Best Credit Cards for Air Travel

TPG Editor's Rating

4.5/5

at Chase's secure site.
Terms & restrictions apply. See rates & fees.

Rewards rate

Rewards rate
Rate	Category
5x	Earn 5x on travel purchased through Chase Travel℠.
3x	Earn 3x on dining, vacation homes at top brands, gas & EV charging, top streaming services and online groceries (excluding Walmart, Target, and wholesale clubs).
2x	Earn 2x on all other travel purchases.
1x	Earn 1x on all other purchases.

Intro offer

75,000 bonus points.

Annual fee

$95

Regular APR

19.49% - 27.74% Variable

Recommended credit

670-850

Excellent/Good

Why we chose it

The Chase Sapphire Preferred® Card remains one of the easiest travel rewards cards to recommend because it has elevated rewards across everyday spending categories, valuable travel protections, useful statement credits and an approachable annual fee. Whether you're new to points and miles or already maximizing transfer partners, it offers a rare combination of flexibility and long-term value for both beginners and experienced travelers alike.

Pros + cons

Pros

Earn elevated rewards in popular categories, including travel, dining, gas, EV charging and vacation home stays
Premium travel protection benefits include trip cancellation/interruption insurance, primary car rental insurance and lost luggage insurance
Versatile airline and hotel transfer partners
Features up to $100 in annual hotel credits through Chase Travel℠

Cons

Has an annual fee
No airport lounge access
Transfers to Hyatt at a lower rate than other Sapphire cards

More details

Earn 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.
Enjoy beneﬁts such as 5x on travel purchased through Chase Travel℠, 3x on dining, 3x on vacation homes at top brands, 3x on gas & EV charging, 3x on top streaming services and online groceries (excluding Walmart, Target, and wholesale clubs), 2x on all other travel purchases, 1x on all other purchases.
Earn up to $100 in statement credits each account anniversary year for hotel stays through Chase Travel℠.
Count on Trip Cancellation/Interruption Insurance, Auto Rental Coverage, Emergency Evacuation and Transportation, and more.
Get a year of complimentary Apple TV when activated by December 31, 2026 - a value of $180.
Complimentary DashPass membership, a $120 value for 12 months. Enjoy $0 delivery fees and reduced service fees on eligible DoorDash orders, plus exclusive Chase savings on grocery, everyday essentials, and more. Activate by 12/31/29.
Receive one statement credit of up to $120 every four years as reimbursement for the application fee charged to your card for a Global Entry, TSA Precheck® or NEXUS application.
Transfer points to leading airline and hotel loyalty programs.
Member FDIC

Why we chose it

View more

Pros

Earn elevated rewards in popular categories, including travel, dining, gas, EV charging and vacation home stays
Premium travel protection benefits include trip cancellation/interruption insurance, primary car rental insurance and lost luggage insurance
Versatile airline and hotel transfer partners
Features up to $100 in annual hotel credits through Chase Travel℠

Cons

Has an annual fee
No airport lounge access
Transfers to Hyatt at a lower rate than other Sapphire cards

Why we chose it

Pros + cons

Pros

Earn elevated rewards in popular categories, including travel, dining, gas, EV charging and vacation home stays
Premium travel protection benefits include trip cancellation/interruption insurance, primary car rental insurance and lost luggage insurance
Versatile airline and hotel transfer partners
Features up to $100 in annual hotel credits through Chase Travel℠

Cons

Has an annual fee
No airport lounge access
Transfers to Hyatt at a lower rate than other Sapphire cards

More details

Earn 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.
Enjoy beneﬁts such as 5x on travel purchased through Chase Travel℠, 3x on dining, 3x on vacation homes at top brands, 3x on gas & EV charging, 3x on top streaming services and online groceries (excluding Walmart, Target, and wholesale clubs), 2x on all other travel purchases, 1x on all other purchases.
Earn up to $100 in statement credits each account anniversary year for hotel stays through Chase Travel℠.
Count on Trip Cancellation/Interruption Insurance, Auto Rental Coverage, Emergency Evacuation and Transportation, and more.
Get a year of complimentary Apple TV when activated by December 31, 2026 - a value of $180.
Complimentary DashPass membership, a $120 value for 12 months. Enjoy $0 delivery fees and reduced service fees on eligible DoorDash orders, plus exclusive Chase savings on grocery, everyday essentials, and more. Activate by 12/31/29.
Receive one statement credit of up to $120 every four years as reimbursement for the application fee charged to your card for a Global Entry, TSA Precheck® or NEXUS application.
Transfer points to leading airline and hotel loyalty programs.
Member FDIC

Why we chose it

Pros

Earn elevated rewards in popular categories, including travel, dining, gas, EV charging and vacation home stays
Premium travel protection benefits include trip cancellation/interruption insurance, primary car rental insurance and lost luggage insurance
Versatile airline and hotel transfer partners
Features up to $100 in annual hotel credits through Chase Travel℠

Cons

Has an annual fee
No airport lounge access
Transfers to Hyatt at a lower rate than other Sapphire cards

Best for beginner travelers

Chase Sapphire Preferred® Card

TPG Editor's Rating

at Chase's secure site.
Terms & restrictions apply. See rates & fees.

Intro offer

75,000 bonus points.

Annual fee

$95

Regular APR

19.49% - 27.74% Variable

Recommended credit

670-850

Excellent/Good

Why we chose it

Pros + cons

Pros

Earn elevated rewards in popular categories, including travel, dining, gas, EV charging and vacation home stays
Premium travel protection benefits include trip cancellation/interruption insurance, primary car rental insurance and lost luggage insurance
Versatile airline and hotel transfer partners
Features up to $100 in annual hotel credits through Chase Travel℠

Cons

Has an annual fee
No airport lounge access
Transfers to Hyatt at a lower rate than other Sapphire cards

More details

Earn 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.
Enjoy beneﬁts such as 5x on travel purchased through Chase Travel℠, 3x on dining, 3x on vacation homes at top brands, 3x on gas & EV charging, 3x on top streaming services and online groceries (excluding Walmart, Target, and wholesale clubs), 2x on all other travel purchases, 1x on all other purchases.
Earn up to $100 in statement credits each account anniversary year for hotel stays through Chase Travel℠.
Count on Trip Cancellation/Interruption Insurance, Auto Rental Coverage, Emergency Evacuation and Transportation, and more.
Get a year of complimentary Apple TV when activated by December 31, 2026 - a value of $180.
Complimentary DashPass membership, a $120 value for 12 months. Enjoy $0 delivery fees and reduced service fees on eligible DoorDash orders, plus exclusive Chase savings on grocery, everyday essentials, and more. Activate by 12/31/29.
Receive one statement credit of up to $120 every four years as reimbursement for the application fee charged to your card for a Global Entry, TSA Precheck® or NEXUS application.
Transfer points to leading airline and hotel loyalty programs.
Member FDIC

Limited Time: Best Offer Returns

Best for occasional United flyers

United℠ Explorer Card

TPG Editor's Rating

TPG Editor's Rating

4/5

at Chase's secure site.
Terms & restrictions apply. See rates & fees.

Rewards rate

Rewards rate
Rate	Category
9x	Earn 9x total miles on eligible United flights.
3x	Earn 3x miles on all other eligible United® purchases.
2x	Earn 2x miles on dining, and hotel stays when booked with the hotel.
1x	Earn 1x mile on all other purchases.

Intro offer

Earn up to 80,000 miles

Annual fee

$0 Intro Annual fee for the First Year, then $150

Regular APR

19.99% - 28.49% Variable

Recommended credit

Good Credit, Excellent Credit

Why we chose it

Between a TSA PreCheck/Global Entry fee credit, two annual lounge visits and a free checked bag, the United Explorer card is packed with perks that will enhance your trips for even occasional United flyers. Read our full review of the United Explorer card.

Pros + cons

Pros

First checked bag free for you and a companion on United flights
Priority boarding
25% off inflight purchases.
Up to $120 credit every four years for Global Entry/TSA PreCheck
No foreign transaction fees

Cons

Other United cards have higher earning rates on some purchases
You might get more use from a transferable points card instead of a cobranded United card

More details

Earn up to 80,000 bonus miles
$0 introductory annual fee for the first year, then $150
9x total miles on eligible United flights and 3x miles on all other eligible United® purchases.
2x miles on dining and hotel stays when booked with the hotel. 1x mile on all other purchases.
Free first checked bag - a savings of up to $200 per roundtrip. Terms Apply. Plus, Group 2 priority boarding on United® flights.
2 United Club one-time passes per year - over a $100 value
Over $500 in partner credits each year
Save 10% or more when booking flights with miles. Premier members save even more.
Member FDIC

Why we chose it

View more

Pros

First checked bag free for you and a companion on United flights
Priority boarding
25% off inflight purchases.
Up to $120 credit every four years for Global Entry/TSA PreCheck
No foreign transaction fees

Cons

Other United cards have higher earning rates on some purchases
You might get more use from a transferable points card instead of a cobranded United card

Why we chose it

Pros + cons

Pros

First checked bag free for you and a companion on United flights
Priority boarding
25% off inflight purchases.
Up to $120 credit every four years for Global Entry/TSA PreCheck
No foreign transaction fees

Cons

Other United cards have higher earning rates on some purchases
You might get more use from a transferable points card instead of a cobranded United card

More details

Earn up to 80,000 bonus miles
$0 introductory annual fee for the first year, then $150
9x total miles on eligible United flights and 3x miles on all other eligible United® purchases.
2x miles on dining and hotel stays when booked with the hotel. 1x mile on all other purchases.
Free first checked bag - a savings of up to $200 per roundtrip. Terms Apply. Plus, Group 2 priority boarding on United® flights.
2 United Club one-time passes per year - over a $100 value
Over $500 in partner credits each year
Save 10% or more when booking flights with miles. Premier members save even more.
Member FDIC

Why we chose it

Pros

First checked bag free for you and a companion on United flights
Priority boarding
25% off inflight purchases.
Up to $120 credit every four years for Global Entry/TSA PreCheck
No foreign transaction fees

Cons

Other United cards have higher earning rates on some purchases
You might get more use from a transferable points card instead of a cobranded United card

Earn 300K Miles + $1,300 Travel Credit

Best for Businesses with high-spending

Capital One Venture X Business

TPG Editor's Rating

TPG Editor's Rating

4.5/5

at Capital One's secure site.
Terms & restrictions apply. See rates & fees.

