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Guides
We tried every bar on Virgin Voyages and ranked them from best to worst
Erica Silverstein is the managing editor for TPG's cruise team. She’s covered the cruise industry for nearly 20 years and has sailed on more than 60 ships. Her work has appeared on Cruise Critic and in The Washington Post, Fodor’s and Let’s Go travel guides.
May 13, 2023 • 16 min read
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By commenting, you agree to our Community Guidelines to help create a positive space for conversation. The responses below are not provided or commissioned by the bank advertiser, our partners, or The Points Guy (“TPG”). They have not been reviewed, approved, or otherwise endorsed by any of these parties. All responses are submitted by individual contributors, and neither the bank advertiser, our partners, nor TPG are responsible for ensuring that all posts and/or questions are answered.
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Quick summary
Virgin Voyages' Scarlet Lady offers a diverse range of bars, each with distinct atmospheres and specialty drinks, catering to various preferences.
Top picks include the elegant Champagne-focused Sip, lively martini bar On the Rocks, and the Mediterranean-inspired Dock House Bar.
Unique venues such as Pink Agave Bar stand out for their extensive tequila and mezcal selections, while exclusive spaces like Richard’s Rooftop Bar are reserved for select guests.
Some bars, like the Aquatic Club and Red Bar, serve more functional or niche roles, appealing to specific moods or times of day.
What to consider
Drink prices vary widely, with cocktails typically ranging from $9 to $17 and Champagne reaching higher price points.
Certain venues, such as Richard’s Rooftop Bar, are accessible only to guests in specific suite categories, limiting general access.
The ship offers a paid pub crawl event, the Grog Walk, which includes games and activities for social drinkers.
What you'll miss from the article
Detailed rankings, signature drink recommendations and insights into each bar’s vibe to help you prioritize your onboard bar experiences.
Generated by AI with support from our editorial team.
Pub crawl! If ever a cruise line was made for bar hopping, it’s Virgin Voyages. Its identical “Lady Ships” were imagined as adult playgrounds, and when grownups are having fun, you know alcohol is often a part of the equation. (Not that it has to be.)
Not all bars are created equal, though, and on a short four- or five-night sailing, you have to prioritize. So I vowed to discover which bars are the best on the ship — and which you can skip.
From martinis to margaritas, I tried every bar on Scarlet Lady (the first of the line’s three ships) and ranked them from best to worst. Here are my top picks for a night out or a unique libation — and which venues failed to live up to the hype.
Sip
Sip on Scarlet Lady. ERICA SILVERSTEIN/THE POINTS GUY
Vibe: This elegant Champagne lounge was my favorite bar on board — and I don’t even like Champagne! The venue brings the luxe feel with gauzy white curtains, curved seating centered around giant porthole windows and a giant bedazzled bottle of bubbly. It’s the place to see and be seen in the evening; clearly, it was everyone else’s favorite bar, as well.
Sip gets extra points because, on sea days, it serves a lovely afternoon tea. Sip tea and nibble scones and finger sandwiches, with or without a Champagne add-on, like the lord or lady you know yourself to be.
Prices: Champagne by the glass runs $21 to $65, wines $8 to $29 and signature cocktails $13 to $14.
Sip on Scarlet Lady. ERICA SILVERSTEIN/THE POINTS GUY
The TPG take: Whether you prefer bubbly or bourbon, this bar is a not-to-be-missed evening destination. Gather your posse ‘round between dinner and the show and scope out everyone’s evening attire. It’s extra happening on Scarlet Night when you might catch an impromptu performance or even get a hush-hush invite to a secret event.
Best drink: If you’re not drinking straight-up Champagne, espresso martinis are all the rage at Sip. They’ll keep you energized for the late-night partying ahead of you.
Vibe: Everyone ends up at On the Rocks at some point, as the martini and cocktail bar is one of the largest on board and is in a high-traffic area on Deck 6. It's under the stairs from the Roundabout atrium and you'll pass it on your way between dinner, the shops, the casino, night club and performance space. Small-group musical acts switch off throughout the evening, so there’s always something going on.
On the Rocks cocktail bar. VIRGIN VOYAGES
Prices: Signature cocktails cost $13 to $17, beer $6 to $12.
The TPG take: I didn’t hang out at this bar enough, only discovering how fun the late-night jazzy quartet was at the end of my cruise. The bar has everything — counter seating in a dark, cavelike location, conversation nooks in the back by the windows and perfect people-watching perches across from the shops. The ship’s roving magician may make an appearance and delight you with some card tricks. Don’t dismiss it as just an atrium bar — On the Rocks is a destination.
