Ellie Nan Storck is the managing editor of hotel content at TPG and brings nearly a decade of experience in the travel editorial industry to the team. In this role, she writes and edits hotel roundups and reviews while managing ongoing hotel projects.
April 15, 2025 • 26 min read
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Editorial note: The Westin Bora Bora provided TPG with a complimentary three-night stay so that we could get an inside look at the hotel's recent renovation and its amenities. The opinions expressed below are entirely those of the author and weren't subject to review by the hotel or any external entity.
Editorial disclaimer: Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.
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Quick summary
The Westin Bora Bora Resort & Spa recently reopened after a full renovation, offering the largest collection of luxury overwater bungalows on the island.
Travelers can book stays using points from a major hotel loyalty program or pay cash, with rates varying significantly by season.
Amenities include multiple dining venues, a spa, eco-center for turtle rehabilitation, and a range of included and paid activities.
The resort emphasizes laid-back luxury, with both social and private spaces, and is especially popular with couples and honeymooners.
What to consider
Cash rates are especially high during peak season, and a daily resort fee applies to all stays, including award bookings.
The resort fee covers airport transfers, select activities, and amenities, but some experiences and dining options incur additional costs.
Accessibility features are available in select room types, but guests with mobility needs should contact the property in advance due to the resort's layout and boat-only access.
What you'll miss from the article
A detailed review of the renovated bungalows, dining experiences, and unique on-site amenities like the eco-center and spa.
Generated by AI with support from our editorial team.
When I was little, my dad's best friend, Douglas, spent three weeks every year in a beach bungalow in French Polynesia. And every winter, like clockwork, a colorful stamp-covered package would arrive in the mail containing tiny treasures (polished shells, wooden figurines, dried hibiscus flowers, etc.) collected during his trip to paradise. Located in the upper left-hand corner of each package was — in my book — the most exciting return address: Bora Bora.
Fast forward two decades, and I found myself walking along The Westin Bora Bora Resort & Spa's pristine beach, searching the pearly white sand for treasures to send to Douglas after my first trip to the island, completely in awe of its legendary turquoise waters.
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Even for those who have been in the points and miles world for years, booking a bucket list-worthy experience using points earned from everyday expenses never loses its wow factor. A perfect example of said once-in-a-lifetime redemption: an overwater bungalow getaway in Bora Bora at the first resort to open on the island in eight years.
If you're traveling to Bora Bora from the U.S., it's going to be a long journey no matter what — but how long you spend on a plane will vary quite a bit depending on your origin. I, for example, was traveling from Portland, Maine. This meant I had to take a six-hour cross-country flight to Los Angeles International Airport (LAX) to then catch my roughly eight-hour flight to Faaa International Airport (PPT) in Papeete, Tahiti. I flew Air Tahiti Nui, one of the primary airlines offering nonstop service between the U.S. and Tahiti. I spent one night in Papeete at a nearby hotel and then took an hourlong flight out to Bora Bora. In total, I clocked around 15 hours of flight time.
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Once at the island's (very, very small) Bora Bora Airport (BOB), I headed to the Westin's check-in desk, where I was greeted by a friendly staff member with a beautiful jasmine flower lei. From there, I was guided to Westin's sleek transfer boat for a relaxing 15-minute ride over the lagoon's gleaming cerulean waters.
Booking details
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After searching the hotel's website for rates over the next 12 months, the lowest cash rates I could find for The Westin Bora Bora start around $623 (for February 2026), and the lowest points rates over the next 12 months are 67,000 Marriott Bonvoy points (for January 2026).
Keep in mind that the high season is from May through October as well as late December, so those months are when you'll see the steepest rates — cash-wise, these can climb well above $1,000 per night.
The Westin Bora Bora Resort & Spa charges a $106 daily resort fee that includes round-trip transportation between the resort and the airport (or between the resort and the mainland) for up to two guests per stay, a welcome bottle of Champagne upon arrival, access to activities like wine tastings and coconut palm weaving, daily fitness classes like Pilates and yoga, a beach bag and high-speed internet access. (Note that Marriott does not waive resort fees on award stays.)
: Earn 6 points per dollar spent on eligible purchases at hotels participating in the Marriott Bonvoy program, automatic Platinum Elite status and 25 elite night credits per year toward a higher tier.
