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The Points Guy believes that credit cards can transform lives, helping you leverage everyday spending for cash back or travel experiences that might otherwise be out of reach. That's why we publish a variety of editorial content and card comparisons: to help you find a great card to turn your goals into reality.
Our site may earn compensation when a customer clicks on a link, when an application is approved, or when an account is opened with our partners, and this may impact how or where these products appear. While we don't cover all available credit cards, our editorial team creates and maintains all of the analysis of these cards, and our content is not influenced nor subject to review by any credit card company, bank or partner prior to (or after) publication. Please view our advertising policy and product review methodology for more information.
Guides
What it's like to be in lockdown in 12 countries around the world
Featured image by SOPA Images/LightRocket via Gett
Hayley Coyle is the Features Editor for The Points Guy U.K. She is a former tabloid newspaper journalist and is currently renovating a cottage in Yorkshire and baking enormously fattening cakes. Not at the same time.
April 9, 2020 • 15 min read
The cards we feature here are from partners who compensate us when you are approved through our site, and this may impact how or where these products appear. We don't cover all available credit cards, but our analysis, reviews, and opinions are entirely from our editorial team. Terms apply to the offers listed on this page. Please view our advertising policy and product review methodology for more information.
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By commenting, you agree to our Community Guidelines to help create a positive space for conversation. The responses below are not provided or commissioned by the bank advertiser, our partners, or The Points Guy (“TPG”). They have not been reviewed, approved, or otherwise endorsed by any of these parties. All responses are submitted by individual contributors, and neither the bank advertiser, our partners, nor TPG are responsible for ensuring that all posts and/or questions are answered.
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Quick summary
Countries worldwide have implemented strict lockdowns in response to the COVID-19 pandemic, with varying rules and community responses.
Many communities are supporting frontline workers, vulnerable populations and each other through charitable acts, donations and creative morale-boosting activities.
Governments are providing economic relief and enforcing regulations to limit movement, with fines or special permissions required in some regions.
Despite challenges, people are finding ways to stay connected and optimistic, from virtual gatherings to balcony concerts and neighborhood games.
What to consider
Lockdown rules differ by country, with some requiring permits or limiting outdoor activity to specific distances or times.
Economic support measures and enforcement levels vary, impacting small businesses, employees and daily life differently across regions.
Cultural traditions and social norms influence how communities adapt and maintain morale during isolation.
What you'll miss from the article
Personal stories and unique local initiatives that highlight how individuals and communities in different countries are coping with lockdown.
Generated by AI with support from our editorial team.
During these unprecedented, worrying and uncertain times, there's one thing pretty much every country has in common at the moment: some form of a lockdown due to the COVID-19 pandemic.
Many countries are urging residents not to leave home except for medical supplies, food or exercise. There's absolutely no socializing in groups, and the travel and hospitality industries are at a standstill.
The main rule of lockdown is quite simple: stay home. We are naturally social creatures, so being forced to isolate from other humans can be very challenging -- but, of course, for the greater good. It won't be forever. And as the coronavirus pandemic sweeps across the globe, each country has come up with varying ways to deal with the crisis. And from nightly operas on Italian balconies to National Health Service workers being handed bouquets of flowers while they're shopping, there are scenes of great solidarity playing out all over the world.
TPG U.K. spoke to people from a dozen different countries to learn about their experiences under lockdown.
Not a celebrator to be seen in Dublin on Saint Patrick's Day. (Photo by PAUL FAITH/Contributor/Getty Images)
Ireland
In Ireland, no one is leaving the house unless absolutely necessary. The government has also imposed a rule where you can only exercise alone and about a mile from where you live, according to travel writer Nicola Brady.
"There’s no dampening of the spirits -- despite what was possibly the quietest Paddy’s Day on record," Brady told TPG U.K. "A massive game of bingo was held between the residents of a Dublin apartment block last week, with the bingo caller shouting out the numbers on a loudspeaker."
Brady also said that lots of businesses are being charitable.
