Credit Cards
5 Best Wells Fargo Credit Cards of October 2026
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Best for travelers
Wells Fargo Autograph® Card
- Intro offer20,000 bonus points
- Annual fee$0
- You'll earn1-3x
- Regular APR18.74%, 24.74%, or 28.74% Variable APR
There are many great credit card options from the major banks in the U.S. — and that’s why we’ve compiled a list of the best Wells Fargo credit cards for you. Whether you want to earn cash-back rewards or more flexible points to cover your trips, Wells Fargo has a lot to offer. You can even earn points on rent, one of the biggest expenses for many Americans.
If you’re looking for a new credit card, consider adding one of these top cards from our partner Wells Fargo to your wallet today.
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Comparing the best Wells Fargo cards
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“More details on the best Wells Fargo credit cards”
How we rate cards
Welcome bonus
Our best Wells Fargo credit cards either feature no welcome bonus or a modest welcome bonus.
Annual fee
Most of our best Wells Fargo credit cards do not feature an annual fee.
Earning rates
Most of our best Wells Fargo credit cards help you earn on dining, travel and more.
Redemption options
Most of our Wells Fargo credit card rewards can be redeemed as statement credit.
Added benefits
Some cards offer great perks for certain people within several lifestyles.
How to choose the best Wells Fargo card
Wells Fargo offers a relatively simple selection of cards. Consider what type of card best suits your lifestyle, what type of rewards you hope to earn and what types of benefits you seek from your Wells Fargo credit card. The best choice is the one that best matches your spending habits and needs.
Here are some of the main points to consider when choosing a Wells Fargo credit card:
- 1Annual fee
You don’t need a card with an annual fee to start earning on your spending today. Most of our Wells Fargo credit cards do not feature an annual fee.
- 2Welcome bonus
Some of our best Wells Fargo cards earn a modest welcome bonus and require a relatively low spend. This can be a great option if you are not a big spender.
- 3Bonus categories
Most of our best Wells Fargo cards can help you earn rewards in categories like dining, travel and more.
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Find my matchPros + cons of Wells Fargo credit cards
Pros
- Wells Fargo credit cards can earn you cash back or travel rewards on every purchase you make.
- Some Wells Fargo credit cards provide cellphone protection and other coverage.
- Many Wells Fargo cards provide bonus rewards on select purchases.
Cons
- Using a Wells Fargo card irresponsibly and spending beyond your means can incur high interest charges and damage your credit score.
- Wells Fargo doesn’t have its own transferable rewards program, limiting the value of your redemption options.
- The cost of borrowing on a Wells Fargo credit card is very high if you don’t pay your balance in full every month.
Frequently asked questions
How do you increase your Wells Fargo credit card limit?
A credit limit is the maximum amount you can utilize on your credit card. Card issuers will naturally increase your credit limit with time, especially if you follow these guidelines. But if you want to increase your credit limit now, you can request a credit limit increase by calling Wells Fargo at 1-800-642-4720.
Just be sure to inquire as to whether doing so will result in a hard inquiry on your credit report. If so, it’s generally a good idea to not go forward with the request.
Which Wells Fargo credit card is best?
The best Wells Fargo credit card is a card that best fits your needs and spending habits. There is no right answer for everyone.
Which Wells Fargo credit card is best for beginners?
While all Wells Fargo credit cards can be a great option for beginners, the Wells Fargo Active Cash® Card might be the simplest and best choice for a credit card beginner. With flat-rate earnings on all purchases and straightforward redemption options, it is a solid pick for your first Wells Fargo credit card.
How many Wells Fargo credit cards can you have?
Wells Fargo does not have a hard limit on the number of Wells Fargo credit cards you can have. However, that’s not an opening to go crazy with applications. The standard rules about not applying for too many cards in too short of a time period applies.