Rewards rate

Rewards rate
Rate	Category
2X miles	2 miles per dollar on every purchase
5X miles	5 miles per dollar on flights and vacation rentals booked through Capital One Business Travel
10X miles	10 miles per dollar on hotels and rental cars booked through Capital One Business Travel

Intro offer

Earn up to $4,300 in travel value when you spend $120,000 in your first 4 months as a cardholder

Annual fee

$395

Regular APR

25.99% (Variable)

Recommended credit

740-850

Excellent

Why we chose it

The Capital One Venture X Business card has all the Capital One Venture X Reward Credit Card has to offer and more. It offers an incredible welcome bonus and requires an equally impressive spend to qualify. In addition, the card comes with premium travel perks like annual travel credit and lounge access. Read our full review of the Capital One Venture X Business card.

Pros + cons

Pros

The Capital One Venture X business card has a lucrative welcome offer.
In addition, the card comes with many premium travel perks such as an annual $300 credit for bookings through Capital One Business Travel.
Business owners can add employee cards for free

Cons

The card requires significant spending to earn the welcome offer.
Travel credit limited to Capital One Business Travel bookings

More details

Limited-time card anniversary offer: Celebrate 3 years of Venture X Business and earn up to $4,300 in travel value when you spend $120,000 in your first 4 months as a cardholder—$1,000 bonus to use on Capital One Business Travel + 300,000 bonus miles + your $300 annual Capital One Business Travel Credit
Earn unlimited 2X miles on every purchase, everywhere—with no limits or category restrictions
Earn 10X miles on hotels and rental cars and 5X miles on flights and vacation rentals booked through Capital One Business Travel
With no preset spending limit, enjoy big purchasing power that adapts so you can spend more and earn more rewards
Empower your teams to make business purchases while earning rewards on their transactions, with free employee and virtual cards. Plus, automatically sync your transaction data with your accounting software and pay your vendors with ease
Redeem your miles on flights, hotels and more. Plus, transfer your miles to any of the 15+ travel loyalty programs
Every year, you'll get 10,000 bonus miles after your account anniversary date. Plus, receive an annual $300 credit for bookings made through Capital One Business Travel
Receive up to a $120 credit for Global Entry or TSA PreCheck®. Enjoy access to 1,300+ airport lounges worldwide, including Capital One Lounge and Landing locations and participating Priority Pass™ lounges, after enrollment
Enjoy a $100 experience credit and other premium benefits with every hotel and vacation rental booked from the Premier Collection
Your card is designed to be paid in full. However, you have the option to carry over a portion of your balance with interest if needed. Pay at least the minimum payment amount by your payment due date, otherwise you'll be charged a 2.99% late fee
Top rated mobile app

Why we chose it

View more

Pros

The Capital One Venture X business card has a lucrative welcome offer.
In addition, the card comes with many premium travel perks such as an annual $300 credit for bookings through Capital One Business Travel.
Business owners can add employee cards for free

Cons

The card requires significant spending to earn the welcome offer.
Travel credit limited to Capital One Business Travel bookings

Why we chose it

Pros + cons

Pros

The Capital One Venture X business card has a lucrative welcome offer.
In addition, the card comes with many premium travel perks such as an annual $300 credit for bookings through Capital One Business Travel.
Business owners can add employee cards for free

Cons

The card requires significant spending to earn the welcome offer.
Travel credit limited to Capital One Business Travel bookings

More details

Limited-time card anniversary offer: Celebrate 3 years of Venture X Business and earn up to $4,300 in travel value when you spend $120,000 in your first 4 months as a cardholder—$1,000 bonus to use on Capital One Business Travel + 300,000 bonus miles + your $300 annual Capital One Business Travel Credit
Earn unlimited 2X miles on every purchase, everywhere—with no limits or category restrictions
Earn 10X miles on hotels and rental cars and 5X miles on flights and vacation rentals booked through Capital One Business Travel
With no preset spending limit, enjoy big purchasing power that adapts so you can spend more and earn more rewards
Empower your teams to make business purchases while earning rewards on their transactions, with free employee and virtual cards. Plus, automatically sync your transaction data with your accounting software and pay your vendors with ease
Redeem your miles on flights, hotels and more. Plus, transfer your miles to any of the 15+ travel loyalty programs
Every year, you'll get 10,000 bonus miles after your account anniversary date. Plus, receive an annual $300 credit for bookings made through Capital One Business Travel
Receive up to a $120 credit for Global Entry or TSA PreCheck®. Enjoy access to 1,300+ airport lounges worldwide, including Capital One Lounge and Landing locations and participating Priority Pass™ lounges, after enrollment
Enjoy a $100 experience credit and other premium benefits with every hotel and vacation rental booked from the Premier Collection
Your card is designed to be paid in full. However, you have the option to carry over a portion of your balance with interest if needed. Pay at least the minimum payment amount by your payment due date, otherwise you'll be charged a 2.99% late fee
Top rated mobile app

Why we chose it

Pros

The Capital One Venture X business card has a lucrative welcome offer.
In addition, the card comes with many premium travel perks such as an annual $300 credit for bookings through Capital One Business Travel.
Business owners can add employee cards for free

Cons

The card requires significant spending to earn the welcome offer.
Travel credit limited to Capital One Business Travel bookings

Earn 300K Miles + $1,300 Travel Credit

Best for Businesses with high-spending

Capital One Venture X Business

TPG Editor's Rating

at Capital One's secure site.
Terms & restrictions apply. See rates & fees.

Intro offer

Earn up to $4,300 in travel value when you spend $120,000 in your first 4 months as a cardholder

Annual fee

$395

Regular APR

25.99% (Variable)

Recommended credit

740-850

Excellent

Why we chose it

Pros + cons

Pros

The Capital One Venture X business card has a lucrative welcome offer.
In addition, the card comes with many premium travel perks such as an annual $300 credit for bookings through Capital One Business Travel.
Business owners can add employee cards for free

Cons

The card requires significant spending to earn the welcome offer.
Travel credit limited to Capital One Business Travel bookings

More details

Limited-time card anniversary offer: Celebrate 3 years of Venture X Business and earn up to $4,300 in travel value when you spend $120,000 in your first 4 months as a cardholder—$1,000 bonus to use on Capital One Business Travel + 300,000 bonus miles + your $300 annual Capital One Business Travel Credit
Earn unlimited 2X miles on every purchase, everywhere—with no limits or category restrictions
Earn 10X miles on hotels and rental cars and 5X miles on flights and vacation rentals booked through Capital One Business Travel
With no preset spending limit, enjoy big purchasing power that adapts so you can spend more and earn more rewards
Empower your teams to make business purchases while earning rewards on their transactions, with free employee and virtual cards. Plus, automatically sync your transaction data with your accounting software and pay your vendors with ease
Redeem your miles on flights, hotels and more. Plus, transfer your miles to any of the 15+ travel loyalty programs
Every year, you'll get 10,000 bonus miles after your account anniversary date. Plus, receive an annual $300 credit for bookings made through Capital One Business Travel
Receive up to a $120 credit for Global Entry or TSA PreCheck®. Enjoy access to 1,300+ airport lounges worldwide, including Capital One Lounge and Landing locations and participating Priority Pass™ lounges, after enrollment
Enjoy a $100 experience credit and other premium benefits with every hotel and vacation rental booked from the Premier Collection
Your card is designed to be paid in full. However, you have the option to carry over a portion of your balance with interest if needed. Pay at least the minimum payment amount by your payment due date, otherwise you'll be charged a 2.99% late fee
Top rated mobile app

Best for infrequent Delta flyers
Delta SkyMiles® Gold American Express Card
TPG Editor's Rating
4/5
Go to review
Compare Delta SkyMiles® Gold American Express Card
TPG Editor's Rating
4/5
at American Express's secure site.
Terms & restrictions apply. See rates & fees.
Rewards rate
Rewards rate
Rate Category
2X Earn 2X miles on Delta Purchases, restaurants, and U.S. supermarkets.
1X Earn 1X miles on all other eligible purchases.
Intro offer
As High As 80,000 Bonus Miles. Find Out Your Offer.
Annual fee
$0 introductory annual fee for the first year, then $150.
Regular APR
19.74%-28.74% Variable
Recommended credit
Excellent to Good
Why we chose it
If you’re not looking for premium perks such as lounge access or earning status with Delta through spending, this card is a good option. It allows you to earn SkyMiles toward award travel and to save money with perks such as your first checked bag free on Delta flights worldwide, a second checked bag free on U.S. domestic Delta flights and discounts on inflight purchases. The card’s low annual fee won’t break the bank, either.