Best drink: The number-one drink at On the Rocks, according to my server, is The Entertainer. It’s actually two drinks in one, a syrupy-sweet concoction of Absolut Vanilla, passion fruit puree and lime served with a shot glass of sparkling wine. You cut the sweet cocktail with the dry wine, and it works — until the shot runs out faster than the martini glass. It’s certainly an entertaining experience worth ordering at least once.
The Dock House Bar
Dock House Bar on Scarlet Lady. ERICA SILVERSTEIN/THE POINTS GUY
Vibe: Pretend you’re chilling at a chic Mediterranean resort when you make your way to the Dock House Bar, the tucked-away pre-dinner drink spot off the main Dock House lounge.
Prices: Signature cocktails run $11 to $15.
The TPG take: The Dock House and its alfresco counterpart, The Dock (same menu), are, in my mind, the most attractive hangout areas on board. The cozy couch seating dotted with (fake) greenery, the outdoor clusters of low wooden tables and chairs, and the Greek-inspired white-and-blue bar feel sophisticated yet inviting. You feel like a movie star.
The Dock on Scarlet Lady. ERICA SILVERSTEIN/THE POINTS GUY
Strike up a conversation with your neighbor or the friendly bartenders at the 10-seat Dock House Bar before you make your way to your next meal.
Best drink: The Golden Horizon is a colorful drink that’s a play on a Tequila Sunrise. It combines tequila, passionfruit liqueur, honey and fresh basil into a refreshing drink that will have everyone stopping you to ask, “What are you drinking? I want one!”
Vibe: The ship’s version of Starbucks is equally happy to serve you a croissant (for free) or a coffee drink with a shot of Bailey’s. Busiest in the morning, the Grounds Club also has an outpost in The Galley on Deck 15, so you don’t have to travel decks between your caffeine fix and your morning meal.
Prices: From $3 to $6 for Intelligentsia Coffee, Jojo Tea, cold brews, iced drinks and lattes.
The TPG take: I rated this coffee bar highly because it’s popular with cruise guests and is surrounded by inviting hangout areas. Plus, the option to adult-ify your caffeine with a shot of alcohol is a fun, very Virgin option.
Grounds Club on Scarlet Lady. ERICA SILVERSTEIN/THE POINTS GUY
The Grounds Club is surrounded by cozy seating areas and a communal table with outlets for your laptop. It’s a great place to chat with friends, work on your Instagram influencer status or check your work email — though the latter is seriously frowned upon.
Best drink: The Angeleno is a popular choice for iced coffee lovers; it’s made with espresso, vanilla and ice — shaken, not stirred. My vote for a Scarlet Lady-inspired option would be hot chocolate with a shot of Bailey’s. It’s a little bit playful and a little bit naughty, which is totally the vibe of this ship.
Pink Agave Bar
Crickets in a cocktail at Pink Agave. ERICA SILVERSTEIN/THE POINTS GUY
Vibe: The tiny bar in this elevated Mexican restaurant is less of a destination than a waiting area, but you’ll definitely want to order a cocktail to pair with your meal at Pink Agave. However, the ship has the largest collection of mezcal and tequila at sea, so if you’re a fan, this is where you want to order.
Prices: Spiked aqua fresca $9, tequila $9 to $83, mezcal $9 to $47 and signature cocktails $11 to $16.
Pink Agave bar on Scarlet Lady. ERICA SILVERSTEIN/THE POINTS GUY
The TPG take: Whether you pony up to the bar or come for dinner, Pink Agave’s bar menu is the most unique on board. If you can’t score a reservation, come on down for a drink. I would rate this bar higher for its incredible tequila and mezcal menu, but it’s not a stand-alone venue, so the bar area can be loud and crowded during dinner service.
Best drink: Hop on the latest foodie trend and order the It’s Like Crickets in Here drink – with real crunchy crickets on top. The drink itself blends mezcal with ancho reyes and citrus. If that grosses you out as it does me, the off-menu flavored margaritas are delicious.
Richard’s Rooftop Bar
Richard's Rooftop on Scarlet Lady. ERICA SILVERSTEIN/THE POINTS GUY
Vibe: Yes, Scarlet Lady has a keycard-access-only exclusive outdoor lounge for the rockstar set (that is, guests booked into Rockstar Suites). The all-white design with iridescent windbreaker walls adds to the VIP feel, and from 5 to 6 p.m., Champagne flows freely to everyone cool enough to have access.
Prices: Cocktails $10 to $13, beer and cider $5 to $9, wine and Champagne by the glass $7 to $65, coffee $3 to $5.