: Earn 6 points per dollar spent on eligible purchases at hotels participating in the Marriott Bonvoy program, automatic Gold Elite status and 15 elite night credits per year toward a higher tier.
Marriott Bonvoy Bountiful® Credit Card: Earn 6 points per dollar spent on eligible purchases at hotels participating in the Marriott Bonvoy program, automatic Gold Elite status and 15 elite night credits per year toward a higher tier.
: Earn 6 points per dollar spent on eligible purchases at hotels participating in the Marriott Bonvoy program, automatic Gold Elite status and 15 elite night credits per year toward a higher tier.
(see rates and fees): Earn 6 points per dollar spent on eligible purchases at hotels participating in the Marriott Bonvoy program, automatic Silver Elite status and 15 elite night credits per year toward a higher tier.
(see rates and fees): Earn 3 points per dollar spent on eligible purchases at hotels participating in the Marriott Bonvoy program, automatic Silver Elite status and 5 elite night credits per year toward a higher tier.
The information for the Marriott Bonvoy Bountiful Credit Card has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.
Alternatively, those who hold a Chase card, like the (see rates and fees) cantransfer their Chase Ultimate Reward points to Marriott to book this property. Otherwise, card holders can use their Chase Sapphire Preferred to book a stay at the Westin Marriott Bora Bora and get 2 points per dollar spent on the travel purchase.
Standout features
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Recently renovated overwater bungalows (many of which have plunge pools) feature open spaces with modern, beachy decor, floor-to-ceiling windows and Westin’s iconic Heavenly beds.
There are multiple beautiful beach areas throughout the property, each with incredible views and plenty of lounge or seating options.
The spa offers a locally inspired wellness menu with tranquil treatment rooms overlooking the lagoon.
The on-site eco-center is one of the primary turtle rehabilitation centers in French Polynesia.
The updated landscaping is stunning, with abundant and colorful local flora and fauna around every turn.
Drawbacks
Cash rates tend to be very high year-round, especially during peak season.
Service was very friendly (albeit slow at times), even when the restaurants weren’t too busy.
The vibe at The Westin Bora Bora Resort & Spa
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Toes-in-the-sand, laid-back luxury was the name of the game pretty much everywhere in Bora Bora from what I could tell, starting with the teeny airport where security was a breeze (you essentially exit and walk straight onto a dock to catch a ride to your respective resort) and extending to the way boat captains would exuberantly call out "Ia ora na!" (a Tahitian greeting) across the water to other passing boats.
Formerly known as Le Meridien, the original property closed during the coronavirus pandemic to undergo refurbishments and ended up staying closed — and reflagging to the Westin brand — until its grand reopening in September of 2024, debuting as the first new resort in Bora Bora since 2017. The completion of extensive renovations revealed changes like new landscaping that introduced dozens of new plants to the motu (i.e., small islet) and a complete overhaul of the accommodations, dining outlets, spa and beyond.
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The layout of the resort felt reflective of the destination's far-flung island beauty and also offered the option for my stay to feel as private or as social as I wanted. A long wooden dock led up to the sandy shores of the motu, with two stretches of overwater bungalows extending out into the lagoon on either side of the expansive main beach dotted with loungers and palm trees. There was another more secluded beach on the north-facing side of the property, which was where I spent most of my time snorkeling.
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The resort's primary complex was composed of two floors and offered an open-air feel. The pool and main beach area (as well as several restaurants) sat on the first level, while the breezy check-in area, concierge, resort store and a few more eateries were on the second level. Rows of blue and pink Westin-branded bikes could be found throughout the property for guest use, making it easy (and fast) to get from place to place if I didn't feel like walking.
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By day, guests strolled or biked leisurely about the resort in swimsuits, often without shoes. In the evenings, people would get a bit dressed up in elevated resortwear for dinner, but the vibes were still pretty casual. Clientele-wise, unsurprisingly, I mostly saw couples young and old, from newlyweds and honeymooners to those celebrating 30th — even 50th — wedding anniversaries. I saw maybe three families total and only one toddler.
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The staff was friendly and always offered a smile and hello to passersby. The restaurant hosts tended to remember guest names and often struck up conversations about how my stay was going and what the day's activities held in store — with most of the staffers being local, they were an excellent source of information about Bora Bora and were always willing to help answer questions or direct me to someone who could.
