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Guides
I've been on nearly every Norwegian Cruise Line ship afloat; here are my 1st impressions of the new Norwegian Prima
As TPG's cruise team lead, Gene Sloan oversees the site's cruise content and also writes many of TPG's main cruise guides. He has spent nearly 30 years writing about cruise ships and cruising, and he is one of the world's best-known authorities on the topic.
September 2, 2022 • 19 min read
The cards we feature here are from partners who compensate us when you are approved through our site, and this may impact how or where these products appear. We don't cover all available credit cards, but our analysis, reviews, and opinions are entirely from our editorial team. Terms apply to the offers listed on this page. Please view our advertising policy and product review methodology for more information.Editorial disclaimer: Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.
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By commenting, you agree to our Community Guidelines to help create a positive space for conversation. The responses below are not provided or commissioned by the bank advertiser, our partners, or The Points Guy (“TPG”). They have not been reviewed, approved, or otherwise endorsed by any of these parties. All responses are submitted by individual contributors, and neither the bank advertiser, our partners, nor TPG are responsible for ensuring that all posts and/or questions are answered.
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Quick summary
Norwegian Prima introduces a more upscale and elegant design compared to previous ships in the line, featuring a spacious atrium, stylish restaurants and modern cabins.
The ship balances luxury with family-friendly amenities, offering extensive entertainment options, a large go-kart track and a variety of dining venues including a notable food hall.
The Haven suite complex has been expanded, providing an exclusive, high-end experience with private lounges, pools and dining areas.
Despite its upscale touches, Norwegian Prima is smaller and less crowded than many recent megaships, aiming to deliver both intimacy and a broad range of activities.
What to consider
Some top-deck areas are reserved for suite guests or require an extra charge, limiting access for standard passengers.
Cabins, while modern and attractive, may lack sufficient storage space for longer trips or multiple travelers.
The ship's compact design leads to some crowded or confusing areas, especially on the activity-packed top decks.
What you'll miss from the article
A detailed look at standout venues, design inspirations and practical tips for navigating and enjoying Norwegian Prima's unique features.
Generated by AI with support from our editorial team.
Editor’s note: TPG’s Gene Sloan accepted a free trip from Norwegian Cruise Line to attend this week's unveiling of Norwegian Prima. The opinions expressed below are entirely his and weren’t subject to review by the line.
It really is elevated. And elegant. So much so that I'm sort of in shock.
Norwegian Cruise Line has been promising to take things up a notch with its new ship, Norwegian Prima — to "elevate" the experience as compared to earlier Norwegian vessels, as its executives have been saying. But in typical journalist fashion, I've been skeptical.
After five days on board Norwegian Prima in advance of its first sailing with paying passengers, I am skeptical no more.
The 3,100-passenger ship is loaded with stylish, upscale bars and restaurants. Its cabins are sleek and modern. Its suite complex is next-level.
It has an array of onboard entertainment and amusements that is as impressive as ever, too.
In short, it's like nothing you've seen before in the Norwegian fleet. And I say this as someone who has sailed on every one of the 18 ships operated by Norwegian except two (Norwegian Sun and Norwegian Spirit).
A lounge area along Norwegian Prima's Ocean Boulevard. GENE SLOAN/THE POINTS GUY
That isn't to say Norwegian Prima is perfect. There are a few things about its design that leave me scratching my head — things that maybe the line can change before it moves ahead with the rollout of five sister ships that already are on order.
But mostly they are quibbles. The bottom line is that Norwegian Prima takes Norwegian cruising to new heights. If you're a fan of the line, this is the new ship you can't wait to book.
Here are my first impressions of Norwegian Prima after getting a sneak peek at it this week in advance of its first official sailing on Saturday.
Norwegian Prima has an elegant look
From the moment you step on board Norwegian Prima, you notice the difference from past Norwegian ships. It's an elegant vessel of the sort you find in the fleets of Norwegian's higher-end sister brands Oceania Cruises and Regent Seven Seas Cruises — albeit on a bigger scale.
The entryway to the ship deposits you at the three-story-high Penrose Atrium, which may be the most beautiful atrium of any big ship at sea. It has a curvy, sculptural feel, as if the entire space were an art piece.
The Penrose Atrium on Norwegian Prima. GENE SLOAN/THE POINTS GUY
Studio Dado, the design firm behind the Penrose Atrium, studied great piazzas around the world, such as St. Mark's Square in Venice, to come up with its layout and look. The design includes offset entrances from other parts of the ship on each level that — like the narrow streets of Venice opening up into that grand gathering spot — give you the sense of stumbling onto something wonderful when you arrive.
