I took my husband on a cruise for $4 less than cruising solo, including airfare and gratuities
It all started with a work trip, a promotional offer and a bit of mathematical detective work that would make any budget traveler proud.
But let me back up.
Cruise pricing can be confusing. Fares constantly fluctuate based on demand; the same itinerary on the same ship on different dates can have fare differences of hundreds of dollars. Certain cabin locations cost more than others, even for the same room type. Check cruise fares today, and they’re almost guaranteed to be different tomorrow.
To find the best cruise deal for your desired sailing, you might need to abandon conventional logic and embrace a touch of creative chaos.
I only meant to find the best cruise fare for an upcoming trip, but I stumbled on a pricing quirk that helped me save a few bucks and, more importantly, stretch my cruise dollars further. Here's how I made a startling discovery about cruise fares and how this knowledge can help you save, too.
Related: I booked a sailing through American Airlines Cruises — was it worth it?
A surprising cruise fare discovery

I mainly cruise with my husband or my family, but this time, I was booking a solo trip to review Royal Caribbean's Voyager of the Seas for TPG. As such, I began my booking search based on a single passenger.
If you've never booked a solo cruise, you should know that most cruise lines charge a single supplement fee, which can be a significant hurdle for solo cruisers. Cruise lines apply this charge to recoup the revenue they could earn from a second passenger, who would likely spend money on things like spa treatments, drinks and shore excursions.
As I searched for the best cruise fares, I discovered that, in many cases, a solo cruiser would pay the same total cruise fare (if not a bit higher) than what two people would pay for the same cabin.
However, I discovered something interesting during the booking process. Royal Caribbean was offering a 60% discount for the second guest as part of the line's wave season promotions (which typically run from January to March). During wave season, cruise lines often roll out some of their most competitive sales.
Of course, it's a good idea to take cruise promotions with a grain of salt, as they might not always be the best deal. However, the 60% discount on a second passenger offer prompted me to compare the costs of cruising alone versus sailing with my husband.
As I progressed through the booking process, I realized something remarkable. Booking for two wasn't just the same price as going solo — it was cheaper than going solo.
Related: Ways to get a deal on a cruise
The guarantee cabin advantage
How is it possible for two people to cruise for less than one person alone? Let me tell you.
During my search for a two-passenger cabin, I unlocked a new savings opportunity. When I reached the step of picking a cabin, I was given the option to choose a “guarantee” cabin for a discounted rate that was not offered to me when I searched single-passenger fares. Intriguingly, this option wasn't presented at all when booking for a single passenger for any sailing. (I confirmed this through multiple test bookings.)
What exactly is a guarantee cabin? You choose the cabin category (balcony, ocean-view, etc.), but the cruise line selects the specific location. While you're guaranteed at least the cabin type you chose, if not a higher category, you relinquish control over its placement on the ship. Cabin assignments are typically revealed closer to departure.
The appeal of a guarantee cabin lies in the potential savings and the possibility of an upgrade if your chosen cabin category sells out. The guarantee cabin fares on my cruise, based on two people sharing a cabin, were $140 less per person than the cheapest available room where you could select your location.
The trade-off? Your cabin might be in a less desirable location, near noisy elevators or above a nightclub, or your window or balcony might have an obstructed view.
How much I saved adding a second passenger

When I compared the costs of cruising solo versus sharing a guarantee cabin, the numbers were eye-opening. A solo cruise would have cost me $2,081.51 (including taxes and fees), while adding my husband brought the total fare down to just $1,736.03 (including taxes and fees).

Of course, traveling as a couple leads to other expenses. I also had to factor in the cost of an additional flight to the cruise port and prepaid gratuities for one more person (per day). Needless to say, my gob was thoroughly smacked after I did the math — because the trip was still cheaper to take as a couple than as a solo traveler!
Here's how the numbers stacked up.
