Rewards rates
Intro offer
Limited-Time Offer
Earn 80,000 points
Earn 80,000 bonus points after spending $1,000 on purchases in the first 3 months from account opening.
Ongoing purchases APR
19.49% - 27.99% Variable
Ongoing balance transfer APR
19.49% - 27.99% Variable
Ongoing cash advance APR
28.74% Variable
Ongoing penalty APR
Up to 29.99%
Annual fee
$99
Recommended credit
Good Credit, Excellent Credit
More details
With core travel perks like free checked bags, Group 5 boarding and a modest annual fee, the Rapid Rewards Plus Card is a budget-friendly entry point into Southwest’s rewards program. It offers solid value for occasional travelers who want to earn points and start building toward Companion Pass status. (Partner offer)
Read the full reviewThis card is ideal for infrequent or budget-conscious travelers who fly Southwest a few times a year and want to avoid baggage fees, earn some rewards, and get a boost toward the Companion Pass—all without paying for premium benefits they may not use.
Southwest Rapid Rewards Plus cardholders can earn 2 points per dollar spent on Southwest purchases, 2 points per dollar at gas stations and grocery stores (on the first $5,000 spent each anniversary year) and 1 point per dollar spent on all other purchases. Cardholders also earn 3,000 bonus points each year after their cardmember anniversary.
Limited-Time Offer
Earn 80,000 bonus points after spending $1,000 on purchases in the first 3 months from account opening.
1 - 2X points
$99
19.49% - 27.99% Variable
Good Credit, Excellent Credit