Exploring the resort, with its paths that meander around the property's bounty of lush plants and flowers (manicured in a way that still maintains a sense of wildness), was a highlight of my time at The Westin Bora Bora.
The room at The Westin Bora Bora Resort & Spa
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With 128 overwater bungalows — some of which have plunge pools — The Westin Bora Bora stands out as having the highest number of overwater accommodations on the island. Additionally, there are 14 beach villas located along a sandy stretch that overlooks the property's serene private lagoon. All bungalows and villas have views of either the island, the lagoon and/or Mount Otemanu.
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My 613-square-foot Premium Otemanu Overwater bungalow was located at the farthest point of the wooden dock connecting all the bungalows, allowing me to get as close as possible to Otemanu, which loomed high across the lagoon.
The bungalow featured a front entrance hallway with a spacious bathroom to the left and an enormous walk-in closet to the right (the closet provided an iron and an ironing board, plenty of clothing hangers, a safe, slippers, umbrellas and lots of storage space).
It then opened into a large suite-style bedroom with a king-size Westin Heavenly bed, a wall-mounted flat-screen TV and a seating area in one corner with an L-shaped couch and a coffee and tea station with a minifridge below. There was also a rectangular window in the middle of the floor that revealed the blue lagoon below (ideal for catching a glimpse of colorful fish, or, if lucky, a sea turtle).
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Upon my arrival, everything from the bathroom countertops to the bed linens and the coffee station was adorned with colorful, fresh hibiscus, frangipani and local greenery.
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But the best part of the whole space was undoubtedly the floor-to-ceiling sliding glass doors that opened up onto a large deck holding an infinity plunge pool, two white linen-clad loungers, a small breakfast nook and a ladder leading directly into the glimmering blue lagoon.
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There were sweeping views of Otemanu directly in front of the bungalow and then views of the lagoon in both directions on either side. Wooden walls on each side of the deck ensured that there was sufficient privacy (though sometimes you could hear music or people talking from neighboring bungalows).
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Though the bedroom and deck were tied for first place in terms of my favorite place to spend time in the bungalow, the bathroom was phenomenal. The spacious countertop featured his and hers sinks set below mirrors that could actually slide open to look into the bedroom. There were floral-scented Noa Noa bath products, plenty of fluffy white towels of varying sizes (as well as two beach towels) and two robes hung above a deep soaking tub. On one side of the tub was a shower (complete with both a hand-held wand and a rain shower fixture), while the other had a small wash closet. Both of these enclosed spaces featured a beautiful geometric, black-and-white tile design.
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Food and drink at The Westin Bora Bora Resort & Spa
When staying at an island resort, I think it can be easy to tire of having the same dining options over and over again. But with six restaurants and bars on the property, The Westin Bora Bora had something to suit every taste — and plenty of locally inspired flavors, which was my favorite part (I'm still dreaming of all the incredible fruit!). Plus, in a destination like this one, you're pretty much guaranteed to snag a stellar view no matter where you're sitting.
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Tipanier
A French-inspired restaurant, Tipanier was my go-to spot for breakfast most days (there are both buffet and a la carte options), though it also welcomed guests for dinner (which is typically a la carte). Pro tip: Ask the concierge about arranging dinner during the weekly Polynesian show, which offers buffet and a live performance.
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I enjoyed breakfast twice. The buffet, which costs $52 per person, consisted of a massive spread of fresh juices, pastries, local fruit, meats and cheese, fresh sashimi, an omelet station, traditional Western hot breakfast dishes and several locally inspired options.
During the dinner buffet featuring the live Polynesian show ($155 per person), there was everything from tuna sashimi and grilled swordfish to barbecued meats, fresh salad options and roasted veggies.
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Guests can choose to sit indoors in a high-ceilinged, airy space or out on the patio overlooking the private lagoon and beach villas.
Maere
Maere, the resort's more formal signature restaurant, is helmed by the property's executive chef, Laurent Brun, who explores global cuisines via a tasting menu (with wine pairings available) that changes every night. Overlooking the resort's private lagoon, the venue offers guests the opportunity to dine inside or out on the deck.
