The most valuable World Elite Mastercard benefits

May 16, 2021

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Editor’s note: This post has been updated with new information.

When we talk about the pros and cons of credit cards at TPG, we tend to focus on the sign-up bonuses, perks and bonus categories that make that card unique. Regardless of who issues your card, it likely gets a number of its perks from the payment network it’s a part of. For example, all Visa Signature cards have access to the same suite of benefits, whether Chase or Bank of America issues them.

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Mastercard, the second-largest card network in the world, has a similar setup. In addition to perks that are specific to each card and its respective issuer, all World Elite Mastercards have access to a common group of benefits. Today, we’re going to take a look at the most valuable World Elite Mastercard benefits to help you get some more value out of the cards in your wallet.

Related: Comparing Visa Signature and World Elite Mastercard benefits

In This Post

Top World Elite Mastercard offers

While you may not have previously been familiar with the World Elite Mastercard branding, many top travel rewards cards are part of Mastercard’s World Elite program. Here are a few of the best offers currently available:

Card Sign-up bonus/Welcome offer Annual fee Notable perks
Citi Prestige® Card Earn 50,000 ThankYou points after spending $4,000 on purchases in the first 3 months of account opening. $495 $250 annual travel credit, fourth night free award on hotel stays twice per year
Citi Premier® Card Earn 80,000 bonus points after you spend $4,000 in purchases within the first 3 months of account opening. $95 Earn 3x ThankYou points on air travel, hotels, gas stations, restaurants and supermarkets
Citi® / AAdvantage® Platinum Select® World Elite Mastercard® Earn 50,000 AAdvantage miles after spending $2,500 on purchases in the first 3 months of account opening. $99, waived for the first 12 months First checked bag free for you and up to four companions on eligible AA flights, $125 American Airlines flight discount after spending $20,000 each cardmember year on your card and card renewal
IHG® Rewards Club Premier Credit Card Earn 150,000 bonus points after spending $3,000 on purchases within the first three months of account opening. $89, waived for the first year Anniversary award night worth up to 40,000 points, IHG Platinum status, fourth night free on award stays

The information for the Citi Prestige and the Citi AAdvantage Platinum cards has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.

Exclusive discounts with select merchants

As the Amex Offers program continued to grow in popularity, other issuers were forced to start offering similar money-saving deals at select merchants. While Mastercard doesn’t offer quite as wide a range as Amex, it has partnered with some popular merchants to provide savings on everyday expenses.

(Screenshot courtesy of Mastercard)

The most popular deals include a $5 Lyft credit when you take at least three rides in a month, a complimentary three-month DoorDash DashPass membership for waived delivery fees on orders of $12 or more and a $5 discount on your first two DoorDash orders each month. If you max out these benefits every month, you can recoup the annual fees on many World Elite Mastercards before taking into account the other benefits.

World Elite Concierge

(Photo by tommaso79/Shutterstock)
(Photo by tommaso79/Shutterstock)

While everyone here presumably enjoys traveling, not all of us enjoy the legwork that goes into planning a good trip. Thankfully Mastercard is here to help with its 24/7 concierge service that can help you make travel plans, secure a hard-to-get reservation at popular restaurants or even track down items like concert tickets. I’ve gotten a lot of value out of my credit card concierge services over the years, and I consider them to be one of the most underrated perks out there.

Related: Battle of the premium credit cards: Comparing concierge services

ShopRunner membership

(Screenshot courtesy of Mastercard)

With more and more purchases moving from physical stores to online, customers are placing an increasing emphasis on fast shipping. Thankfully, all World Elite Mastercards come with a free ShopRunner membership, which gets you free two-day shipping and return shipping at over 100 retailers. Depending on how often you like to shop, this can add up to a considerable amount of savings over the course of the year.