Pros + cons
Pros
First checked bag free on flights worldwide and second checked bag free on U.S. domestic flights
Priority boarding
15% discount on all award flights
20% back in the form of a statement credit on in-flight purchases (not including Wi-Fi).
Cons
There are better Delta cards if you want lounge access or a boost to earn elite status
More details
You may be eligible for as high as 80,000 Bonus Miles after you spend $2,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
Enjoy a $0 introductory annual fee for the first year, then $150.
Delta SkyMiles® Gold American Express Card Members get 15% off when using miles to book Award Travel on Delta flights through delta.com and the Fly Delta app. Discount not applicable to partner-operated flights or to taxes and fees.
$120 Rideshare Credit: With your $120 Rideshare Credit, earn up to $10 back in statement credits each month after your first Card renewal when you use your Delta SkyMiles® Gold American Express Card for U.S. rideshare purchases with select providers. Enrollment required.
$200 Delta Flight Credit: After you spend $10,000 in purchases on your Card in a calendar year, you can receive a $200 Delta Flight Credit to use toward future travel.
When you use your Delta SkyMiles® Gold American Express Card, you can earn: 2X miles on Delta Purchases, 2X miles at restaurants, 2X miles at U.S. supermarkets, 1X miles on all other eligible purchases. Every mile you earn brings you closer to the places you want to go. Turn them into your next trip, use them for seat upgrades, and more.
Check your first bag for free on Delta flights worldwide and get a second bag free when flying domestically.
$100 Delta Stays Credit: Get up to $100 back per year as a statement credit after using your Delta SkyMiles® Gold American Express Card to book prepaid hotels or vacation rentals through Delta Stays on delta.com.
Receive Zone 5 Priority Boarding on Delta flights; board early, stow your carry-on bag and settle in sooner.
Want even more flexibility? Take up to $50 off the cost of your flight for every 5,000 miles you redeem with Pay with Miles when you book on delta.com.
Receive a 20% savings in the form of a statement credit on eligible Delta in-flight purchases after using your Card.
No Foreign Transaction Fees. Enjoy international travel without additional fees on purchases made abroad.
Send money, split purchases, and focus on the moments that matter – with Send & Split®. Powered by Venmo and PayPal. Enrollment Required. Terms apply.
Terms Apply.
See Rates & Fees
Why we chose it
If you’re not looking for premium perks such as lounge access or earning status with Delta through spending, this card is a good option. It allows you to earn SkyMiles toward award travel and to save money with perks such as your first checked bag free on Delta flights worldwide, a second checked bag free on U.S. domestic Delta flights and discounts on inflight purchases. The card’s low annual fee won’t break the bank, either.

View more
Pros
First checked bag free on flights worldwide and second checked bag free on U.S. domestic flights
Priority boarding
15% discount on all award flights
20% back in the form of a statement credit on in-flight purchases (not including Wi-Fi).
Cons
There are better Delta cards if you want lounge access or a boost to earn elite status
Why we chose it
If you’re not looking for premium perks such as lounge access or earning status with Delta through spending, this card is a good option. It allows you to earn SkyMiles toward award travel and to save money with perks such as your first checked bag free on Delta flights worldwide, a second checked bag free on U.S. domestic Delta flights and discounts on inflight purchases. The card’s low annual fee won’t break the bank, either.

Pros + cons
Pros
First checked bag free on flights worldwide and second checked bag free on U.S. domestic flights
Priority boarding
15% discount on all award flights
20% back in the form of a statement credit on in-flight purchases (not including Wi-Fi).
Cons
There are better Delta cards if you want lounge access or a boost to earn elite status
More details
You may be eligible for as high as 80,000 Bonus Miles after you spend $2,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
Enjoy a $0 introductory annual fee for the first year, then $150.
Delta SkyMiles® Gold American Express Card Members get 15% off when using miles to book Award Travel on Delta flights through delta.com and the Fly Delta app. Discount not applicable to partner-operated flights or to taxes and fees.
$120 Rideshare Credit: With your $120 Rideshare Credit, earn up to $10 back in statement credits each month after your first Card renewal when you use your Delta SkyMiles® Gold American Express Card for U.S. rideshare purchases with select providers. Enrollment required.
$200 Delta Flight Credit: After you spend $10,000 in purchases on your Card in a calendar year, you can receive a $200 Delta Flight Credit to use toward future travel.
When you use your Delta SkyMiles® Gold American Express Card, you can earn: 2X miles on Delta Purchases, 2X miles at restaurants, 2X miles at U.S. supermarkets, 1X miles on all other eligible purchases. Every mile you earn brings you closer to the places you want to go. Turn them into your next trip, use them for seat upgrades, and more.
Check your first bag for free on Delta flights worldwide and get a second bag free when flying domestically.
$100 Delta Stays Credit: Get up to $100 back per year as a statement credit after using your Delta SkyMiles® Gold American Express Card to book prepaid hotels or vacation rentals through Delta Stays on delta.com.
Receive Zone 5 Priority Boarding on Delta flights; board early, stow your carry-on bag and settle in sooner.
Want even more flexibility? Take up to $50 off the cost of your flight for every 5,000 miles you redeem with Pay with Miles when you book on delta.com.
Receive a 20% savings in the form of a statement credit on eligible Delta in-flight purchases after using your Card.
No Foreign Transaction Fees. Enjoy international travel without additional fees on purchases made abroad.
Send money, split purchases, and focus on the moments that matter – with Send & Split®. Powered by Venmo and PayPal. Enrollment Required. Terms apply.
Terms Apply.
See Rates & Fees
Why we chose it
If you’re not looking for premium perks such as lounge access or earning status with Delta through spending, this card is a good option. It allows you to earn SkyMiles toward award travel and to save money with perks such as your first checked bag free on Delta flights worldwide, a second checked bag free on U.S. domestic Delta flights and discounts on inflight purchases. The card’s low annual fee won’t break the bank, either.

Pros
First checked bag free on flights worldwide and second checked bag free on U.S. domestic flights
Priority boarding
15% discount on all award flights
20% back in the form of a statement credit on in-flight purchases (not including Wi-Fi).
Cons
There are better Delta cards if you want lounge access or a boost to earn elite status
Best for infrequent Delta flyers
Delta SkyMiles® Gold American Express Card
Compare Delta SkyMiles® Gold American Express Card
TPG Editor's Rating
4/5
Go to review
at American Express's secure site.
Terms & restrictions apply. See rates & fees.
Intro offer
As High As 80,000 Bonus Miles. Find Out Your Offer.
Annual fee
$0 introductory annual fee for the first year, then $150.
Regular APR
19.74%-28.74% Variable
Recommended credit
Excellent to Good
Why we chose it
If you’re not looking for premium perks such as lounge access or earning status with Delta through spending, this card is a good option. It allows you to earn SkyMiles toward award travel and to save money with perks such as your first checked bag free on Delta flights worldwide, a second checked bag free on U.S. domestic Delta flights and discounts on inflight purchases. The card’s low annual fee won’t break the bank, either.

Pros + cons
Pros
First checked bag free on flights worldwide and second checked bag free on U.S. domestic flights
Priority boarding
15% discount on all award flights
20% back in the form of a statement credit on in-flight purchases (not including Wi-Fi).
Cons
There are better Delta cards if you want lounge access or a boost to earn elite status
More details
You may be eligible for as high as 80,000 Bonus Miles after you spend $2,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
Enjoy a $0 introductory annual fee for the first year, then $150.
Delta SkyMiles® Gold American Express Card Members get 15% off when using miles to book Award Travel on Delta flights through delta.com and the Fly Delta app. Discount not applicable to partner-operated flights or to taxes and fees.
$120 Rideshare Credit: With your $120 Rideshare Credit, earn up to $10 back in statement credits each month after your first Card renewal when you use your Delta SkyMiles® Gold American Express Card for U.S. rideshare purchases with select providers. Enrollment required.
$200 Delta Flight Credit: After you spend $10,000 in purchases on your Card in a calendar year, you can receive a $200 Delta Flight Credit to use toward future travel.
When you use your Delta SkyMiles® Gold American Express Card, you can earn: 2X miles on Delta Purchases, 2X miles at restaurants, 2X miles at U.S. supermarkets, 1X miles on all other eligible purchases. Every mile you earn brings you closer to the places you want to go. Turn them into your next trip, use them for seat upgrades, and more.
Check your first bag for free on Delta flights worldwide and get a second bag free when flying domestically.
$100 Delta Stays Credit: Get up to $100 back per year as a statement credit after using your Delta SkyMiles® Gold American Express Card to book prepaid hotels or vacation rentals through Delta Stays on delta.com.
Receive Zone 5 Priority Boarding on Delta flights; board early, stow your carry-on bag and settle in sooner.
Want even more flexibility? Take up to $50 off the cost of your flight for every 5,000 miles you redeem with Pay with Miles when you book on delta.com.
Receive a 20% savings in the form of a statement credit on eligible Delta in-flight purchases after using your Card.
No Foreign Transaction Fees. Enjoy international travel without additional fees on purchases made abroad.
Send money, split purchases, and focus on the moments that matter – with Send & Split®. Powered by Venmo and PayPal. Enrollment Required. Terms apply.
Terms Apply.
See Rates & Fees

Rewards rate
Rate	Category
2X	Earn 2X miles on Delta Purchases, restaurants, and U.S. supermarkets.
1X	Earn 1X miles on all other eligible purchases.

Limited-Time Offer

Best for frequent United flyers

United Quest℠ Card

TPG Editor's Rating

TPG Editor's Rating

4/5

at Chase's secure site.
Terms & restrictions apply. See rates & fees.

