Are you eligible for the Capital One Venture X's 100,000-mile bonus? Here’s what to know
Editor's Note
The Capital One Venture X Rewards Credit Card offers incredible perks for its relatively affordable $395 annual fee.
And its limited-time welcome offer really helps make its case: New cardholders can earn 100,000 bonus miles after spending $10,000 on purchases in the first six months from account opening. TPG's November 2025 valuations peg these miles at $1,850 when maximizing with the issuer’s 15-plus transfer partners.
Before pulling the trigger on an application, you'll want to review Capital One's eligibility criteria. The rules on who qualifies for the Venture lineup of cards recently changed, so it's important to make sure you're up to date.
Here’s everything you need to know about the Capital One Venture X and whether you're eligible for it.
Capital One Venture X details
Let’s look at what the Venture X brings to the table, from its welcome bonus to the ongoing perks.
Current welcome bonus
New applicants for the Venture X will earn 100,000 bonus miles after spending $10,000 on purchases in the first six months from account opening. This offer matches the best we've ever seen for this card, so now is the ideal time to apply.
The $10,000 spending requirement may seem high, but charging a recurring expense like rent or prepaying taxes and insurance can help you make a major dent in it.
There are two main ways to use these miles. First, you could redeem Capital One miles for any travel-related charges on your statement, whether that be Uber or Lyft rides, toll and parking fees or for future bookings through Capital One Travel. Your Capital One miles are worth 1 cent each in this fashion — that’s worth $1,000 in travel.
To get maximum value out of your miles, we recommend transferring them to Capital One’s loyalty program transfer partners — most of which have a 1:1 transfer ratio. By moving your miles over to a lucrative partner, such as Air Canada Aeroplan or Air France-KLM Flying Blue, you can easily exceed the baseline value of 1 cent per mile.
Annual fee
The Venture X carries a $395 annual fee, notably lower than its premium card competitors. This makes it an excellent choice for travelers who want premium perks without an exorbitant annual fee.
Earning
The Venture X presents an earning rate that’s simple yet rewarding:
- 10 miles per dollar spent on hotels and rental cars booked through Capital One Travel
- 5 miles per dollar spent on flights and vacation rentals booked through Capital One Travel
- 2 miles per dollar spent on all other eligible purchases
Other benefits
Beyond the welcome bonus, you'll get these perks with the Venture X:
- $300 annual credit for bookings made through Capital One Travel
- 10,000-mile bonus on every cardmember anniversary
- Unlimited access to Capital One and Priority Pass lounges
- Up to a $120 Global Entry or TSA PreCheck statement credit
- Access to the Capital One Premier Collection and Lifestyle Collection of hotels
- A whole suite of travel protections and coverage, including cellphone protection and trip delay reimbursement
- No foreign transaction fees
Are you eligible to apply for the Capital One Venture X?
If you’ve decided to apply for the Venture X, here's what you need to know first:
What credit score do I need to get the Venture X?
While Capital One does not provide a specific credit score range for this card, TPG recommends a credit score of at least 740. Still, we’ve seen reports of people being approved with a credit score below that number, so it’s probably worth applying even if you’re a bit below that mark.
Capital One application rules
You’ll only get approved for one Capital One card every six months, so be sure to space out your applications accordingly. Capital One has a number of consumer cards, so if you're interested in opening several cards with them, you'll want to form a long-term strategy.
Current and previous Venture X cardholders
These are the restrictions that are specifically stated in the Venture X’s terms and conditions:
Existing or previous cardmembers are not eligible for this product if they have received a new cardmember bonus for this product in the past 48 months.
What if I already have the Venture Rewards or VentureOne cards?
Capital One changed the eligibility rules for the Venture family of cards in October. Fortunately for prospective Venture X cardholders, these new rules have the greatest impact on current Venture X cardholders looking to move "down" to the Capital One Venture Rewards Credit Card or Capital One VentureOne Rewards Credit Card.
That's because these new rules limit a Venture X cardholder's ability to be approved for the Venture Rewards or VentureOne if they opened the Venture X or earned its welcome bonus in the past 48 months. If you opened or earned a bonus on the Venture Rewards or VentureOne in the past 48 months, it shouldn't impact your ability to be approved for the Venture X.
That said, if you're interested in either the Venture Rewards or VentureOne, it may be worth applying for that card before the Venture X — otherwise, you'll need to wait a long time before you'll be able to get approved.
Related: Credit card showdown: Capital One Venture Rewards vs. Capital One Venture X
Bottom line
The Capital One Venture X Rewards Credit Card offers terrific value for all types of travelers. Fortunately, there are only a few restrictions regarding eligibility for the card’s valuable welcome bonus.
As long as you time your applications carefully and have excellent credit based on Capital One’s definition, this solid rewards card can be yours.
To learn more, check out our full review of the Venture X.
Learn more: Capital One Venture X
For Capital One products listed on this page, some of the benefits may be provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply.