"The Galway meal prep business Clean Cut Meals has given 500 meals to medical frontline workers this week alone," she said. "And Listoke Distillery has ceased their gin making operation and is instead manufacturing hand sanitizer, which has been in short supply, to donate to homeless shelters and women’s refuges."
"But best of all? Our beloved president, Michael D Higgins, wrote a poem for the nation, entitled 'Take Care,'" Brady added.
South Korea
In South Korea, a nation that once had the second-highest number of coronavirus cases in the world, now has more people in recovery, said Isaine Blatry, a French student who lives in South Korea. But the government has introduced an organized system of helping all Koreans obtain face masks based on their birthday. People also receive 10 or more messages every day to warn them when and where people who are affected have been.
"Each day of the week there are two numbers," Blatry said. "For example, on Monday this week, it was one and six -- which correspond to the last number of your date of birth. On this day you can go and buy two masks, which should last you a week if you are social distancing responsibly."
(Photo by NurPhoto/Contributor/Getty Images)
"Now, it’s the season of [the] cherry blossom, which is a really important event in Korea. Normally, friends and family gather to have picnics, take pictures and have a walk near the Han river while admiring the blooms," Blatry said. "All the cherry blossom festivals have been canceled, which is a shame -- but obviously something we have to do."
Iceland
Birgitta Vilbergsdóttir, a senior cabin crew member with Icelandair, told TPG U.K. that, as a nation, Iceland is good at "adapting to all kinds of situations -- and this time will be no different."
Due to the "collapse of the tourism industry," she said the government has provided 1.5 billion euros to "safeguard the economic livelihood of individuals and businesses," and Icelandair's CEO Bogi Nils Bogason has tried to cushion the blow by introducing part-time work for employees instead of laying people off in vast numbers.
"Ironically, this epidemic has brought us closer together as a community," Vilbergsdóttir said. "Generous gifts have been donated to hospitals and an anonymous donor gave 15 ventilator machines. Famous artists, who also have suffered a lot from cancellations, have been streaming live concerts, and actors and musicians have sung for the elderly in front of their homes."
Teddies waiting to be counted. (Photo by Birgitta Vilbergsdóttir)
"We are all being encouraged to keep on living as normally as possible, by going outside for walks and to get some exercise to lift our spirits. It’s easier said than done to drag the children away from their PS4s and iPads for a walk," Vilbergsdóttir joked. "But some genius came up with the idea to place teddy bears or other stuffed animals in windows where it is possible to go for a walk and count how many are to be found."
Japan
John Balson, a British documentary maker in Tokyo, said he arrived there one day before the country tightened restrictions on all gaijin, or foreigners, entering the country — and despite expecting a "dystopian wasteland where the only things still running were the country’s estimated 5 million vending machines," the pandemic hasn't taken hold -- at least not yet.
Balson said some of the explanations put forward to understand why Tokyo's residents haven't been as affected as the rest of the world so far include a possible Japanese genetic immunity to the virus, or the popularity of fermented foods (fermented foods are said to be immune boosting).
A deserted Matsumoto Castle Japan. (Photo by John Balson)
"Others believe Japan’s famous hands-off culture and abundance of individuals already living isolated lives could also be a factor," Balson continued. "The Japanese rarely shake hands, preferring to bow, and they take their shoes off at every home on arrival, unlike in many Western nations. Adults living in isolation are also so ingrained in Japanese culture, they already have names -- the hitori-gurashi."
Balson also said things are relatively business as usual: Young families in Meguro are admiring the cherry blossoms on the canal, and the famous Shibuya traffic crossing is still packed. The only obvious sign something is wrong is the lack of crowds at the daily televised Sumo matches, he added.
"This week, coronavirus numbers finally began to worryingly rise in Tokyo, and the government is doing even more to encourage working from home and reducing social contact. Some, like myself and relatives, have headed to the countryside."
Israel
In Israel, lockdown is being taken very seriously, said writer Georgia Barnett -- couples are even living separately and only communicating via FaceTime. One couple even had a Zoom video conference wedding party, she said.