Costs for a solo cruise
- Fare for balcony cabin: $2,081.51
- Gratuities: $92.50 ($18.50 per day)
- Flight: $249 round-trip
Total cost: $2,423.01
Costs for a two-person cruise
- Fare for balcony (guarantee) cabin: $1,736.03
- Gratuities: $185 ($18.50 per day, per person)
- Flight: $498 total ($249 round-trip per ticket)
Total cost: $2,419.03
The result? I would save $3.98 by adding my husband. As a bonus, since the cruise was in February, I was off the hook for buying him a Valentine's Day gift.
Bottom line
The math was clear — my husband was going to accompany me in order to save money. (Plus, I got extra photography help, to boot.) Our guarantee cabin risk paid off, too. We received our cabin number about two weeks before our departure date. Our room was in a quiet area of the ship, and while our balcony overlooked a lifeboat, the view was perfectly acceptable.
Searching for the biggest savings on a cruise fare is often an exercise in patience, but it can be worth the effort. This cruise booking experience opened my eyes to the potential of guarantee fares and how thinking creatively about cabin categories and fare classes can lead to unexpected savings.
In my case, it meant that I’d save money booking two people on a no-frills fare versus traveling solo in a room location I chose. You might discover that sharing a suite with your family is cheaper than booking two separate rooms — or vice versa — or that declining “free” perks allows you to spend less on your vacation.
My takeaway is this: Cruise pricing does not always make sense at first. Instead of struggling with this notion, use it to your advantage. Be creative with the cabin combinations you compare as you price out your next sailing, and you might be pleased to find a cruise deal hiding in plain sight.
Planning a cruise? Start with these stories:
- The 5 most desirable cabin locations on any cruise ship
- A beginners guide to picking a cruise line
- The 8 worst cabin locations on any cruise ship
- The ultimate guide to what to pack for a cruise
- A quick guide to the most popular cruise lines
- 21 tips and tricks that will make your cruise go smoothly
- Top ways cruisers waste money
- The ultimate guide to choosing a cruise ship cabin
TPG featured card
Rewards
| 4X | Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year. |
| 4X | Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year. |
| 3X | Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com. |
| 2X | Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com. |
| 1X | Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases. |
Intro offer
Annual Fee
Recommended Credit
Why We Chose It
There’s a lot to love about the Amex Gold. It’s a fan favorite thanks to its fantastic bonus-earning rates at restaurants worldwide and at U.S. supermarkets. If you’re hitting the skies soon, you’ll also earn bonus Membership Rewards points on travel. Paired with up to $120 in Uber Cash annually (for U.S. Uber rides or Uber Eats orders, card must be added to Uber app and you can redeem with any Amex card), up to $120 in annual dining statement credits to be used with eligible partners, an up to $84 Dunkin’ credit each year at U.S. Dunkin Donuts and an up to $100 Resy credit annually, there’s no reason that foodies shouldn’t add the Amex Gold to their wallet. These benefits alone are worth more than $400, which offsets the $325 annual fee on the Amex Gold card. Enrollment is required for select benefits. (Partner offer)Pros
- 4 points per dollar spent on dining at restaurants worldwide and U.S. supermarkets (on the first $50,000 in purchases per calendar year; then 1 point per dollar spent thereafter and $25,000 in purchases per calendar year; then 1 point per dollar spent thereafter, respectively)
- 3 points per dollar spent on flights booked directly with the airline or with amextravel.com
- Packed with credits foodies will enjoy
- Solid welcome bonus
Cons
- Not as useful for those living outside the U.S.
- Some may have trouble using Uber and other dining credits
- You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $6,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
- Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
- Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
- Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com.
- Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com.
- Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
- $120 Uber Cash on Gold: Add your Gold Card to your Uber account and get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an American Express Card for your transaction. That’s up to $120 Uber Cash annually. Plus, after using your Uber Cash, use your Card to earn 4X Membership Rewards® points for Uber Eats purchases made with restaurants or U.S. supermarkets. Point caps and terms apply.
- $84 Dunkin' Credit: With the $84 Dunkin' Credit, you can earn up to $7 in monthly statement credits after you enroll and pay with the American Express® Gold Card at U.S. Dunkin' locations. Enrollment is required to receive this benefit.