Rewards rate

Rewards rate
Rate	Category
10x	Earn 10x total miles on eligible United flights.
4x	Earn 4x miles on all other eligible United® purchases.
2x	Earn 2x miles on dining, select streaming services & all other travel.
1x	Earn 1x mile on all other purchases. Plus, receive a $200 United® travel credit and 10,000-mile award flight discount on each account anniversary, as well as earn up to 18,000 Premier qualifying points.

Intro offer

Earn up to 90,000 miles

Annual fee

$350

Regular APR

19.99% - 28.49% Variable

Recommended credit

670-850

Excellent, Good

Why we chose it

The United Quest Card is a solid, middle-of-the-road option for frequent United flyers. The $350 annual fee is more than cut in half if you can take advantage of the annual $200 United travel credit, and there’s a long list of benefits from checked baggage benefits to a strong earning rate on United and everyday purchases. Read our full review of the United Quest Card.

Pros + cons

Pros

Earn 4 miles per dollar spent on eligible United purchases and 2 miles per dollar spent on a variety of other categories
Get a first and second checked bag free for the cardholder and a companion
Priority boarding on United- and United Express-operated flights
25% off eligible inflight purchases

Cons

Day-of-travel perks limited to United and some partner flights
Other United cards have higher earning rates on some purchases
You might get more use from transferable points instead of United miles

More details

Earn up to 90,000 bonus miles after qualifying activities and 500 PQP after first purchase
10x total miles on eligible United flights and 4x miles on all other eligible United® purchases
2x miles on dining, select streaming services, and all other travel
1x mile on all other purchases
Get a jump start on earning Premier status with 1,000 Card Bonus PQP each year, awarded within 8 weeks of February 1, starting in the calendar year following your account open date.
Free first and second checked bags--a savings of up to $440 per roundtrip (terms apply)
Receive a $200 United® travel credit and 10,000-mile award flight discount on each account anniversary
Save 10% or more when booking flights with miles. Premier members save even more.
Member FDIC

Why we chose it

View more

Pros

Earn 4 miles per dollar spent on eligible United purchases and 2 miles per dollar spent on a variety of other categories
Get a first and second checked bag free for the cardholder and a companion
Priority boarding on United- and United Express-operated flights
25% off eligible inflight purchases

Cons

Day-of-travel perks limited to United and some partner flights
Other United cards have higher earning rates on some purchases
You might get more use from transferable points instead of United miles

Why we chose it

Pros + cons

Pros

Earn 4 miles per dollar spent on eligible United purchases and 2 miles per dollar spent on a variety of other categories
Get a first and second checked bag free for the cardholder and a companion
Priority boarding on United- and United Express-operated flights
25% off eligible inflight purchases

Cons

Day-of-travel perks limited to United and some partner flights
Other United cards have higher earning rates on some purchases
You might get more use from transferable points instead of United miles

More details

Earn up to 90,000 bonus miles after qualifying activities and 500 PQP after first purchase
10x total miles on eligible United flights and 4x miles on all other eligible United® purchases
2x miles on dining, select streaming services, and all other travel
1x mile on all other purchases
Get a jump start on earning Premier status with 1,000 Card Bonus PQP each year, awarded within 8 weeks of February 1, starting in the calendar year following your account open date.
Free first and second checked bags--a savings of up to $440 per roundtrip (terms apply)
Receive a $200 United® travel credit and 10,000-mile award flight discount on each account anniversary
Save 10% or more when booking flights with miles. Premier members save even more.
Member FDIC

Why we chose it

Pros

Earn 4 miles per dollar spent on eligible United purchases and 2 miles per dollar spent on a variety of other categories
Get a first and second checked bag free for the cardholder and a companion
Priority boarding on United- and United Express-operated flights
25% off eligible inflight purchases

Cons

Day-of-travel perks limited to United and some partner flights
Other United cards have higher earning rates on some purchases
You might get more use from transferable points instead of United miles

Best for U.S. supermarkets and restaurants

American Express® Gold Card

TPG Editor's Rating

TPG Editor's Rating

4/5

at American Express's secure site.
Terms & restrictions apply. See rates & fees.

Rewards rate

Rewards rate
Rate	Category
4X	Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
4X	Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
5X	Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App™.
3X	Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App™, or purchased directly from airlines.
2X	Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App™ and cruises booked and paid through AmexTravel.com.
1X	Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.

Intro offer

As High As 100,000 points. Find Out Your Offer.

Annual fee

$325

Regular APR

See Pay Over Time APR

Recommended credit

Excellent to Good

Why we chose it

The Amex Gold consistently delivers top-tier returns on everyday spending, especially for dining and groceries, while offering flexible travel redemption options through Amex Membership Rewards or transfer partners.

Pros + cons

Pros

Valuable dining and food-related credits
Points are transferable
Multiple travel and purchase protections
No foreign transaction fees
Access to Amex Offers for additional savings (enrollment required)

Cons

Not as useful for those living outside the U.S.
Difficult credit redemption

More details

You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App™.
Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App™, or purchased directly from airlines.
Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App™ and cruises booked and paid through AmexTravel.com.
Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
Pay It® lets you tap in the American Express® App to quickly pay for small purchase amounts throughout the month and still earn rewards the way you usually do. Plan It® gives you the option to split up big purchases into equal monthly payments with a fixed fee. You’ll know upfront exactly how much you’ll pay.
$120 Dining Credit: Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub (including Seamless), Buffalo Wild Wings, Five Guys, The Cheesecake Factory, and Wonder. This can be an annual savings of up to $120. Enrollment required.
$100 Resy Credit: Get up to $100 in statement credits each calendar year at over 10,000 qualifying U.S. Resy restaurants after you pay for eligible purchases with the American Express® Gold Card. That’s up to $50 in statement credits semi-annually. Enrollment required.
$84 Dunkin' Credit: Earn up to $7 in monthly statement credits after you pay with the American Express® Gold Card at U.S. Dunkin’ locations. Enrollment required.
$120 Uber Cash on Gold: Enjoy up to $120 in Uber Cash annually with your Gold Card. Just add your Card to your Uber account and you'll get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an Amex Card for your transaction.
Enjoy complimentary Hertz Five Star® Status benefits like skipping the counter at select locations, adding an additional driver at no additional cost*, and vehicle upgrades**. Benefit enrollment and Hertz Gold+ registration are required. *Additional drivers must meet standard rental qualifications and must be a spouse or domestic partner to qualify as complimentary. Other additional drivers subject to fees. **Benefits are subject to availability and vary by location. Additional Hertz program Terms and Conditions including age restrictions apply.
Book two nights or more with The Hotel Collection through AmexTravel.com or the Amex Travel App™ and receive a $100* credit towards eligible charges at over 1,400 upscale hotels worldwide. *Eligible charges vary by property.
Book your travel through the Amex Travel App™ with added peace of mind – backed by American Express® service and support. Only for American Express® Card Members.
Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.
No Foreign Transaction Fees.
Annual Fee is $325.
Terms Apply.

Why we chose it

View more

Pros

Valuable dining and food-related credits
Points are transferable
Multiple travel and purchase protections
No foreign transaction fees
Access to Amex Offers for additional savings (enrollment required)

Cons

Not as useful for those living outside the U.S.
Difficult credit redemption

You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App™.
Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App™, or purchased directly from airlines.
Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App™ and cruises booked and paid through AmexTravel.com.
Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
Pay It® lets you tap in the American Express® App to quickly pay for small purchase amounts throughout the month and still earn rewards the way you usually do. Plan It® gives you the option to split up big purchases into equal monthly payments with a fixed fee. You’ll know upfront exactly how much you’ll pay.
$120 Dining Credit: Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub (including Seamless), Buffalo Wild Wings, Five Guys, The Cheesecake Factory, and Wonder. This can be an annual savings of up to $120. Enrollment required.
$100 Resy Credit: Get up to $100 in statement credits each calendar year at over 10,000 qualifying U.S. Resy restaurants after you pay for eligible purchases with the American Express® Gold Card. That’s up to $50 in statement credits semi-annually. Enrollment required.
$84 Dunkin' Credit: Earn up to $7 in monthly statement credits after you pay with the American Express® Gold Card at U.S. Dunkin’ locations. Enrollment required.
$120 Uber Cash on Gold: Enjoy up to $120 in Uber Cash annually with your Gold Card. Just add your Card to your Uber account and you'll get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an Amex Card for your transaction.
Enjoy complimentary Hertz Five Star® Status benefits like skipping the counter at select locations, adding an additional driver at no additional cost*, and vehicle upgrades**. Benefit enrollment and Hertz Gold+ registration are required. *Additional drivers must meet standard rental qualifications and must be a spouse or domestic partner to qualify as complimentary. Other additional drivers subject to fees. **Benefits are subject to availability and vary by location. Additional Hertz program Terms and Conditions including age restrictions apply.
Book two nights or more with The Hotel Collection through AmexTravel.com or the Amex Travel App™ and receive a $100* credit towards eligible charges at over 1,400 upscale hotels worldwide. *Eligible charges vary by property.
Book your travel through the Amex Travel App™ with added peace of mind – backed by American Express® service and support. Only for American Express® Card Members.
Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.
No Foreign Transaction Fees.
Annual Fee is $325.
Terms Apply.