"A couple I know got married in person like normal, then they had the first dance on Zoom for their guests and a rabbi Zoomed in ... to bless them," Barnett said. "Even Israelis who don’t understand the concept of personal space or lining in an orderly formed queue have all really snapped into action during this time and are being extremely cooperative."
"People are not allowed to congregate in each other's homes, and no more than two people can be in a room at one time."
Pedestrians walk along a deserted street during lockdown in Jerusalem, Israel. (Photo by Kobi Wolf/Bloomberg/Getty Images)
"There are efforts to help those that live alone, and food delivery services are still operating, as are other small businesses such as art supply stores and clay-painting companies." Barnett said they're dropping off activities to people who are in quarantine to help lift their mood.
"Everyone is clubbing together and joining group chats and having virtual afternoon teas and happy hours together, meditation groups, writing circles, sharing circle," Barnett said. "It feels as if the community is really showing its support to each other."
St. Lucia
Despite the Caribbean being relatively unscathed by the COVID-19 outbreak, the tiny island of St. Lucia has -- at the time of writing -- a handful of cases, so the country is also in lockdown. Because the island nation is heavily reliant on tourism, its economy has been "decimated," according to Dominic Fedee, the St. Lucian minister for tourism, information and broadcasting.
But Fedee also said the surplus of food in all the hotels is being given to the elderly and vulnerable, and the maintenance workers from all the empty resorts are being deployed to help in hospitals and schools.
"Hotels have made their rooms available to house medical and security staff who are working long hours and who live far away," Fedee added. "We have roughly 1,000 rooms that would usually be full of guests that are housing medical support staff."
A deserted beach in Soufriere, St Lucia. (Photo by Yadid Levy/robertharding/Getty Images)
"Tourism is our oxygen, so things have become extremely difficult. But our people are still optimistic and we are making sure we learn from bigger countries so that when the tourism industry comes back, we are ready to open our doors."
Spain
Spain is one of the countries that has been hardest hit by the coronavirus -- at the time of this writing, the death had already exceeded 10,000. TPG senior writer Lori Zaino, an American based in Madrid, has written a detailed piece about life in lockdown there and has reiterated how strict the nation is being. People can be fined thousands of euros for leaving their homes without a valid reason.
But, she said, the people in Spain are "generally positive, scared but hopeful."
"This is generally hardest for those in cities like Madrid, where people live in flats without outdoor space. But everyone is doing the best they can and helping their neighbors out. For example, yesterday was a friend's birthday. He set up a giant speaker and asked for song requests from his neighbors, who then baked him a cake and left it outside his door."
(Photo by Lori Zaino/The Points Guy)
"The government is helping by allowing small businesses to temporarily 'fire' their employees. The government will pay them unemployment benefits until the businesses can reopen," Zaino added. "Decathlon is also donating all its snorkel masks to make respirators."
United States
In New York City, the epicenter of the outbreak in the U.S., NYPD officers are even more visible than normal, said TPG's editorial director, Laura Motta. But there are "many efforts" to help communities taking place.
"The city is offering three free meals a day to residents who need them at public schools in the city," Motta said. "People have been hit so hard by this, not just because of illness, but because of job loss. Free meals feel like an important step."
"There is a round of applause every night at 7 p.m. for health care workers and people working in essential businesses. The applause feels like it’s for those workers, too — and maybe a little bit for ourselves, as we weather this."
Everyone obeying lockdown instructions in NY. (Photo by ANGELA WEISS/AFP/Getty Images)
Motta also said that socializing in favorite bars and restaurants is in a New Yorker's fabric, so the lockdown is "painful."
"There’s a willingness to let all of those things go temporarily in order to save lives and protect ourselves," she added. "I think we’re all dreaming of the day, however, that we can raise a glass with friends at our favorite local bar."
New Zealand
Saddlemaker Michelle Bradley said that in New Zealand, those in uniforms are getting "first dibs" in supermarkets and everyone is "keeping an eye" on the elderly.
"Kiwis seem to be taking it as a paid holiday and heading to the beach, so now it's looking more like the beaches will also be locked down," Bradley told TPG U.K.