The elegant feel of the Penrose Atrium carries over to the many restaurants, bars and entertainment venues that spread out from its three levels (decks 6, 7 and 8). You'll find the equally sculptural Onda by Scarpetta, a high-end Italian eatery, right off its top level, and a string of stylish restaurants with new-for-Norwegian themes not far from its midlevel.
Onda by Scarpetta on Norwegian Prima. GENE SLOAN/THE POINTS GUY
The eateries include Nama, a new sushi restaurant for Norwegian with a high design that is as sophisticated as the sushi it serves.
Also created by Studio Dado, Nama boasts a cream-and-orange color palette and suspended light fixtures subtly inspired by masago (fish eggs) and a reception desk that hints at the marbling pattern found on fish. Among the small touches in the seating area are raised, Japanese-style platforms where diners can tuck their shoes underneath before being seated on floor cushions.
Nama on Norwegian Prima. GENE SLOAN/THE POINTS GUY
Among other nearby outlets with elevated design is Cagney's Steakhouse. The venue pays homage to 20th-century architecture icon Frank Lloyd Wright with patterned concrete walls and other bold modern architectural elements.
Also striking is Norwegian Prima's version of Le Bistro, Norwegian's signature French eatery. It's built around three massive crystal chandeliers costing nearly $100,000 that hang down all the way to the floor — a showstopper of a design element. Gold-leaf wallpaper lines its booth seating. The overall feel is upscale Parisian apartment.
Notably, the public areas that include these restaurants feel more spacious than many of the other 17 ships in the Norwegian fleet. And, indeed they are. Norwegian Prima was built with a higher ratio of space to passengers, which itself is an upscale touch.
Le Bistro on Norwegian Prima. GENE SLOAN/THE POINTS GUY
The ship has a higher crew-to-passenger ratio than many Norwegian ships, as well.
Both measures are often used as shorthand for the luxury level and service level of a ship.
This more upscale feel is a sharp turn for Norwegian — but perhaps it should come as no surprise. Norwegian Prima is the first Norwegian vessel designed from the keel up since cruise industry veteran Frank Del Rio became CEO of parent company Norwegian Cruise Line Holdings. Del Rio, who built the upscale Oceania brand from nothing into a major player in the industry in the 2000s, is particularly known for his high-end leanings when designing ships.
This big ship feels intimate
The public areas of Norwegian Prima may feel spacious. But the ship itself isn't ridiculously giant in the way that many recent megaships from big-ship lines have been — and it doesn't carry the same sort of massive number of passengers.
Going against the always-go-bigger trend of recent cruise ship building, Norwegian has made Norwegian Prima about 14% smaller than its last new ship, Norwegian Encore.
It's designed to carry just 3,100 passengers at double occupancy. That's 22% fewer people than Norwegian Encore.
The result is that you don't feel like you're sailing with the tourist hordes quite as much as you do on some of the other recent big ships to debut.
The Metropolitan Bar. GENE SLOAN/THE POINTS GUY
This is all relative, of course. Three thousand people on a ship is still a lot of people. But consider that rival Royal Caribbean's newest vessel, Wonder of the Seas, is designed to sail with 5,734 passengers at double occupancy. It can hold 6,988 passengers with every pull-out sofa and pull-down bunk filled. Wonder of the Seas measures 235,600 tons — 62% larger than Norwegian Prima.
By that measure, Norwegian Prima is downright small and uncrowded for a big ship with a lot to offer (see more on that below).
If you love big ships with a lot going on, but you're squeamish about the idea of sharing it with 6,000 or 7,000 people, Norwegian Prima could be the perfect ship for you.
Prima is packed with activities
Perhaps the greatest design triumph of Norwegian Prima isn't the elevated style of its public spaces. It's that the ship's designers were able to pack so much on the vessel.
Despite its smaller footprint, Norwegian Prima has more food outlets, not fewer, than the last few Norwegian ships. It also has just as robust an array of onboard entertainment, including a real Broadway show (the Tony Award-nominated "Summer: The Donna Summer Musical") in a stunner of a theater that converts late at night into a dance club. In what is a technological marvel to watch, the entire lower deck of seating in the theater slides away to create a giant dance floor.
Norwegian Prima's top deck also still is loaded with family fun zones, including the largest go-kart track at sea (yes, this is a thing, ever since Norwegian began adding them to ships in 2017).
The swirling Prima Speedway is three decks high. GENE SLOAN/THE POINTS GUYPrima Speedway. GENE SLOAN/THE POINTS GUY
Despite being 14% smaller than Norwegian Encore, Norwegian Prima has a go-kart track that is 22% larger than the one on that ship. It spreads over parts of three decks — one more than on earlier ships.