Why we chose it

Pros + cons

Pros

Valuable dining and food-related credits
Points are transferable
Multiple travel and purchase protections
No foreign transaction fees
Access to Amex Offers for additional savings (enrollment required)

Cons

Not as useful for those living outside the U.S.
Difficult credit redemption

More details

You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App™.
Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App™, or purchased directly from airlines.
Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App™ and cruises booked and paid through AmexTravel.com.
Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
Pay It® lets you tap in the American Express® App to quickly pay for small purchase amounts throughout the month and still earn rewards the way you usually do. Plan It® gives you the option to split up big purchases into equal monthly payments with a fixed fee. You’ll know upfront exactly how much you’ll pay.
$120 Dining Credit: Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub (including Seamless), Buffalo Wild Wings, Five Guys, The Cheesecake Factory, and Wonder. This can be an annual savings of up to $120. Enrollment required.
$100 Resy Credit: Get up to $100 in statement credits each calendar year at over 10,000 qualifying U.S. Resy restaurants after you pay for eligible purchases with the American Express® Gold Card. That’s up to $50 in statement credits semi-annually. Enrollment required.
$84 Dunkin' Credit: Earn up to $7 in monthly statement credits after you pay with the American Express® Gold Card at U.S. Dunkin’ locations. Enrollment required.
$120 Uber Cash on Gold: Enjoy up to $120 in Uber Cash annually with your Gold Card. Just add your Card to your Uber account and you'll get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an Amex Card for your transaction.
Enjoy complimentary Hertz Five Star® Status benefits like skipping the counter at select locations, adding an additional driver at no additional cost*, and vehicle upgrades**. Benefit enrollment and Hertz Gold+ registration are required. *Additional drivers must meet standard rental qualifications and must be a spouse or domestic partner to qualify as complimentary. Other additional drivers subject to fees. **Benefits are subject to availability and vary by location. Additional Hertz program Terms and Conditions including age restrictions apply.
Book two nights or more with The Hotel Collection through AmexTravel.com or the Amex Travel App™ and receive a $100* credit towards eligible charges at over 1,400 upscale hotels worldwide. *Eligible charges vary by property.
Book your travel through the Amex Travel App™ with added peace of mind – backed by American Express® service and support. Only for American Express® Card Members.
Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.
No Foreign Transaction Fees.
Annual Fee is $325.
Terms Apply.

Why we chose it

Pros

Valuable dining and food-related credits
Points are transferable
Multiple travel and purchase protections
No foreign transaction fees
Access to Amex Offers for additional savings (enrollment required)

Cons

Not as useful for those living outside the U.S.
Difficult credit redemption

You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App™.
Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App™, or purchased directly from airlines.
Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App™ and cruises booked and paid through AmexTravel.com.
Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
Pay It® lets you tap in the American Express® App to quickly pay for small purchase amounts throughout the month and still earn rewards the way you usually do. Plan It® gives you the option to split up big purchases into equal monthly payments with a fixed fee. You’ll know upfront exactly how much you’ll pay.
$120 Dining Credit: Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub (including Seamless), Buffalo Wild Wings, Five Guys, The Cheesecake Factory, and Wonder. This can be an annual savings of up to $120. Enrollment required.
$100 Resy Credit: Get up to $100 in statement credits each calendar year at over 10,000 qualifying U.S. Resy restaurants after you pay for eligible purchases with the American Express® Gold Card. That’s up to $50 in statement credits semi-annually. Enrollment required.
$84 Dunkin' Credit: Earn up to $7 in monthly statement credits after you pay with the American Express® Gold Card at U.S. Dunkin’ locations. Enrollment required.
$120 Uber Cash on Gold: Enjoy up to $120 in Uber Cash annually with your Gold Card. Just add your Card to your Uber account and you'll get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an Amex Card for your transaction.
Enjoy complimentary Hertz Five Star® Status benefits like skipping the counter at select locations, adding an additional driver at no additional cost*, and vehicle upgrades**. Benefit enrollment and Hertz Gold+ registration are required. *Additional drivers must meet standard rental qualifications and must be a spouse or domestic partner to qualify as complimentary. Other additional drivers subject to fees. **Benefits are subject to availability and vary by location. Additional Hertz program Terms and Conditions including age restrictions apply.
Book two nights or more with The Hotel Collection through AmexTravel.com or the Amex Travel App™ and receive a $100* credit towards eligible charges at over 1,400 upscale hotels worldwide. *Eligible charges vary by property.
Book your travel through the Amex Travel App™ with added peace of mind – backed by American Express® service and support. Only for American Express® Card Members.
Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.
No Foreign Transaction Fees.
Annual Fee is $325.
Terms Apply.

Best for U.S. supermarkets and restaurants

American Express® Gold Card

TPG Editor's Rating

at American Express's secure site.
Terms & restrictions apply. See rates & fees.

Intro offer

As High As 100,000 points. Find Out Your Offer.

Annual fee

$325

Regular APR

See Pay Over Time APR

Recommended credit

Excellent to Good

Why we chose it

Pros + cons

Pros

Valuable dining and food-related credits
Points are transferable
Multiple travel and purchase protections
No foreign transaction fees
Access to Amex Offers for additional savings (enrollment required)

Cons

Not as useful for those living outside the U.S.
Difficult credit redemption

More details

You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App™.
Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App™, or purchased directly from airlines.
Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App™ and cruises booked and paid through AmexTravel.com.
Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
Pay It® lets you tap in the American Express® App to quickly pay for small purchase amounts throughout the month and still earn rewards the way you usually do. Plan It® gives you the option to split up big purchases into equal monthly payments with a fixed fee. You’ll know upfront exactly how much you’ll pay.
$120 Dining Credit: Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub (including Seamless), Buffalo Wild Wings, Five Guys, The Cheesecake Factory, and Wonder. This can be an annual savings of up to $120. Enrollment required.
$100 Resy Credit: Get up to $100 in statement credits each calendar year at over 10,000 qualifying U.S. Resy restaurants after you pay for eligible purchases with the American Express® Gold Card. That’s up to $50 in statement credits semi-annually. Enrollment required.
$84 Dunkin' Credit: Earn up to $7 in monthly statement credits after you pay with the American Express® Gold Card at U.S. Dunkin’ locations. Enrollment required.
$120 Uber Cash on Gold: Enjoy up to $120 in Uber Cash annually with your Gold Card. Just add your Card to your Uber account and you'll get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an Amex Card for your transaction.
Enjoy complimentary Hertz Five Star® Status benefits like skipping the counter at select locations, adding an additional driver at no additional cost*, and vehicle upgrades**. Benefit enrollment and Hertz Gold+ registration are required. *Additional drivers must meet standard rental qualifications and must be a spouse or domestic partner to qualify as complimentary. Other additional drivers subject to fees. **Benefits are subject to availability and vary by location. Additional Hertz program Terms and Conditions including age restrictions apply.
Book two nights or more with The Hotel Collection through AmexTravel.com or the Amex Travel App™ and receive a $100* credit towards eligible charges at over 1,400 upscale hotels worldwide. *Eligible charges vary by property.
Book your travel through the Amex Travel App™ with added peace of mind – backed by American Express® service and support. Only for American Express® Card Members.
Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.
No Foreign Transaction Fees.
Annual Fee is $325.
Terms Apply.

Best for occasional American Airlines flyers
Citi® / AAdvantage® Platinum Select® World Elite Mastercard®
TPG Editor's Rating
3/5
Go to review
Compare Citi® / AAdvantage® Platinum Select® World Elite Mastercard®
TPG Editor's Rating
3/5
at Citi's secure site.
Terms & restrictions apply. See rates & fees.
Rewards rate
Rewards rate
Rate Category
2X Earn 2 AAdvantage® miles for every $1 spent at gas stations and restaurants, and on eligible American Airlines purchases
Intro offer
Earn 50,000 American Airlines AAdvantage® bonus miles
Annual fee
$99, waived for first 12 months
Regular APR
19.74% - 29.74% (Variable)
Recommended credit
670-850
Excellent, Good
Why we chose it
The Citi® / AAdvantage® Platinum Select® World Elite Mastercard® is a solid mid-tier card for American Airlines flyers who want useful travel perks without paying a premium annual fee. It offers a free first checked bag on eligible domestic American Airlines flights, priority boarding and bonus AAdvantage miles on eligible American Airlines purchases, dining and at gas stations. It can be especially valuable for travelers who can use the checked bag benefit and priority boarding without needing lounge access.

Pros + cons
Pros
Free first checked bag on eligible domestic American Airlines flights
Priority boarding
Bonus AAdvantage miles on eligible American Airlines purchases, dining and at gas stations
No foreign transaction fees
Inflight food and beverage savings
Cons
Weaker earning rates compared to some flexible rewards cards
No lounge access included
Free checked bag benefit is limited to eligible domestic American Airlines flights
Some benefits require significant spending to unlock
More details
Earn 50,000 American Airlines AAdvantage® bonus miles after $2,500 in purchases within the first 3 months of account opening.
Earn 2 AAdvantage® miles for every $1 spent at gas stations and restaurants, and on eligible American Airlines purchases.
Earn 1 Loyalty Point for every 1 eligible AAdvantage® mile earned from purchases.
No Foreign Transaction Fees.
First checked bag is free on domestic American Airlines itineraries for you and up to four companions traveling with you on the same reservation.
Enjoy preferred boarding on American Airlines flights.
Why we chose it
The Citi® / AAdvantage® Platinum Select® World Elite Mastercard® is a solid mid-tier card for American Airlines flyers who want useful travel perks without paying a premium annual fee. It offers a free first checked bag on eligible domestic American Airlines flights, priority boarding and bonus AAdvantage miles on eligible American Airlines purchases, dining and at gas stations. It can be especially valuable for travelers who can use the checked bag benefit and priority boarding without needing lounge access.

