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Our site may earn compensation when a customer clicks on a link, when an application is approved, or when an account is opened with our partners, and this may impact how or where these products appear. While we don't cover all available credit cards, our editorial team creates and maintains all of the analysis of these cards, and our content is not influenced nor subject to review by any credit card company, bank or partner prior to (or after) publication. Please view our advertising policy and product review methodology for more information.
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How many points will I earn on a hotel stay? A comparison of the major brands
Ryan is a former TPG credit cards writer who has been around points and miles for several years and has published content at Miles to Memories, AwardWallet and The Points Guy. His wife joins him on many of his trips, and they enjoy snowboarding, diving, and seeing animals in the wild. When not traveling, Ryan is probably answering questions from his family about how he travels so much and whether this points & miles stuff is illegal.
April 29, 2022 • 13 min read
The cards we feature here are from partners who compensate us when you are approved through our site, and this may impact how or where these products appear. We don't cover all available credit cards, but our analysis, reviews, and opinions are entirely from our editorial team. Terms apply to the offers listed on this page. Please view our advertising policy and product review methodology for more information.Editorial disclaimer: Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.
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By commenting, you agree to our Community Guidelines to help create a positive space for conversation. The responses below are not provided or commissioned by the bank advertiser, our partners, or The Points Guy (“TPG”). They have not been reviewed, approved, or otherwise endorsed by any of these parties. All responses are submitted by individual contributors, and neither the bank advertiser, our partners, nor TPG are responsible for ensuring that all posts and/or questions are answered.
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Quick summary
The article compares how many points you can earn per night at major hotel loyalty programs, factoring in both base and elite status levels.
It highlights that the value of points varies significantly between programs, so a higher number of points earned does not always mean better value.
Wyndham Rewards offers the highest value per dollar spent for members with no status, while Marriott Bonvoy is most rewarding at the top elite tier.
The analysis uses TPG's latest valuations to show the real-world value of points earned across programs.
What to consider
Points earning rates depend on hotel brand, elite status and the specific loyalty program.
Some programs award points for all charges, while others only count room rates or have minimum point guarantees per stay.
TPG's valuations as of June 2024 show point values ranging from 0.5 to 2.0 cents each, affecting the overall value you receive.
What you'll miss from the article
A detailed side-by-side comparison of points earning and value calculations for each major hotel loyalty program.
Generated by AI with support from our editorial team.
Some offers mentioned below are no longer available. View the current offers here.
Have you ever wondered how many points per night you can earn on a hotel stay? Well ... the answer is, "It varies".
The answer to how many points you will earn depends on things like what hotel brand you're visiting, your status with that brand's rewards program, the credit you use and also how much you spend.
It's a lot, right? To simplify the process, today we'll look at how many points you will earn at a hotel by comparing all the major hotel programs. At the end, we'll also compare those earnings across the brands to see which program is actually providing the most value through points earnings on hotel stays.
Accor Live Limitless
Rendering of Guiyang Art Center Hotel. (Photo courtesy of Accor)
Accor Live Limitless is the loyalty program of Accor hotels — the largest hospitality company in Europe and the sixth-largest in the world. Accor Live Limitless includes brands like Ibis, Fairmont, Mövenpick, Novotel, Sofitel, Swissôtel and more.
The earning chart is published here. Note that these values are reward points earned per 10 euros spent. That's roughly $10.70 in spending to earn the values in the chart below.
Participating Accor brands not listed in other columns
Ibis, Ibis Styles and Mama Shelter
Mantra, Peppers, Breakfree, Art Series and Adagio
Adagio Access, Jo&Joe and Greet
Classic status
25.
12.5.
10.
5.
Silver status
31.
15.5.
12.5.
6.25.
Gold status
37.
18.5.
15.
7.5.
Platinum status
44.
22.
17.5.
8.75.
Diamond status
44.
22.
17.5.
8.75.
Since Accor owns Onefinestay, you also can earn 1 point per 1 euro spent on these stays.
Hilton Honors is the loyalty program of brands like Conrad, Waldorf Astoria, Embassy Suites and numerous brands that include Hilton in the name to make it easy.
The earning chart is published here. These numbers are points earned per $1 spent:
Most brands
Tru and Home2
Member
10.
5.
Silver status (20% bonus)
12.
6.
Gold status (80% bonus)
18.
9.
Diamond status (100% bonus)
20.
10.
Also, note that Home2 properties in China earn 10 points per dollar spent.
