How to Use British Airways Miles: Post 9, Leveraging Miles and Cash Redemptions
Update: Some offers mentioned below are no longer available. View the current offers here.
This is the ninth installment of my series on maximizing British Airways miles. Since so many of you got in on the super-lucrative 100,000 mile BA Visa sign-up bonus (see details of the current 100K offer), it would be beneficial to check out: General tips, Post 1 – Booking BA Awards, Post 2 – Booking Partner Awards, Post 3 – Oneworld Alliance, Post 4 – Taxes and Fees, Post 5 – Household Accounts, Post 6 – Companion Ticket, Post 7 – Using ExpertFlyer for Partner Award Availability, Post 8 - The Art of the Stopover, Post 9 - Leveraging Miles and Cash Redemptions, and Post 10 - Using Qantas.com to Find Oneworld Award Availability. Also, be sure to look at my post on the credit card deal itself and the lengthy Q&A in the comments section.
One of the less advertised aspects of the British Airways Executive Club is the ability to use a mixture of miles and cash on award redemptions. While I normally ignore most attempts to "sell" me miles directly from the airline, this one can make sense for you depending on how you value a mile and what you redeem for. Without a promotion most airlines sell miles for about 3 cents each.
Let's take a look at this option with four New York - Rome itineraries on British Airways in coach, premium economy, business and first.
Economy options are:
60,000 miles and $525 or
48,000 miles $620 (pay $95 more to save 12,000 miles, .75 cent a mile) or
42,000 and $665 or (pay $140 more to save 28,000 miles, .75 cent a mile) or
39,000 and $690 (pay $165 more to save 21,000 miles, .78 cent a mile) or
36,000 and $715 (pay $190 more to save 24,000 miles, .79 cent a mile) or
30,000 and $760 (pay $235 more to save 30,000 miles, .78 cent a mile)
Summary: I'd buy BA miles at .78 cents all-day-long. Using cash and points is a fantastic deal.
Premium Economy options are:
90,000 miles and $525 or
72,000 miles $665 (pay $145 more to save 18,000 miles, .8 cent a mile) or
63,000 and $735 or (pay $210 more to save 27,000 miles, .78 cent a mile) or
58,500 and $770 (pay $245 more to save 31,500 miles, .78 cent a mile) or
54,000 and $805 (pay $280 more to save 36,000 miles, .79 cent a mile) or
45,000 and $880 (pay $355 more to save 45,000 miles, .78 cent a mile)
Summary: I'd buy BA miles at .78 cents all-day-long. Using cash and points is a fantastic deal.
Business class options are:
120,000 miles and $665 or
108,000 miles $935 (pay $270 more to save 12,000 miles, 2.3 cents a mile) or
90,000 and $1,340 or (pay $675 more to save 30,000 miles, 2.3 cents a mile)
Summary: Not such a hot deal. My guess is that BA knows they can sell business class (its often the hardest award to find), so they don't need to incentivize people more to redeem for it.
First class options are:
180,000 miles and $665 or
162,000 miles $935 (pay $270 more to save 18,000 miles, 1.5 cents a mile) or
135,000 and $1,340 or (pay $675 more to save 45,000 miles, 1.5 cents a mile)
Summary: Not amazing, but not terrible either. If you have the cash and redeem for first class, this is a no-brainer.
The great thing about cash and miles is that they work on partner awards as well (even the ones without fuel surcharges).
Domestic American Airlines Economy options are:
25,000 miles and $5 or
20,000 miles $70 (pay $65 more to save 5,000 miles, 1.3 cent a mile) or
17,500 and $100 or (pay $95 more to save 7,500 miles, 1.3 cent a mile) or
16,300 and $120 (pay $115 more to save 8,700 miles, 1.3 cent a mile) or
15,000 and $135 (pay $130 more to save 10,000 miles, 1.3 cent a mile) or
12,500 and $165 (pay $160 more to save 12,500 miles, 1.3 cent a mile)
Summary: A decent deal since taxes/fees are low to begin with.
