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Cruise packing list: The ultimate guide to what to pack for a cruise
Erica Silverstein is the managing editor for TPG's cruise team. She’s covered the cruise industry for nearly 20 years and has sailed on more than 60 ships. Her work has appeared on Cruise Critic and in The Washington Post, Fodor’s and Let’s Go travel guides.
February 2, 2026 • 17 min read
The cards we feature here are from partners who compensate us when you are approved through our site, and this may impact how or where these products appear. We don't cover all available credit cards, but our analysis, reviews, and opinions are entirely from our editorial team. Terms apply to the offers listed on this page. Please view our advertising policy and product review methodology for more information.Editorial disclaimer: Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.
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By commenting, you agree to our Community Guidelines to help create a positive space for conversation. The responses below are not provided or commissioned by the bank advertiser, our partners, or The Points Guy (“TPG”). They have not been reviewed, approved, or otherwise endorsed by any of these parties. All responses are submitted by individual contributors, and neither the bank advertiser, our partners, nor TPG are responsible for ensuring that all posts and/or questions are answered.
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Quick summary
Packing for a cruise requires careful planning due to limited shopping options at sea and varying dress codes and activities.
A comprehensive cruise packing list should cover daytime and evening attire, footwear, accessories, toiletries, travel gear and cabin enhancements.
Destination, weather and cruise line policies significantly influence what you should bring, including specific clothing for theme nights or port excursions.
The article provides over 100 recommended items to ensure travelers are prepared for daily needs, emergencies and unique onboard experiences.
What to consider
Cruise lines have strict rules on what items are allowed, including limits on beverages and banned appliances or extension cords.
Packing lists should be tailored to the itinerary, weather and planned activities, with attention to dress codes and theme nights.
Essential travel documents, medications and personal care items should be packed in carry-on bags for easy access and security.
What you'll miss from the article
A detailed breakdown of essential items for every cruise scenario, including expert tips for maximizing cabin comfort and avoiding common packing mistakes.
Generated by AI with support from our editorial team.
Packing for a cruise can be complicated, especially for first-timers who aren’t 100% sure what to expect. The task is made even more stressful because you can’t run to the nearest shopping mall to pick up something you forgot when you’re sailing in the middle of the ocean.
What you need is a cruise packing list that accounts for cruise line dress codes for daywear and evening wear, the various activities you’ll do on board and in port, the gear you need for travel and to enhance your cruise cabin, and the necessities you need for daily life and unexpected emergencies.
Before you zip up that suitcase, get a peek at what awaits you on one of the newest ships at sea:
We’ve listed more than 100 essentials you should always pack for any cruise vacation. Follow our cruise packing list to avoid packing mistakes and be prepared for anything on your next sailing.
Daytime clothing
DAVID SACKS/GETTY IMAGES
When packing for a cruise, start with the basics: what you plan to wear each day.
On every cruise line, daytime clothing is casual, and on a big-ship cruise, nearly anything goes. On a more upscale or luxury cruise ship, casual daywear tends to be more fashion-forward and stylish, so you might feel out of place in your cheap T-shirt from Target.
Of course, the destination and weather will dictate what exactly makes it onto your cruise packing list. For a Caribbean cruise, you’ll want plenty of beachwear; for an Alaska cruise, you’ll want rugged clothes for hiking and warm layers for the frequently changing weather. In the Middle East and Asia, you might need an outfit that covers the shoulders and knees for visiting religious sites.
Remember that any destination can be unseasonably warm, cold or wet, so pack a jacket for that Bahamas cruise or a short-sleeved top for an Arctic sailing — just in case.
If you want to stay fit on your cruise and plan to hit the onboard gym or go biking in port, pack activewear. I once forgot to pack socks on a short warm-weather cruise and was disappointed when I wasn’t allowed on the ship’s bungee trampoline.
Cruisers traveling in a group should consider planning matching outfits, especially if they wish to take group photos on board. Group T-shirts are common, as are color-coordinated outfits for everyone from the kids to the grandparents.
Most important of all: Double-check that you’ve packed underwear. You’re welcome.
Pack one outfit for every day, or plan to do laundry on your cruise ship. I like to look for ways to reuse pieces to save space. For example, I’ll dress up a top with a skirt or dress pants for dinner, then wear the same shirt with jeans in port the following day. Or, I’ll bring one dress in a solid color and wear it twice, but with different accessories.
Here’s your daywear packing list (adjust numbers for the length of your sailing):
T-shirts
Casual tops
Sundresses
Shorts
Jeans
Slacks
Underwear
Socks
Workout wear
Bathing suits and swimwear
Cover-up or swim shirt
Jacket
Sweatshirt or sweater
Evening clothing
DAVID SACKS/GETTY IMAGES
Some cruise lines, such as Norwegian Cruise Line, have a relaxed attitude toward dinner attire, and you can come as you are. Other lines, especially the more upscale ones, have strict dress codes for dinner. For cruises on those ships, you’ll need to add some more formal outfits to your cruise packing list.