(Photo by Birgit Krippner/Bloomberg/Getty Images)
"Small businesses are getting a lot of help financially, so that's really good, but things are being enforced more every day and this is only the start of it here in New Zealand."
Greece
In Greece, you must send a text to the Civil Protection Secretariat if you want to go out and wait for an automated reply before leaving your house, said American travel writer Anthony Grant, who is based in Athens.
"As an alternative, you can have a signed declaration with your signature, but in any case, if you leave you must have a national identity card or passport with you at all times. Those found in violation risk a 150 euro fine.
An empty Acropolis, normally one of the busiest tourism spots in Greece. (Photo by Anthony Grant/The Points Guy)
"In another unprecedented move, Greek Prime Minister Kyriakos Mitsotakis has called on all ministers and members of Parliament to deposit half of their salaries over the next two months to a special fund to help combat the pandemic."
Brazil
In Brazil, psychologists are offering mental health support for free to people who are suffering from anxiety. There's also a pizza app that allows the buyer to gift a pizza to the delivery person so he or she can enjoy a free meal at home with their family.
Corporate lawyer Priscila Trigo said other experts are also volunteering their support. "Yoga and physical education teachers are ... offering free online classes to help people on their new routine."
No one to be seen on the streets of Brazil. (Photo by Bloomberg/Contributor/Getty Images)
"Last week, it was determined by the Governor of São Paulo state that all stores, malls, gyms and companies should close until April 7. Only supermarkets, street markets, pharmacies, restaurants and bars are open -- but for delivery only," Trigo said.
"Most of us are using video calls to help and also video classes -- and some people are singing from their balconies to their neighbors."
Singapore
The lockdown is being enforced very strictly in Singapore, said Australian lawyer Chris Chong, who lives there. But there are certain people who have welcomed it.
"At cafes and restaurants, every second table and chair is marked with duct tape to indicate they can't be used," Chong said. "Police and special forces are patrolling most built-up areas."
The Merlion statue, Singapore. (Photo by Roslan RAHMAN/AFP/Getty Images)
"But one segment of the community here that is actually somewhat enjoying this situation is parents whose adult children still live at home. This is because it has forced the family to spend more time together, which they enjoy."
Chong also said tea parties are still going ahead though, and the government has given immediate relief to small businesses through cash handouts.
Bottom line
Learning about how people from all over the world are coping with coronavirus -- the common enemy -- will hopefully inspire you and give you hope that we can, and will, be able to travel and see each other again, sooner rather than later. Despite life being topsy turvy at the moment and cultures from all over the world each facing different challenges, there are certain universal elements to this global crisis -- supporting the community, boosting morale and maybe most importantly, taking social distancing seriously.
Comments
By commenting, you agree to our Community Guidelines to help create a positive space for conversation. The responses below are not provided or commissioned by the bank advertiser, our partners, or The Points Guy (“TPG”). They have not been reviewed, approved, or otherwise endorsed by any of these parties. All responses are submitted by individual contributors, and neither the bank advertiser, our partners, nor TPG are responsible for ensuring that all posts and/or questions are answered.
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Valuable dining and food-related credits
Flexible rewards with airline and hotel transfer partners
Multiple travel and purchase protections
No foreign transaction fees
Access to Amex Offers for additional savings (enrollment required)
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Not as useful for those living outside the U.S.
Some may have trouble using Uber and other dining credits
You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App™.
Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App™, or purchased directly from airlines.
Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App™ and cruises booked and paid through AmexTravel.com.
Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
Pay It® lets you tap in the American Express® App to quickly pay for small purchase amounts throughout the month and still earn rewards the way you usually do. Plan It® gives you the option to split up big purchases into equal monthly payments with a fixed fee. You’ll know upfront exactly how much you’ll pay.
$120 Dining Credit: Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub (including Seamless), Buffalo Wild Wings, Five Guys, The Cheesecake Factory, and Wonder. This can be an annual savings of up to $120. Enrollment required.
