Update: Some offers mentioned below are no longer available. View the current offers here.
The Wells Fargo Autograph Journey℠ Card (see rates and fees) is Wells Fargo's mid-tier travel rewards credit card offering.
Launched in March 2024, Autograph Journey offers higher earnings rates and more benefits than its no-annual-fee counterpart, the Wells Fargo Autograph® Card (see rates and fees). The card comes with a $50 annual statement credit after a minimum $50 airline purchase and valuable earnings rates on travel and dining. It carries a $95 annual fee.
Here’s a look at the welcome offer on the Wells Fargo Autograph Journey Card.
Wells Fargo Autograph Journey Card details
Current welcome bonus: Earn 60,000 bonus points after spending $4,000 in the first three months. Points can be redeemed with Wells Fargo Rewards at a value of 1 cent each, making this bonus worth $600.
However, you can get outsize value from your points by transferring them to travel partners. Wells Fargo points are valued at 1.6 cents each, making this bonus worth $960, based on TPG's November 2024 valuations.
Annual fee: $95
Earning rate: Earn 5 points per dollar spent at hotels, 4 points per dollar spent on airline purchases, 3 points per dollar spent on other travel and restaurant purchases, and 1 point per dollar spent on other purchases.
Why we like it: Along with its valuable earnings rates, the Autograph Journey comes alongside the upcoming launch of Wells Fargo’s first-ever transfer partners, a program it’s billed as “Points Transfer.”
You can transfer your points to six airline programs:
- Aer Lingus AerClub*
- Air France-KLM Flying Blue*
- Avianca LifeMiles
- British Airways Executive Club*
- Iberia Plus*
- Virgin Atlantic Flying Club/Virgin Red
*These programs earn Avios, which can be moved freely between these programs.
You can also transfer to one hotel program, Choice Privileges.
On top of redeeming rewards for travel, statement credits or gift cards at wellsfargo.com/rewards, you’ll enjoy perks like a secondary auto rental collision damage waiver, travel and emergency services assistance, roadside dispatch and complimentary access to your FICO credit score. You’ll also get cellular telephone protection against damage or theft when you pay your monthly bill with the Autograph Journey (subject to a $25 deductible per claim).
Finally, the card’s $50 annual statement credit for airline purchases ($50 minimum purchase required) effectively cuts the $95 annual fee by more than half, making this card well worth the while if you can take advantage of its welcome offer, earnings rates and transfer partners.
Application rules and restrictions
Before you commit to applying for this offer, you’ll want to verify your eligibility for the Autograph Journey. Here’s the official language on most Wells Fargo credit card applications:
You may not qualify for an additional Wells Fargo credit card if you have opened a Wells Fargo credit card in the last 6 months. We may also limit the total number of open Wells Fargo credit card accounts you have.
Related: The ultimate guide to credit card application restrictions
Bottom line
The Wells Fargo Autograph Journey has valuable earnings rates and a solid welcome offer.
If you want a simple, inexpensive travel rewards credit card with points that could become even more valuable as its transfer partner network grows, it could be a card that makes sense for you.
This card competes with other popular mid-tier travel rewards credit cards, such as the Chase Sapphire Preferred® Card (see rates and fees) and the Capital One Venture Rewards Credit Card, so you’ll want to compare your options to choose the best card for you.
To learn more about the card, read our full review of the Autograph Journey.
Apply here: Wells Fargo Autograph Journey
For rates and fees of the Autograph card, click here.
For rates and fees of the Autograph Journey card, click here.
