Why You Don't Travel Into a Hurricane Zone
It's that time of year again. There are cones of uncertainty, European models, ever-changing spaghetti-looking projections and very serious storms. We are entering peak hurricane season, and Mother Nature likes to remind us who is really in charge.
This time, it's Hurricane Dorian who has shook up the projections and gone from a tropical storm to a potentially serious hurricane in a short amount of time. I'm going to assume those who live in hurricane zones know what to do to prepare, but if not, NOAA's National Hurricane Center has a great Hurricane Preparedness page to get you going.
However, if you live outside of a typical hurricane zone, it can be very easy to not fully grasp the seriousness or exact timing of these storms. In part, that is because that information can change quickly, but also because hurricanes mean one thing if you have lived through a bad one and another if you haven't.
As someone who has lived through more than one hurricane -- you do not want to travel into a storm. That sounds obvious, but otherwise intelligent and experienced travelers do it all the time.
Here's why you shouldn't even consider it.
Related: Airlines Offering Flight Change Waivers

Lessons Learned From Hurricane Harvey
In 2017, my family lived through Hurricane Harvey just outside of Houston. The day before Hurricane Harvey hit, it was a Category 1 storm. That's obviously not good news, but the coast is largely designed to withstand a Category 1 storm. Certainly those an hour or more inland from the coast (as we are), shouldn't be devastated by a Category 1 storm outside of a stroke of really bad luck. But then Harvey quickly became a Category 4 storm and made landfall not once, but three times. That wasn't even the worst of it -- Harvey lived on in some fashion for a week, and parts of Texas, such as where we live north of Houston, received close to 50 inches of rain in a short period of time.
The flooding was deadly and catastrophic. What was a Category 1 storm that originally hit another part of the state, became 50 inches of rain that caused 13,000+ people to need rescue, 30,000+ to be displaced, dozens of people to die and hundreds of thousands to be without power and temporarily cutoff from major thoroughfares. All of this happened in my community from a storm that made landfall many miles away and was projected to be a Category 1. It was easy to not take that scenario seriously, but doing so would have very bad consequences.
You Can Get In, But You Might Not Get Out
From a travel perspective, we were scheduled to fly out of Houston for an anniversary getaway the day before Harvey made landfall. My husband's parents had arrived from Kansas to watch our girls during our trip a day or two earlier. They made the trip when Harvey looked like it should be more nuisance than disaster, but looking back, having them come was a bad call. By the time we were close to departure for our trip, it was clear we weren't going to risk leaving and not being able to get back to Texas. If we were erring, it was going to be on the side of caution to be home to protect our house and girls -- but even then we had no clue how bad it would really be.
When a hurricane hits, it doesn't all end when the winds die down. In fact, that's when it can start to get worse. The power outages, flooding, flight cancellations and related backlog of stranded passengers can combine to create a very serious mess that isn't fixed overnight. Hurricane Harvey canceled more than 11,000 flights. That easily means hundreds of thousands of impacted passengers.
In fact, when Harvey hit the Houston area, the two Houston airports (HOU and IAH) were 100% closed from 12pm on Aug. 27 until 4pm on Aug. 30 -- save for five extraordinary rescue flights by Southwest. During that time, no one was getting in or out, and even when they began to ramp up operations, many flights were still being canceled. This included my in-laws' flight back home that was canceled more times than I can remember. By the time they actually got out by air, they were mere hours from getting a one-way rental car to just drive the heck out of here.
They had been stuck with us for days in a house that now had a collapsed ceiling from all of the rain. There was stuff everywhere trying to save what we could, lots of people, nowhere to go, no school and, for a while, no end in sight. In fact, that water-slogged ceiling virtually collapsed on grandma in the middle of the night. Even still, we were the lucky ones as others in our town had raging water go through their second stories. Again, remember, this was all from a storm that wasn't supposed to be a huge deal.