Evening wear on cruise ships tends to fall into two categories: resort casual and elegant. For casual nights, think of a date-night style. Some cruise lines do allow jeans in the evening; pair them with cute tops and nice shoes.
Elegant or formal nights bring out cocktail dresses, suits, ties and jackets. If formalwear is not your thing, choose room service, or go to dinner at the buffet or a casual restaurant where you don't need to dress up. Some luxury cruise lines will not allow underdressed passengers into certain restaurants or entertainment venues on formal nights.
Pro tip: Many cruise ships turn up the air conditioning at night. Pack a light sweater or dressy shawl to keep you comfortable in cool onboard restaurants and theaters.
Not sure how much to pack or how to plan? See how the onboard experience can vary depending on the cabin class you book:
Don’t forget to pack outfits for cruise ship theme nights. Popular themes include White Night, Pirate Night and Halloween — and yes, cruisers do go all-out with costumes. Check with your cruise line to find out which parties or theme nights will take place, and then pack accordingly.
Consider an eye patch or swashbuckling hat for Disney Cruise Line's Pirate Night, a white sundress for Azamara's White Night, a hot red number for Virgin Voyages' Scarlet Night and some neon leggings for Carnival Cruise Line's '80s Night.
Definitely don’t forget the ultimate evening wear — comfy pajamas — especially if you’re sharing a cabin with family or friends.
Here’s your evening-wear packing list:
Dress
Skirt and blouse
Pantsuit
Wrap or sweater
Button-down shirt or polo
Dress slacks or nice jeans
Sport coat
Tie
Suit or tuxedo for formal night
Cocktail dress or gown for formal night
Theme cruise attire and costumes
Pajamas
Footwear
WESTEND61/GETTY IMAGES
It's easy to fill a carry-on with footwear alone when packing for a cruise. The must-have basic is a comfortable pair of travel shoes for the flight, ship and walking in port.
Other types of footwear to add to your cruise packing list are sneakers for athletic activities, flip-flops for the pool and beach, and dress shoes for dinner. (Ladies, try to match your outfits, so you only need to bring one pair of heels.) You might also want casual or athletic sandals, hiking boots, or water shoes for rocky beaches.
Pro tip: Lay out all the pairs of shoes you think you need for the cruise, and then decide which shoes can do double duty and which you can leave at home. For example, on a Caribbean cruise, a sturdy pair of waterproof athletic sandals (like Keens) can multitask as travel shoes, beach shoes and rugged activity footwear. A comfy pair of flats can go with your casual daywear and your fancy evening attire.
Here’s your footwear packing list:
Sneakers or comfortable walking shoes
Flats
Sandals
Flip-flops
Water shoes
Hiking boots
Dress shoes for the evening
Slippers for in-cabin use
Accessories and gear
Once you’ve packed all the clothing, it’s time to accessorize.
For sunny days, men and women will want to bring hats and sunglasses. On cold-weather cruises, you’ll need a warm beanie, scarf, gloves and waterproof gear. (Antarctica and Arctic cruises have unique packing lists, so check with your cruise line.)
Don't forget belts, jewelry and ties for evening dress. Have a little fun with it — you’re on a cruise.
Don’t forget to add these accessories to your cruise packing list:
Belt
Jewelry
Wide-brimmed sun hat or baseball hat
Warm hat
Sunglasses
Rain jacket and/or pants
Gloves
Scarf
Pashmina or shawl
Toiletries and medicine
MARTIN-DM/GETTY IMAGES
Like hotels, cruise ships typically provide soap and shampoo in your cabin. Some also offer conditioner and body lotion. However, it’s hard to know whether your hair will respond well to the onboard products or if you’ll hate the scent.
It’s always safer to pack your own toiletries. Bring more than you think you’ll need because it might be hard to find your favorite brands in foreign ports, and cruise ships sell necessities at inflated prices. (Here are a few more things you should never buy on a cruise ship or in port.)
Although you’ll find hand sanitizer stations throughout your cruise ship, you’ll still want to pack your own.
Sunscreen is essential; look for reef-safe versions if you plan to swim in the ocean. Bug spray is also useful, especially in Alaska, where people joke that the mosquito is the state bird.
It’s always smart to pack a first-aid kit for your cruise; make sure it contains seasickness remedies if you’re sensitive to the motion of the ocean. Over-the-counter medications are pricey on board, so bring the brands you most commonly use. If you take prescription medicine, bring enough for the trip and a few extra days’ worth, just in case.