In addition, the top of Norwegian Prima has a new-for-the-line open-air games zone called The Stadium with a pickleball court, foosball tables, pingpong, bar-style hand shuffleboard tables and other amusements.
There's also a new electronic darts venue called The Bull's Eye where you rent a space to play with your friend, a souped-up miniature golf course, a bowl-style waterslide, a kiddie splash zone and two giant dry-slide drop attractions where you plunge from the top of the ship to the promenade deck below.
The Wave waterslide. GENE SLOAN/THE POINTS GUYGet splashed here! GENE SLOAN/THE POINTS GUY
In other words, while the interior of the ship has taken an elegant turn, for sure, this isn't a vessel that's just for couples on an upscale getaway. It's still very much a family-focused ship, as Norwegian ships have long been.
My only quibble with all the aforementioned deck-top attractions is that it may be too much. Norwegian has packed so much onto the top of Norwegian Prima that, given its smaller size, I suspect it'll feel a little cramped once the vessel starts sailing with a full complement of passengers. This is in contrast to the spaciousness of the public areas in the interior of the ship.
One factor contributing to what was a "Woah, there's maybe way too much jammed up here" feeling upon first seeing the top deck of Norwegian Prima is that, as has increasingly been the case with Norwegian ships in recent years, large chunks of it are closed off to regular passengers. A not-insignificant part of the top of the vessel is devoted to outdoor lounge areas that are exclusively for use by passengers staying in the ship's Haven suite area. Another portion of the top deck is devoted to the private Vibe Beach Club lounge area. The latter area only is accessible to passengers who pay extra.
One noticeable issue created by the large number of things put up top on the ship is that it's confusing to get around while up there. The deck-top space is broken up into too many sections, without a lot of ways to walk between them. To get from the main pool to the entryway to the go-kart track, for instance, you have to walk through the top-of-the-ship Surfside Cafe buffet. There is no side way around the buffet to reach it.
The extra-charge Vibe Beach Club. GENE SLOAN/THE POINTS GUY
This, in turn, requires you to run the gauntlet of Norwegian staff at the buffet entrance wanting you to wash your hands every time you want to move between the pool area and the go-kart area. They think you're there for dining.
Unfortunately, I suspect this will create some traffic jams in the buffet once the ship is fully up and running.
The suite complex is the best of any big ship
Speaking of the Haven suite area on Norwegian Prima, there's really nothing like it.
Norwegian has been at the forefront of the trend of big-ship operators putting exclusive "ship within a ship" suite complexes on their vessels, and the line has taken the concept to the next level with Norwegian Prima.
Instead of just covering a couple of decks at the front of the ship, the Haven on Norwegian Prima — designed by the celebrated Italian design firm Lissoni — now fills eight floors of the back end of the ship. The added floors mean it has more suites (107), as well as more expansive interior public lounge, bar and restaurant areas than previous Haven complexes. The new location also allows for a more elaborate and comfortable outdoor lounge and pool area.
Outdoor lounge areas at the Haven. GENE SLOAN/THE POINTS GUYAn infinity pool at the Haven. GENE SLOAN/THE POINTS GUY
This is another part of the "elevation" of Norwegian Prima. For a greater percentage of passengers on this ship than any other big-ship vessel at sea, Norwegian Prima can offer a truly upscale experience in a private, hidden-away complex.
For cruisers who want the sort of luxury experience that normally only is found on small luxury ships but also access to all the amenities that big ships have to offer, this is now the premier offering at sea.
The outdoor lounge area at the Haven includes a stunning infinity pool that appears to flow right off the back of the vessel. Its lounge chairs are plush and upscale. It offers private cabanas.
Inside the complex, there's a private restaurant so you never have to eat in the same room with non-Haven passengers.
An interior lounge at the Haven. GENE SLOAN/THE POINTS GUYThe Haven bar. GENE SLOAN/THE POINTS GUY
I didn't get to spend the night in the Haven this week or experience its amenities firsthand, so I don't know if its bigger size results in any service issues. Will there be more queues for the Haven's private concierge desk than on other Norwegian ships with smaller Haven complexes, for instance? But with roughly 214 guests staying in the complex at any given time, assuming two passengers per suite, it's still an intimate venue.
If you think of it as a luxury ship plopped down on top of a big mass-market ship, it's still smaller and more intimate than most. For comparison, Seabourn Venture, the new ship that just debuted from luxury line Seabourn, is built for 264 passengers.
An unusual new bar promotes 'zero waste'
The Metropolitan bar is billed as the first sustainable bar at sea, and it offers a fabulously odd mix of handmade drinks that incorporate leftover food items on the ship, such as day-old croissants and banana peels.
It's not just the public areas of Norwegian Prima that are more stylish — its cabins are, too.