If you are stuck in a hotel as a visitor to a hurricane-hit area, you are then using up a room that may be needed for folks evacuating from the storm. Needless to say, my in-laws didn't come back to visit again for a year after this -- I wouldn't have either.
Shift Travel Plans Away From the Storm
As our story points out, you can probably weather the storm fine in a sturdy location, but can then easily end up trapped for days. You also don't want to connect through a hurricane zone too close to anticipated impact because those flights may be canceled.
Hurricane Dorian is still days away from landfall on the mainland, but current projections show that it might hit smack in the middle of Florida. Let's say you were at Disney World -- odds are, you'll physically be fine if you follow safety instructions. But, odds are also high you'll be stuck inside the hotel eating whatever hurricane provisions they have instead of heading to the new Galaxy's Edge, enjoying your coveted 'Ohana dinner reservation and using up your Mine Train FastPass. The Disney World parks were closed for multiple days when Hurricane Irma hit Florida in 2017.
I'm not telling you to cancel much-awaited plans preemptively, but watch carefully and come up with a Plan B. (And yes, Disney World does have a hurricane policy.) To help with the costs associated with changing plans, airlines basically all have weather waivers in place at this point and you can potentially turn to your credit card for help, too. Keep an eye on those waivers as they mostly have included island destinations thus far, but some airlines have started to now include Florida.
Related: Guide to Travel Insurance

Sometimes storms downgrade or shift directions at the last minute and your change of travel plans may have been for naught, but I'd rather be high and dry in that scenario than stuck somewhere with no power, a collapsed ceiling and widespread flooding -- or worse.

Bottom Line
If you have any travel that could even potentially be impacted by a hurricane, keep a very close eye on the forecasts, don't get fixated on the category of the storm as that relates to wind, not rain, watch for airline weather waivers and, ultimately, do what you can to avoid traveling into a hurricane zone unless you are going to help and are ready to stay put for a number of days.
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- Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
- Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com.
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Rewards Rate
| 4X | Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year. |
| 4X | Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year. |
| 3X | Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com. |
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You may be eligible for as high as 100,000 Membership Rewards® Points after spending $6,000 in eligible purchases on your new Card in your first 6 months of Membership. Welcome offers vary and you may not be eligible for an offer.As High As 100,000 points. Find Out Your Offer.Annual Fee
$325Recommended Credit
Credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.Excellent to Good
Why We Chose It
There’s a lot to love about the Amex Gold. It’s a fan favorite thanks to its fantastic bonus-earning rates at restaurants worldwide and at U.S. supermarkets. If you’re hitting the skies soon, you’ll also earn bonus Membership Rewards points on travel. Paired with up to $120 in Uber Cash annually (for U.S. Uber rides or Uber Eats orders, card must be added to Uber app and you can redeem with any Amex card), up to $120 in annual dining statement credits to be used with eligible partners, an up to $84 Dunkin’ credit each year at U.S. Dunkin Donuts and an up to $100 Resy credit annually, there’s no reason that foodies shouldn’t add the Amex Gold to their wallet. These benefits alone are worth more than $400, which offsets the $325 annual fee on the Amex Gold card. Enrollment is required for select benefits. (Partner offer)Pros
- 4 points per dollar spent on dining at restaurants worldwide and U.S. supermarkets (on the first $50,000 in purchases per calendar year; then 1 point per dollar spent thereafter and $25,000 in purchases per calendar year; then 1 point per dollar spent thereafter, respectively)
- 3 points per dollar spent on flights booked directly with the airline or with amextravel.com
- Packed with credits foodies will enjoy
- Solid welcome bonus
Cons
- Not as useful for those living outside the U.S.
- Some may have trouble using Uber and other dining credits
- You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $6,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
- Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
- Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
- Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com.
- Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com.
- Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
- $120 Uber Cash on Gold: Add your Gold Card to your Uber account and get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an American Express Card for your transaction. That’s up to $120 Uber Cash annually. Plus, after using your Uber Cash, use your Card to earn 4X Membership Rewards® points for Uber Eats purchases made with restaurants or U.S. supermarkets. Point caps and terms apply.
- $84 Dunkin' Credit: With the $84 Dunkin' Credit, you can earn up to $7 in monthly statement credits after you enroll and pay with the American Express® Gold Card at U.S. Dunkin' locations. Enrollment is required to receive this benefit.
- $100 Resy Credit: Get up to $100 in statement credits each calendar year after you pay with the American Express® Gold Card to dine at U.S. Resy restaurants or make other eligible Resy purchases. That's up to $50 in statement credits semi-annually. Enrollment required.
- $120 Dining Credit: Satisfy your cravings, sweet or savory, with the $120 Dining Credit. Earn up to $10 in statement credits monthly when you pay with the American Express® Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, and Five Guys. Enrollment required.
- Explore over 1,000 upscale hotels worldwide with The Hotel Collection and receive a $100 credit towards eligible charges* with every booking of two nights or more through AmexTravel.com. *Eligible charges vary by property.
- No Foreign Transaction Fees.
- Annual Fee is $325.
- Terms Apply.