Pack these toiletries and medications for your cruise, preferably in your carry-on bag:
Shampoo and conditioner
Hairstyling products
Toothpaste and toothbrush
Floss
Glasses, contacts and contact lens solution
Razor and shaving cream
Makeup
Facial cleanser
Moisturizer
Body lotion
Lip balm (consider one with SPF)
Soap (if you’re picky about scents or ingredients)
Feminine products
Hand sanitizer (gel or wipes)
Sunscreen
Bug spray
Seasickness remedies (patches, pills, ginger candies and acupressure wristbands)
Pain-relief medication, such as Tylenol or ibuprofen
Allergy medication
Upset stomach medication
Band-Aids
Tissues
Travel gear
CSONDY/GETTY IMAGES
Not all of us are lucky enough to live an hour or two from a cruise port. Many cruisers have to fly or road-trip to their departure port and need to pack for this travel as well. Make sure your cruise packing list accounts for your precruise and postcruise travel needs, as well as items useful for your time on board.
For long and overnight flights to your cruise, pack accessories for the plane. If you’ve scheduled a precruise hotel stay, consider packing the necessities for that overnight in a separate bag so you don’t need to unpack and repack your main suitcase.
You’ll want to pack your tablet, portable video game system and e-reader for both your precruise travel and the sailing itself. Don’t forget all the related charging cables. Or, skip the tech and bring a few books, as many cruise ships no longer offer onboard libraries.
It should go without saying, but you are responsible for packing necessary travel documents, including your cruise/flight/tour tickets, passport book or passport card (or birth certificate), and visa paperwork. Do not put these items in your checked bags. Pack them in your carry-on so they’re always on hand and less likely to go missing.
I’m a fan of bringing a day bag to carry things around the ship (like toting my book, water bottle and cover-up to the pool) and a small evening purse that fits my keycard, lipstick and tissues. Some folks prefer to bring a lanyard to keep their cruise room keycard close at hand.
If you like to walk about with your morning coffee or tea, you can’t get a to-go cup at the buffet unless you’re paying extra for a latte or espresso. Pack a travel coffee mug so you can fill up on the free stuff. I also recommend bringing a reusable water bottle and filling it up at the buffet or even a bar. It helps reduce plastic waste, and you won’t bust your budget buying bottled water.
Neck pillow
Eye mask
Noise-canceling headphones
Regular headphones or earbuds
Tablet or laptop
Portable video game system
Playing cards or other small diversions
E-reader or physical books
Passport
Visa documents
Cruise ticket or documents
Travel insurance information
Tour booking information
Tote bag
Small purse
Water bottle
Travel mug
Lanyard
Cabin enhancements
PHOTO AND CO/GETTY IMAGES
First-time cruisers don’t realize all the cruise ship cabin hacks they can employ to enhance their onboard accommodations. Usually, all you need to pack are a few key items from home.
Many cruise cabin walls and doors are magnetic (did I just blow your mind?), so I like to pack magnets both as fun decor and for organizational purposes. Magnetic clips and hooks can help keep paperwork and hats off the in-room desk and couch, while a magnetic whiteboard can be useful for leaving notes for your travel companions.
Newer cruise ships are designed so every cabin has enough electrical outlets and USB ports conveniently located throughout the room. However, older cruise ships have a sad lack of outlets. Unless you want to battle your travel companions constantly for charging priority, pack a power strip, multipronged outlet or power adapter/current converter so you can charge multiple devices at once (and use any 220-volt European outlets in the cabin).
Just be sure that your power strip doesn’t include a surge protector; surge protectors and extension cords are banned from most cruise ships.
For evenings on board, pack a night-light or battery-operated candles so you can find your way to the bathroom in the dark. A small, portable sound machine is helpful for blocking out hallway noise if your cabin is close to the elevator banks or another noisy area of the ship.
You can sweeten your cabin bathroom by bringing a bathroom spray to mask unpleasant odors. Traveling with babies and toddlers who hate showers? A small inflatable kiddie pool or tub packs down small and can be used to give your little one a bath.
You don’t need to pack a clothesline to dry wet items because one is usually hidden in your cabin’s shower. However, I do recommend bringing a laundry bag or pop-up hamper to keep dirty clothes separate and off the cabin floor. Chair clips are useful if you plan to dry your clothes on the balcony and don't want them to blow away.
Power strip or multipronged outlet without surge protection
Power converter
Night-light
Battery-operated candles
White-noise machine
Bathroom spray
Inflatable kiddie pool
Pop-up hamper or laundry bag
Chair clips
Port day gear
LISA-BLUE/GETTY IMAGES
You’ll want to pack items specific to the activities you aim to do in port. Leave room on your cruise packing list for items that will change based on your destination and planned tours.
No matter where you cruise, you’ll want a strong but lightweight backpack to stow everything you want to take off the ship with you. I love the kind with mesh pockets on the side to tuck away a water bottle.
In especially scenic destinations, such as Alaska or Scandinavia, you might want to bring binoculars and/or a DSLR camera (rather than rely on your phone for photos). Don't forget accessories like extra batteries, chargers and memory cards.
On beachy cruises, you’ll want a beach bag, sand toys for the kids and perhaps your own snorkeling gear. Wet bags (or even plastic zip-top bags) will keep your wet stuff from leaking onto everything on your way back to the ship.