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Enjoy complimentary Hertz Five Star® Status benefits like skipping the counter at select locations, adding an additional driver at no additional cost*, and vehicle upgrades**. Benefit enrollment and Hertz Gold+ registration are required. *Additional drivers must meet standard rental qualifications and must be a spouse or domestic partner to qualify as complimentary. Other additional drivers subject to fees. **Benefits are subject to availability and vary by location. Additional Hertz program Terms and Conditions including age restrictions apply.
Book two nights or more with The Hotel Collection through AmexTravel.com or the Amex Travel App™ and receive a $100* credit towards eligible charges at over 1,400 upscale hotels worldwide. *Eligible charges vary by property.
Book your travel through the Amex Travel App™ with added peace of mind – backed by American Express® service and support. Only for American Express® Card Members.
Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.
No Foreign Transaction Fees.
Annual Fee is $325.
Terms Apply.
American Express® Gold Card
TPG editor's rating4
TPG editor's rating4
at American Express's secure site. Terms & restrictions apply. See rates & fees.
Rewards rate
Rewards rate
Rate
Category
4X
Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
4X
Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
5X
Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App™.
3X
Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App™, or purchased directly from airlines.
2X
Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App™ and cruises booked and paid through AmexTravel.com.
1X
Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
Intro offer
As High As 100,000 points. Find Out Your Offer.
Annual fee
$325
Regular APR
See Pay Over Time APR
Recommended credit
Excellent to Good
Pros + cons
Pros
Valuable dining and food-related credits
Flexible rewards with airline and hotel transfer partners
Multiple travel and purchase protections
No foreign transaction fees
Access to Amex Offers for additional savings (enrollment required)
Cons
Not as useful for those living outside the U.S.
Some may have trouble using Uber and other dining credits
More details
You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App™.
Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App™, or purchased directly from airlines.
Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App™ and cruises booked and paid through AmexTravel.com.
Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
Pay It® lets you tap in the American Express® App to quickly pay for small purchase amounts throughout the month and still earn rewards the way you usually do. Plan It® gives you the option to split up big purchases into equal monthly payments with a fixed fee. You’ll know upfront exactly how much you’ll pay.
$120 Dining Credit: Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub (including Seamless), Buffalo Wild Wings, Five Guys, The Cheesecake Factory, and Wonder. This can be an annual savings of up to $120. Enrollment required.
$100 Resy Credit: Get up to $100 in statement credits each calendar year at over 10,000 qualifying U.S. Resy restaurants after you pay for eligible purchases with the American Express® Gold Card. That’s up to $50 in statement credits semi-annually. Enrollment required.
$84 Dunkin' Credit: Earn up to $7 in monthly statement credits after you pay with the American Express® Gold Card at U.S. Dunkin’ locations. Enrollment required.
$120 Uber Cash on Gold: Enjoy up to $120 in Uber Cash annually with your Gold Card. Just add your Card to your Uber account and you'll get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an Amex Card for your transaction.
Enjoy complimentary Hertz Five Star® Status benefits like skipping the counter at select locations, adding an additional driver at no additional cost*, and vehicle upgrades**. Benefit enrollment and Hertz Gold+ registration are required. *Additional drivers must meet standard rental qualifications and must be a spouse or domestic partner to qualify as complimentary. Other additional drivers subject to fees. **Benefits are subject to availability and vary by location. Additional Hertz program Terms and Conditions including age restrictions apply.
Book two nights or more with The Hotel Collection through AmexTravel.com or the Amex Travel App™ and receive a $100* credit towards eligible charges at over 1,400 upscale hotels worldwide. *Eligible charges vary by property.
Book your travel through the Amex Travel App™ with added peace of mind – backed by American Express® service and support. Only for American Express® Card Members.
Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.
No Foreign Transaction Fees.
Annual Fee is $325.
Terms Apply.
Pros
Valuable dining and food-related credits
Flexible rewards with airline and hotel transfer partners
Multiple travel and purchase protections
No foreign transaction fees
Access to Amex Offers for additional savings (enrollment required)
Cons
Not as useful for those living outside the U.S.
Some may have trouble using Uber and other dining credits
You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App™.
Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App™, or purchased directly from airlines.
Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App™ and cruises booked and paid through AmexTravel.com.
Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
Pay It® lets you tap in the American Express® App to quickly pay for small purchase amounts throughout the month and still earn rewards the way you usually do. Plan It® gives you the option to split up big purchases into equal monthly payments with a fixed fee. You’ll know upfront exactly how much you’ll pay.
$120 Dining Credit: Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub (including Seamless), Buffalo Wild Wings, Five Guys, The Cheesecake Factory, and Wonder. This can be an annual savings of up to $120. Enrollment required.
$100 Resy Credit: Get up to $100 in statement credits each calendar year at over 10,000 qualifying U.S. Resy restaurants after you pay for eligible purchases with the American Express® Gold Card. That’s up to $50 in statement credits semi-annually. Enrollment required.
$84 Dunkin' Credit: Earn up to $7 in monthly statement credits after you pay with the American Express® Gold Card at U.S. Dunkin’ locations. Enrollment required.
$120 Uber Cash on Gold: Enjoy up to $120 in Uber Cash annually with your Gold Card. Just add your Card to your Uber account and you'll get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an Amex Card for your transaction.
Enjoy complimentary Hertz Five Star® Status benefits like skipping the counter at select locations, adding an additional driver at no additional cost*, and vehicle upgrades**. Benefit enrollment and Hertz Gold+ registration are required. *Additional drivers must meet standard rental qualifications and must be a spouse or domestic partner to qualify as complimentary. Other additional drivers subject to fees. **Benefits are subject to availability and vary by location. Additional Hertz program Terms and Conditions including age restrictions apply.
Book two nights or more with The Hotel Collection through AmexTravel.com or the Amex Travel App™ and receive a $100* credit towards eligible charges at over 1,400 upscale hotels worldwide. *Eligible charges vary by property.
Book your travel through the Amex Travel App™ with added peace of mind – backed by American Express® service and support. Only for American Express® Card Members.
Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.
No Foreign Transaction Fees.
Annual Fee is $325.
Terms Apply.
American Express® Gold Card
TPG editor's rating4
TPG editor's rating4
at American Express's secure site. Terms & restrictions apply. See rates & fees.
Rewards rate
Rewards rate
Rate
Category
4X
Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
4X
Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
5X
Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App™.
3X
Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App™, or purchased directly from airlines.
2X
Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App™ and cruises booked and paid through AmexTravel.com.
1X
Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
Intro offer
As High As 100,000 points. Find Out Your Offer.
Annual fee
$325
Regular APR
See Pay Over Time APR
Recommended credit
Excellent to Good
Pros + cons
Pros
Valuable dining and food-related credits
Flexible rewards with airline and hotel transfer partners
Multiple travel and purchase protections
No foreign transaction fees
Access to Amex Offers for additional savings (enrollment required)
Cons
Not as useful for those living outside the U.S.
Some may have trouble using Uber and other dining credits
More details
You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App™.
Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App™, or purchased directly from airlines.
Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App™ and cruises booked and paid through AmexTravel.com.
Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
Pay It® lets you tap in the American Express® App to quickly pay for small purchase amounts throughout the month and still earn rewards the way you usually do. Plan It® gives you the option to split up big purchases into equal monthly payments with a fixed fee. You’ll know upfront exactly how much you’ll pay.
$120 Dining Credit: Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub (including Seamless), Buffalo Wild Wings, Five Guys, The Cheesecake Factory, and Wonder. This can be an annual savings of up to $120. Enrollment required.
$100 Resy Credit: Get up to $100 in statement credits each calendar year at over 10,000 qualifying U.S. Resy restaurants after you pay for eligible purchases with the American Express® Gold Card. That’s up to $50 in statement credits semi-annually. Enrollment required.
$84 Dunkin' Credit: Earn up to $7 in monthly statement credits after you pay with the American Express® Gold Card at U.S. Dunkin’ locations. Enrollment required.
$120 Uber Cash on Gold: Enjoy up to $120 in Uber Cash annually with your Gold Card. Just add your Card to your Uber account and you'll get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an Amex Card for your transaction.