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The night I dined here, I enjoyed an Asian market-inspired menu ($130 per person) featuring dishes like red tuna sashimi with nori and thinly sliced swordfish nigiri, white mahi-mahi with white miso eggplant, steamed root vegetable raviolis with green mango salad and some of the best Vietnamese beef pho I've ever had.
Varavara
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With part-indoor, part-outdoor seating in a setting with a thatched roof and plenty of greenery, Varavara is open for lunch and dinner on the ground floor next to the main pool area. With a direct view of Mount Otemanu, it's a lovely setting for either meal, but I particularly enjoyed having dinner here and watching the twinkling lights of the bungalows as night fell.
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For dinner, I had refreshing tuna sashimi ($17) followed by a Napoletana spaghetti ($28), which was simple but hit the spot.
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When I tried the restaurant for lunch, I enjoyed a hearty cheeseburger and fries ($36.50), an ideal meal after a long day of snorkeling.
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Te Ava, Honu Tiki and 'O'A
There are three bars at The Westin Bora Bora Resort & Spa: Honu Tiki, which offers beachside cocktails (I had a very good, very strong mai tai on the beach here); Te Ava, the bar at the edge of the main infinity pool; and 'O'A, located on the second level.
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'O'A is a bit more formal and offers a sophisticated open-air setting with sweeping views of Otemanu and locally inspired cocktails. (If you like rum, this is the time to try one of the venue's rum-based concoctions — you can even arrange to attend one of the complimentary rum-tasting classes available here during the day.)
In-room dining
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In-room dining (which we should really call in-bungalow dining) offered an expansive menu all day long. Service was quick (it always arrived within 30 minutes of placing my order), and I opted to enjoy these meals poolside at my bungalow.
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For one lunch, I enjoyed a crisp and flavorful Caesar salad ($30) with an ice-cold coke ($8.50). I enjoyed the salad so much that I ordered it for lunch the next day (this time topped with juicy grilled chicken) alongside traditional Tahitian dish called i'a ota ($21.50), which consisted of fresh tuna marinated in lime and coconut milk with crunchy veggies. I could've eaten this every day.
Amenities and service at The Westin Bora Bora Resort & Spa
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While it was tempting to spend the entirety of my trip in my overwater bungalow, the range of amenities (some included in the resort fee, others at an extra cost) was too good to pass up.
The infinity pool at the center of the resort, which featured six cabanas and plenty of loungers and umbrellas, overlooked the main beach, the lagoon and Otemanu beyond. This was definitely the hub of activity and the primary hangout spot across the resort. It was the place to be for those who wanted to socialize under the sun with a cocktail in hand.
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As previously mentioned, guests could use the on-site bikes to navigate around the property. The nightly rate included nonmotorized water sports (I kayaked and snorkeled many times, but paddleboarding was also an option), and there was also a volleyball net on the main beach. Guests could pay to arrange a Jet Ski adventure or boat tours to snorkel with local sea life.
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I used the Westin's fitness center a couple of times during my visit. Fully air-conditioned and with high ceilings, three full walls of windows and plenty of cardio and weight-lifting equipment, it was a great place for a workout. Guests could also sign up for complimentary morning yoga or pilates classes.
Of course, one of the highlights of The Westin Bora Bora Resort & Spa was the Heavenly Spa.
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With two relaxation areas (one open-air and one enclosed with air conditioning) and its own private lagoon-facing infinity pool and waterfront treatment rooms, this was the most tranquil space on the property. It was an ideal place to unwind after a day in the sun.
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I opted for a 60-minute Aito massage ($253), wherein my therapist used deep tissue techniques and local oils for optimal relaxation. I especially appreciated that she used a locally made lotion to treat my sunburn after the massage.
As soon as I heard about the resort's on-site eco-center, I was very excited about the opportunity to spend an hour learning about the center's conservation efforts — it's one of the largest eco-centers in French Polynesia and one of the region's primary care centers for injured sea turtles.
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Guests can tour the center and learn about the important work that its specialists are doing to rehabilitate sea turtles and revive marine ecosystems in Bora Bora and beyond.
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Of course, you get to spend some time with turtles, too, which was a magical experience.