For water sports like kayaking, consider a dry bag to stow your camera gear, smartphone and wallet and prevent them from getting wet. Waterproof cases for your cellphone and camera are also useful, as well as “beach wallets” that let you go into the water with your credit cards and cash on your person.
Backpack
Camera, memory cards, portable tripod and other accessories
Waterproof dry bag
Waterproof phone and/or camera case
Waterproof beach wallet
Snorkel, mask and fins
Beach toys for kids (such as packable pails and inflatable floats)
Binoculars
Retractable hiking poles
Packaged snacks (such as protein or granola bars) for long excursions
Lightweight packable travel towels if you want something that folds up smaller than the bulky cruise ship beach towels
Miscellaneous items to pack for your cruise
VALENTINRUSSANOV/GETTY IMAGES
Some must-pack items for cruises defy categorization but are important nonetheless. Don’t leave them off your cruise packing list.
Cruise lines have strict rules about what types of beverages and alcohol you can bring on a cruise ship. If you’re picky about wine, many lines will let you bring on a 750-milliliter bottle or two. Pack your favorite, but be prepared to pay a corkage fee if you drink it at an onboard bar or restaurant.
If you plan to purchase wine in port to bring home, you’ll also want to pack bubble wrap or wine protector bags to get your bottles home safely.
Some lines, such as Royal Caribbean and Carnival, also allow you to bring on a limited number of cans of nonalcoholic drinks such as soda, juice or seltzer water. This can cut down on your bar bill or fuel your Diet Coke obsession should your ship carry only Pepsi.
I’m sure I don’t need to remind anyone to bring their cellphone on vacation (but remember to pack the charging cables). However, you might not know to download your cruise line’s app before you leave home. The app will show you the daily schedule, deck plans, dining reservations, shore excursion options and more. Many apps, like the one from Celebrity Cruises, even allow you to chat with other passengers while you’re connected to the cruise ship’s internet. (Remember to keep your devices in airplane mode to avoid accruing large at-sea roaming charges.)
You’ll want cash, especially small bills, for tipping porters and purchasing small souvenirs in port. Depending on your itinerary, you might want to acquire some foreign currency in advance. Otherwise, you can use an ATM once you arrive in port. (ATMs almost always offer a better exchange rate than airport kiosks.)
Bring a credit card that does not charge foreign transaction fees, so you don’t spend more than you need to abroad. (If you don’t have one, consider applying for one of the best credit cards for travel.)
What not to pack for a cruise
Now that you know what to put on your cruise packing list, you’ll also want to know what to leave out. Some items you might be tempted to pack are outright banned by the cruise lines. Others simply aren’t necessary.
Here’s what you can leave out of your suitcase:
Linens and towels
Hand soap (unless you’re picky)
High chair and portable crib (your ship will provide these)
Coffeemakers and other appliances with heating elements
Weapons
Illegal drugs (including marijuana and CBD products, even if they’re legal in your home state or departure port)
Candles
Extension cords
Beverages beyond the modest allotment of wine or nonalcoholic drinks in cans
Meat, cheese, fruit or other non-prepackaged food (check with your cruise line if you have dietary restrictions and require special food items)
Bottom line
Many cruisers tend to overpack when it comes to clothes and shoes but sometimes forget about other necessities. When you take your suitcase out of the closet and begin packing for your next itinerary, refer to this list and be sure you’re covered when it comes to both clothing and those all-important accessories.
By commenting, you agree to our Community Guidelines to help create a positive space for conversation. The responses below are not provided or commissioned by the bank advertiser, our partners, or The Points Guy (“TPG”). They have not been reviewed, approved, or otherwise endorsed by any of these parties. All responses are submitted by individual contributors, and neither the bank advertiser, our partners, nor TPG are responsible for ensuring that all posts and/or questions are answered.
Flexible rewards with airline and hotel transfer partners
Multiple travel and purchase protections
No foreign transaction fees
Access to Amex Offers for additional savings (enrollment required)
Cons
Not as useful for those living outside the U.S.
Some may have trouble using Uber and other dining credits
More details
You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App™.
Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App™, or purchased directly from airlines.
Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App™ and cruises booked and paid through AmexTravel.com.
Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
Pay It® lets you tap in the American Express® App to quickly pay for small purchase amounts throughout the month and still earn rewards the way you usually do. Plan It® gives you the option to split up big purchases into equal monthly payments with a fixed fee. You’ll know upfront exactly how much you’ll pay.
$120 Dining Credit: Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub (including Seamless), Buffalo Wild Wings, Five Guys, The Cheesecake Factory, and Wonder. This can be an annual savings of up to $120. Enrollment required.
$100 Resy Credit: Get up to $100 in statement credits each calendar year at over 10,000 qualifying U.S. Resy restaurants after you pay for eligible purchases with the American Express® Gold Card. That’s up to $50 in statement credits semi-annually. Enrollment required.