Also designed by Studio Dado, they have a clean-lined, minimalist look of the sort you find at sophisticated contemporary hotels on land. The colors are muted with warm light browns and creams punctured with cool blue accents — a sharp departure from the bold color palettes found on many earlier Norwegian cruise ships. Furniture features luxurious stone and light-wood finishes, and texture plays a big role.
In standard balcony cabins, the wall behind the bed is lined with a striking art piece featuring nature and butterflies — a focal point.
Standard balcony cabins also have spacious and modern bathrooms. You won't feel cramped in them the way you do in entry-level rooms on some big ships. I was impressed.
But as lovely as they are, the basic rooms on Norwegian Prima do draw one quibble from me: their lack of adequate storage space.
A bathroom in a balcony cabin. GENE SLOAN/THE POINTS GUYThe main storage area in a balcony cabin. GENE SLOAN/THE POINTS GUY
In their effort to make the rooms as minimalist and spacious feeling as possible, the designers seem to have overlooked the real need for lots of hanging space and drawers in cabins on a ship that will likely be operating seven-day sailings for much of its life.
In my basic balcony cabin, there was just a relatively small area of built-in closet space. It's enough for me this week, as I'm traveling solo. But it would be tight if my wife were here with me, and we both had suitcases full of clothes for a week.
The ship has an innovative food hall
Indulge Food Hall is one of the only food halls at sea, and it's fabulous — if a little tight, spacewise. (In a perfect world, Norwegian would make it even bigger on the next ships in this series). It offers a wide range of quick-serve food venues offering everything from Mexican to Indian cuisine.
A noodles bar called Nudls is among the options at Indulge Food Hall. GENE SLOAN/THE POINTS GUY
You can mix and match what you want from any of the venues and order them to your table with a few taps on the tablet that you'll find at every table.
A notable element of Norwegian Prima (and the sister Prima-class ships that will follow) is that it has an unusually wide wraparound promenade that is filled with resort-like outdoor lounge areas.
Dubbed "Ocean Boulevard" and located on Deck 8 — much closer to the waterline of the ship than the lounge areas at the vessel's top, which are located on decks 17 and 18 — it offers unusually luxurious lounge chairs in some places (think: extra-thick cushions), sunbeds and swinging seats.
Lounge areas at Ocean Boulevard. GENE SLOAN/THE POINTS GUYAn infinity pool along Ocean Boulevard. GENE SLOAN/THE POINTS GUY
On both sides of Ocean Boulevard, there are infinity pools as well as shallow dipping pools.
There's also alfresco seating for several of the ship's restaurants including Los Lobos, Onda by Scarpetta, The Local and Indulge Food Hall.
Norwegian has had promenades on earlier ships that have offered outdoor restaurant seating and additional features. The line has been a pioneer among big-ship lines in taking promenades to a new level by making them wider and adding venues to draw passengers out onto them. But nothing Norwegian has done yet compares to this.
Outdoor lounge seating along Ocean Boulevard. GENE SLOAN/THE POINTS GUYSwinging baskets along Ocean Boulevard. GENE SLOAN/THE POINTS GUY
Not only is the Ocean Boulevard on Norwegian Prima roomier than ever, but it'll absorb a lot of passengers on sea days who otherwise would be packing the top decks of the ship. From a practical point of view, that's a big deal.
Bottom line
Norwegian Cruise Line isn’t meant to be a high-end brand, but its new Norwegian Prima offers a lot of high-end touches. From the massive Haven suite complex at its back to its stunning, sculptural central atrium and the striking designs of many of its eateries, the ship is home to an array of venues and experiences that truly are elevated as compared to what you know from previous Norwegian vessels.
TPG's Gene Sloan has been reporting live from Norwegian Prima as it sails from Reykjavik to Amsterdam on a non-revenue preview voyage for media and travel agents. You can find all of his dispatches on his author’s page.
By commenting, you agree to our Community Guidelines to help create a positive space for conversation. The responses below are not provided or commissioned by the bank advertiser, our partners, or The Points Guy (“TPG”). They have not been reviewed, approved, or otherwise endorsed by any of these parties. All responses are submitted by individual contributors, and neither the bank advertiser, our partners, nor TPG are responsible for ensuring that all posts and/or questions are answered.
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Enjoy complimentary Hertz Five Star® Status benefits like skipping the counter at select locations, adding an additional driver at no additional cost*, and vehicle upgrades**. Benefit enrollment and Hertz Gold+ registration are required. *Additional drivers must meet standard rental qualifications and must be a spouse or domestic partner to qualify as complimentary. Other additional drivers subject to fees. **Benefits are subject to availability and vary by location. Additional Hertz program Terms and Conditions including age restrictions apply.
