The best credit cards for Amazon purchases
Editor's Note
Whether you're shopping for gifts or restocking your essentials, Amazon is the go-to merchant for many online shoppers. And when you have a Prime membership, almost anything you order can be at your door in two days.
If you're expecting to make some significant Amazon purchases in the coming months and want to earn more rewards for your spending, consider adding a credit card that earns more rewards on those expenses.
When you're deciding on a card for Amazon spending, you'll want to consider earning rates, rewards currencies and which benefits you can leverage.
With all of this in mind, here are the best credit cards for shopping at Amazon.
The best credit cards for Amazon purchases
| Card | Annual fee | Earning rate on Amazon purchases |
|---|---|---|
Prime Visa (see rates and fees) | $0, but you need a Prime membership to get the card | 5% back (plus 10% back or more on a rotating selection of products and categories on Amazon) |
$395 | 2 miles per dollar spent | |
$95 | 2 miles per dollar spent | |
$0 | 1.5% back | |
$0 | 5% back on Amazon purchases through the end of 2025 on up to $1,500 in purchases when you activate |
The information for the Discover it Cash Back card has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.
Prime Visa
In many cases, the Prime Visa is the best option for Amazon purchases.
Welcome offer: New cardholders can receive a $250 Amazon gift card instantly upon approval. Note, you must pay for a Prime membership ($139 per year) to qualify.
Earning rates:
- 5% back on Amazon.com, Amazon Fresh, Whole Foods Market and travel booked through Chase Travel℠
- 2% back on gas stations, local transit and commuting (including ride-hailing services) and restaurants
- 1% back on all other purchases
Why we like it: The Prime Visa is, appropriately, oriented perfectly toward Amazon spending since it earns cash back at such a high rate on Amazon purchases, with the opportunity to earn upward of 10% back on a rotating selection of certain items and categories.
The rewards you earn on the Prime Visa can be redeemed as cash back, gift cards or travel through Chase Travel.
To learn more, read our full review of the Prime Visa.
Apply here: Prime Visa
Capital One Venture X
Consider the Capital One Venture X to earn transferable miles on your Amazon purchases. This card earns 2 miles per dollar spent on everyday purchases — including Amazon.
Welcome offer: Earn 100,000 miles after spending $10,000 on purchases in the first six months from account opening.
Earning rates:
- 10 miles per dollar spent on hotels and rental cars booked through Capital One Travel
- 5 miles per dollar spent on flights and vacation rentals booked through Capital One Travel
- 2 miles per dollar spent on all other purchases
Why we like it: The Venture X is a solid all-around travel rewards card.
While you may not want to choose this card solely for Amazon purchases, if you're interested in the other benefits it offers, it's a great choice for its $395 annual fee.
Plus, Capital One miles are valued at 1.85 cents apiece per TPG’s November 2025 valuations. This means you'll receive a respectable 3.7% return for your Amazon shopping.
To learn more, read our full review of the Capital One Venture X.
Learn more: Capital One Venture X
Capital One Venture Rewards
Like its premium sibling, the Capital One Venture Rewards also earns 2 miles per dollar spent on your Amazon purchases, for a lower $95 annual fee.
Welcome offer: Earn 75,000 miles after spending $4,000 on purchases in the first three months from account opening.
Earning rates:
- 5 miles per dollar spent on car rentals, hotels and vacation rentals booked through Capital One Travel
- 2 miles per dollar spent on all other purchases
Why we like it: If earning transferable rewards is more your speed, the Venture Rewards is a great choice to collect Capital One miles.
Plus, with a lower annual fee than the Venture X, this could be a great choice if you're interested in keeping costs low, but still want to add some miles for your spending.
To learn more, read our full review of the Capital One Venture Rewards.
Learn more: Capital One Venture Rewards
Chase Freedom Unlimited
If you’re not a Prime subscriber and still want a solid return on your spending, your best bet may be to go with the no-annual-fee Chase Freedom Unlimited.
Welcome offer: Earn $300 cash back after spending $500 in the first three months from account opening.
Earning rates:
- 5% back on travel booked through Chase Travel
- 3% back on dining (including takeout and eligible delivery services) and 3% back at drugstores
- 1.5% back on all purchases (including Amazon)
Why we like it: The Freedom Unlimited offers 1.5% back on your Amazon purchases. This may not be as good as the Prime Visa, but it is higher than the standard 1% back you'll receive with many other cards.