Drinking Champagne at Richard's Rooftop on Scarlet Lady. ERICA SILVERSTEIN/THE POINTS GUY
The TPG take: I should’ve spent more time lounging in the hot tub or reclining on day beds on this uncrowded sun terrace. The bar will serve whatever drink you like but don’t ruin the vibe by ordering something in a can. Only a select few can access this top-deck hideaway, and I know it’s elitist, but if you can rock that VIP status, you should definitely do it.
Best drink: Free Champagne during evening happy hours, of course!
Drinks at the Red Bar. ERICA SILVERSTEIN/THE POINTS GUY
Vibe: The name says it all — everything in this bar is red. It’s hard to find, though, as it’s tucked away in the back room of the Razzle Dazzle restaurant.
Prices: Signature cocktails range from $11 to $17, beers from $6 to $9 and wines by the glass from $7 to $15.
The TPG take: The bar and its drinks are a little screwball, which pairs nicely with Razzle Dazzle’s whimsical vibe. It could be a fun cocktail bar, but the Red Bar mainly serves diners eating at the restaurant or those who arrived early for their reservation. The all-red decor and diner-style seating simply aren’t that inviting, so it’s not a destination bar where you’d want to hang out.
Best drink: The popcorn old-fashioned is a mix of Buffalo Trace bourbon, fig, agave and Angostura bitters, topped with a handful of popcorn and served in a red-and-white-striped container that resembles an old-school popcorn bag.
The Aquatic Club Bar
ERICA SILVERSTEIN/THE POINTS GUY
Vibe: Every ship has to have a bar by the main pool area, and the Aquatic Club is Scarlet Lady’s version. Enjoy your sea time, knowing the refreshing beers and pina coladas are close at hand.
Prices: Cocktails (fresh and frozen) run $11 to $13, beers $5 to $9, and nonalcoholic drinks $5 to $6.
The TPG take: Scarlet Lady’s pool bar is nothing special — the same as all cruise ship pool bars. It runs the middle of the pack for being a necessary service that provides well for the sun worshippers and pool dippers on those busy-with-relaxation sea days.
Best drink: If you want to feel self-righteous while sipping a frozen umbrella drink, order the skinny pina, made with Bacardi rum, coconut milk, lime and Kelvin Slush Co. pina colada mix that’s USDA organic, non-GMO, vegan, gluten-free and kosher.
Gym & Tonic
Smoothie on Scarlet Lady. ERICA SILVERSTEIN/THE POINTS GUY
Vibe: What’s billed as a post-workout bar is really a pool bar with a side of smoothies, fresh juices and “reset cocktails” claiming to offer hydration and cleansing. We won’t tell if you choose to ditch your green juice for a skinny pina instead.
Prices: Juices cost from $7 to $10, and smoothies and signature cocktails are $11 to $13.
The TPG take: We actually wandered around the gym, confusedly looking for the bar (and not wanting to ask a fitness instructor where to find a cocktail at noon). The Gym & Tonic Bar is near the fitness center but it’s directly adjacent to a multi-person hot tub. A juice bar is a great idea, and a smoothie was refreshing after a booty burn class, but some signage would help.
Best drink: The In the Tropics smoothie is both delicious and bright magenta, so it looks excellent in all your photos.
Vibe: You read that right – it’s another gym-themed bar on Scarlet Lady. This one is at the back of the ship, across from some lounge seating and the net (literally strong netting strung over the sea and The Dock many decks below). So where’s the Athletic Club? Right around the corner – where an enclosed sports court, alfresco boxing ring and workout stations cater to exhibitionists showing off their muscles.
Prices: Smoothies $10 to $11, elixirs and energy drinks $5 to $9, cocktails $9 to $13, many things in cans (seltzers, cocktails, wine, beer, sports drinks) $5 to $13.
The TPG take: The Athletic Club really shines during the first-night pajama party, where cruisers for real put on sleepwear and dance in the dark. Beyond that event, the bar seemed mainly used for early-evening or sunset meetups and was pretty quiet. Or maybe you really need that beer after a round of basketball?
Best drink: Yaya kombucha – because what other cruise line serves kombucha at its alfresco sunset bar?
The Loose Cannon
Loose Cannon bar on Scarlet Lady. ERICA SILVERSTEIN/THE POINTS GUY
Vibe: This nautically themed bar is yet another of Virgin’s hide-and-seek bars. The wooden bar with its ship’s bell and octopus decor seems like it was stolen from the top deck of a clipper ship and transplanted indoors on Scarlet Lady, next to the Social Club game room. In real life, it’s the hot spot for daytime trivia.