View more
Pros
Free first checked bag on eligible domestic American Airlines flights
Priority boarding
Bonus AAdvantage miles on eligible American Airlines purchases, dining and at gas stations
No foreign transaction fees
Inflight food and beverage savings
Cons
Weaker earning rates compared to some flexible rewards cards
No lounge access included
Free checked bag benefit is limited to eligible domestic American Airlines flights
Some benefits require significant spending to unlock
Why we chose it
The Citi® / AAdvantage® Platinum Select® World Elite Mastercard® is a solid mid-tier card for American Airlines flyers who want useful travel perks without paying a premium annual fee. It offers a free first checked bag on eligible domestic American Airlines flights, priority boarding and bonus AAdvantage miles on eligible American Airlines purchases, dining and at gas stations. It can be especially valuable for travelers who can use the checked bag benefit and priority boarding without needing lounge access.

Pros + cons
Pros
Free first checked bag on eligible domestic American Airlines flights
Priority boarding
Bonus AAdvantage miles on eligible American Airlines purchases, dining and at gas stations
No foreign transaction fees
Inflight food and beverage savings
Cons
Weaker earning rates compared to some flexible rewards cards
No lounge access included
Free checked bag benefit is limited to eligible domestic American Airlines flights
Some benefits require significant spending to unlock
More details
Earn 50,000 American Airlines AAdvantage® bonus miles after $2,500 in purchases within the first 3 months of account opening.
Earn 2 AAdvantage® miles for every $1 spent at gas stations and restaurants, and on eligible American Airlines purchases.
Earn 1 Loyalty Point for every 1 eligible AAdvantage® mile earned from purchases.
No Foreign Transaction Fees.
First checked bag is free on domestic American Airlines itineraries for you and up to four companions traveling with you on the same reservation.
Enjoy preferred boarding on American Airlines flights.
Why we chose it
The Citi® / AAdvantage® Platinum Select® World Elite Mastercard® is a solid mid-tier card for American Airlines flyers who want useful travel perks without paying a premium annual fee. It offers a free first checked bag on eligible domestic American Airlines flights, priority boarding and bonus AAdvantage miles on eligible American Airlines purchases, dining and at gas stations. It can be especially valuable for travelers who can use the checked bag benefit and priority boarding without needing lounge access.

Pros
Free first checked bag on eligible domestic American Airlines flights
Priority boarding
Bonus AAdvantage miles on eligible American Airlines purchases, dining and at gas stations
No foreign transaction fees
Inflight food and beverage savings
Cons
Weaker earning rates compared to some flexible rewards cards
No lounge access included
Free checked bag benefit is limited to eligible domestic American Airlines flights
Some benefits require significant spending to unlock
Best for occasional American Airlines flyers
Citi® / AAdvantage® Platinum Select® World Elite Mastercard®
Compare Citi® / AAdvantage® Platinum Select® World Elite Mastercard®
TPG Editor's Rating
3/5
Go to review
at Citi's secure site.
Terms & restrictions apply. See rates & fees.
Intro offer
Earn 50,000 American Airlines AAdvantage® bonus miles
Annual fee
$99, waived for first 12 months
Regular APR
19.74% - 29.74% (Variable)
Recommended credit
670-850
Excellent, Good
Why we chose it
The Citi® / AAdvantage® Platinum Select® World Elite Mastercard® is a solid mid-tier card for American Airlines flyers who want useful travel perks without paying a premium annual fee. It offers a free first checked bag on eligible domestic American Airlines flights, priority boarding and bonus AAdvantage miles on eligible American Airlines purchases, dining and at gas stations. It can be especially valuable for travelers who can use the checked bag benefit and priority boarding without needing lounge access.

Pros + cons
Pros
Free first checked bag on eligible domestic American Airlines flights
Priority boarding
Bonus AAdvantage miles on eligible American Airlines purchases, dining and at gas stations
No foreign transaction fees
Inflight food and beverage savings
Cons
Weaker earning rates compared to some flexible rewards cards
No lounge access included
Free checked bag benefit is limited to eligible domestic American Airlines flights
Some benefits require significant spending to unlock
More details
Earn 50,000 American Airlines AAdvantage® bonus miles after $2,500 in purchases within the first 3 months of account opening.
Earn 2 AAdvantage® miles for every $1 spent at gas stations and restaurants, and on eligible American Airlines purchases.
Earn 1 Loyalty Point for every 1 eligible AAdvantage® mile earned from purchases.
No Foreign Transaction Fees.
First checked bag is free on domestic American Airlines itineraries for you and up to four companions traveling with you on the same reservation.
Enjoy preferred boarding on American Airlines flights.

Rewards rate
Rate	Category
2X	Earn 2 AAdvantage® miles for every $1 spent at gas stations and restaurants, and on eligible American Airlines purchases

Limited Time: Best Offer Ever

Best for entry-level benefits

United Gateway℠ Card

TPG Editor's Rating

TPG Editor's Rating

3/5

at Chase's secure site.
Terms & restrictions apply. See rates & fees.

Rewards rate

Rewards rate
Rate	Category
5x	Earn 5x total miles on eligible United flights.
2x	Earn 2x miles on all other eligible United® purchases.
2x	Earn 2x miles at gas stations, and on local transit and commuting.
1x	Earn 1x mile on all other purchases.

Intro offer

Earn up to 50,000 miles

Annual fee

Regular APR

19.99% - 28.49% Variable

Recommended credit

Good Credit, Excellent Credit

Why we chose it

If you’re looking for an entry point into earning United miles, the United Gateway Card is a solid option. The sign-up bonus is a bit more valuable than many no-annual-fee cards out there, and you’re getting a solid rewards structure. Read our full review of the United Gateway Card.

Pros + cons

Pros

No annual fee.
Earn 2 miles per dollar spent on a variety of purchases, including eligible United, gas stations and local transit and commuting
No foreign transaction fees

Cons

Earning for two checked bags requires $10,000 in spending each calendar year
More limited travel and purchase protections than with other United cards

More details

Earn up to 50,000 bonus miles
0% intro APR for the first 12 months from account opening on purchases & no annual fee.
5x total miles on eligible United flights and 2x miles on all other eligible United® purchases
2x miles at gas stations, on local transit and commuting
1x mile on all other purchases
25% back as a statement credit on purchases of food, beverages and Wi-Fi on board United-operated flights and on Club premium drinks when you pay with your Gateway Card
Earn 2 first standard checked bags after you spend $10,000 in a calendar year
Save 10% or more on flights booked with miles after spending $10,000 in a calendar year
Member FDIC

Why we chose it

View more

Pros

No annual fee.
Earn 2 miles per dollar spent on a variety of purchases, including eligible United, gas stations and local transit and commuting
No foreign transaction fees

Cons

Earning for two checked bags requires $10,000 in spending each calendar year
More limited travel and purchase protections than with other United cards

Why we chose it

Pros + cons

Pros

No annual fee.
Earn 2 miles per dollar spent on a variety of purchases, including eligible United, gas stations and local transit and commuting
No foreign transaction fees

Cons

Earning for two checked bags requires $10,000 in spending each calendar year
More limited travel and purchase protections than with other United cards

More details

Earn up to 50,000 bonus miles
0% intro APR for the first 12 months from account opening on purchases & no annual fee.
5x total miles on eligible United flights and 2x miles on all other eligible United® purchases
2x miles at gas stations, on local transit and commuting
1x mile on all other purchases
25% back as a statement credit on purchases of food, beverages and Wi-Fi on board United-operated flights and on Club premium drinks when you pay with your Gateway Card
Earn 2 first standard checked bags after you spend $10,000 in a calendar year
Save 10% or more on flights booked with miles after spending $10,000 in a calendar year
Member FDIC

Why we chose it

Pros

No annual fee.
Earn 2 miles per dollar spent on a variety of purchases, including eligible United, gas stations and local transit and commuting
No foreign transaction fees

Cons

Earning for two checked bags requires $10,000 in spending each calendar year
More limited travel and purchase protections than with other United cards

Best for Premium Travel Credit Card

Capital One Venture X Rewards Credit Card

TPG Editor's Rating

TPG Editor's Rating

4.5/5

at Capital One's secure site.
Terms & restrictions apply. See rates & fees.

Rewards rate

Rewards rate
Rate	Category
10 Miles	10 Miles per dollar on hotels and rental cars booked through Capital One Travel
5 Miles	5 Miles per dollar on flights and vacation rentals booked through Capital One Travel
2 Miles	2 Miles per dollar on every purchase, every day

Intro offer

Earn 75,000 bonus miles

Annual fee

$395

Regular APR

19.74% - 28.74% (Variable)

Recommended credit

740-850

Excellent

Why we chose it

With a $395 annual fee, the card undercuts more expensive competitors in this space, but an annual fee is just a small part of the story. Add in a 10,000-mile bonus every account anniversary, and the card may become the strongest option out there for a lot of travelers.