$84 Dunkin' Credit: Earn up to $7 in monthly statement credits after you pay with the American Express® Gold Card at U.S. Dunkin’ locations. Enrollment required.
$120 Uber Cash on Gold: Enjoy up to $120 in Uber Cash annually with your Gold Card. Just add your Card to your Uber account and you'll get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an Amex Card for your transaction.
Enjoy complimentary Hertz Five Star® Status benefits like skipping the counter at select locations, adding an additional driver at no additional cost*, and vehicle upgrades**. Benefit enrollment and Hertz Gold+ registration are required. *Additional drivers must meet standard rental qualifications and must be a spouse or domestic partner to qualify as complimentary. Other additional drivers subject to fees. **Benefits are subject to availability and vary by location. Additional Hertz program Terms and Conditions including age restrictions apply.
Book two nights or more with The Hotel Collection through AmexTravel.com or the Amex Travel App™ and receive a $100* credit towards eligible charges at over 1,400 upscale hotels worldwide. *Eligible charges vary by property.
Book your travel through the Amex Travel App™ with added peace of mind – backed by American Express® service and support. Only for American Express® Card Members.
Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.
No Foreign Transaction Fees.
Annual Fee is $325.
Terms Apply.
Pros
Valuable dining and food-related credits
Flexible rewards with airline and hotel transfer partners
Multiple travel and purchase protections
No foreign transaction fees
Access to Amex Offers for additional savings (enrollment required)
Cons
Not as useful for those living outside the U.S.
Some may have trouble using Uber and other dining credits
You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App™.
Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App™, or purchased directly from airlines.
Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App™ and cruises booked and paid through AmexTravel.com.
Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
Pay It® lets you tap in the American Express® App to quickly pay for small purchase amounts throughout the month and still earn rewards the way you usually do. Plan It® gives you the option to split up big purchases into equal monthly payments with a fixed fee. You’ll know upfront exactly how much you’ll pay.
$120 Dining Credit: Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub (including Seamless), Buffalo Wild Wings, Five Guys, The Cheesecake Factory, and Wonder. This can be an annual savings of up to $120. Enrollment required.
$100 Resy Credit: Get up to $100 in statement credits each calendar year at over 10,000 qualifying U.S. Resy restaurants after you pay for eligible purchases with the American Express® Gold Card. That’s up to $50 in statement credits semi-annually. Enrollment required.
$84 Dunkin' Credit: Earn up to $7 in monthly statement credits after you pay with the American Express® Gold Card at U.S. Dunkin’ locations. Enrollment required.
$120 Uber Cash on Gold: Enjoy up to $120 in Uber Cash annually with your Gold Card. Just add your Card to your Uber account and you'll get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an Amex Card for your transaction.
Enjoy complimentary Hertz Five Star® Status benefits like skipping the counter at select locations, adding an additional driver at no additional cost*, and vehicle upgrades**. Benefit enrollment and Hertz Gold+ registration are required. *Additional drivers must meet standard rental qualifications and must be a spouse or domestic partner to qualify as complimentary. Other additional drivers subject to fees. **Benefits are subject to availability and vary by location. Additional Hertz program Terms and Conditions including age restrictions apply.
Book two nights or more with The Hotel Collection through AmexTravel.com or the Amex Travel App™ and receive a $100* credit towards eligible charges at over 1,400 upscale hotels worldwide. *Eligible charges vary by property.
Book your travel through the Amex Travel App™ with added peace of mind – backed by American Express® service and support. Only for American Express® Card Members.
Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.
No Foreign Transaction Fees.
Annual Fee is $325.
Terms Apply.
American Express® Gold Card
TPG editor's rating4
TPG editor's rating
Pros + cons
Pros
Valuable dining and food-related credits
Flexible rewards with airline and hotel transfer partners
Multiple travel and purchase protections
No foreign transaction fees
Access to Amex Offers for additional savings (enrollment required)
Cons
Not as useful for those living outside the U.S.
Some may have trouble using Uber and other dining credits
More details
You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App™.
Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App™, or purchased directly from airlines.
Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App™ and cruises booked and paid through AmexTravel.com.
Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
Pay It® lets you tap in the American Express® App to quickly pay for small purchase amounts throughout the month and still earn rewards the way you usually do. Plan It® gives you the option to split up big purchases into equal monthly payments with a fixed fee. You’ll know upfront exactly how much you’ll pay.
$120 Dining Credit: Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub (including Seamless), Buffalo Wild Wings, Five Guys, The Cheesecake Factory, and Wonder. This can be an annual savings of up to $120. Enrollment required.
$100 Resy Credit: Get up to $100 in statement credits each calendar year at over 10,000 qualifying U.S. Resy restaurants after you pay for eligible purchases with the American Express® Gold Card. That’s up to $50 in statement credits semi-annually. Enrollment required.