Prices: Signature cocktails $9 to $13, beer $6 to $9, wines by the glass $7 to $11. You can also get groups of shots to serve four or five people for $35 to $45.
The TPG take: After stopping by the Loose Cannon several times and never seeing anyone there, we asked a crew member when it was happening. He said that people come for trivia – and no other time unless they’re popping by to grab a soda or beer to go with their hot dog and wings from the Social Club Diner next door. So if you like the “nauti” vibe, put on your thinking cap and show up for the daytime mind-benders.
Best drink: Perhaps a Red Bull will give you some extra oomph for that competitive trivia. Taking shots will guarantee you a last-place finish.
Draught Haus
Draught Haus bar on Scarlet Lady. ERICA SILVERSTEIN/THE POINTS GUY
Vibe: The bros would come here for beer and shots if the industrial-styled Draught Haus weren’t hidden in a corner of the ship’s atrium where nothing much happens – except perhaps on Scarlet Night.
Prices: Beer (on tap, in cans or in bottles) $5 to $15, shots and shot-tails $5 to $8, boiler makers $9 to $15.
The TPG take: Confession: We never got to try out the Draught Haus because 6 p.m. was just too early for shots, and when we returned at 11 p.m., it was already closed. That said, we never saw anyone drinking here, so I’m not sure when and if this bar gets traffic.
Stray The Course beer at Draught Haus. VIRGIN VOYAGES
Best drink: Virgin’s custom beer is Stray the Course, crafted by the Wynwood Brewing Company. If I drank beer, I’d start with that one since you can only find it on board Virgin Voyages’ ships. However, you might have to be OK with drinking alone if you don’t want to take your drink to go.
Bottom line
Scarlet Lady has a bar for every occasion, from poolside refreshment to after-dinner fun with your squad.
If you like to try out creative cocktails, you’ll definitely want to work your way around the ship and try out all the bars on board. If you’re a social drinker, sign up for the ship’s Grog Walk, a popular extra-fee pub crawl, complete with games and activities to get to know your fellow cruisers and the ship’s Happenings cast.
By commenting, you agree to our Community Guidelines to help create a positive space for conversation. The responses below are not provided or commissioned by the bank advertiser, our partners, or The Points Guy (“TPG”). They have not been reviewed, approved, or otherwise endorsed by any of these parties. All responses are submitted by individual contributors, and neither the bank advertiser, our partners, nor TPG are responsible for ensuring that all posts and/or questions are answered.
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Multiple travel and purchase protections
No foreign transaction fees
Access to Amex Offers for additional savings (enrollment required)
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Not as useful for those living outside the U.S.
Some may have trouble using Uber and other dining credits
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Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App™ and cruises booked and paid through AmexTravel.com.
Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
Pay It® lets you tap in the American Express® App to quickly pay for small purchase amounts throughout the month and still earn rewards the way you usually do. Plan It® gives you the option to split up big purchases into equal monthly payments with a fixed fee. You’ll know upfront exactly how much you’ll pay.
$120 Dining Credit: Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub (including Seamless), Buffalo Wild Wings, Five Guys, The Cheesecake Factory, and Wonder. This can be an annual savings of up to $120. Enrollment required.
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$120 Uber Cash on Gold: Enjoy up to $120 in Uber Cash annually with your Gold Card. Just add your Card to your Uber account and you'll get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an Amex Card for your transaction.
Enjoy complimentary Hertz Five Star® Status benefits like skipping the counter at select locations, adding an additional driver at no additional cost*, and vehicle upgrades**. Benefit enrollment and Hertz Gold+ registration are required. *Additional drivers must meet standard rental qualifications and must be a spouse or domestic partner to qualify as complimentary. Other additional drivers subject to fees. **Benefits are subject to availability and vary by location. Additional Hertz program Terms and Conditions including age restrictions apply.
Book two nights or more with The Hotel Collection through AmexTravel.com or the Amex Travel App™ and receive a $100* credit towards eligible charges at over 1,400 upscale hotels worldwide. *Eligible charges vary by property.
Book your travel through the Amex Travel App™ with added peace of mind – backed by American Express® service and support. Only for American Express® Card Members.
Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.
No Foreign Transaction Fees.
Annual Fee is $325.
Terms Apply.
Pros
Valuable dining and food-related credits
Flexible rewards with airline and hotel transfer partners
Multiple travel and purchase protections
No foreign transaction fees
Access to Amex Offers for additional savings (enrollment required)
Cons
Not as useful for those living outside the U.S.