Enjoy complimentary Hertz Five Star® Status benefits like skipping the counter at select locations, adding an additional driver at no additional cost*, and vehicle upgrades**. Benefit enrollment and Hertz Gold+ registration are required. *Additional drivers must meet standard rental qualifications and must be a spouse or domestic partner to qualify as complimentary. Other additional drivers subject to fees. **Benefits are subject to availability and vary by location. Additional Hertz program Terms and Conditions including age restrictions apply.
Book two nights or more with The Hotel Collection through AmexTravel.com or the Amex Travel App™ and receive a $100* credit towards eligible charges at over 1,400 upscale hotels worldwide. *Eligible charges vary by property.
Book your travel through the Amex Travel App™ with added peace of mind – backed by American Express® service and support. Only for American Express® Card Members.
Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.
No Foreign Transaction Fees.
Annual Fee is $325.
Terms Apply.
Pros
Valuable dining and food-related credits
Flexible rewards with airline and hotel transfer partners
Multiple travel and purchase protections
No foreign transaction fees
Access to Amex Offers for additional savings (enrollment required)
Cons
Not as useful for those living outside the U.S.
Some may have trouble using Uber and other dining credits
You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App™.
Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App™, or purchased directly from airlines.
Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App™ and cruises booked and paid through AmexTravel.com.
Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
Pay It® lets you tap in the American Express® App to quickly pay for small purchase amounts throughout the month and still earn rewards the way you usually do. Plan It® gives you the option to split up big purchases into equal monthly payments with a fixed fee. You’ll know upfront exactly how much you’ll pay.
$120 Dining Credit: Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub (including Seamless), Buffalo Wild Wings, Five Guys, The Cheesecake Factory, and Wonder. This can be an annual savings of up to $120. Enrollment required.
$100 Resy Credit: Get up to $100 in statement credits each calendar year at over 10,000 qualifying U.S. Resy restaurants after you pay for eligible purchases with the American Express® Gold Card. That’s up to $50 in statement credits semi-annually. Enrollment required.
$84 Dunkin' Credit: Earn up to $7 in monthly statement credits after you pay with the American Express® Gold Card at U.S. Dunkin’ locations. Enrollment required.
$120 Uber Cash on Gold: Enjoy up to $120 in Uber Cash annually with your Gold Card. Just add your Card to your Uber account and you'll get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an Amex Card for your transaction.
Enjoy complimentary Hertz Five Star® Status benefits like skipping the counter at select locations, adding an additional driver at no additional cost*, and vehicle upgrades**. Benefit enrollment and Hertz Gold+ registration are required. *Additional drivers must meet standard rental qualifications and must be a spouse or domestic partner to qualify as complimentary. Other additional drivers subject to fees. **Benefits are subject to availability and vary by location. Additional Hertz program Terms and Conditions including age restrictions apply.
Book two nights or more with The Hotel Collection through AmexTravel.com or the Amex Travel App™ and receive a $100* credit towards eligible charges at over 1,400 upscale hotels worldwide. *Eligible charges vary by property.
Book your travel through the Amex Travel App™ with added peace of mind – backed by American Express® service and support. Only for American Express® Card Members.
Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.
at American Express's secure site. Terms & restrictions apply. See rates & fees.
Rewards rate
Rewards rate
Rate
Category
4X
Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
4X
Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
5X
Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App™.
3X
Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App™, or purchased directly from airlines.
2X
Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App™ and cruises booked and paid through AmexTravel.com.
1X
Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
Intro offer
As High As 100,000 points. Find Out Your Offer.
Annual fee
$325
Regular APR
See Pay Over Time APR
Recommended credit
Excellent to Good
Pros + cons
Pros
Valuable dining and food-related credits
Flexible rewards with airline and hotel transfer partners
Multiple travel and purchase protections
No foreign transaction fees
Access to Amex Offers for additional savings (enrollment required)
Cons
Not as useful for those living outside the U.S.
Some may have trouble using Uber and other dining credits
More details
You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App™.
Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App™, or purchased directly from airlines.
Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App™ and cruises booked and paid through AmexTravel.com.
Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
Pay It® lets you tap in the American Express® App to quickly pay for small purchase amounts throughout the month and still earn rewards the way you usually do. Plan It® gives you the option to split up big purchases into equal monthly payments with a fixed fee. You’ll know upfront exactly how much you’ll pay.
