Southwest Rapid Rewards® Plus Credit Card

Name: Southwest Rapid Rewards® Plus Credit Card
Brand: Chase

Earn 50,000 points

Earn 50,000 bonus points after spending $1,000 on purchases in the first 3 months from account opening.

Apply now at Chase's secure site.
Terms & restrictions apply. See rates & fees.

Rewards Rates
1 - 2X points
Annual Fee
$99
Regular APR
19.24% - 27.74% Variable
Recommended Credit
Good Credit, Excellent Credit

Southwest Rapid Rewards® Plus Credit Card

Apply now at Chase's secure site.
Terms & restrictions apply. See rates & fees.

At a glance

Rewards Rates

2X: Earn 2X points on Southwest Airlines® purchases.
2X: Earn 2X points at Gas stations and Grocery stores on first $5,000 in combined purchases per year.
1X: Earn 1X points on all other purchases.

Intro Offer

Earn 50,000 points

Earn 50,000 bonus points after spending $1,000 on purchases in the first 3 months from account opening.

Ongoing Purchases APR

19.24% - 27.74% Variable

Ongoing Balance Transfer APR

19.24% - 27.74% Variable

Ongoing Cash Advance APR

28.49% Variable

Ongoing Penalty APR

Up to 29.99%

Annual Fee

$99

Recommended Credit

Good Credit, Excellent Credit

More Details

Earn 50,000 bonus points after spending $1,000 on purchases in the first 3 months from account opening.
3,000 anniversary points each year.

Our Take

TPG editor's rating

Overview

With core travel perks like free checked bags, Group 5 boarding and a modest annual fee, the Rapid Rewards Plus Card is a budget-friendly entry point into Southwest’s rewards program. It offers solid value for occasional travelers who want to earn points and start building toward Companion Pass status. (Partner offer)

Read the full review

Pros

Complimentary first checked bag for the cardmember and up to eight additional passengers on the same reservation
Standard seat selection within 48 hours prior to departure, when available
Earn 2 points per dollar spent at gas stations and grocery stores (on the first $5,000 in combined purchases per anniversary year)
3,000 complimentary Southwest points annually, on each cardmember anniversary
One 10% promo code each year at your cardmember anniversary (excluding Basic fare)
No foreign transaction fees

Cons

Flight redemption limited to U.S., Caribbean and Central American destinations

Who is this card good for?

This card is ideal for infrequent or budget-conscious travelers who fly Southwest a few times a year and want to avoid baggage fees, earn some rewards, and get a boost toward the Companion Pass—all without paying for premium benefits they may not use.

Earning rewards

Southwest Rapid Rewards Plus cardholders can earn 2 points per dollar spent on Southwest purchases, 2 points per dollar at gas stations and grocery stores (on the first $5,000 spent each anniversary year) and 1 point per dollar spent on all other purchases. Cardholders also earn 3,000 bonus points each year after their cardmember anniversary.