Related: Get free shipping from your favorite retailers with these credit cards

Mastercard Luxury Hotel & Resorts Portfolio

The hotel that started a collection - the Fairmont San Francisco. (Photo courtesy of the hotel)
The Fairmont chain, including the flagship Fairmont San Francisco, is part of the Mastercard Luxury Hotel & Resorts Portfolio. (Photo courtesy of the Fairmont San Francisco)

This program functions very similarly to Chase’s Luxury Hotel & Resort Collection or Amex’s Fine Hotels & Resorts. Customers will enjoy complimentary room upgrades (upon availability), early check-in, late checkout and unique amenities at thousands of hotels worldwide. Programs like these are a great way for less-frequent travelers to enjoy elite-like benefits, especially when staying at luxury hotels where free breakfast can go a long way.

Related: The best hotel credit cards of 2021

Cellphone protection

(Photo by paulzhuk/Shutterstock)
(Photo by paulzhuk/Shutterstock)

World Elite Mastercard holders can rest easy if their phones are stolen or damaged, as they’re entitled to $1,000 in yearly coverage (up to $800 per claim, two claims per year). To activate this coverage, simply pay your cellphone bill with your World Elite Mastercard.

Related: How I wasted $300 using the wrong card to pay my cellphone bill

Priceless Cities

For decades, Mastercard’s Priceless program has represented the company’s belief that experiences matter more than things. Priceless Cities is an online marketplace full of thousands of unique experiences in cities all around the world, curated exclusively for Mastercard customers. From sunset river cruises in Bangkok to a guided paddleboat tour of Sydney Harbour, Priceless Cities is likely to have experiences waiting wherever you live or travel.

Bottom line

While the card network is generally one of the least important factors in evaluating a new card, it’s important to consider all the benefits of being part of a program like the World Elite Mastercard. Many of these perks get overshadowed by card-specific ones like bonus categories and welcome offers. Still, whether you already have a World Elite Mastercard in your wallet or are considering applying for one in the future, you should try and take advantage of all the perks available to you.

Related: Choosing the best Mastercard for you

Additional reporting by Stella Shon.

Featured photo by Shutterstock.

Delta SkyMiles® Platinum American Express Card

Earn 90,000 bonus miles and 10,000 Medallion® Qualification Miles (MQMs) after you spend $3,000 in purchases on your new card in the first three months of card membership. Offer ends 11/10/2021.

With Status Boost™, earn 10,000 Medallion Qualification Miles (MQMs) after you spend $25,000 in purchases on your Card in a calendar year, up to two times per year getting you closer to Medallion Status. Earn 3X Miles on Delta purchases and purchases made directly with hotels, 2X Miles at restaurants and at U.S. supermarkets and earn 1X Mile on all other eligible purchases. Terms Apply.

Apply Now
More Things to Know
  • Limited Time Offer: Earn 90,000 Bonus Miles and 10,000 Medallion® Qualification Miles (MQMs) after you spend $3,000 in purchases on your new Card in your first 3 months. Offer expires 11/10/2021.
  • Earn up to 20,000 Medallion® Qualification Miles (MQMs) with Status Boost® per year. After you spend $25,000 in purchases on your Card in a calendar year, you can earn 10,000 MQMs two times per year, getting you closer to Medallion® Status. MQMs are used to determine Medallion® Status and are different than miles you earn toward flights.
  • Earn 3X Miles on Delta purchases and purchases made directly with hotels.
  • Earn 2X Miles at restaurants worldwide, including takeout and delivery and at U.S. supermarkets.
  • Earn 1X Miles on all other eligible purchases.
  • Receive a Domestic Main Cabin round-trip companion certificate each year upon renewal of your Card. *Payment of the government imposed taxes and fees of no more than $75 for roundtrip domestic flights (for itineraries with up to four flight segments) is required. Baggage charges and other restrictions apply. See terms and conditions for details.
  • Enjoy your first checked bag free on Delta flights.
  • Fee Credit for Global Entry or TSA Pre✓®.
  • Enjoy an exclusive rate of $39 per person per visit to enter the Delta Sky Club® for you and up to two guests when traveling on a Delta flight.
  • No Foreign Transaction Fees.
  • $250 Annual Fee.
  • Terms Apply.
  • See Rates & Fees
Regular APR
15.74%-24.74% Variable
Annual Fee
Balance Transfer Fee
Recommended Credit
Terms and restrictions apply. See rates & fees.

Editorial Disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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