Via the concierge, guests could arrange activities both on and off the resort. I opted for a morning boat and breakfast experience ($133) that involved being picked up in an outrigger canoe right from my bungalow's outdoor deck, enjoying a quick ride through the lagoon and then coming back to my bungalow for an incredible breakfast of coffee, pastries, fruit and eggs.
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Out and about
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The Westin Bora Bora is certainly the type of resort where you likely won’t feel the need to go anywhere. In fact, guests may find it difficult to leave their overwater bungalow, let alone the motu.
However, for those with a sense of adventure and time to explore this little pocket of paradise, the concierge desk will be happy to assist with making plans, from snorkeling trips in the surrounding waters (I snorkeled with black tip sharks and some very friendly stingrays) to guided tours of Vaitape, the main island’s largest settlement, and even all-terrain-vehicle trips.
I’d been hoping to take the boat from the resort to the main island (which runs several times a day and is included in the resort fee), as the concierge had helped me book a motor scooter via Avis, the rental company that partners with the hotel, so I could explore the main island on my own. (There is one main road that encircles the island, so it’s pretty easy to navigate.) However, due to the unpredictable nature of the weather and how short my trip was, I ultimately chose to forgo this outing.
For those in search of a thrill, it’s worth looking into climbing Otemanu, but keep in mind that summiting the peak can take over four hours and involves some challenging terrain.
Accessibility
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The Westin Bora Bora Resort & Spa offers two accessible room types: Plunge Pool Beach Villa and Lagoon View Overwater. Both options offer mobility-accessible spaces with roll-in showers; however, the hotel website notes that these rooms are not equipped with hearing-accessible features.
I did not notice a lift at the main pool. The overwater walkways leading to the bungalows on both sides of the resort were wide enough for a wheelchair, but I noticed that there were many staircases throughout the resort to get from ground-level facilities to the second-floor facilities (where the check-in desks and concierge were located, in addition to a resort store and one of the primary bars).
Given that this resort is only accessible via boat, it's best to contact the resort ahead of booking to ensure it can accommodate any specific accessibility needs.
Checking out
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To say it was difficult to part with my overwater bungalow and its knockout view of Mount Otemanu would be an understatement — having spent only 3 1/2 days in Bora Bora, I left eager to come back for a longer trip. But even during such a short trip, I got a sense of how special this French Polynesian destination is — and why Douglas made the epic journey from the East Coast year after year. I hope to take a leaf from his book next time and return for three weeks.
In the meantime, I'll be dreaming of sunsets over Otemanu and stockpiling my Marriott points to redeem another overwater bungalow stay at The Westin Bora Bora.
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$120 Dining Credit: Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub (including Seamless), Buffalo Wild Wings, Five Guys, The Cheesecake Factory, and Wonder. This can be an annual savings of up to $120. Enrollment required.
$100 Resy Credit: Get up to $100 in statement credits each calendar year at over 10,000 qualifying U.S. Resy restaurants after you pay for eligible purchases with the American Express® Gold Card. That’s up to $50 in statement credits semi-annually. Enrollment required.
$84 Dunkin' Credit: Earn up to $7 in monthly statement credits after you pay with the American Express® Gold Card at U.S. Dunkin’ locations. Enrollment required.
$120 Uber Cash on Gold: Enjoy up to $120 in Uber Cash annually with your Gold Card. Just add your Card to your Uber account and you'll get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an Amex Card for your transaction.
Enjoy complimentary Hertz Five Star® Status benefits like skipping the counter at select locations, adding an additional driver at no additional cost*, and vehicle upgrades**. Benefit enrollment and Hertz Gold+ registration are required. *Additional drivers must meet standard rental qualifications and must be a spouse or domestic partner to qualify as complimentary. Other additional drivers subject to fees. **Benefits are subject to availability and vary by location. Additional Hertz program Terms and Conditions including age restrictions apply.
Book two nights or more with The Hotel Collection through AmexTravel.com or the Amex Travel App™ and receive a $100* credit towards eligible charges at over 1,400 upscale hotels worldwide. *Eligible charges vary by property.
Book your travel through the Amex Travel App™ with added peace of mind – backed by American Express® service and support. Only for American Express® Card Members.
Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.
No Foreign Transaction Fees.
Annual Fee is $325.
Terms Apply.