Book two nights or more with The Hotel Collection through AmexTravel.com or the Amex Travel App™ and receive a $100* credit towards eligible charges at over 1,400 upscale hotels worldwide. *Eligible charges vary by property.
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Pros
Valuable dining and food-related credits
Flexible rewards with airline and hotel transfer partners
Multiple travel and purchase protections
No foreign transaction fees
Access to Amex Offers for additional savings (enrollment required)
Cons
Not as useful for those living outside the U.S.
Some may have trouble using Uber and other dining credits
You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App™.
Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App™, or purchased directly from airlines.
Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App™ and cruises booked and paid through AmexTravel.com.
Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
Pay It® lets you tap in the American Express® App to quickly pay for small purchase amounts throughout the month and still earn rewards the way you usually do. Plan It® gives you the option to split up big purchases into equal monthly payments with a fixed fee. You’ll know upfront exactly how much you’ll pay.
$120 Dining Credit: Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub (including Seamless), Buffalo Wild Wings, Five Guys, The Cheesecake Factory, and Wonder. This can be an annual savings of up to $120. Enrollment required.
$100 Resy Credit: Get up to $100 in statement credits each calendar year at over 10,000 qualifying U.S. Resy restaurants after you pay for eligible purchases with the American Express® Gold Card. That’s up to $50 in statement credits semi-annually. Enrollment required.
$84 Dunkin' Credit: Earn up to $7 in monthly statement credits after you pay with the American Express® Gold Card at U.S. Dunkin’ locations. Enrollment required.
$120 Uber Cash on Gold: Enjoy up to $120 in Uber Cash annually with your Gold Card. Just add your Card to your Uber account and you'll get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an Amex Card for your transaction.
Enjoy complimentary Hertz Five Star® Status benefits like skipping the counter at select locations, adding an additional driver at no additional cost*, and vehicle upgrades**. Benefit enrollment and Hertz Gold+ registration are required. *Additional drivers must meet standard rental qualifications and must be a spouse or domestic partner to qualify as complimentary. Other additional drivers subject to fees. **Benefits are subject to availability and vary by location. Additional Hertz program Terms and Conditions including age restrictions apply.
Book two nights or more with The Hotel Collection through AmexTravel.com or the Amex Travel App™ and receive a $100* credit towards eligible charges at over 1,400 upscale hotels worldwide. *Eligible charges vary by property.
Book your travel through the Amex Travel App™ with added peace of mind – backed by American Express® service and support. Only for American Express® Card Members.
Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.
No Foreign Transaction Fees.
Annual Fee is $325.
Terms Apply.
American Express® Gold Card
TPG editor's rating4
TPG editor's rating
Pros + cons
Pros
Valuable dining and food-related credits
Flexible rewards with airline and hotel transfer partners
Multiple travel and purchase protections
No foreign transaction fees
Access to Amex Offers for additional savings (enrollment required)
Cons
Not as useful for those living outside the U.S.
Some may have trouble using Uber and other dining credits
More details
You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App™.
Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App™, or purchased directly from airlines.
Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App™ and cruises booked and paid through AmexTravel.com.
Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
Pay It® lets you tap in the American Express® App to quickly pay for small purchase amounts throughout the month and still earn rewards the way you usually do. Plan It® gives you the option to split up big purchases into equal monthly payments with a fixed fee. You’ll know upfront exactly how much you’ll pay.
$120 Dining Credit: Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub (including Seamless), Buffalo Wild Wings, Five Guys, The Cheesecake Factory, and Wonder. This can be an annual savings of up to $120. Enrollment required.
$100 Resy Credit: Get up to $100 in statement credits each calendar year at over 10,000 qualifying U.S. Resy restaurants after you pay for eligible purchases with the American Express® Gold Card. That’s up to $50 in statement credits semi-annually. Enrollment required.
$84 Dunkin' Credit: Earn up to $7 in monthly statement credits after you pay with the American Express® Gold Card at U.S. Dunkin’ locations. Enrollment required.
$120 Uber Cash on Gold: Enjoy up to $120 in Uber Cash annually with your Gold Card. Just add your Card to your Uber account and you'll get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an Amex Card for your transaction.
Enjoy complimentary Hertz Five Star® Status benefits like skipping the counter at select locations, adding an additional driver at no additional cost*, and vehicle upgrades**. Benefit enrollment and Hertz Gold+ registration are required. *Additional drivers must meet standard rental qualifications and must be a spouse or domestic partner to qualify as complimentary. Other additional drivers subject to fees. **Benefits are subject to availability and vary by location. Additional Hertz program Terms and Conditions including age restrictions apply.