$84 Dunkin' Credit: Earn up to $7 in monthly statement credits after you pay with the American Express® Gold Card at U.S. Dunkin’ locations. Enrollment required.
$120 Uber Cash on Gold: Enjoy up to $120 in Uber Cash annually with your Gold Card. Just add your Card to your Uber account and you'll get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an Amex Card for your transaction.
Enjoy complimentary Hertz Five Star® Status benefits like skipping the counter at select locations, adding an additional driver at no additional cost*, and vehicle upgrades**. Benefit enrollment and Hertz Gold+ registration are required. *Additional drivers must meet standard rental qualifications and must be a spouse or domestic partner to qualify as complimentary. Other additional drivers subject to fees. **Benefits are subject to availability and vary by location. Additional Hertz program Terms and Conditions including age restrictions apply.
Book two nights or more with The Hotel Collection through AmexTravel.com or the Amex Travel App™ and receive a $100* credit towards eligible charges at over 1,400 upscale hotels worldwide. *Eligible charges vary by property.
Book your travel through the Amex Travel App™ with added peace of mind – backed by American Express® service and support. Only for American Express® Card Members.
Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.
No Foreign Transaction Fees.
Annual Fee is $325.
Terms Apply.
Pros
Valuable dining and food-related credits
Flexible rewards with airline and hotel transfer partners
Multiple travel and purchase protections
No foreign transaction fees
Access to Amex Offers for additional savings (enrollment required)
Cons
Not as useful for those living outside the U.S.
Some may have trouble using Uber and other dining credits
You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App™.
Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App™, or purchased directly from airlines.
Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App™ and cruises booked and paid through AmexTravel.com.
Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
Pay It® lets you tap in the American Express® App to quickly pay for small purchase amounts throughout the month and still earn rewards the way you usually do. Plan It® gives you the option to split up big purchases into equal monthly payments with a fixed fee. You’ll know upfront exactly how much you’ll pay.
$120 Dining Credit: Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub (including Seamless), Buffalo Wild Wings, Five Guys, The Cheesecake Factory, and Wonder. This can be an annual savings of up to $120. Enrollment required.
$100 Resy Credit: Get up to $100 in statement credits each calendar year at over 10,000 qualifying U.S. Resy restaurants after you pay for eligible purchases with the American Express® Gold Card. That’s up to $50 in statement credits semi-annually. Enrollment required.
$84 Dunkin' Credit: Earn up to $7 in monthly statement credits after you pay with the American Express® Gold Card at U.S. Dunkin’ locations. Enrollment required.
$120 Uber Cash on Gold: Enjoy up to $120 in Uber Cash annually with your Gold Card. Just add your Card to your Uber account and you'll get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an Amex Card for your transaction.
Enjoy complimentary Hertz Five Star® Status benefits like skipping the counter at select locations, adding an additional driver at no additional cost*, and vehicle upgrades**. Benefit enrollment and Hertz Gold+ registration are required. *Additional drivers must meet standard rental qualifications and must be a spouse or domestic partner to qualify as complimentary. Other additional drivers subject to fees. **Benefits are subject to availability and vary by location. Additional Hertz program Terms and Conditions including age restrictions apply.
Book two nights or more with The Hotel Collection through AmexTravel.com or the Amex Travel App™ and receive a $100* credit towards eligible charges at over 1,400 upscale hotels worldwide. *Eligible charges vary by property.
Book your travel through the Amex Travel App™ with added peace of mind – backed by American Express® service and support. Only for American Express® Card Members.
Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.
No Foreign Transaction Fees.
Annual Fee is $325.
Terms Apply.
American Express® Gold Card
TPG editor's rating4
TPG editor's rating
Pros + cons
Pros
Valuable dining and food-related credits
Flexible rewards with airline and hotel transfer partners
Multiple travel and purchase protections
No foreign transaction fees
Access to Amex Offers for additional savings (enrollment required)
Cons
Not as useful for those living outside the U.S.
Some may have trouble using Uber and other dining credits
More details
You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App™.
Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App™, or purchased directly from airlines.
Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App™ and cruises booked and paid through AmexTravel.com.
Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
Pay It® lets you tap in the American Express® App to quickly pay for small purchase amounts throughout the month and still earn rewards the way you usually do. Plan It® gives you the option to split up big purchases into equal monthly payments with a fixed fee. You’ll know upfront exactly how much you’ll pay.
$120 Dining Credit: Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub (including Seamless), Buffalo Wild Wings, Five Guys, The Cheesecake Factory, and Wonder. This can be an annual savings of up to $120. Enrollment required.
$100 Resy Credit: Get up to $100 in statement credits each calendar year at over 10,000 qualifying U.S. Resy restaurants after you pay for eligible purchases with the American Express® Gold Card. That’s up to $50 in statement credits semi-annually. Enrollment required.
$84 Dunkin' Credit: Earn up to $7 in monthly statement credits after you pay with the American Express® Gold Card at U.S. Dunkin’ locations. Enrollment required.
