How to earn and redeem IHG food-and-beverage rewards
Editor's Note
The IHG One Rewards program lets travelers start earning Milestone Rewards after just 20 nights at IHG properties in a calendar year. As you reach each milestone, you can choose from various perks. The options vary based on the milestone, but one option available at each tier is food-and-beverage rewards.
So, here's what you need to know about IHG's food-and-beverage rewards, including how to earn and redeem them.
Related: The 19 best IHG hotels in the world
What are IHG food-and-beverage rewards?
IHG food-and-beverage rewards are credits you can apply against food-and-beverage purchases charged to your room at most IHG hotels and resorts. The types of charges eligible for food-and-beverage rewards vary by property. Still, restaurant purchases, in-room dining, minibar food and drink items, associated gratuity charges and some taxes are typically eligible.

However, you can't use IHG's food-and-beverage rewards for purchases at vending machines and gift shops, third-party outside food deliveries, restaurants that don't allow charges to a guest room bill and taxes associated with minibar charges.
Related: IHG elite status: What it is and how to earn it
How to earn food-and-beverage rewards
You can earn food-and-beverage rewards through the IHG One Rewards program's Milestone Rewards. You earn Milestone Rewards every 10 elite qualifying nights each calendar year, beginning at 20 and continuing through 100 nights.

The Milestone Rewards choices vary as follows:
- 20 nights: 5,000 bonus points, two $20 food-and-beverage rewards or one confirmable suite upgrade
- 30 nights: 5,000 bonus points or two $20 food-and-beverage rewards
- 40 nights (choose two): 10,000 bonus points, five $20 food-and-beverage rewards, one confirmable suite upgrade (limit one) or one annual lounge membership
- 50 nights: 10,000 bonus points or five $20 food-and-beverage rewards
- 60 nights: 10,000 bonus points or five $20 food-and-beverage rewards
- 70 nights (choose two): 10,000 bonus points, five $20 food-and-beverage rewards, two confirmable suite upgrades (limit one) or one annual lounge membership
- 80 nights: 10,000 bonus points or five $20 food-and-beverage rewards
- 90 nights:10,000 bonus points or five $20 food-and-beverage rewards
- 100 nights: 10,000 bonus points or five $20 food-and-beverage rewards
As you can see, you could choose food-and-beverage rewards at each milestone. However, food-and-beverage rewards expire 12 months after selection.
IHG issues food-and-beverage rewards in various currencies based on your country of residence. For example, U.S. residents get $20, and Canadian residents get 25 Canadian dollars. If your country doesn't use one of the currencies IHG issues food-and-beverage rewards in, IHG will issue your food-and-beverage rewards in U.S. dollars.
TPG's September 2025 valuations peg the value of IHG points at 0.5 cents each. If you agree with this valuation, you should get more value from food-and-beverage rewards than bonus points at each milestone. However, you may want to select a confirmable suite upgrade or an annual lounge membership at select milestones if you believe these would provide more value.
Related: Which credit card should you use for IHG stays?
How to use food-and-beverage rewards
Now that you know how to earn food-and-beverage rewards, let's review how to use them. You can redeem food-and-beverage rewards when checked in to most IHG brands. The primary exclusions are IHG Army Hotels, select Six Senses locations, Iberostar Beachfront Resorts and InterContinental Alliance Resorts in Macau.

If you redeem food-and-beverage rewards at a property that uses a different currency than your reward was issued in, IHG will convert your reward amount to the hotel's local currency. And if you redeem a food-and-beverage reward for less than its face value — such as redeeming a $20 reward when you only have $15 of eligible food and beverage charges on your room bill — you'll forfeit the remaining value.
To redeem food-and-beverage rewards during a stay, open your IHG One Rewards app or log in to your account on the IHG website. If you go to IHG's website to redeem, click "See rewards" under the "Stay rewards and upgrades" tile of the "Enjoy your rewards" section on your account's homepage.

You'll see food-and-beverage rewards under the "Rewards to enhance your stay" section. Click "Redeem" on one of the food-and-beverage rewards to start the redemption process.

Select your eligible stay — Villa 77 at Six Senses Laamu in this case — and click "Continue to redeem."

On the next page, you'll see your food-and-beverage reward credit, your applicable charges and your remaining charges after the credit.

After reviewing the charges before and after the credit, scroll down, read the reminders and click "Yes, apply this credit to my bill" to continue.

Next, you'll see a page reminding you that you can only use each food-and-beverage reward once. Click "Yes, redeem this reward" to use your food-and-beverage reward.

On the next page, you'll see confirmation that IHG applied your food-and-beverage reward to your bill.