Some may have trouble using Uber and other dining credits
You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App™.
Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App™, or purchased directly from airlines.
Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App™ and cruises booked and paid through AmexTravel.com.
Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
Pay It® lets you tap in the American Express® App to quickly pay for small purchase amounts throughout the month and still earn rewards the way you usually do. Plan It® gives you the option to split up big purchases into equal monthly payments with a fixed fee. You’ll know upfront exactly how much you’ll pay.
$120 Dining Credit: Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub (including Seamless), Buffalo Wild Wings, Five Guys, The Cheesecake Factory, and Wonder. This can be an annual savings of up to $120. Enrollment required.
$100 Resy Credit: Get up to $100 in statement credits each calendar year at over 10,000 qualifying U.S. Resy restaurants after you pay for eligible purchases with the American Express® Gold Card. That’s up to $50 in statement credits semi-annually. Enrollment required.
$84 Dunkin' Credit: Earn up to $7 in monthly statement credits after you pay with the American Express® Gold Card at U.S. Dunkin’ locations. Enrollment required.
$120 Uber Cash on Gold: Enjoy up to $120 in Uber Cash annually with your Gold Card. Just add your Card to your Uber account and you'll get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an Amex Card for your transaction.
Enjoy complimentary Hertz Five Star® Status benefits like skipping the counter at select locations, adding an additional driver at no additional cost*, and vehicle upgrades**. Benefit enrollment and Hertz Gold+ registration are required. *Additional drivers must meet standard rental qualifications and must be a spouse or domestic partner to qualify as complimentary. Other additional drivers subject to fees. **Benefits are subject to availability and vary by location. Additional Hertz program Terms and Conditions including age restrictions apply.
Book two nights or more with The Hotel Collection through AmexTravel.com or the Amex Travel App™ and receive a $100* credit towards eligible charges at over 1,400 upscale hotels worldwide. *Eligible charges vary by property.
Book your travel through the Amex Travel App™ with added peace of mind – backed by American Express® service and support. Only for American Express® Card Members.
Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.
No Foreign Transaction Fees.
Annual Fee is $325.
Terms Apply.
American Express® Gold Card
TPG editor's rating4
TPG editor's rating
Pros + cons
Pros
Valuable dining and food-related credits
Flexible rewards with airline and hotel transfer partners
Multiple travel and purchase protections
No foreign transaction fees
Access to Amex Offers for additional savings (enrollment required)
Cons
Not as useful for those living outside the U.S.
Some may have trouble using Uber and other dining credits
More details
You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App™.
Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App™, or purchased directly from airlines.
Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App™ and cruises booked and paid through AmexTravel.com.
Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
Pay It® lets you tap in the American Express® App to quickly pay for small purchase amounts throughout the month and still earn rewards the way you usually do. Plan It® gives you the option to split up big purchases into equal monthly payments with a fixed fee. You’ll know upfront exactly how much you’ll pay.
$120 Dining Credit: Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub (including Seamless), Buffalo Wild Wings, Five Guys, The Cheesecake Factory, and Wonder. This can be an annual savings of up to $120. Enrollment required.
$100 Resy Credit: Get up to $100 in statement credits each calendar year at over 10,000 qualifying U.S. Resy restaurants after you pay for eligible purchases with the American Express® Gold Card. That’s up to $50 in statement credits semi-annually. Enrollment required.
$84 Dunkin' Credit: Earn up to $7 in monthly statement credits after you pay with the American Express® Gold Card at U.S. Dunkin’ locations. Enrollment required.
$120 Uber Cash on Gold: Enjoy up to $120 in Uber Cash annually with your Gold Card. Just add your Card to your Uber account and you'll get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an Amex Card for your transaction.
Enjoy complimentary Hertz Five Star® Status benefits like skipping the counter at select locations, adding an additional driver at no additional cost*, and vehicle upgrades**. Benefit enrollment and Hertz Gold+ registration are required. *Additional drivers must meet standard rental qualifications and must be a spouse or domestic partner to qualify as complimentary. Other additional drivers subject to fees. **Benefits are subject to availability and vary by location. Additional Hertz program Terms and Conditions including age restrictions apply.
Book two nights or more with The Hotel Collection through AmexTravel.com or the Amex Travel App™ and receive a $100* credit towards eligible charges at over 1,400 upscale hotels worldwide. *Eligible charges vary by property.
Book your travel through the Amex Travel App™ with added peace of mind – backed by American Express® service and support. Only for American Express® Card Members.
Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.
No Foreign Transaction Fees.
