Are you eligible for the Capital One Venture X's 75,000-mile bonus? Here’s what to know
Editor's Note
The Capital One Venture X Rewards Credit Card offers incredible perks for its relatively affordable $395 annual fee.
New cardholders can earn 75,000 bonus miles after spending $4,000 on purchases in the first three months from account opening. TPG's November 2025 valuations peg these miles at $1,388 when maximizing with the issuer's 15-plus transfer partners.
Before pulling the trigger on an application, you'll want to review Capital One's eligibility criteria. The rules on who qualifies for the Venture lineup of cards recently changed, so it's important to make sure you're up to date.
Here's everything you need to know about the Capital One Venture X and whether you're eligible for it.
Capital One Venture X details
Let's look at what the Venture X brings to the table, from its welcome bonus to the ongoing perks.
Current welcome bonus
New applicants for the Venture X will earn 75,000 bonus miles after spending $4,000 on purchases in the first six months from account opening.
There are two main ways to use these miles. First, you could redeem Capital One miles for any travel-related charges on your statement, whether that be Uber or Lyft rides, toll and parking fees or for future bookings through Capital One Travel. Your Capital One miles are worth 1 cent each in this fashion — that's worth $750 in travel.
To get maximum value out of your miles, we recommend transferring them to Capital One's loyalty program transfer partners — most of which have a 1:1 transfer ratio. By moving your miles over to a lucrative partner, such as Air Canada Aeroplan or Air France-KLM Flying Blue, you can easily exceed the baseline value of 1 cent per mile.
Annual fee
The Venture X carries a $395 annual fee, notably lower than its premium card competitors. This makes it an excellent choice for travelers who want premium perks without an exorbitant annual fee.
Earning
The Venture X presents an earning rate that's simple yet rewarding:
- 10 miles per dollar spent on hotels and rental cars booked through Capital One Travel
- 5 miles per dollar spent on flights and vacation rentals booked through Capital One Travel
- 2 miles per dollar spent on all other eligible purchases
Other benefits
Beyond the welcome bonus, you'll get these perks with the Venture X:
- $300 annual credit for bookings made through Capital One Travel
- 10,000-mile bonus on every cardmember anniversary
- Unlimited access to Capital One and Priority Pass lounges
- Up to a $120 Global Entry or TSA PreCheck statement credit
- Access to the Capital One Premier Collection and Lifestyle Collection of hotels
- A whole suite of travel protections and coverage, including cellphone protection and trip delay reimbursement
- No foreign transaction fees
Are you eligible to apply for the Capital One Venture X?
If you've decided to apply for the Venture X, here's what you need to know first:
What credit score do I need to get the Venture X?
While Capital One does not provide a specific credit score range for this card, TPG recommends a credit score of at least 740. Still, we've seen reports of people being approved with a credit score below that number, so it's probably worth applying even if you're a bit below that mark.
Capital One application rules
You'll only get approved for one Capital One card every six months, so be sure to space out your applications accordingly. Capital One has a number of consumer cards, so if you're interested in opening several cards with them, you'll want to form a long-term strategy.
Current and previous Venture X cardholders
These are the restrictions that are specifically stated in the Venture X's terms and conditions:
Existing or previous cardmembers are not eligible for this product if they have received a new cardmember bonus for this product in the past 48 months.
What if I already have the Venture Rewards or VentureOne cards?
Capital One changed the eligibility rules for the Venture family of cards in October. Fortunately for prospective Venture X cardholders, these new rules have the greatest impact on current Venture X cardholders looking to move "down" to the Capital One Venture Rewards Credit Card or Capital One VentureOne Rewards Credit Card.
That's because these new rules limit a Venture X cardholder's ability to be approved for the Venture Rewards or VentureOne if they opened the Venture X or earned its welcome bonus in the past 48 months. If you opened or earned a bonus on the Venture Rewards or VentureOne in the past 48 months, it shouldn't impact your ability to be approved for the Venture X.
That said, if you're interested in either the Venture Rewards or VentureOne, it may be worth applying for that card before the Venture X — otherwise, you'll need to wait a long time before you'll be able to get approved.