Boost your earnings with a co-branded credit card
American Express issues multiple Hilton co-branded credit cards. In addition to the points earnings outlined above, you can earn Hilton points by using one of these credit cards to pay for your stay.
Credit card
Points earned per $1 spent at Hilton properties
Hilton Honors American Express Card
7.
Hilton Honors American Express Surpass® Card
12.
Hilton Honors American Express Aspire Card
14.
The Hilton Honors American Express Business Card
12.
The information for the Hilton Honors Aspire has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.
InterContinental Hotels Group
(Photo by Clint Henderson/The Points Guy)
InterContinental runs the IHG One Rewards program, which was recently refreshed and re-launched. This program includes hotel brands like InterContinental, Kimpton, Six Senses, Crowne Plaza, Holiday Inn and more.
The earning chart is published here. These numbers are points earned per $1 spent:
All other brands
Staybridge Suites and Candlewood Suites
Member
10.
5.
Silver Elite status (20% bonus)
12.
6.
Gold Elite status (40% bonus)
14.
7.
Platinum Elite status (60% bonus)
16.
8.
Diamond Elite status (100% bonus)
20.
10.
Boost your earnings with a co-branded credit card
There are several IHG co-branded credit cards, all of which are issued by Chase. In addition to the points earnings outlined above, you can earn IHG points by using on of these credit cards to pay for your stay.
Credit card
Points earned per $1 spent at IHG properties
IHG One Rewards Traveler Credit Card
5.
IHG Rewards Club Select Credit Card (not open to new applicants)
5.
IHG One Rewards Premier Credit Card
10.
IHG One Rewards Premier Business Credit Card
10.
Marriott Bonvoy
(Photo by Melanie Lieberman/The Points Guy)
Bonvoy is the rewards program of Marriott hotels. This encompasses brands like Ritz-Carlton, The Luxury Collection, St. Regis, Le Meridien, Westin, Sheraton, Protea and more.
The earning chart is published here. These numbers are points earned per $1 spent:
Most brands
Residence Inn, TownePlace Suites, Element and Homes & Villas by Marriott
Marriott Executive Apartments
Member
10.
5.
2.5.
Silver Elite status (10% bonus)
11.
5.5.
2.75.
Gold Elite status (25% bonus)
12.5.
6.25.
3.125.
Platinum Elite status (50% bonus)
15.
7.5.
3.75.
Titanium Elite / Ambassador Elite status (75% bonus)
17.5.
8.75.
4.375.
Earnings apply to all charges at all brands except Marriott Executive Apartments. Here, you will earn only on room rate charges.
Boost your earnings with a co-branded credit card
There are several Marriott co-branded credit cards, with some issued by Chase and others issued by American Express. In addition to the points earnings outlined above, you can earn Marriott Bonvoy points by using one of these credit cards to pay for your stay.
Credit card
Points earned per $1 spent at Marriott Bonvoy properties
Marriott Bonvoy Bold Credit Card
3.
Marriott Bonvoy Boundless Credit Card
6.
Marriott Bonvoy Brilliant™ American Express® Card
6.
The Ritz-Carlton Credit Card (not open to new applicants, but you can product change to it)
6.
Marriott Bonvoy Business® American Express® Card
6.
The information for the Ritz-Carlton credit card has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.
World of Hyatt
(Photo by Andrew Kunesh/The Points Guy)
World of Hyatt is the loyalty program of Hyatt hotels. It covers brands like Andaz, Alila, Thompson Hotels, Miraval, Unbound, Joie de Vivre, numerous brands with 'Hyatt' in the name and the recent addition of AMR Collection.
The earning chart is published here. These numbers are points earned per $1 spent:
Status level
All brands
Member
5.
Discoverist (10% bonus)
5.5.
Explorist (20% bonus)
6.
Globalist (30% bonus)
6.5.
It includes all Hyatt properties, Small Luxury Hotels of the World and MGM Resorts if crediting your stay to World of Hyatt instead of MGM Rewards.
Boost your earnings with a co-branded credit card
There are two Hyatt co-branded credit cards, including a personal and small business card issued by Chase. In addition to the points earnings outlined above, you can earn World of Hyatt points by using on of these credit cards to pay for your stay.
Credit card
Points earned per $1 spent at World of Hyatt-participating properties
World of Hyatt Credit Card
4.
World of Hyatt Business Credit Card
4.