TPG featured card
Rewards
| 4X | Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year. |
| 4X | Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year. |
| 3X | Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com. |
| 2X | Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com. |
| 1X | Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases. |
Intro offer
Annual Fee
Recommended Credit
Why We Chose It
There’s a lot to love about the Amex Gold. It’s a fan favorite thanks to its fantastic bonus-earning rates at restaurants worldwide and at U.S. supermarkets. If you’re hitting the skies soon, you’ll also earn bonus Membership Rewards points on travel. Paired with up to $120 in Uber Cash annually (for U.S. Uber rides or Uber Eats orders, card must be added to Uber app and you can redeem with any Amex card), up to $120 in annual dining statement credits to be used with eligible partners, an up to $84 Dunkin’ credit each year at U.S. Dunkin Donuts and an up to $100 Resy credit annually, there’s no reason that foodies shouldn’t add the Amex Gold to their wallet. These benefits alone are worth more than $400, which offsets the $325 annual fee on the Amex Gold card. Enrollment is required for select benefits. (Partner offer)Pros
- 4 points per dollar spent on dining at restaurants worldwide and U.S. supermarkets (on the first $50,000 in purchases per calendar year; then 1 point per dollar spent thereafter and $25,000 in purchases per calendar year; then 1 point per dollar spent thereafter, respectively)
- 3 points per dollar spent on flights booked directly with the airline or with amextravel.com
- Packed with credits foodies will enjoy
- Solid welcome bonus
Cons
- Not as useful for those living outside the U.S.
- Some may have trouble using Uber and other dining credits
- You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $6,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
- Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
- Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
- Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com.
- Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com.
- Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
- $120 Uber Cash on Gold: Add your Gold Card to your Uber account and get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an American Express Card for your transaction. That’s up to $120 Uber Cash annually. Plus, after using your Uber Cash, use your Card to earn 4X Membership Rewards® points for Uber Eats purchases made with restaurants or U.S. supermarkets. Point caps and terms apply.
- $84 Dunkin' Credit: With the $84 Dunkin' Credit, you can earn up to $7 in monthly statement credits after you enroll and pay with the American Express® Gold Card at U.S. Dunkin' locations. Enrollment is required to receive this benefit.
- $100 Resy Credit: Get up to $100 in statement credits each calendar year after you pay with the American Express® Gold Card to dine at U.S. Resy restaurants or make other eligible Resy purchases. That's up to $50 in statement credits semi-annually. Enrollment required.
- $120 Dining Credit: Satisfy your cravings, sweet or savory, with the $120 Dining Credit. Earn up to $10 in statement credits monthly when you pay with the American Express® Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, and Five Guys. Enrollment required.
- Explore over 1,000 upscale hotels worldwide with The Hotel Collection and receive a $100 credit towards eligible charges* with every booking of two nights or more through AmexTravel.com. *Eligible charges vary by property.
- No Foreign Transaction Fees.
- Annual Fee is $325.
- Terms Apply.
Rewards Rate
| 4X | Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year. |
| 4X | Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year. |
| 3X | Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com. |
| 2X | Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com. |
| 1X | Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases. |
Intro Offer
You may be eligible for as high as 100,000 Membership Rewards® Points after spending $6,000 in eligible purchases on your new Card in your first 6 months of Membership. Welcome offers vary and you may not be eligible for an offer.As High As 100,000 points. Find Out Your Offer.Annual Fee
$325Recommended Credit
Credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.Excellent to Good
Why We Chose It
There’s a lot to love about the Amex Gold. It’s a fan favorite thanks to its fantastic bonus-earning rates at restaurants worldwide and at U.S. supermarkets. If you’re hitting the skies soon, you’ll also earn bonus Membership Rewards points on travel. Paired with up to $120 in Uber Cash annually (for U.S. Uber rides or Uber Eats orders, card must be added to Uber app and you can redeem with any Amex card), up to $120 in annual dining statement credits to be used with eligible partners, an up to $84 Dunkin’ credit each year at U.S. Dunkin Donuts and an up to $100 Resy credit annually, there’s no reason that foodies shouldn’t add the Amex Gold to their wallet. These benefits alone are worth more than $400, which offsets the $325 annual fee on the Amex Gold card. Enrollment is required for select benefits. (Partner offer)Pros
- 4 points per dollar spent on dining at restaurants worldwide and U.S. supermarkets (on the first $50,000 in purchases per calendar year; then 1 point per dollar spent thereafter and $25,000 in purchases per calendar year; then 1 point per dollar spent thereafter, respectively)
- 3 points per dollar spent on flights booked directly with the airline or with amextravel.com
- Packed with credits foodies will enjoy
- Solid welcome bonus
Cons
- Not as useful for those living outside the U.S.
- Some may have trouble using Uber and other dining credits
- You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $6,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
- Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
- Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
- Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com.
- Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com.
- Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
- $120 Uber Cash on Gold: Add your Gold Card to your Uber account and get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an American Express Card for your transaction. That’s up to $120 Uber Cash annually. Plus, after using your Uber Cash, use your Card to earn 4X Membership Rewards® points for Uber Eats purchases made with restaurants or U.S. supermarkets. Point caps and terms apply.
- $84 Dunkin' Credit: With the $84 Dunkin' Credit, you can earn up to $7 in monthly statement credits after you enroll and pay with the American Express® Gold Card at U.S. Dunkin' locations. Enrollment is required to receive this benefit.
- $100 Resy Credit: Get up to $100 in statement credits each calendar year after you pay with the American Express® Gold Card to dine at U.S. Resy restaurants or make other eligible Resy purchases. That's up to $50 in statement credits semi-annually. Enrollment required.
- $120 Dining Credit: Satisfy your cravings, sweet or savory, with the $120 Dining Credit. Earn up to $10 in statement credits monthly when you pay with the American Express® Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, and Five Guys. Enrollment required.
- Explore over 1,000 upscale hotels worldwide with The Hotel Collection and receive a $100 credit towards eligible charges* with every booking of two nights or more through AmexTravel.com. *Eligible charges vary by property.
- No Foreign Transaction Fees.
- Annual Fee is $325.
- Terms Apply.