Annual Fee is $325.
Terms Apply.
Pros
Valuable dining and food-related credits
Flexible rewards with airline and hotel transfer partners
Multiple travel and purchase protections
No foreign transaction fees
Access to Amex Offers for additional savings (enrollment required)
Cons
Not as useful for those living outside the U.S.
Some may have trouble using Uber and other dining credits
You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App™.
Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App™, or purchased directly from airlines.
Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App™ and cruises booked and paid through AmexTravel.com.
Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
Pay It® lets you tap in the American Express® App to quickly pay for small purchase amounts throughout the month and still earn rewards the way you usually do. Plan It® gives you the option to split up big purchases into equal monthly payments with a fixed fee. You’ll know upfront exactly how much you’ll pay.
$120 Dining Credit: Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub (including Seamless), Buffalo Wild Wings, Five Guys, The Cheesecake Factory, and Wonder. This can be an annual savings of up to $120. Enrollment required.
$100 Resy Credit: Get up to $100 in statement credits each calendar year at over 10,000 qualifying U.S. Resy restaurants after you pay for eligible purchases with the American Express® Gold Card. That’s up to $50 in statement credits semi-annually. Enrollment required.
$84 Dunkin' Credit: Earn up to $7 in monthly statement credits after you pay with the American Express® Gold Card at U.S. Dunkin’ locations. Enrollment required.
$120 Uber Cash on Gold: Enjoy up to $120 in Uber Cash annually with your Gold Card. Just add your Card to your Uber account and you'll get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an Amex Card for your transaction.
Enjoy complimentary Hertz Five Star® Status benefits like skipping the counter at select locations, adding an additional driver at no additional cost*, and vehicle upgrades**. Benefit enrollment and Hertz Gold+ registration are required. *Additional drivers must meet standard rental qualifications and must be a spouse or domestic partner to qualify as complimentary. Other additional drivers subject to fees. **Benefits are subject to availability and vary by location. Additional Hertz program Terms and Conditions including age restrictions apply.
Book two nights or more with The Hotel Collection through AmexTravel.com or the Amex Travel App™ and receive a $100* credit towards eligible charges at over 1,400 upscale hotels worldwide. *Eligible charges vary by property.
Book your travel through the Amex Travel App™ with added peace of mind – backed by American Express® service and support. Only for American Express® Card Members.
Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.
No Foreign Transaction Fees.
Annual Fee is $325.
Terms Apply.
American Express® Gold Card
TPG editor's rating4
TPG editor's rating
Pros + cons
Pros
Valuable dining and food-related credits
Flexible rewards with airline and hotel transfer partners
Multiple travel and purchase protections
No foreign transaction fees
Access to Amex Offers for additional savings (enrollment required)
Cons
Not as useful for those living outside the U.S.
Some may have trouble using Uber and other dining credits
More details
You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App™.
Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App™, or purchased directly from airlines.
Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App™ and cruises booked and paid through AmexTravel.com.
Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
Pay It® lets you tap in the American Express® App to quickly pay for small purchase amounts throughout the month and still earn rewards the way you usually do. Plan It® gives you the option to split up big purchases into equal monthly payments with a fixed fee. You’ll know upfront exactly how much you’ll pay.
$120 Dining Credit: Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub (including Seamless), Buffalo Wild Wings, Five Guys, The Cheesecake Factory, and Wonder. This can be an annual savings of up to $120. Enrollment required.
$100 Resy Credit: Get up to $100 in statement credits each calendar year at over 10,000 qualifying U.S. Resy restaurants after you pay for eligible purchases with the American Express® Gold Card. That’s up to $50 in statement credits semi-annually. Enrollment required.
$84 Dunkin' Credit: Earn up to $7 in monthly statement credits after you pay with the American Express® Gold Card at U.S. Dunkin’ locations. Enrollment required.
$120 Uber Cash on Gold: Enjoy up to $120 in Uber Cash annually with your Gold Card. Just add your Card to your Uber account and you'll get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an Amex Card for your transaction.
Enjoy complimentary Hertz Five Star® Status benefits like skipping the counter at select locations, adding an additional driver at no additional cost*, and vehicle upgrades**. Benefit enrollment and Hertz Gold+ registration are required. *Additional drivers must meet standard rental qualifications and must be a spouse or domestic partner to qualify as complimentary. Other additional drivers subject to fees. **Benefits are subject to availability and vary by location. Additional Hertz program Terms and Conditions including age restrictions apply.
Book two nights or more with The Hotel Collection through AmexTravel.com or the Amex Travel App™ and receive a $100* credit towards eligible charges at over 1,400 upscale hotels worldwide. *Eligible charges vary by property.
