompted to activate the available offers in the top right corner of your screen. This extension is a convenient solution for simplifying the rewards-finding process and avoiding the need to manually search for them.
To use Capital One Shopping, start by visiting capitaloneshopping.com and creating an account. You can set up your own credentials or choose to log in via Capital One (if you're already a Capital One customer).
Alternatively, you might be able to use a referral to jump-start your earnings. Capital One Shopping has been known to offer referral bonuses when you join using a friend or family member’s referral link. For instance, when you create an account using the referral link and download the browser extension, then spend $10 in the first 30 days, you and your referrer will both earn a one-time bonus of $40 in rewards.
Once you have an account, you can find what you're looking for using the search bar at the top of the page. From the individual merchant page, click "Visit Site" in the upper left box. You can also click “Activate” or "Get Coupon" on one of the offers below. You’ll be redirected to the merchant's site to complete the purchase.
CAPITALONESHOPPING.COM
Like other shopping portals, you must click through the portal to receive rewards (unless you have the browser extension, which will prompt you to activate rewards when you open an eligible merchant’s site). You should avoid navigating to other websites or shopping portals during the process and using coupon codes that aren't listed on Capital One Shopping, as this may cause your purchase to not be tracked properly with Capital One Shopping.
If you're not sure exactly what you're looking for, you can browse options by clicking the "Brands" or "Products" tab at the top or choose the "Events" tab to search current deals. Capital One Shopping now offers a wide variety of merchants, ranging from pet supplies and electronics to hotels and concert tickets.
When you search by product, Capital One Shopping will display the various merchants that sell your item, including the product condition, the estimated delivery time, the potential rewards and the final out-of-pocket cost after rewards. For example, when I searched for Apple AirPods Pro, I could save over $70 when buying them from Amazon instead of eBay.
CAPITALONESHOPPING.COM
Capital One Shopping has a similar price comparison tool for hotel reservations. Start by searching for your destination and dates, then click on a hotel that interests you and scroll down to see the available offers.
CAPITALONESHOPPING.COM
As you can see, booking with certain online travel agencies can save you money on your hotel stay. But remember that you generally won’t receive elite status benefits or earn elite-qualifying points or nights unless you book directly with the hotel. If you find a lower rate at a Marriott, Hyatt, Hilton or IHG property than what’s available by booking directly, you can submit a price match/best-rate guarantee request, and if approved, the lower rate will be honored.
As mentioned, Capital One Shopping provides rewards in the form of credits that can be redeemed for gift cards at select retailers. This is different from programs like Rakuten, Dosh and TopCashback, which allow you to earn cash rewards (typically distributed via PayPal, check, automated clearing house service or Venmo transfers).
When you're ready to redeem your Capital One Shopping rewards, you can order gift cards by selecting “Redeem Now” under the “My Rewards & Savings” tab.
CAPITALONESHOPPING.COM
From there, you can see your redemption options. There are currently over 50 retailers to choose from.
What credit card should you use with Capital One Shopping?
You can use Capital One Shopping without using a Capital One card. However, many Capital One cards can be great options for these types of purchases, including:
Capital One Venture Rewards Credit Card: Earn 2 Capital One miles per dollar spent on every purchase.
Capital One Venture X Rewards Credit Card: Earn 2 miles per dollar spent on every purchase.
Capital One Spark Miles for Business (no longer available): Earn 2 miles per dollar spent on every purchase.
Capital One Quicksilver Cash Rewards Credit Card: Earn an unlimited 1.5% cash back on every purchase.
The information for the Spark Miles for Business has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.
The Capital One Shopping portal can help you save money, even if you don’t have a Capital One credit card. Although it falls short of offering cash back, it rewards you with gift cards at various merchants, and it sets itself apart from many shopping portals with valuable price comparison functionality and the ability to search for and apply coupon codes to your transactions. Plus, the Capital One Shopping browser extension makes it easy to activate available offers and earn rewards while shopping online.
Overall, using Capital One Shopping is a simple and effective way to maximize savings on your purchases — so sign up today.
Comments
By commenting, you agree to our Community Guidelines to help create a positive space for conversation. The responses below are not provided or commissioned by the bank advertiser, our partners, or The Points Guy (“TPG”). They have not been reviewed, approved, or otherwise endorsed by any of these parties. All responses are submitted by individual contributors, and neither the bank advertiser, our partners, nor TPG are responsible for ensuring that all posts and/or questions are answered.