Book two nights or more with The Hotel Collection through AmexTravel.com or the Amex Travel App™ and receive a $100* credit towards eligible charges at over 1,400 upscale hotels worldwide. *Eligible charges vary by property.
Book your travel through the Amex Travel App™ with added peace of mind – backed by American Express® service and support. Only for American Express® Card Members.
Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.
No Foreign Transaction Fees.
Annual Fee is $325.
Terms Apply.
Pros
Valuable dining and food-related credits
Flexible rewards with airline and hotel transfer partners
Multiple travel and purchase protections
No foreign transaction fees
Access to Amex Offers for additional savings (enrollment required)
Cons
Not as useful for those living outside the U.S.
Some may have trouble using Uber and other dining credits
You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App™.
Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App™, or purchased directly from airlines.
Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App™ and cruises booked and paid through AmexTravel.com.
Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
Pay It® lets you tap in the American Express® App to quickly pay for small purchase amounts throughout the month and still earn rewards the way you usually do. Plan It® gives you the option to split up big purchases into equal monthly payments with a fixed fee. You’ll know upfront exactly how much you’ll pay.
$120 Dining Credit: Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub (including Seamless), Buffalo Wild Wings, Five Guys, The Cheesecake Factory, and Wonder. This can be an annual savings of up to $120. Enrollment required.
$100 Resy Credit: Get up to $100 in statement credits each calendar year at over 10,000 qualifying U.S. Resy restaurants after you pay for eligible purchases with the American Express® Gold Card. That’s up to $50 in statement credits semi-annually. Enrollment required.
$84 Dunkin' Credit: Earn up to $7 in monthly statement credits after you pay with the American Express® Gold Card at U.S. Dunkin’ locations. Enrollment required.
$120 Uber Cash on Gold: Enjoy up to $120 in Uber Cash annually with your Gold Card. Just add your Card to your Uber account and you'll get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an Amex Card for your transaction.
Enjoy complimentary Hertz Five Star® Status benefits like skipping the counter at select locations, adding an additional driver at no additional cost*, and vehicle upgrades**. Benefit enrollment and Hertz Gold+ registration are required. *Additional drivers must meet standard rental qualifications and must be a spouse or domestic partner to qualify as complimentary. Other additional drivers subject to fees. **Benefits are subject to availability and vary by location. Additional Hertz program Terms and Conditions including age restrictions apply.
Book two nights or more with The Hotel Collection through AmexTravel.com or the Amex Travel App™ and receive a $100* credit towards eligible charges at over 1,400 upscale hotels worldwide. *Eligible charges vary by property.
Book your travel through the Amex Travel App™ with added peace of mind – backed by American Express® service and support. Only for American Express® Card Members.
Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.
No Foreign Transaction Fees.
Annual Fee is $325.
Terms Apply.
American Express® Gold Card
TPG editor's rating4
TPG editor's rating
Pros + cons
Pros
Valuable dining and food-related credits
Flexible rewards with airline and hotel transfer partners
Multiple travel and purchase protections
No foreign transaction fees
Access to Amex Offers for additional savings (enrollment required)
Cons
Not as useful for those living outside the U.S.
Some may have trouble using Uber and other dining credits
More details
You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App™.
Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App™, or purchased directly from airlines.
Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App™ and cruises booked and paid through AmexTravel.com.
Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
Pay It® lets you tap in the American Express® App to quickly pay for small purchase amounts throughout the month and still earn rewards the way you usually do. Plan It® gives you the option to split up big purchases into equal monthly payments with a fixed fee. You’ll know upfront exactly how much you’ll pay.
$120 Dining Credit: Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub (including Seamless), Buffalo Wild Wings, Five Guys, The Cheesecake Factory, and Wonder. This can be an annual savings of up to $120. Enrollment required.
$100 Resy Credit: Get up to $100 in statement credits each calendar year at over 10,000 qualifying U.S. Resy restaurants after you pay for eligible purchases with the American Express® Gold Card. That’s up to $50 in statement credits semi-annually. Enrollment required.
$84 Dunkin' Credit: Earn up to $7 in monthly statement credits after you pay with the American Express® Gold Card at U.S. Dunkin’ locations. Enrollment required.
$120 Uber Cash on Gold: Enjoy up to $120 in Uber Cash annually with your Gold Card. Just add your Card to your Uber account and you'll get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an Amex Card for your transaction.
Enjoy complimentary Hertz Five Star® Status benefits like skipping the counter at select locations, adding an additional driver at no additional cost*, and vehicle upgrades**. Benefit enrollment and Hertz Gold+ registration are required. *Additional drivers must meet standard rental qualifications and must be a spouse or domestic partner to qualify as complimentary. Other additional drivers subject to fees. **Benefits are subject to availability and vary by location. Additional Hertz program Terms and Conditions including age restrictions apply.
