Rewards rates
Intro offer
Limited Time: Best Offer Ever
Earn up to 50,000 miles
Earn 40,000 bonus miles after you spend $1,000 on purchases in the first 3 months your account is open. Plus, 0% intro APR for 12 months from account opening on purchases. Learn more.
Introductory purchases APR
0% Intro APR on Purchases for 12 months
Ongoing purchases APR
19.99% - 28.49% Variable
Ongoing balance transfer APR
19.99% - 28.49% Variable
Ongoing cash advance APR
28.74% Variable
Ongoing penalty APR
Up to 29.99%
Annual fee
$0
Recommended credit
Good Credit, Excellent Credit
More details
This is the most basic of United’s credit cards, with no annual fee, but you can still accrue miles fast thanks to its welcome offer, and earning rates of 2x on eligible United purchases, gas stations and local transits and commuting. It’s also a good choice for international travel thanks to the fact that it waives foreign transaction fees. (Partner offer)
Read the full reviewIf you’re just getting into the United ecosystem or with airline miles in general, the United Gateway card might be a great choice for you. It does not charge an annual fee, so you don’t have to worry about squeezing tons of value from it year after year, and you can still use it to earn extra miles on both United flights and everyday purchases.
This card earns 2 miles per dollar spent on eligible United purchases, at gas stations and on local transit and commuting — including taxis, ride-hailing services, train tickets, tolls and mass transit. It also earns 1 mile per dollar spent on all other purchases.
Limited Time: Best Offer Ever
Earn up to 50,000 miles
Earn 40,000 bonus miles after you spend $1,000 on purchases in the first 3 months your account is open. Plus, 0% intro APR for 12 months from account opening on purchases. Learn more.
1 - 5X miles
$0
19.99% - 28.49% Variable
Good Credit, Excellent Credit