$120 Uber Cash on Gold: Enjoy up to $120 in Uber Cash annually with your Gold Card. Just add your Card to your Uber account and you'll get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an Amex Card for your transaction.
Enjoy complimentary Hertz Five Star® Status benefits like skipping the counter at select locations, adding an additional driver at no additional cost*, and vehicle upgrades**. Benefit enrollment and Hertz Gold+ registration are required. *Additional drivers must meet standard rental qualifications and must be a spouse or domestic partner to qualify as complimentary. Other additional drivers subject to fees. **Benefits are subject to availability and vary by location. Additional Hertz program Terms and Conditions including age restrictions apply.
Book two nights or more with The Hotel Collection through AmexTravel.com or the Amex Travel App™ and receive a $100* credit towards eligible charges at over 1,400 upscale hotels worldwide. *Eligible charges vary by property.
Book your travel through the Amex Travel App™ with added peace of mind – backed by American Express® service and support. Only for American Express® Card Members.
Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.
No Foreign Transaction Fees.
Annual Fee is $325.
Terms Apply.
Pros
Valuable dining and food-related credits
Flexible rewards with airline and hotel transfer partners
Multiple travel and purchase protections
No foreign transaction fees
Access to Amex Offers for additional savings (enrollment required)
Cons
Not as useful for those living outside the U.S.
Some may have trouble using Uber and other dining credits
You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App™.
Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App™, or purchased directly from airlines.
Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App™ and cruises booked and paid through AmexTravel.com.
Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
Pay It® lets you tap in the American Express® App to quickly pay for small purchase amounts throughout the month and still earn rewards the way you usually do. Plan It® gives you the option to split up big purchases into equal monthly payments with a fixed fee. You’ll know upfront exactly how much you’ll pay.
$120 Dining Credit: Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub (including Seamless), Buffalo Wild Wings, Five Guys, The Cheesecake Factory, and Wonder. This can be an annual savings of up to $120. Enrollment required.
$100 Resy Credit: Get up to $100 in statement credits each calendar year at over 10,000 qualifying U.S. Resy restaurants after you pay for eligible purchases with the American Express® Gold Card. That’s up to $50 in statement credits semi-annually. Enrollment required.
$84 Dunkin' Credit: Earn up to $7 in monthly statement credits after you pay with the American Express® Gold Card at U.S. Dunkin’ locations. Enrollment required.
$120 Uber Cash on Gold: Enjoy up to $120 in Uber Cash annually with your Gold Card. Just add your Card to your Uber account and you'll get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an Amex Card for your transaction.
Enjoy complimentary Hertz Five Star® Status benefits like skipping the counter at select locations, adding an additional driver at no additional cost*, and vehicle upgrades**. Benefit enrollment and Hertz Gold+ registration are required. *Additional drivers must meet standard rental qualifications and must be a spouse or domestic partner to qualify as complimentary. Other additional drivers subject to fees. **Benefits are subject to availability and vary by location. Additional Hertz program Terms and Conditions including age restrictions apply.
Book two nights or more with The Hotel Collection through AmexTravel.com or the Amex Travel App™ and receive a $100* credit towards eligible charges at over 1,400 upscale hotels worldwide. *Eligible charges vary by property.
Book your travel through the Amex Travel App™ with added peace of mind – backed by American Express® service and support. Only for American Express® Card Members.
Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.
No Foreign Transaction Fees.
Annual Fee is $325.
Terms Apply.
American Express® Gold Card
TPG editor's rating4
TPG editor's rating
Pros + cons
Pros
Valuable dining and food-related credits
Flexible rewards with airline and hotel transfer partners
Multiple travel and purchase protections
No foreign transaction fees
Access to Amex Offers for additional savings (enrollment required)
Cons
Not as useful for those living outside the U.S.
Some may have trouble using Uber and other dining credits
More details
You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App™.
Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App™, or purchased directly from airlines.
Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App™ and cruises booked and paid through AmexTravel.com.
Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
Pay It® lets you tap in the American Express® App to quickly pay for small purchase amounts throughout the month and still earn rewards the way you usually do. Plan It® gives you the option to split up big purchases into equal monthly payments with a fixed fee. You’ll know upfront exactly how much you’ll pay.
$120 Dining Credit: Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub (including Seamless), Buffalo Wild Wings, Five Guys, The Cheesecake Factory, and Wonder. This can be an annual savings of up to $120. Enrollment required.
$100 Resy Credit: Get up to $100 in statement credits each calendar year at over 10,000 qualifying U.S. Resy restaurants after you pay for eligible purchases with the American Express® Gold Card. That’s up to $50 in statement credits semi-annually. Enrollment required.
$84 Dunkin' Credit: Earn up to $7 in monthly statement credits after you pay with the American Express® Gold Card at U.S. Dunkin’ locations. Enrollment required.
$120 Uber Cash on Gold: Enjoy up to $120 in Uber Cash annually with your Gold Card. Just add your Card to your Uber account and you'll get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an Amex Card for your transaction.