Pros
Valuable dining and food-related credits
Points are transferable
Multiple travel and purchase protections
No foreign transaction fees
Access to Amex Offers for additional savings (enrollment required)
Cons
Not as useful for those living outside the U.S.
Difficult credit redemption
You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App™.
Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App™, or purchased directly from airlines.
Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App™ and cruises booked and paid through AmexTravel.com.
Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
Pay It® lets you tap in the American Express® App to quickly pay for small purchase amounts throughout the month and still earn rewards the way you usually do. Plan It® gives you the option to split up big purchases into equal monthly payments with a fixed fee. You’ll know upfront exactly how much you’ll pay.
$120 Dining Credit: Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub (including Seamless), Buffalo Wild Wings, Five Guys, The Cheesecake Factory, and Wonder. This can be an annual savings of up to $120. Enrollment required.
$100 Resy Credit: Get up to $100 in statement credits each calendar year at over 10,000 qualifying U.S. Resy restaurants after you pay for eligible purchases with the American Express® Gold Card. That’s up to $50 in statement credits semi-annually. Enrollment required.
$84 Dunkin' Credit: Earn up to $7 in monthly statement credits after you pay with the American Express® Gold Card at U.S. Dunkin’ locations. Enrollment required.
$120 Uber Cash on Gold: Enjoy up to $120 in Uber Cash annually with your Gold Card. Just add your Card to your Uber account and you'll get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an Amex Card for your transaction.
Enjoy complimentary Hertz Five Star® Status benefits like skipping the counter at select locations, adding an additional driver at no additional cost*, and vehicle upgrades**. Benefit enrollment and Hertz Gold+ registration are required. *Additional drivers must meet standard rental qualifications and must be a spouse or domestic partner to qualify as complimentary. Other additional drivers subject to fees. **Benefits are subject to availability and vary by location. Additional Hertz program Terms and Conditions including age restrictions apply.
Book two nights or more with The Hotel Collection through AmexTravel.com or the Amex Travel App™ and receive a $100* credit towards eligible charges at over 1,400 upscale hotels worldwide. *Eligible charges vary by property.
Book your travel through the Amex Travel App™ with added peace of mind – backed by American Express® service and support. Only for American Express® Card Members.
Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.
By commenting, you agree to our Community Guidelines to help create a positive space for conversation. The responses below are not provided or commissioned by the bank advertiser, our partners, or The Points Guy (“TPG”). They have not been reviewed, approved, or otherwise endorsed by any of these parties. All responses are submitted by individual contributors, and neither the bank advertiser, our partners, nor TPG are responsible for ensuring that all posts and/or questions are answered.
at American Express's secure site. Terms & restrictions apply. See rates & fees.
Rewards rate
Rewards rate
Rate
Category
4X
Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
4X
Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
5X
Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App™.
3X
Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App™, or purchased directly from airlines.
2X
Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App™ and cruises booked and paid through AmexTravel.com.
1X
Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
Intro offer
As High As 100,000 points. Find Out Your Offer.
Annual fee
$325
Regular APR
See Pay Over Time APR
Recommended credit
Excellent to Good
Pros + cons
Pros
Valuable dining and food-related credits
Points are transferable
Multiple travel and purchase protections
No foreign transaction fees
Access to Amex Offers for additional savings (enrollment required)
Cons
Not as useful for those living outside the U.S.
Difficult credit redemption
More details
You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App™.
Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App™, or purchased directly from airlines.
Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App™ and cruises booked and paid through AmexTravel.com.
Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
Pay It® lets you tap in the American Express® App to quickly pay for small purchase amounts throughout the month and still earn rewards the way you usually do. Plan It® gives you the option to split up big purchases into equal monthly payments with a fixed fee. You’ll know upfront exactly how much you’ll pay.
$120 Dining Credit: Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub (including Seamless), Buffalo Wild Wings, Five Guys, The Cheesecake Factory, and Wonder. This can be an annual savings of up to $120. Enrollment required.
$100 Resy Credit: Get up to $100 in statement credits each calendar year at over 10,000 qualifying U.S. Resy restaurants after you pay for eligible purchases with the American Express® Gold Card. That’s up to $50 in statement credits semi-annually. Enrollment required.
$84 Dunkin' Credit: Earn up to $7 in monthly statement credits after you pay with the American Express® Gold Card at U.S. Dunkin’ locations. Enrollment required.