Book two nights or more with The Hotel Collection through AmexTravel.com or the Amex Travel App™ and receive a $100* credit towards eligible charges at over 1,400 upscale hotels worldwide. *Eligible charges vary by property.
Book your travel through the Amex Travel App™ with added peace of mind – backed by American Express® service and support. Only for American Express® Card Members.
Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.
No Foreign Transaction Fees.
Annual Fee is $325.
Terms Apply.
Pros
Valuable dining and food-related credits
Flexible rewards with airline and hotel transfer partners
Multiple travel and purchase protections
No foreign transaction fees
Access to Amex Offers for additional savings (enrollment required)
Cons
Not as useful for those living outside the U.S.
Some may have trouble using Uber and other dining credits
You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App™.
Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App™, or purchased directly from airlines.
Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App™ and cruises booked and paid through AmexTravel.com.
Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
Pay It® lets you tap in the American Express® App to quickly pay for small purchase amounts throughout the month and still earn rewards the way you usually do. Plan It® gives you the option to split up big purchases into equal monthly payments with a fixed fee. You’ll know upfront exactly how much you’ll pay.
$120 Dining Credit: Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub (including Seamless), Buffalo Wild Wings, Five Guys, The Cheesecake Factory, and Wonder. This can be an annual savings of up to $120. Enrollment required.
$100 Resy Credit: Get up to $100 in statement credits each calendar year at over 10,000 qualifying U.S. Resy restaurants after you pay for eligible purchases with the American Express® Gold Card. That’s up to $50 in statement credits semi-annually. Enrollment required.
$84 Dunkin' Credit: Earn up to $7 in monthly statement credits after you pay with the American Express® Gold Card at U.S. Dunkin’ locations. Enrollment required.
$120 Uber Cash on Gold: Enjoy up to $120 in Uber Cash annually with your Gold Card. Just add your Card to your Uber account and you'll get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an Amex Card for your transaction.
Enjoy complimentary Hertz Five Star® Status benefits like skipping the counter at select locations, adding an additional driver at no additional cost*, and vehicle upgrades**. Benefit enrollment and Hertz Gold+ registration are required. *Additional drivers must meet standard rental qualifications and must be a spouse or domestic partner to qualify as complimentary. Other additional drivers subject to fees. **Benefits are subject to availability and vary by location. Additional Hertz program Terms and Conditions including age restrictions apply.
Book two nights or more with The Hotel Collection through AmexTravel.com or the Amex Travel App™ and receive a $100* credit towards eligible charges at over 1,400 upscale hotels worldwide. *Eligible charges vary by property.
Book your travel through the Amex Travel App™ with added peace of mind – backed by American Express® service and support. Only for American Express® Card Members.
Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.
No Foreign Transaction Fees.
Annual Fee is $325.
Terms Apply.
American Express® Gold Card
TPG editor's rating4
TPG editor's rating
Pros + cons
Pros
Valuable dining and food-related credits
Flexible rewards with airline and hotel transfer partners
Multiple travel and purchase protections
No foreign transaction fees
Access to Amex Offers for additional savings (enrollment required)
Cons
Not as useful for those living outside the U.S.
Some may have trouble using Uber and other dining credits
More details
You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App™.
Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App™, or purchased directly from airlines.
Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App™ and cruises booked and paid through AmexTravel.com.
Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
Pay It® lets you tap in the American Express® App to quickly pay for small purchase amounts throughout the month and still earn rewards the way you usually do. Plan It® gives you the option to split up big purchases into equal monthly payments with a fixed fee. You’ll know upfront exactly how much you’ll pay.
$120 Dining Credit: Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub (including Seamless), Buffalo Wild Wings, Five Guys, The Cheesecake Factory, and Wonder. This can be an annual savings of up to $120. Enrollment required.
$100 Resy Credit: Get up to $100 in statement credits each calendar year at over 10,000 qualifying U.S. Resy restaurants after you pay for eligible purchases with the American Express® Gold Card. That’s up to $50 in statement credits semi-annually. Enrollment required.
$84 Dunkin' Credit: Earn up to $7 in monthly statement credits after you pay with the American Express® Gold Card at U.S. Dunkin’ locations. Enrollment required.
$120 Uber Cash on Gold: Enjoy up to $120 in Uber Cash annually with your Gold Card. Just add your Card to your Uber account and you'll get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an Amex Card for your transaction.