Pros + cons

Pros

$300 in annual credits toward bookings made through Capital One Travel
10,000 bonus miles each account anniversary

Cons

If you don’t travel frequently, this might not be the best card for you

More details

Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel
Receive a $300 annual credit for bookings through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options
Get 10,000 bonus miles (equal to $100 towards travel) every year, starting on your first anniversary
Earn unlimited 10X miles on hotels and rental cars booked through Capital One Travel and 5X miles on flights and vacation rentals booked through Capital One Travel
Earn unlimited 2X miles on all other purchases
Enjoy access to 1,300+ lounges worldwide, including Capital One Lounge and Landing locations and participating Priority Pass™ lounges, after enrollment
Use your Venture X miles to easily cover travel expenses, including flights, hotels, rental cars and more—you can even transfer your miles to your choice of 15+ travel loyalty programs
Enjoy a $100 experience credit and other premium benefits with every hotel and vacation rental booked from the Premier Collection
Receive up to a $120 credit for Global Entry or TSA PreCheck®
Top rated mobile app

Why we chose it

View more

Pros

$300 in annual credits toward bookings made through Capital One Travel
10,000 bonus miles each account anniversary

Cons

If you don’t travel frequently, this might not be the best card for you

Why we chose it

Pros + cons

Pros

$300 in annual credits toward bookings made through Capital One Travel
10,000 bonus miles each account anniversary

Cons

If you don’t travel frequently, this might not be the best card for you

More details

Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel
Receive a $300 annual credit for bookings through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options
Get 10,000 bonus miles (equal to $100 towards travel) every year, starting on your first anniversary
Earn unlimited 10X miles on hotels and rental cars booked through Capital One Travel and 5X miles on flights and vacation rentals booked through Capital One Travel
Earn unlimited 2X miles on all other purchases
Enjoy access to 1,300+ lounges worldwide, including Capital One Lounge and Landing locations and participating Priority Pass™ lounges, after enrollment
Use your Venture X miles to easily cover travel expenses, including flights, hotels, rental cars and more—you can even transfer your miles to your choice of 15+ travel loyalty programs
Enjoy a $100 experience credit and other premium benefits with every hotel and vacation rental booked from the Premier Collection
Receive up to a $120 credit for Global Entry or TSA PreCheck®
Top rated mobile app

Why we chose it

Pros

$300 in annual credits toward bookings made through Capital One Travel
10,000 bonus miles each account anniversary

Cons

If you don’t travel frequently, this might not be the best card for you

Best for business owners who value premium travel

The Business Platinum Card® from American Express

TPG Editor's Rating

TPG Editor's Rating

4/5

at American Express's secure site.
Terms & restrictions apply. See rates & fees.

Rewards rate

Rewards rate
Rate	Category
5X	Earn 5X points on flights and prepaid hotels on AmexTravel.com.
2X	Earn 2X points on purchases at U.S. construction material & hardware suppliers, electronic goods retailers and software & cloud system providers, and shipping providers¹, as well as on each eligible purchase of $5,000 or more, up to $2 million of these purchases per Card account per calendar year. Purchases eligible for multiple additional point bonuses will only receive the highest eligible bonus. ¹Effective February 17, 2027, select merchants only. See terms.
1X	Earn 1X points on other eligible purchases.

Intro offer

As High As 300,000 points. Find Out Your Offer.

Annual fee

$895

Regular APR

17.99% - 28.74% Variable

Recommended credit

Good to Excellent

Why we chose it

The Business Platinum Card® from American Express continues its long-standing streak as one of the most valuable cards on the market for frequent business travelers. The Amex Business Platinum card offers perks like automatic Hilton Honors and Marriott Bonvoy Gold elite status (enrollment required) and statement credits that can be used toward business-specific purchases.

Pros + cons

Pros

No foreign transaction fees
Offers easy to use business-specific statement credits
Earns valuable and transferable Membership Rewards points

Cons

$895 annual fee

More details

As High As 300,000 points. Find Out Your Offer. You may be eligible for as high as 300,000 Membership Rewards® Points after spending $20,000 in eligible purchases on your new Card in your first 3 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Learn more.
The American Express Global Lounge Collection® can provide an escape at the airport. With complimentary access to more than 1,550 airport lounges across 140 countries and counting, you have more airport lounge options than any other credit card company on the market as of 01/2026.
See how you can unlock over $4,000 in business and travel value annually after meeting qualifying spend thresholds on the Business Platinum Card. Terms apply.
Get up to $300 in statement credits semi-annually for up to a total of $600 in statement credits per calendar year on prepaid Fine Hotels + Resorts® or The Hotel Collection bookings through American Express Travel® using the Business Platinum Card®. The Hotel Collection requires a minimum two-night stay. Effective January 1, 2027, Fine Hotels + Resorts® bookings will require a minimum two-night stay to be eligible for the $600 Hotel Credit.
No Preset Spending Limit: The spending limit on the Business Platinum Card is flexible, so unlike a traditional credit card with a set limit, the amount you can spend adapts based on factors such as your purchase, payment and credit history.
Make the Business Platinum Card® work even harder for you. Hilton for Business members get up to $200 back per calendar year when you make an eligible purchase at Hilton properties across the globe. Gift cards are not an eligible purchase. Benefit enrollment required.
Fly like a pro with a $200 Airline Fee Credit. Select one qualifying airline to receive up to $200 back per year on baggage fees and other incidentals.
Use the Business Platinum Card and get up to $219 back per calendar year on your CLEAR+ Membership (subject to auto-renewal).
Maximize your time away with Fine Hotels + Resorts through Amex Travel™.
Enroll and get up to $150 in statement credits on U.S purchases directly with Dell Technologies on the Business Platinum Card and an additional $1,000 statement credit after you spend $5,000 or more on that same Card per calendar year.
Enroll and get up to $300 in statement credits per calendar year on U.S. purchases of ChatGPT Business* on the Business Platinum Card. *Subject to auto-renewal.
Enroll and get a $250 statement credit after you spend $600 or more on U.S. purchases directly with Adobe per calendar year on the Business Platinum Card.
Get up to $90 in statement credits quarterly for purchases with Indeed on the Business Platinum Card. That’s up to $360 back per year. Enrollment required.
Get up to $10 in statement credits per month for wireless telephone service purchases made directly with a wireless provider in the U.S. on the Business Platinum Card. That’s up to $120 back per year. Enrollment required. Effective February 17, 2027, select merchants only. See terms.
2X points on purchases at U.S. construction material & hardware suppliers, electronic goods retailers and software & cloud system providers, and shipping providers¹, as well as on each eligible purchase of $5,000 or more, up to $2 million of these purchases per Card account per calendar year. Purchases eligible for multiple additional point bonuses will only receive the highest eligible bonus. ¹Effective February 17, 2027, select merchants only. See terms.
5X points on flights and prepaid hotels on AmexTravel.com
NEW: With the Business Platinum Card® , you receive a complimentary American Express® ZO Membership from Tishman Speyer. Enjoy access to premium ZO Clubhouses and Lounges in select U.S. cities. Plus, get 4 complimentary day passes per month at U.S. Studio spaces and up to $500 in statement credits each calendar year when you use the Business Platinum Card® for event space bookings and/or a Dining Club membership.
1X points on other eligible purchases
Apply to know if you’re approved with no personal or business credit score impact. If you are approved and choose to accept the Card, your personal and business credit scores may be impacted
Terms Apply.

Why we chose it

View more

Pros

No foreign transaction fees
Offers easy to use business-specific statement credits
Earns valuable and transferable Membership Rewards points

Cons

$895 annual fee

As High As 300,000 points. Find Out Your Offer. You may be eligible for as high as 300,000 Membership Rewards® Points after spending $20,000 in eligible purchases on your new Card in your first 3 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Learn more.
The American Express Global Lounge Collection® can provide an escape at the airport. With complimentary access to more than 1,550 airport lounges across 140 countries and counting, you have more airport lounge options than any other credit card company on the market as of 01/2026.
See how you can unlock over $4,000 in business and travel value annually after meeting qualifying spend thresholds on the Business Platinum Card. Terms apply.
Get up to $300 in statement credits semi-annually for up to a total of $600 in statement credits per calendar year on prepaid Fine Hotels + Resorts® or The Hotel Collection bookings through American Express Travel® using the Business Platinum Card®. The Hotel Collection requires a minimum two-night stay. Effective January 1, 2027, Fine Hotels + Resorts® bookings will require a minimum two-night stay to be eligible for the $600 Hotel Credit.
No Preset Spending Limit: The spending limit on the Business Platinum Card is flexible, so unlike a traditional credit card with a set limit, the amount you can spend adapts based on factors such as your purchase, payment and credit history.
Make the Business Platinum Card® work even harder for you. Hilton for Business members get up to $200 back per calendar year when you make an eligible purchase at Hilton properties across the globe. Gift cards are not an eligible purchase. Benefit enrollment required.
Fly like a pro with a $200 Airline Fee Credit. Select one qualifying airline to receive up to $200 back per year on baggage fees and other incidentals.
Use the Business Platinum Card and get up to $219 back per calendar year on your CLEAR+ Membership (subject to auto-renewal).
Maximize your time away with Fine Hotels + Resorts through Amex Travel™.
Enroll and get up to $150 in statement credits on U.S purchases directly with Dell Technologies on the Business Platinum Card and an additional $1,000 statement credit after you spend $5,000 or more on that same Card per calendar year.
Enroll and get up to $300 in statement credits per calendar year on U.S. purchases of ChatGPT Business* on the Business Platinum Card. *Subject to auto-renewal.
Enroll and get a $250 statement credit after you spend $600 or more on U.S. purchases directly with Adobe per calendar year on the Business Platinum Card.
Get up to $90 in statement credits quarterly for purchases with Indeed on the Business Platinum Card. That’s up to $360 back per year. Enrollment required.
Get up to $10 in statement credits per month for wireless telephone service purchases made directly with a wireless provider in the U.S. on the Business Platinum Card. That’s up to $120 back per year. Enrollment required. Effective February 17, 2027, select merchants only. See terms.
2X points on purchases at U.S. construction material & hardware suppliers, electronic goods retailers and software & cloud system providers, and shipping providers¹, as well as on each eligible purchase of $5,000 or more, up to $2 million of these purchases per Card account per calendar year. Purchases eligible for multiple additional point bonuses will only receive the highest eligible bonus. ¹Effective February 17, 2027, select merchants only. See terms.
5X points on flights and prepaid hotels on AmexTravel.com
NEW: With the Business Platinum Card® , you receive a complimentary American Express® ZO Membership from Tishman Speyer. Enjoy access to premium ZO Clubhouses and Lounges in select U.S. cities. Plus, get 4 complimentary day passes per month at U.S. Studio spaces and up to $500 in statement credits each calendar year when you use the Business Platinum Card® for event space bookings and/or a Dining Club membership.
1X points on other eligible purchases
Apply to know if you’re approved with no personal or business credit score impact. If you are approved and choose to accept the Card, your personal and business credit scores may be impacted
Terms Apply.