AA South America First Class options are::
120,000 miles and $61 or
108,000 miles $356 (pay $295 more to save 18,000 miles, 1.6 cents a mile) or
90,000 and $791 or (pay $730 more to save 30,000 miles, 2.4 cents a mile)
However, some partners don't have the cash and points option, like this Cathay Pacific Chicago to Hong Kong in business class:
The point is that you shouldn't automatically dismiss the option to mix cash and miles on awards using BA miles. If anything, it allows the flexibility to achieve an award that you wouldn't have been able to achieve normally, so I personally like this option a lot. Feel free to share your thoughts on the valuations and whether you think this option is a good deal.
TPG featured card
at American Express's secure site
Terms & restrictions apply. See rates & fees.
| 3X | Earn 3X Miles on Delta purchases. |
| 1X | Earn 1X Miles on all other eligible purchases. |
Pros
- Delta SkyClub access when flying Delta
- Annual companion ticket for travel on Delta (upon renewal)
- Ability to earn MQDs through spending
- Various statement credits for eligible purchases
Cons
- Steep annual fee of $650
- Other Delta cobranded cards offer superior earning categories
- Earn 100,000 Bonus Miles after you spend $6,000 or more in purchases with your new Card within the first 6 months of Card Membership and an additional 25,000 bonus miles after you make an additional $3,000 in purchases on the Card within your first 6 months, starting from the date that your account is opened. Offer Ends 04/01/2026.
- Delta SkyMiles® Reserve American Express Card Members receive 15 Visits per Medallion® Year to the Delta Sky Club® when flying Delta and can unlock an unlimited number of Visits after spending $75,000 in purchases on your Card in a calendar year. Plus, you’ll receive four One-Time Guest Passes each Medallion Year so you can share the experience with family and friends when traveling Delta together.
- Enjoy complimentary access to The Centurion® Lounge in the U.S. and select international locations (as set forth on the Centurion Lounge Website), Sidecar by The Centurion® Lounge in the U.S. (see the Centurion Lounge Website for more information on Sidecar by The Centurion® Lounge availability), and Escape Lounges when flying on a Delta flight booked with the Delta SkyMiles® Reserve American Express Card. § To access Sidecar by The Centurion® Lounge, Card Members must arrive within 90 minutes of their departing flight (including layovers). To access The Centurion® Lounge, Card Members must arrive within 3 hours of their departing flight. Effective July 8, 2026, during a layover, Card Members must arrive within 5 hours of the connecting flight.
- Receive $2,500 Medallion® Qualification Dollars with MQD Headstart each Medallion Qualification Year and earn $1 MQD for each $10 in purchases on your Delta SkyMiles® Reserve American Express Card with MQD Boost to get closer to Status next Medallion Year.
- Enjoy a Companion Certificate on a Delta First, Delta Comfort, or Delta Main round-trip flight to select destinations each year after renewal of your Card. The Companion Certificate requires payment of government-imposed taxes and fees of between $22 and $250 (for itineraries with up to four flight segments). Baggage charges and other restrictions apply. Delta Basic experiences are not eligible for this benefit.
- $240 Resy Credit: When you use your Delta SkyMiles® Reserve American Express Card for eligible purchases with U.S. Resy restaurants, you can earn up to $20 each month in statement credits. Enrollment required.
- $120 Rideshare Credit: Earn up to $10 back in statement credits each month after you use your Delta SkyMiles® Reserve American Express Card to pay for U.S. rideshare purchases with select providers. Enrollment required.
- Delta SkyMiles® Reserve American Express Card Members get 15% off when using miles to book Award Travel on Delta flights through delta.com and the Fly Delta app. Discount not applicable to partner-operated flights or to taxes and fees.
- With your Delta SkyMiles® Reserve American Express Card, receive upgrade priority over others with the same Medallion tier, product and fare experience purchased, and Million Miler milestone when you fly with Delta.
- Earn 3X Miles on Delta purchases and earn 1X Miles on all other eligible purchases.
- No Foreign Transaction Fees. Enjoy international travel without additional fees on purchases made abroad.
- $650 Annual Fee.
- Apply with confidence. Know if you're approved for a Card with no impact to your credit score. If you're approved and you choose to accept this Card, your credit score may be impacted.
- Terms Apply.
- See Rates & Fees