Book your travel through the Amex Travel App™ with added peace of mind – backed by American Express® service and support. Only for American Express® Card Members.
Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.
No Foreign Transaction Fees.
Annual Fee is $325.
Terms Apply.
Pros
Valuable dining and food-related credits
Flexible rewards with airline and hotel transfer partners
Multiple travel and purchase protections
No foreign transaction fees
Access to Amex Offers for additional savings (enrollment required)
Cons
Not as useful for those living outside the U.S.
Some may have trouble using Uber and other dining credits
You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App™.
Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App™, or purchased directly from airlines.
Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App™ and cruises booked and paid through AmexTravel.com.
Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
Pay It® lets you tap in the American Express® App to quickly pay for small purchase amounts throughout the month and still earn rewards the way you usually do. Plan It® gives you the option to split up big purchases into equal monthly payments with a fixed fee. You’ll know upfront exactly how much you’ll pay.
$120 Dining Credit: Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub (including Seamless), Buffalo Wild Wings, Five Guys, The Cheesecake Factory, and Wonder. This can be an annual savings of up to $120. Enrollment required.
$100 Resy Credit: Get up to $100 in statement credits each calendar year at over 10,000 qualifying U.S. Resy restaurants after you pay for eligible purchases with the American Express® Gold Card. That’s up to $50 in statement credits semi-annually. Enrollment required.
$84 Dunkin' Credit: Earn up to $7 in monthly statement credits after you pay with the American Express® Gold Card at U.S. Dunkin’ locations. Enrollment required.
$120 Uber Cash on Gold: Enjoy up to $120 in Uber Cash annually with your Gold Card. Just add your Card to your Uber account and you'll get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an Amex Card for your transaction.
Enjoy complimentary Hertz Five Star® Status benefits like skipping the counter at select locations, adding an additional driver at no additional cost*, and vehicle upgrades**. Benefit enrollment and Hertz Gold+ registration are required. *Additional drivers must meet standard rental qualifications and must be a spouse or domestic partner to qualify as complimentary. Other additional drivers subject to fees. **Benefits are subject to availability and vary by location. Additional Hertz program Terms and Conditions including age restrictions apply.
Book two nights or more with The Hotel Collection through AmexTravel.com or the Amex Travel App™ and receive a $100* credit towards eligible charges at over 1,400 upscale hotels worldwide. *Eligible charges vary by property.
Book your travel through the Amex Travel App™ with added peace of mind – backed by American Express® service and support. Only for American Express® Card Members.
Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.
No Foreign Transaction Fees.
Annual Fee is $325.
Terms Apply.
American Express® Gold Card
TPG editor's rating4
TPG editor's rating
Pros + cons
Pros
Valuable dining and food-related credits
Flexible rewards with airline and hotel transfer partners
Multiple travel and purchase protections
No foreign transaction fees
Access to Amex Offers for additional savings (enrollment required)
Cons
Not as useful for those living outside the U.S.
Some may have trouble using Uber and other dining credits
More details
You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App™.
Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App™, or purchased directly from airlines.
Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App™ and cruises booked and paid through AmexTravel.com.
Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
Pay It® lets you tap in the American Express® App to quickly pay for small purchase amounts throughout the month and still earn rewards the way you usually do. Plan It® gives you the option to split up big purchases into equal monthly payments with a fixed fee. You’ll know upfront exactly how much you’ll pay.
$120 Dining Credit: Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub (including Seamless), Buffalo Wild Wings, Five Guys, The Cheesecake Factory, and Wonder. This can be an annual savings of up to $120. Enrollment required.
$100 Resy Credit: Get up to $100 in statement credits each calendar year at over 10,000 qualifying U.S. Resy restaurants after you pay for eligible purchases with the American Express® Gold Card. That’s up to $50 in statement credits semi-annually. Enrollment required.
$84 Dunkin' Credit: Earn up to $7 in monthly statement credits after you pay with the American Express® Gold Card at U.S. Dunkin’ locations. Enrollment required.
$120 Uber Cash on Gold: Enjoy up to $120 in Uber Cash annually with your Gold Card. Just add your Card to your Uber account and you'll get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an Amex Card for your transaction.
Enjoy complimentary Hertz Five Star® Status benefits like skipping the counter at select locations, adding an additional driver at no additional cost*, and vehicle upgrades**. Benefit enrollment and Hertz Gold+ registration are required. *Additional drivers must meet standard rental qualifications and must be a spouse or domestic partner to qualify as complimentary. Other additional drivers subject to fees. **Benefits are subject to availability and vary by location. Additional Hertz program Terms and Conditions including age restrictions apply.