However, you can potentially stretch your cash back farther when you pair your Freedom Unlimited with a Chase Sapphire Reserve® (see rates and fees), Chase Sapphire Preferred® Card (see rates and fees) or Ink Business Preferred® Credit Card.
The information for the Ink Business Preferred has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.
If you do, you can convert your Freedom Unlimited rewards into full-fledged transferable Ultimate Rewards points, which are 2.05 cents each based on TPG’s November 2025 valuations. This would result in a 3.1% return on your Amazon spending with this card.
To learn more, read our full review of the Freedom Unlimited.
Apply here: Chase Freedom Unlimited
Discover it Cash Back
The Prime Visa isn't the only card offering 5% back on Amazon purchases this quarter. The no-annual-fee Discover it Cash Back offers 5% back on rotating categories (up to $1,500 each quarter you activate, then 1% cash back after that), and Amazon is a featured category through the end of 2025.
Welcome offer: While this card doesn't offer a traditional welcome offer, Discover will match all the cash back earned during the first 12 consecutive billing periods that the new account is open. This effectively doubles your earnings on this card in the first year.
Earning rates:
- 5% back on purchases with rotating quarterly merchants each quarter you enroll (such as dining, grocery stores and purchases on Amazon, for example) on up to $1,500 each quarter
- 1% back on all other purchases
Why we like it: With the Discover it Cash Back, you can earn 5% on Amazon purchases this quarter. Plus, this card doesn’t require you to be a Prime member — unlike the Prime Visa.
However, while this card is currently great for Amazon purchases, it isn't the best card to use year-round. When Amazon is not a part of the quarterly cash-back bonus category, your purchases will only receive 1% back.
To learn more, read our full review of the Discover it Cash Back.
Why you should get a credit card for Amazon purchases
There are multiple cards that rack up rewards while you shop on Amazon. If you're frequently scanning the website or find yourself getting packages delivered often, it makes sense to add one of these cards to your wallet.
Remember, you aren't limited to the Prime Visa if you want to maximize your Amazon shopping. Many cards that earn points and miles, such as the Venture X and Venture Rewards, also net you bonus rewards with Amazon.
If you frequently make purchases with Amazon, we recommend getting a card that'll net you rewards in this specific category.
Related: 26 of our favorite gifts for travel tech, luggage, gear and more
Bottom line
There are multiple cards that earn bonus rewards on Amazon purchases. Whether you're a cash-back enthusiast or a points and miles maximizer, you have many good options to choose from.
Just remember that every issuer has its own application restrictions to consider. This is especially true if you're intrigued by the Amazon-specific Prime Visa, since it's a Chase card subject to 5/24 restrictions.
But, with multiple cards offering solid welcome bonuses, now could be a great time to apply.
Related: The best store credit cards
TPG featured card
Rewards
| 4X | Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year. |
| 4X | Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year. |
| 3X | Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com. |
| 2X | Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com. |
| 1X | Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases. |
Intro offer
Annual Fee
Recommended Credit
Why We Chose It
There’s a lot to love about the Amex Gold. It’s a fan favorite thanks to its fantastic bonus-earning rates at restaurants worldwide and at U.S. supermarkets. If you’re hitting the skies soon, you’ll also earn bonus Membership Rewards points on travel. Paired with up to $120 in Uber Cash annually (for U.S. Uber rides or Uber Eats orders, card must be added to Uber app and you can redeem with any Amex card), up to $120 in annual dining statement credits to be used with eligible partners, an up to $84 Dunkin’ credit each year at U.S. Dunkin Donuts and an up to $100 Resy credit annually, there’s no reason that foodies shouldn’t add the Amex Gold to their wallet. These benefits alone are worth more than $400, which offsets the $325 annual fee on the Amex Gold card. Enrollment is required for select benefits. (Partner offer)Pros
- 4 points per dollar spent on dining at restaurants worldwide and U.S. supermarkets (on the first $50,000 in purchases per calendar year; then 1 point per dollar spent thereafter and $25,000 in purchases per calendar year; then 1 point per dollar spent thereafter, respectively)
- 3 points per dollar spent on flights booked directly with the airline or with amextravel.com
- Packed with credits foodies will enjoy
- Solid welcome bonus
Cons
- Not as useful for those living outside the U.S.
- Some may have trouble using Uber and other dining credits
- You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $6,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
- Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
- Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
- Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com.
- Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com.
- Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
- $120 Uber Cash on Gold: Add your Gold Card to your Uber account and get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an American Express Card for your transaction. That’s up to $120 Uber Cash annually. Plus, after using your Uber Cash, use your Card to earn 4X Membership Rewards® points for Uber Eats purchases made with restaurants or U.S. supermarkets. Point caps and terms apply.
- $84 Dunkin' Credit: With the $84 Dunkin' Credit, you can earn up to $7 in monthly statement credits after you enroll and pay with the American Express® Gold Card at U.S. Dunkin' locations. Enrollment is required to receive this benefit.
- $100 Resy Credit: Get up to $100 in statement credits each calendar year after you pay with the American Express® Gold Card to dine at U.S. Resy restaurants or make other eligible Resy purchases. That's up to $50 in statement credits semi-annually. Enrollment required.
- $120 Dining Credit: Satisfy your cravings, sweet or savory, with the $120 Dining Credit. Earn up to $10 in statement credits monthly when you pay with the American Express® Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, and Five Guys. Enrollment required.
- Explore over 1,000 upscale hotels worldwide with The Hotel Collection and receive a $100 credit towards eligible charges* with every booking of two nights or more through AmexTravel.com. *Eligible charges vary by property.
- No Foreign Transaction Fees.
- Annual Fee is $325.
- Terms Apply.
Rewards Rate
| 4X | Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year. |
| 4X | Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year. |
| 3X | Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com. |
| 2X | Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com. |
| 1X | Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases. |
Intro Offer
You may be eligible for as high as 100,000 Membership Rewards® Points after spending $6,000 in eligible purchases on your new Card in your first 6 months of Membership. Welcome offers vary and you may not be eligible for an offer.As High As 100,000 points. Find Out Your Offer.Annual Fee
$325Recommended Credit
Credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.Excellent to Good
Why We Chose It
There’s a lot to love about the Amex Gold. It’s a fan favorite thanks to its fantastic bonus-earning rates at restaurants worldwide and at U.S. supermarkets. If you’re hitting the skies soon, you’ll also earn bonus Membership Rewards points on travel. Paired with up to $120 in Uber Cash annually (for U.S. Uber rides or Uber Eats orders, card must be added to Uber app and you can redeem with any Amex card), up to $120 in annual dining statement credits to be used with eligible partners, an up to $84 Dunkin’ credit each year at U.S. Dunkin Donuts and an up to $100 Resy credit annually, there’s no reason that foodies shouldn’t add the Amex Gold to their wallet. These benefits alone are worth more than $400, which offsets the $325 annual fee on the Amex Gold card. Enrollment is required for select benefits. (Partner offer)Pros
- 4 points per dollar spent on dining at restaurants worldwide and U.S. supermarkets (on the first $50,000 in purchases per calendar year; then 1 point per dollar spent thereafter and $25,000 in purchases per calendar year; then 1 point per dollar spent thereafter, respectively)
- 3 points per dollar spent on flights booked directly with the airline or with amextravel.com
- Packed with credits foodies will enjoy
- Solid welcome bonus
Cons
- Not as useful for those living outside the U.S.
- Some may have trouble using Uber and other dining credits
- You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $6,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
- Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
- Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
- Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com.
- Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com.
- Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
- $120 Uber Cash on Gold: Add your Gold Card to your Uber account and get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an American Express Card for your transaction. That’s up to $120 Uber Cash annually. Plus, after using your Uber Cash, use your Card to earn 4X Membership Rewards® points for Uber Eats purchases made with restaurants or U.S. supermarkets. Point caps and terms apply.
- $84 Dunkin' Credit: With the $84 Dunkin' Credit, you can earn up to $7 in monthly statement credits after you enroll and pay with the American Express® Gold Card at U.S. Dunkin' locations. Enrollment is required to receive this benefit.
- $100 Resy Credit: Get up to $100 in statement credits each calendar year after you pay with the American Express® Gold Card to dine at U.S. Resy restaurants or make other eligible Resy purchases. That's up to $50 in statement credits semi-annually. Enrollment required.
- $120 Dining Credit: Satisfy your cravings, sweet or savory, with the $120 Dining Credit. Earn up to $10 in statement credits monthly when you pay with the American Express® Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, and Five Guys. Enrollment required.
- Explore over 1,000 upscale hotels worldwide with The Hotel Collection and receive a $100 credit towards eligible charges* with every booking of two nights or more through AmexTravel.com. *Eligible charges vary by property.
- No Foreign Transaction Fees.
- Annual Fee is $325.
- Terms Apply.