- $100 Resy Credit: Get up to $100 in statement credits each calendar year after you pay with the American Express® Gold Card to dine at U.S. Resy restaurants or make other eligible Resy purchases. That's up to $50 in statement credits semi-annually. Enrollment required.
- $120 Dining Credit: Satisfy your cravings, sweet or savory, with the $120 Dining Credit. Earn up to $10 in statement credits monthly when you pay with the American Express® Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, and Five Guys. Enrollment required.
- Explore over 1,000 upscale hotels worldwide with The Hotel Collection and receive a $100 credit towards eligible charges* with every booking of two nights or more through AmexTravel.com. *Eligible charges vary by property.
- No Foreign Transaction Fees.
- Annual Fee is $325.
- Terms Apply.
Rewards Rate
| 4X | Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year. |
| 4X | Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year. |
| 3X | Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com. |
| 2X | Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com. |
| 1X | Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases. |
Intro Offer
You may be eligible for as high as 100,000 Membership Rewards® Points after spending $6,000 in eligible purchases on your new Card in your first 6 months of Membership. Welcome offers vary and you may not be eligible for an offer.As High As 100,000 points. Find Out Your Offer.Annual Fee
$325Recommended Credit
Credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.Excellent to Good
Why We Chose It
There’s a lot to love about the Amex Gold. It’s a fan favorite thanks to its fantastic bonus-earning rates at restaurants worldwide and at U.S. supermarkets. If you’re hitting the skies soon, you’ll also earn bonus Membership Rewards points on travel. Paired with up to $120 in Uber Cash annually (for U.S. Uber rides or Uber Eats orders, card must be added to Uber app and you can redeem with any Amex card), up to $120 in annual dining statement credits to be used with eligible partners, an up to $84 Dunkin’ credit each year at U.S. Dunkin Donuts and an up to $100 Resy credit annually, there’s no reason that foodies shouldn’t add the Amex Gold to their wallet. These benefits alone are worth more than $400, which offsets the $325 annual fee on the Amex Gold card. Enrollment is required for select benefits. (Partner offer)Pros
- 4 points per dollar spent on dining at restaurants worldwide and U.S. supermarkets (on the first $50,000 in purchases per calendar year; then 1 point per dollar spent thereafter and $25,000 in purchases per calendar year; then 1 point per dollar spent thereafter, respectively)
- 3 points per dollar spent on flights booked directly with the airline or with amextravel.com
- Packed with credits foodies will enjoy
- Solid welcome bonus
Cons
- Not as useful for those living outside the U.S.
- Some may have trouble using Uber and other dining credits
- You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $6,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
- Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
- Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
- Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com.
- Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com.
- Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
- $120 Uber Cash on Gold: Add your Gold Card to your Uber account and get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an American Express Card for your transaction. That’s up to $120 Uber Cash annually. Plus, after using your Uber Cash, use your Card to earn 4X Membership Rewards® points for Uber Eats purchases made with restaurants or U.S. supermarkets. Point caps and terms apply.
- $84 Dunkin' Credit: With the $84 Dunkin' Credit, you can earn up to $7 in monthly statement credits after you enroll and pay with the American Express® Gold Card at U.S. Dunkin' locations. Enrollment is required to receive this benefit.
- $100 Resy Credit: Get up to $100 in statement credits each calendar year after you pay with the American Express® Gold Card to dine at U.S. Resy restaurants or make other eligible Resy purchases. That's up to $50 in statement credits semi-annually. Enrollment required.
- $120 Dining Credit: Satisfy your cravings, sweet or savory, with the $120 Dining Credit. Earn up to $10 in statement credits monthly when you pay with the American Express® Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, and Five Guys. Enrollment required.
- Explore over 1,000 upscale hotels worldwide with The Hotel Collection and receive a $100 credit towards eligible charges* with every booking of two nights or more through AmexTravel.com. *Eligible charges vary by property.
- No Foreign Transaction Fees.
- Annual Fee is $325.
- Terms Apply.