$120 Uber Cash on Gold: Enjoy up to $120 in Uber Cash annually with your Gold Card. Just add your Card to your Uber account and you'll get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an Amex Card for your transaction.
Enjoy complimentary Hertz Five Star® Status benefits like skipping the counter at select locations, adding an additional driver at no additional cost*, and vehicle upgrades**. Benefit enrollment and Hertz Gold+ registration are required. *Additional drivers must meet standard rental qualifications and must be a spouse or domestic partner to qualify as complimentary. Other additional drivers subject to fees. **Benefits are subject to availability and vary by location. Additional Hertz program Terms and Conditions including age restrictions apply.
Book two nights or more with The Hotel Collection through AmexTravel.com or the Amex Travel App™ and receive a $100* credit towards eligible charges at over 1,400 upscale hotels worldwide. *Eligible charges vary by property.
Book your travel through the Amex Travel App™ with added peace of mind – backed by American Express® service and support. Only for American Express® Card Members.
Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.
No Foreign Transaction Fees.
Annual Fee is $325.
Terms Apply.
Pros
Valuable dining and food-related credits
Points are transferable
Multiple travel and purchase protections
No foreign transaction fees
Access to Amex Offers for additional savings (enrollment required)
Cons
Not as useful for those living outside the U.S.
Difficult credit redemption
You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App™.
Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App™, or purchased directly from airlines.
Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App™ and cruises booked and paid through AmexTravel.com.
Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
Pay It® lets you tap in the American Express® App to quickly pay for small purchase amounts throughout the month and still earn rewards the way you usually do. Plan It® gives you the option to split up big purchases into equal monthly payments with a fixed fee. You’ll know upfront exactly how much you’ll pay.
$120 Dining Credit: Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub (including Seamless), Buffalo Wild Wings, Five Guys, The Cheesecake Factory, and Wonder. This can be an annual savings of up to $120. Enrollment required.
$100 Resy Credit: Get up to $100 in statement credits each calendar year at over 10,000 qualifying U.S. Resy restaurants after you pay for eligible purchases with the American Express® Gold Card. That’s up to $50 in statement credits semi-annually. Enrollment required.
$84 Dunkin' Credit: Earn up to $7 in monthly statement credits after you pay with the American Express® Gold Card at U.S. Dunkin’ locations. Enrollment required.
$120 Uber Cash on Gold: Enjoy up to $120 in Uber Cash annually with your Gold Card. Just add your Card to your Uber account and you'll get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an Amex Card for your transaction.
Enjoy complimentary Hertz Five Star® Status benefits like skipping the counter at select locations, adding an additional driver at no additional cost*, and vehicle upgrades**. Benefit enrollment and Hertz Gold+ registration are required. *Additional drivers must meet standard rental qualifications and must be a spouse or domestic partner to qualify as complimentary. Other additional drivers subject to fees. **Benefits are subject to availability and vary by location. Additional Hertz program Terms and Conditions including age restrictions apply.
Book two nights or more with The Hotel Collection through AmexTravel.com or the Amex Travel App™ and receive a $100* credit towards eligible charges at over 1,400 upscale hotels worldwide. *Eligible charges vary by property.
Book your travel through the Amex Travel App™ with added peace of mind – backed by American Express® service and support. Only for American Express® Card Members.
Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.
No Foreign Transaction Fees.
Annual Fee is $325.
Terms Apply.
American Express® Gold Card
TPG Editor's Rating4/5
TPG Editor's Rating4/5
at American Express's secure site. Terms & restrictions apply. See rates & fees.
Rewards rate
Rewards rate
Rate
Category
4X
Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
4X
Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
5X
Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App™.
3X
Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App™, or purchased directly from airlines.
2X
Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App™ and cruises booked and paid through AmexTravel.com.
1X
Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
Intro offer
As High As 100,000 points. Find Out Your Offer.
Annual fee
$325
Regular APR
See Pay Over Time APR
Recommended credit
Excellent to Good
Pros + cons
Pros
Valuable dining and food-related credits
Points are transferable
Multiple travel and purchase protections
No foreign transaction fees
Access to Amex Offers for additional savings (enrollment required)
Cons
Not as useful for those living outside the U.S.
Difficult credit redemption
More details
You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App™.
Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App™, or purchased directly from airlines.
Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App™ and cruises booked and paid through AmexTravel.com.
Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
Pay It® lets you tap in the American Express® App to quickly pay for small purchase amounts throughout the month and still earn rewards the way you usually do. Plan It® gives you the option to split up big purchases into equal monthly payments with a fixed fee. You’ll know upfront exactly how much you’ll pay.
$120 Dining Credit: Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub (including Seamless), Buffalo Wild Wings, Five Guys, The Cheesecake Factory, and Wonder. This can be an annual savings of up to $120. Enrollment required.
$100 Resy Credit: Get up to $100 in statement credits each calendar year at over 10,000 qualifying U.S. Resy restaurants after you pay for eligible purchases with the American Express® Gold Card. That’s up to $50 in statement credits semi-annually. Enrollment required.
$84 Dunkin' Credit: Earn up to $7 in monthly statement credits after you pay with the American Express® Gold Card at U.S. Dunkin’ locations. Enrollment required.
$120 Uber Cash on Gold: Enjoy up to $120 in Uber Cash annually with your Gold Card. Just add your Card to your Uber account and you'll get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an Amex Card for your transaction.
Enjoy complimentary Hertz Five Star® Status benefits like skipping the counter at select locations, adding an additional driver at no additional cost*, and vehicle upgrades**. Benefit enrollment and Hertz Gold+ registration are required. *Additional drivers must meet standard rental qualifications and must be a spouse or domestic partner to qualify as complimentary. Other additional drivers subject to fees. **Benefits are subject to availability and vary by location. Additional Hertz program Terms and Conditions including age restrictions apply.
Book two nights or more with The Hotel Collection through AmexTravel.com or the Amex Travel App™ and receive a $100* credit towards eligible charges at over 1,400 upscale hotels worldwide. *Eligible charges vary by property.
Book your travel through the Amex Travel App™ with added peace of mind – backed by American Express® service and support. Only for American Express® Card Members.
Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.
No Foreign Transaction Fees.
Annual Fee is $325.
Terms Apply.
Pros
Valuable dining and food-related credits
Points are transferable
Multiple travel and purchase protections
No foreign transaction fees
Access to Amex Offers for additional savings (enrollment required)
Cons
Not as useful for those living outside the U.S.
Difficult credit redemption
You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App™.
Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App™, or purchased directly from airlines.
Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App™ and cruises booked and paid through AmexTravel.com.
Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
Pay It® lets you tap in the American Express® App to quickly pay for small purchase amounts throughout the month and still earn rewards the way you usually do. Plan It® gives you the option to split up big purchases into equal monthly payments with a fixed fee. You’ll know upfront exactly how much you’ll pay.
$120 Dining Credit: Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub (including Seamless), Buffalo Wild Wings, Five Guys, The Cheesecake Factory, and Wonder. This can be an annual savings of up to $120. Enrollment required.
$100 Resy Credit: Get up to $100 in statement credits each calendar year at over 10,000 qualifying U.S. Resy restaurants after you pay for eligible purchases with the American Express® Gold Card. That’s up to $50 in statement credits semi-annually. Enrollment required.
$84 Dunkin' Credit: Earn up to $7 in monthly statement credits after you pay with the American Express® Gold Card at U.S. Dunkin’ locations. Enrollment required.
$120 Uber Cash on Gold: Enjoy up to $120 in Uber Cash annually with your Gold Card. Just add your Card to your Uber account and you'll get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an Amex Card for your transaction.
Enjoy complimentary Hertz Five Star® Status benefits like skipping the counter at select locations, adding an additional driver at no additional cost*, and vehicle upgrades**. Benefit enrollment and Hertz Gold+ registration are required. *Additional drivers must meet standard rental qualifications and must be a spouse or domestic partner to qualify as complimentary. Other additional drivers subject to fees. **Benefits are subject to availability and vary by location. Additional Hertz program Terms and Conditions including age restrictions apply.
Book two nights or more with The Hotel Collection through AmexTravel.com or the Amex Travel App™ and receive a $100* credit towards eligible charges at over 1,400 upscale hotels worldwide. *Eligible charges vary by property.
Book your travel through the Amex Travel App™ with added peace of mind – backed by American Express® service and support. Only for American Express® Card Members.
Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.