Enjoy complimentary Hertz Five Star® Status benefits like skipping the counter at select locations, adding an additional driver at no additional cost*, and vehicle upgrades**. Benefit enrollment and Hertz Gold+ registration are required. *Additional drivers must meet standard rental qualifications and must be a spouse or domestic partner to qualify as complimentary. Other additional drivers subject to fees. **Benefits are subject to availability and vary by location. Additional Hertz program Terms and Conditions including age restrictions apply.
Book two nights or more with The Hotel Collection through AmexTravel.com or the Amex Travel App™ and receive a $100* credit towards eligible charges at over 1,400 upscale hotels worldwide. *Eligible charges vary by property.
Book your travel through the Amex Travel App™ with added peace of mind – backed by American Express® service and support. Only for American Express® Card Members.
Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.
No Foreign Transaction Fees.
Annual Fee is $325.
Terms Apply.
Pros
Valuable dining and food-related credits
Flexible rewards with airline and hotel transfer partners
Multiple travel and purchase protections
No foreign transaction fees
Access to Amex Offers for additional savings (enrollment required)
Cons
Not as useful for those living outside the U.S.
Some may have trouble using Uber and other dining credits
You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App™.
Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App™, or purchased directly from airlines.
Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App™ and cruises booked and paid through AmexTravel.com.
Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
Pay It® lets you tap in the American Express® App to quickly pay for small purchase amounts throughout the month and still earn rewards the way you usually do. Plan It® gives you the option to split up big purchases into equal monthly payments with a fixed fee. You’ll know upfront exactly how much you’ll pay.
$120 Dining Credit: Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub (including Seamless), Buffalo Wild Wings, Five Guys, The Cheesecake Factory, and Wonder. This can be an annual savings of up to $120. Enrollment required.
$100 Resy Credit: Get up to $100 in statement credits each calendar year at over 10,000 qualifying U.S. Resy restaurants after you pay for eligible purchases with the American Express® Gold Card. That’s up to $50 in statement credits semi-annually. Enrollment required.
$84 Dunkin' Credit: Earn up to $7 in monthly statement credits after you pay with the American Express® Gold Card at U.S. Dunkin’ locations. Enrollment required.
$120 Uber Cash on Gold: Enjoy up to $120 in Uber Cash annually with your Gold Card. Just add your Card to your Uber account and you'll get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an Amex Card for your transaction.
Enjoy complimentary Hertz Five Star® Status benefits like skipping the counter at select locations, adding an additional driver at no additional cost*, and vehicle upgrades**. Benefit enrollment and Hertz Gold+ registration are required. *Additional drivers must meet standard rental qualifications and must be a spouse or domestic partner to qualify as complimentary. Other additional drivers subject to fees. **Benefits are subject to availability and vary by location. Additional Hertz program Terms and Conditions including age restrictions apply.
Book two nights or more with The Hotel Collection through AmexTravel.com or the Amex Travel App™ and receive a $100* credit towards eligible charges at over 1,400 upscale hotels worldwide. *Eligible charges vary by property.
Book your travel through the Amex Travel App™ with added peace of mind – backed by American Express® service and support. Only for American Express® Card Members.
Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.
at American Express's secure site. Terms & restrictions apply. See rates & fees.
Rewards rate
Rewards rate
Rate
Category
4X
Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
4X
Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
5X
Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App™.
3X
Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App™, or purchased directly from airlines.
2X
Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App™ and cruises booked and paid through AmexTravel.com.
1X
Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
Intro offer
As High As 100,000 points. Find Out Your Offer.
Annual fee
$325
Regular APR
See Pay Over Time APR
Recommended credit
Excellent to Good
4
at American Express's secure site. Terms & restrictions apply. See rates & fees.
Rewards rate
Rewards rate
Rate
Category
4X
Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
4X
Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
5X
Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App™.
3X
Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App™, or purchased directly from airlines.
2X
Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App™ and cruises booked and paid through AmexTravel.com.
1X
Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
Intro offer
As High As 100,000 points. Find Out Your Offer.
Annual fee
$325
Regular APR
See Pay Over Time APR
Recommended credit
Excellent to Good
4
at American Express's secure site. Terms & restrictions apply. See rates & fees.
Rewards rate
Rewards rate
Rate
Category
4X
Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
4X
Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
5X
Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App™.
3X
Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App™, or purchased directly from airlines.
2X
Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App™ and cruises booked and paid through AmexTravel.com.
1X
Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
Intro offer
As High As 100,000 points. Find Out Your Offer.
Annual fee
$325
Regular APR
See Pay Over Time APR
Recommended credit
Excellent to Good
4
at American Express's secure site. Terms & restrictions apply. See rates & fees.
Rewards rate
Rewards rate
Rate
Category
4X
Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
4X
Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
5X
Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App™.
3X
Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App™, or purchased directly from airlines.
2X
Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App™ and cruises booked and paid through AmexTravel.com.
1X
Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