Related: Credit card showdown: Capital One Venture Rewards vs. Capital One Venture X
Bottom line
The Capital One Venture X Rewards Credit Card offers terrific value for all types of travelers. Fortunately, there are only a few restrictions regarding eligibility for the card's valuable welcome bonus.
As long as you time your applications carefully and have excellent credit based on Capital One's definition, this solid rewards card can be yours.
To learn more, check out our full review of the Venture X.
Learn more: Capital One Venture X
For Capital One products listed on this page, some of the benefits may be provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply.
TPG featured card
at American Express's secure site
Terms & restrictions apply. See rates & fees.
| 3X | Earn 3X Miles on Delta purchases. |
| 1X | Earn 1X Miles on all other eligible purchases. |
Pros
- Delta SkyClub access when flying Delta
- Annual companion ticket for travel on Delta (upon renewal)
- Ability to earn MQDs through spending
- Various statement credits for eligible purchases
Cons
- Steep annual fee of $650
- Other Delta cobranded cards offer superior earning categories
- Earn 100,000 Bonus Miles after you spend $6,000 or more in purchases with your new Card within the first 6 months of Card Membership and an additional 25,000 bonus miles after you make an additional $3,000 in purchases on the Card within your first 6 months, starting from the date that your account is opened. Offer Ends 04/01/2026.
- Delta SkyMiles® Reserve American Express Card Members receive 15 Visits per Medallion® Year to the Delta Sky Club® when flying Delta and can unlock an unlimited number of Visits after spending $75,000 in purchases on your Card in a calendar year. Plus, you’ll receive four One-Time Guest Passes each Medallion Year so you can share the experience with family and friends when traveling Delta together.
- Enjoy complimentary access to The Centurion® Lounge in the U.S. and select international locations (as set forth on the Centurion Lounge Website), Sidecar by The Centurion® Lounge in the U.S. (see the Centurion Lounge Website for more information on Sidecar by The Centurion® Lounge availability), and Escape Lounges when flying on a Delta flight booked with the Delta SkyMiles® Reserve American Express Card. § To access Sidecar by The Centurion® Lounge, Card Members must arrive within 90 minutes of their departing flight (including layovers). To access The Centurion® Lounge, Card Members must arrive within 3 hours of their departing flight. Effective July 8, 2026, during a layover, Card Members must arrive within 5 hours of the connecting flight.
- Receive $2,500 Medallion® Qualification Dollars with MQD Headstart each Medallion Qualification Year and earn $1 MQD for each $10 in purchases on your Delta SkyMiles® Reserve American Express Card with MQD Boost to get closer to Status next Medallion Year.
- Enjoy a Companion Certificate on a Delta First, Delta Comfort, or Delta Main round-trip flight to select destinations each year after renewal of your Card. The Companion Certificate requires payment of government-imposed taxes and fees of between $22 and $250 (for itineraries with up to four flight segments). Baggage charges and other restrictions apply. Delta Basic experiences are not eligible for this benefit.
- $240 Resy Credit: When you use your Delta SkyMiles® Reserve American Express Card for eligible purchases with U.S. Resy restaurants, you can earn up to $20 each month in statement credits. Enrollment required.
- $120 Rideshare Credit: Earn up to $10 back in statement credits each month after you use your Delta SkyMiles® Reserve American Express Card to pay for U.S. rideshare purchases with select providers. Enrollment required.
- Delta SkyMiles® Reserve American Express Card Members get 15% off when using miles to book Award Travel on Delta flights through delta.com and the Fly Delta app. Discount not applicable to partner-operated flights or to taxes and fees.
- With your Delta SkyMiles® Reserve American Express Card, receive upgrade priority over others with the same Medallion tier, product and fare experience purchased, and Million Miler milestone when you fly with Delta.
- Earn 3X Miles on Delta purchases and earn 1X Miles on all other eligible purchases.
- No Foreign Transaction Fees. Enjoy international travel without additional fees on purchases made abroad.
- $650 Annual Fee.
- Apply with confidence. Know if you're approved for a Card with no impact to your credit score. If you're approved and you choose to accept this Card, your credit score may be impacted.
- Terms Apply.
- See Rates & Fees