$120 Dining Credit: Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub (including Seamless), Buffalo Wild Wings, Five Guys, The Cheesecake Factory, and Wonder. This can be an annual savings of up to $120. Enrollment required.
$100 Resy Credit: Get up to $100 in statement credits each calendar year at over 10,000 qualifying U.S. Resy restaurants after you pay for eligible purchases with the American Express® Gold Card. That’s up to $50 in statement credits semi-annually. Enrollment required.
$84 Dunkin' Credit: Earn up to $7 in monthly statement credits after you pay with the American Express® Gold Card at U.S. Dunkin’ locations. Enrollment required.
$120 Uber Cash on Gold: Enjoy up to $120 in Uber Cash annually with your Gold Card. Just add your Card to your Uber account and you'll get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an Amex Card for your transaction.
Enjoy complimentary Hertz Five Star® Status benefits like skipping the counter at select locations, adding an additional driver at no additional cost*, and vehicle upgrades**. Benefit enrollment and Hertz Gold+ registration are required. *Additional drivers must meet standard rental qualifications and must be a spouse or domestic partner to qualify as complimentary. Other additional drivers subject to fees. **Benefits are subject to availability and vary by location. Additional Hertz program Terms and Conditions including age restrictions apply.
Book two nights or more with The Hotel Collection through AmexTravel.com or the Amex Travel App™ and receive a $100* credit towards eligible charges at over 1,400 upscale hotels worldwide. *Eligible charges vary by property.
Book your travel through the Amex Travel App™ with added peace of mind – backed by American Express® service and support. Only for American Express® Card Members.
Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.
No Foreign Transaction Fees.
Annual Fee is $325.
Terms Apply.
Pros
Valuable dining and food-related credits
Flexible rewards with airline and hotel transfer partners
Multiple travel and purchase protections
No foreign transaction fees
Access to Amex Offers for additional savings (enrollment required)
Cons
Not as useful for those living outside the U.S.
Some may have trouble using Uber and other dining credits
You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App™.
Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App™, or purchased directly from airlines.
Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App™ and cruises booked and paid through AmexTravel.com.
Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
Pay It® lets you tap in the American Express® App to quickly pay for small purchase amounts throughout the month and still earn rewards the way you usually do. Plan It® gives you the option to split up big purchases into equal monthly payments with a fixed fee. You’ll know upfront exactly how much you’ll pay.
$120 Dining Credit: Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub (including Seamless), Buffalo Wild Wings, Five Guys, The Cheesecake Factory, and Wonder. This can be an annual savings of up to $120. Enrollment required.
$100 Resy Credit: Get up to $100 in statement credits each calendar year at over 10,000 qualifying U.S. Resy restaurants after you pay for eligible purchases with the American Express® Gold Card. That’s up to $50 in statement credits semi-annually. Enrollment required.
$84 Dunkin' Credit: Earn up to $7 in monthly statement credits after you pay with the American Express® Gold Card at U.S. Dunkin’ locations. Enrollment required.
$120 Uber Cash on Gold: Enjoy up to $120 in Uber Cash annually with your Gold Card. Just add your Card to your Uber account and you'll get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an Amex Card for your transaction.
Enjoy complimentary Hertz Five Star® Status benefits like skipping the counter at select locations, adding an additional driver at no additional cost*, and vehicle upgrades**. Benefit enrollment and Hertz Gold+ registration are required. *Additional drivers must meet standard rental qualifications and must be a spouse or domestic partner to qualify as complimentary. Other additional drivers subject to fees. **Benefits are subject to availability and vary by location. Additional Hertz program Terms and Conditions including age restrictions apply.
Book two nights or more with The Hotel Collection through AmexTravel.com or the Amex Travel App™ and receive a $100* credit towards eligible charges at over 1,400 upscale hotels worldwide. *Eligible charges vary by property.
Book your travel through the Amex Travel App™ with added peace of mind – backed by American Express® service and support. Only for American Express® Card Members.
Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.