Enjoy complimentary Hertz Five Star® Status benefits like skipping the counter at select locations, adding an additional driver at no additional cost*, and vehicle upgrades**. Benefit enrollment and Hertz Gold+ registration are required. *Additional drivers must meet standard rental qualifications and must be a spouse or domestic partner to qualify as complimentary. Other additional drivers subject to fees. **Benefits are subject to availability and vary by location. Additional Hertz program Terms and Conditions including age restrictions apply.
Book two nights or more with The Hotel Collection through AmexTravel.com or the Amex Travel App™ and receive a $100* credit towards eligible charges at over 1,400 upscale hotels worldwide. *Eligible charges vary by property.
Book your travel through the Amex Travel App™ with added peace of mind – backed by American Express® service and support. Only for American Express® Card Members.
Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.
No Foreign Transaction Fees.
Annual Fee is $325.
Terms Apply.
Pros
Valuable dining and food-related credits
Flexible rewards with airline and hotel transfer partners
Multiple travel and purchase protections
No foreign transaction fees
Access to Amex Offers for additional savings (enrollment required)
Cons
Not as useful for those living outside the U.S.
Some may have trouble using Uber and other dining credits
You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App™.
Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App™, or purchased directly from airlines.
Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App™ and cruises booked and paid through AmexTravel.com.
Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
Pay It® lets you tap in the American Express® App to quickly pay for small purchase amounts throughout the month and still earn rewards the way you usually do. Plan It® gives you the option to split up big purchases into equal monthly payments with a fixed fee. You’ll know upfront exactly how much you’ll pay.
$120 Dining Credit: Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub (including Seamless), Buffalo Wild Wings, Five Guys, The Cheesecake Factory, and Wonder. This can be an annual savings of up to $120. Enrollment required.
$100 Resy Credit: Get up to $100 in statement credits each calendar year at over 10,000 qualifying U.S. Resy restaurants after you pay for eligible purchases with the American Express® Gold Card. That’s up to $50 in statement credits semi-annually. Enrollment required.
$84 Dunkin' Credit: Earn up to $7 in monthly statement credits after you pay with the American Express® Gold Card at U.S. Dunkin’ locations. Enrollment required.
$120 Uber Cash on Gold: Enjoy up to $120 in Uber Cash annually with your Gold Card. Just add your Card to your Uber account and you'll get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an Amex Card for your transaction.
Enjoy complimentary Hertz Five Star® Status benefits like skipping the counter at select locations, adding an additional driver at no additional cost*, and vehicle upgrades**. Benefit enrollment and Hertz Gold+ registration are required. *Additional drivers must meet standard rental qualifications and must be a spouse or domestic partner to qualify as complimentary. Other additional drivers subject to fees. **Benefits are subject to availability and vary by location. Additional Hertz program Terms and Conditions including age restrictions apply.
Book two nights or more with The Hotel Collection through AmexTravel.com or the Amex Travel App™ and receive a $100* credit towards eligible charges at over 1,400 upscale hotels worldwide. *Eligible charges vary by property.
Book your travel through the Amex Travel App™ with added peace of mind – backed by American Express® service and support. Only for American Express® Card Members.
Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.
at American Express's secure site. Terms & restrictions apply. See rates & fees.
Rewards rate
Rewards rate
Rate
Category
4X
Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
4X
Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
5X
Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App™.
3X
Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App™, or purchased directly from airlines.
2X
Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App™ and cruises booked and paid through AmexTravel.com.
1X
Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
Intro offer
As High As 100,000 points. Find Out Your Offer.
Annual fee
$325
Regular APR
See Pay Over Time APR
Recommended credit
Excellent to Good
4
at American Express's secure site. Terms & restrictions apply. See rates & fees.
Rewards rate
Rewards rate
Rate
Category
4X
Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
4X
Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
5X
Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App™.
3X
Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App™, or purchased directly from airlines.
2X
Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App™ and cruises booked and paid through AmexTravel.com.
1X
Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
Intro offer
As High As 100,000 points. Find Out Your Offer.
Annual fee
$325
Regular APR
See Pay Over Time APR
Recommended credit
Excellent to Good
4
at American Express's secure site. Terms & restrictions apply. See rates & fees.
Rewards rate
Rewards rate
Rate
Category
4X
Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
4X
Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
5X
Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App™.
3X
Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App™, or purchased directly from airlines.
2X
Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App™ and cruises booked and paid through AmexTravel.com.
1X
Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
Intro offer
As High As 100,000 points. Find Out Your Offer.
Annual fee
$325
Regular APR
See Pay Over Time APR
Recommended credit
Excellent to Good
4
at American Express's secure site. Terms & restrictions apply. See rates & fees.
Rewards rate
Rewards rate
Rate
Category
4X
Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
4X
Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
5X
Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App™.
3X
Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App™, or purchased directly from airlines.
2X
Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App™ and cruises booked and paid through AmexTravel.com.
1X
Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