It's that easy. However, remember that if you want to use any food-and-beverage rewards for your stay, you must redeem them before checking out. You'll need to apply them one by one, even if you have multiple you want to apply to your bill.
Related: Why you should get (and keep) the IHG One Rewards Premier card
Bottom line
If you incur food-and-beverage room charges on at least a few IHG stays each year, choosing food-and-beverage rewards at some tiers will usually make sense.
I appreciate how quick IHG has made the redemption process for food-and-beverage rewards. To this point, it only took us about 20 seconds per reward when my husband redeemed 14 food-and-beverage rewards during our stay at Six Senses Laamu earlier this month.
TPG featured card
Rewards
| 4X | Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year. |
| 4X | Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year. |
| 3X | Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com. |
| 2X | Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com. |
| 1X | Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases. |
Intro offer
Annual Fee
Recommended Credit
Why We Chose It
There’s a lot to love about the Amex Gold. It’s a fan favorite thanks to its fantastic bonus-earning rates at restaurants worldwide and at U.S. supermarkets. If you’re hitting the skies soon, you’ll also earn bonus Membership Rewards points on travel. Paired with up to $120 in Uber Cash annually (for U.S. Uber rides or Uber Eats orders, card must be added to Uber app and you can redeem with any Amex card), up to $120 in annual dining statement credits to be used with eligible partners, an up to $84 Dunkin’ credit each year at U.S. Dunkin Donuts and an up to $100 Resy credit annually, there’s no reason that foodies shouldn’t add the Amex Gold to their wallet. These benefits alone are worth more than $400, which offsets the $325 annual fee on the Amex Gold card. Enrollment is required for select benefits. (Partner offer)Pros
- 4 points per dollar spent on dining at restaurants worldwide and U.S. supermarkets (on the first $50,000 in purchases per calendar year; then 1 point per dollar spent thereafter and $25,000 in purchases per calendar year; then 1 point per dollar spent thereafter, respectively)
- 3 points per dollar spent on flights booked directly with the airline or with amextravel.com
- Packed with credits foodies will enjoy
- Solid welcome bonus
Cons
- Not as useful for those living outside the U.S.
- Some may have trouble using Uber and other dining credits
- You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $6,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
- Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
- Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
- Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com.
- Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com.
- Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
- $120 Uber Cash on Gold: Add your Gold Card to your Uber account and get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an American Express Card for your transaction. That’s up to $120 Uber Cash annually. Plus, after using your Uber Cash, use your Card to earn 4X Membership Rewards® points for Uber Eats purchases made with restaurants or U.S. supermarkets. Point caps and terms apply.
- $84 Dunkin' Credit: With the $84 Dunkin' Credit, you can earn up to $7 in monthly statement credits after you enroll and pay with the American Express® Gold Card at U.S. Dunkin' locations. Enrollment is required to receive this benefit.
- $100 Resy Credit: Get up to $100 in statement credits each calendar year after you pay with the American Express® Gold Card to dine at U.S. Resy restaurants or make other eligible Resy purchases. That's up to $50 in statement credits semi-annually. Enrollment required.
- $120 Dining Credit: Satisfy your cravings, sweet or savory, with the $120 Dining Credit. Earn up to $10 in statement credits monthly when you pay with the American Express® Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, and Five Guys. Enrollment required.
- Explore over 1,000 upscale hotels worldwide with The Hotel Collection and receive a $100 credit towards eligible charges* with every booking of two nights or more through AmexTravel.com. *Eligible charges vary by property.
- No Foreign Transaction Fees.
- Annual Fee is $325.
- Terms Apply.
Rewards Rate
| 4X | Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year. |
| 4X | Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year. |
| 3X | Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com. |
| 2X | Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com. |
| 1X | Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases. |
Intro Offer
You may be eligible for as high as 100,000 Membership Rewards® Points after spending $6,000 in eligible purchases on your new Card in your first 6 months of Membership. Welcome offers vary and you may not be eligible for an offer.As High As 100,000 points. Find Out Your Offer.Annual Fee
$325Recommended Credit
Credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.Excellent to Good
Why We Chose It
There’s a lot to love about the Amex Gold. It’s a fan favorite thanks to its fantastic bonus-earning rates at restaurants worldwide and at U.S. supermarkets. If you’re hitting the skies soon, you’ll also earn bonus Membership Rewards points on travel. Paired with up to $120 in Uber Cash annually (for U.S. Uber rides or Uber Eats orders, card must be added to Uber app and you can redeem with any Amex card), up to $120 in annual dining statement credits to be used with eligible partners, an up to $84 Dunkin’ credit each year at U.S. Dunkin Donuts and an up to $100 Resy credit annually, there’s no reason that foodies shouldn’t add the Amex Gold to their wallet. These benefits alone are worth more than $400, which offsets the $325 annual fee on the Amex Gold card. Enrollment is required for select benefits. (Partner offer)Pros
- 4 points per dollar spent on dining at restaurants worldwide and U.S. supermarkets (on the first $50,000 in purchases per calendar year; then 1 point per dollar spent thereafter and $25,000 in purchases per calendar year; then 1 point per dollar spent thereafter, respectively)
- 3 points per dollar spent on flights booked directly with the airline or with amextravel.com
- Packed with credits foodies will enjoy
- Solid welcome bonus
Cons
- Not as useful for those living outside the U.S.
- Some may have trouble using Uber and other dining credits
- You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $6,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
- Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
- Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
- Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com.
- Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com.
- Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
- $120 Uber Cash on Gold: Add your Gold Card to your Uber account and get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an American Express Card for your transaction. That’s up to $120 Uber Cash annually. Plus, after using your Uber Cash, use your Card to earn 4X Membership Rewards® points for Uber Eats purchases made with restaurants or U.S. supermarkets. Point caps and terms apply.
- $84 Dunkin' Credit: With the $84 Dunkin' Credit, you can earn up to $7 in monthly statement credits after you enroll and pay with the American Express® Gold Card at U.S. Dunkin' locations. Enrollment is required to receive this benefit.
- $100 Resy Credit: Get up to $100 in statement credits each calendar year after you pay with the American Express® Gold Card to dine at U.S. Resy restaurants or make other eligible Resy purchases. That's up to $50 in statement credits semi-annually. Enrollment required.
- $120 Dining Credit: Satisfy your cravings, sweet or savory, with the $120 Dining Credit. Earn up to $10 in statement credits monthly when you pay with the American Express® Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, and Five Guys. Enrollment required.
- Explore over 1,000 upscale hotels worldwide with The Hotel Collection and receive a $100 credit towards eligible charges* with every booking of two nights or more through AmexTravel.com. *Eligible charges vary by property.
- No Foreign Transaction Fees.
- Annual Fee is $325.
- Terms Apply.