Wyndham Rewards
(Photo courtesy TRYP by Wyndham Times Square South)
Wyndham Rewards is the loyalty program of Wyndham Hotels Group. It includes brands like Days Inn, Howard Johnson, La Quinta, Ramada, Super 8, Travelodge and TRYP, plus several brands with "Wyndham" in the name.
The earning chart is published here. These numbers are points earned per $1 spent:
Status level
All brands
Member
10.
Gold status (10% bonus)
11.
Platinum status (15% bonus)
11.5.
Diamond status (20% bonus)
12.
It includes all Wyndham properties and Caesars Rewards properties when crediting your stay to Wyndham Rewards. Note that you will be awarded a minimum of 1,000 points per stay with Wyndham Rewards.
Points earned per $1 spent at Wyndham Rewards-participating properties
Wyndham Rewards Earner® Card
5.
Wyndham Rewards Earner® Plus Card
6.
Wyndham Rewards Earner® Business Card
8.
The information for the Wyndham Rewards Earner Business Card, Wyndham Earner, and Wyndham Earner Plus has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.
Comparison of earnings and what they're worth
Quickly scrolling through the charts above, you'll see 25... 10... 5. It looks like 25 is the biggest number, so that's the best value, right? Not necessarily.
More than just answering "how many points will I earn on a hotel stay?" we should answer the question "what are these points worth?" For this, we'll use TPG's latest monthly valuations.
Program
Cents per point value
Accor Live Limitless
2.0
Hilton Honors
0.6
InterContinental Hotels Group
0.5
Marriott Bonvoy
0.8
World of Hyatt
1.7
Wyndham Rewards
1.1
Now, let's look at how many points you'll earn per $1 spent (including converting Accor's earning rates into dollars) and what those points are worth. That will give a better picture of what you're actually earning on your hotel stays.
Accor Live Limitless
Hilton Honors
InterContinental Hotels Group
Marriott Bonvoy
World of Hyatt
Wyndham Rewards
Member (no status)
2.35 points.
4.7 cents in value.
10 points.
6.0 cents in value.
10 points.
5.0 cents in value.
10 points.
8.0 cents in value.
5 points.
8.5 cents in value.
10 points
11.0 cents in value
Status tier 1
2.91 points.
5.82 cents in value.
12 points.
7.2 cents in value.
12 points.
6.0 cents in value.
11 points.
8.8 cents in value.
5.5 points.
9.35 cents in value.
11 points.
12.1 cents in value.
Status tier 2
3.47 points.
6.94 cents in value.
18 points.
10.8 cents in value.
14 points.
7.0 cents in value.
12.5 points.
10.0 cents in value.
6 points.
10.2 cents in value.
11.5 points.
12.65 cents in value.
Status tier 3
4.13 points.
8.26 cents in value.
16 points.
8.0 cents in value.
15 points.
12.0 cents in value.
Top status tier
4.13 points.
8.26 cents in value.
20 points.
12.0 cents in value.
20 points.
10.0 cents in value.
17.5 points.
14.0 cents in value.
6.5 points.
11.05 cents in value.
12 points.
13.2 cents in value.
So, which program is the most rewarding?
At the lowest membership level, it's Wyndham Rewards. The program offers a full 11 cents of value per $1 spent on stays. At the highest membership level, Marriott Bonvoy is the most rewarding. It provides 14 cents worth of points per $1 spent by Titanium Elite and Ambassador Elite members.
Bottom line
A larger king room at the Protea Hotel Kruger Gate in South Africa. (Photo by Katie Genter/The Points Guy)
In math class, 10 is always bigger than 5. In the world of hotel points, 10 points aren't necessarily worth more than 5 points.
As we look at how many points you will earn on a hotel stay, the real value of those points plays an important role. So does the status you hold in the respective programs. Members with higher elite status will earn more points per $1 spent, and this can sway the value of a loyalty program.
The one thing this chart can't account for is your travel style and intended destinations. Just because Wyndham Rewards offers the best value in points for members with no status doesn't mean it fits your family's travel style or where you want to go this year. Take your travel plans into account, and then see which program can be most rewarding for your upcoming trips.
By commenting, you agree to our Community Guidelines to help create a positive space for conversation. The responses below are not provided or commissioned by the bank advertiser, our partners, or The Points Guy (“TPG”). They have not been reviewed, approved, or otherwise endorsed by any of these parties. All responses are submitted by individual contributors, and neither the bank advertiser, our partners, nor TPG are responsible for ensuring that all posts and/or questions are answered.