Book two nights or more with The Hotel Collection through AmexTravel.com or the Amex Travel App™ and receive a $100* credit towards eligible charges at over 1,400 upscale hotels worldwide. *Eligible charges vary by property.
Book your travel through the Amex Travel App™ with added peace of mind – backed by American Express® service and support. Only for American Express® Card Members.
Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.
No Foreign Transaction Fees.
Annual Fee is $325.
Terms Apply.
Pros
Valuable dining and food-related credits
Flexible rewards with airline and hotel transfer partners
Multiple travel and purchase protections
No foreign transaction fees
Access to Amex Offers for additional savings (enrollment required)
Cons
Not as useful for those living outside the U.S.
Some may have trouble using Uber and other dining credits
You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App™.
Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App™, or purchased directly from airlines.
Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App™ and cruises booked and paid through AmexTravel.com.
Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
Pay It® lets you tap in the American Express® App to quickly pay for small purchase amounts throughout the month and still earn rewards the way you usually do. Plan It® gives you the option to split up big purchases into equal monthly payments with a fixed fee. You’ll know upfront exactly how much you’ll pay.
$120 Dining Credit: Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub (including Seamless), Buffalo Wild Wings, Five Guys, The Cheesecake Factory, and Wonder. This can be an annual savings of up to $120. Enrollment required.
$100 Resy Credit: Get up to $100 in statement credits each calendar year at over 10,000 qualifying U.S. Resy restaurants after you pay for eligible purchases with the American Express® Gold Card. That’s up to $50 in statement credits semi-annually. Enrollment required.
$84 Dunkin' Credit: Earn up to $7 in monthly statement credits after you pay with the American Express® Gold Card at U.S. Dunkin’ locations. Enrollment required.
$120 Uber Cash on Gold: Enjoy up to $120 in Uber Cash annually with your Gold Card. Just add your Card to your Uber account and you'll get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an Amex Card for your transaction.
Enjoy complimentary Hertz Five Star® Status benefits like skipping the counter at select locations, adding an additional driver at no additional cost*, and vehicle upgrades**. Benefit enrollment and Hertz Gold+ registration are required. *Additional drivers must meet standard rental qualifications and must be a spouse or domestic partner to qualify as complimentary. Other additional drivers subject to fees. **Benefits are subject to availability and vary by location. Additional Hertz program Terms and Conditions including age restrictions apply.
Book two nights or more with The Hotel Collection through AmexTravel.com or the Amex Travel App™ and receive a $100* credit towards eligible charges at over 1,400 upscale hotels worldwide. *Eligible charges vary by property.
Book your travel through the Amex Travel App™ with added peace of mind – backed by American Express® service and support. Only for American Express® Card Members.
Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.
at American Express's secure site. Terms & restrictions apply. See rates & fees.
Rewards rate
Rewards rate
Rate
Category
4X
Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
4X
Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
5X
Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App™.
3X
Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App™, or purchased directly from airlines.
2X
Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App™ and cruises booked and paid through AmexTravel.com.
1X
Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
Intro offer
As High As 100,000 points. Find Out Your Offer.
Annual fee
$325
Regular APR
See Pay Over Time APR
Recommended credit
Excellent to Good
4
at American Express's secure site. Terms & restrictions apply. See rates & fees.
Rewards rate
Rewards rate
Rate
Category
4X
Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
4X
Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
5X
Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App™.
3X
Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App™, or purchased directly from airlines.
2X
Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App™ and cruises booked and paid through AmexTravel.com.
1X
Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
Intro offer
As High As 100,000 points. Find Out Your Offer.
Annual fee
$325
Regular APR
See Pay Over Time APR
Recommended credit
Excellent to Good
4
at American Express's secure site. Terms & restrictions apply. See rates & fees.
Rewards rate
Rewards rate
Rate
Category
4X
Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
4X
Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
5X
Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App™.
3X
Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App™, or purchased directly from airlines.
2X
Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App™ and cruises booked and paid through AmexTravel.com.
1X
Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
Intro offer
As High As 100,000 points. Find Out Your Offer.
Annual fee
$325
Regular APR
See Pay Over Time APR
Recommended credit
Excellent to Good
4
at American Express's secure site. Terms & restrictions apply. See rates & fees.
Rewards rate
Rewards rate
Rate
Category
4X
Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
4X
Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
5X
Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App™.
3X
Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App™, or purchased directly from airlines.
2X
Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App™ and cruises booked and paid through AmexTravel.com.
1X
Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
