Best for balance transfers
The Wells Fargo Reflect Card comes with one of the longest introductory APR offers we’ve seen. The introductory period can be a great way to finance a large purchase or consolidate your debt.
At a glance
- 0% intro APR for 21 months from account opening on purchases and qualifying balance transfers. 17.99% to 29.99% variable APR thereafter; balance transfers made within 120 days qualify for the intro rate, BT fee of 5%, min $5.
- $0 Annual Fee
If you’re anticipating a large purchase or have existing credit card debt, you can leverage the Wells Fargo Reflect’s credit card offer. There’s no annual fee, and you’ll enjoy a 0% introductory APR on purchases and qualifying balance transfers for 21 months from account opening. After the introductory period, you’ll face a variable APR of 17.99% to 29.99%, depending on your creditworthiness.
- No annual fee.
- Introductory APR offer of 21 months.
- Cell phone protection.
- No points or cash rewards earning potential.
- No welcome bonus.
Who is this card good for?
This card is a great choice for those who are looking to avoid paying interest through a terrific introductory APR offer.
There are no rewards, although this card comes with up to $600 in cell phone protection against damage or theft if you use it to pay your monthly bill, subject to a $25 deductible.