Why we chose it

Pros + cons

Pros

No foreign transaction fees
Offers easy to use business-specific statement credits
Earns valuable and transferable Membership Rewards points

Cons

$895 annual fee

More details

As High As 300,000 points. Find Out Your Offer. You may be eligible for as high as 300,000 Membership Rewards® Points after spending $20,000 in eligible purchases on your new Card in your first 3 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Learn more.
The American Express Global Lounge Collection® can provide an escape at the airport. With complimentary access to more than 1,550 airport lounges across 140 countries and counting, you have more airport lounge options than any other credit card company on the market as of 01/2026.
See how you can unlock over $4,000 in business and travel value annually after meeting qualifying spend thresholds on the Business Platinum Card. Terms apply.
Get up to $300 in statement credits semi-annually for up to a total of $600 in statement credits per calendar year on prepaid Fine Hotels + Resorts® or The Hotel Collection bookings through American Express Travel® using the Business Platinum Card®. The Hotel Collection requires a minimum two-night stay. Effective January 1, 2027, Fine Hotels + Resorts® bookings will require a minimum two-night stay to be eligible for the $600 Hotel Credit.
No Preset Spending Limit: The spending limit on the Business Platinum Card is flexible, so unlike a traditional credit card with a set limit, the amount you can spend adapts based on factors such as your purchase, payment and credit history.
Make the Business Platinum Card® work even harder for you. Hilton for Business members get up to $200 back per calendar year when you make an eligible purchase at Hilton properties across the globe. Gift cards are not an eligible purchase. Benefit enrollment required.
Fly like a pro with a $200 Airline Fee Credit. Select one qualifying airline to receive up to $200 back per year on baggage fees and other incidentals.
Use the Business Platinum Card and get up to $219 back per calendar year on your CLEAR+ Membership (subject to auto-renewal).
Maximize your time away with Fine Hotels + Resorts through Amex Travel™.
Enroll and get up to $150 in statement credits on U.S purchases directly with Dell Technologies on the Business Platinum Card and an additional $1,000 statement credit after you spend $5,000 or more on that same Card per calendar year.
Enroll and get up to $300 in statement credits per calendar year on U.S. purchases of ChatGPT Business* on the Business Platinum Card. *Subject to auto-renewal.
Enroll and get a $250 statement credit after you spend $600 or more on U.S. purchases directly with Adobe per calendar year on the Business Platinum Card.
Get up to $90 in statement credits quarterly for purchases with Indeed on the Business Platinum Card. That’s up to $360 back per year. Enrollment required.
Get up to $10 in statement credits per month for wireless telephone service purchases made directly with a wireless provider in the U.S. on the Business Platinum Card. That’s up to $120 back per year. Enrollment required. Effective February 17, 2027, select merchants only. See terms.
2X points on purchases at U.S. construction material & hardware suppliers, electronic goods retailers and software & cloud system providers, and shipping providers¹, as well as on each eligible purchase of $5,000 or more, up to $2 million of these purchases per Card account per calendar year. Purchases eligible for multiple additional point bonuses will only receive the highest eligible bonus. ¹Effective February 17, 2027, select merchants only. See terms.
5X points on flights and prepaid hotels on AmexTravel.com
NEW: With the Business Platinum Card® , you receive a complimentary American Express® ZO Membership from Tishman Speyer. Enjoy access to premium ZO Clubhouses and Lounges in select U.S. cities. Plus, get 4 complimentary day passes per month at U.S. Studio spaces and up to $500 in statement credits each calendar year when you use the Business Platinum Card® for event space bookings and/or a Dining Club membership.
1X points on other eligible purchases
Apply to know if you’re approved with no personal or business credit score impact. If you are approved and choose to accept the Card, your personal and business credit scores may be impacted
Terms Apply.

Why we chose it

Pros

No foreign transaction fees
Offers easy to use business-specific statement credits
Earns valuable and transferable Membership Rewards points

Cons

$895 annual fee

As High As 300,000 points. Find Out Your Offer. You may be eligible for as high as 300,000 Membership Rewards® Points after spending $20,000 in eligible purchases on your new Card in your first 3 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Learn more.
The American Express Global Lounge Collection® can provide an escape at the airport. With complimentary access to more than 1,550 airport lounges across 140 countries and counting, you have more airport lounge options than any other credit card company on the market as of 01/2026.
See how you can unlock over $4,000 in business and travel value annually after meeting qualifying spend thresholds on the Business Platinum Card. Terms apply.
Get up to $300 in statement credits semi-annually for up to a total of $600 in statement credits per calendar year on prepaid Fine Hotels + Resorts® or The Hotel Collection bookings through American Express Travel® using the Business Platinum Card®. The Hotel Collection requires a minimum two-night stay. Effective January 1, 2027, Fine Hotels + Resorts® bookings will require a minimum two-night stay to be eligible for the $600 Hotel Credit.
No Preset Spending Limit: The spending limit on the Business Platinum Card is flexible, so unlike a traditional credit card with a set limit, the amount you can spend adapts based on factors such as your purchase, payment and credit history.
Make the Business Platinum Card® work even harder for you. Hilton for Business members get up to $200 back per calendar year when you make an eligible purchase at Hilton properties across the globe. Gift cards are not an eligible purchase. Benefit enrollment required.
Fly like a pro with a $200 Airline Fee Credit. Select one qualifying airline to receive up to $200 back per year on baggage fees and other incidentals.
Use the Business Platinum Card and get up to $219 back per calendar year on your CLEAR+ Membership (subject to auto-renewal).
Maximize your time away with Fine Hotels + Resorts through Amex Travel™.
Enroll and get up to $150 in statement credits on U.S purchases directly with Dell Technologies on the Business Platinum Card and an additional $1,000 statement credit after you spend $5,000 or more on that same Card per calendar year.
Enroll and get up to $300 in statement credits per calendar year on U.S. purchases of ChatGPT Business* on the Business Platinum Card. *Subject to auto-renewal.
Enroll and get a $250 statement credit after you spend $600 or more on U.S. purchases directly with Adobe per calendar year on the Business Platinum Card.
Get up to $90 in statement credits quarterly for purchases with Indeed on the Business Platinum Card. That’s up to $360 back per year. Enrollment required.
Get up to $10 in statement credits per month for wireless telephone service purchases made directly with a wireless provider in the U.S. on the Business Platinum Card. That’s up to $120 back per year. Enrollment required. Effective February 17, 2027, select merchants only. See terms.
2X points on purchases at U.S. construction material & hardware suppliers, electronic goods retailers and software & cloud system providers, and shipping providers¹, as well as on each eligible purchase of $5,000 or more, up to $2 million of these purchases per Card account per calendar year. Purchases eligible for multiple additional point bonuses will only receive the highest eligible bonus. ¹Effective February 17, 2027, select merchants only. See terms.
5X points on flights and prepaid hotels on AmexTravel.com
NEW: With the Business Platinum Card® , you receive a complimentary American Express® ZO Membership from Tishman Speyer. Enjoy access to premium ZO Clubhouses and Lounges in select U.S. cities. Plus, get 4 complimentary day passes per month at U.S. Studio spaces and up to $500 in statement credits each calendar year when you use the Business Platinum Card® for event space bookings and/or a Dining Club membership.
1X points on other eligible purchases
Apply to know if you’re approved with no personal or business credit score impact. If you are approved and choose to accept the Card, your personal and business credit scores may be impacted
Terms Apply.

Best for business owners who value premium travel

The Business Platinum Card® from American Express

TPG Editor's Rating

at American Express's secure site.
Terms & restrictions apply. See rates & fees.

Intro offer

As High As 300,000 points. Find Out Your Offer.

Annual fee

$895

Regular APR

17.99% - 28.74% Variable

Recommended credit

Good to Excellent

Why we chose it

Pros + cons

Pros

No foreign transaction fees
Offers easy to use business-specific statement credits
Earns valuable and transferable Membership Rewards points

Cons

$895 annual fee

More details

As High As 300,000 points. Find Out Your Offer. You may be eligible for as high as 300,000 Membership Rewards® Points after spending $20,000 in eligible purchases on your new Card in your first 3 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Learn more.
The American Express Global Lounge Collection® can provide an escape at the airport. With complimentary access to more than 1,550 airport lounges across 140 countries and counting, you have more airport lounge options than any other credit card company on the market as of 01/2026.
See how you can unlock over $4,000 in business and travel value annually after meeting qualifying spend thresholds on the Business Platinum Card. Terms apply.
Get up to $300 in statement credits semi-annually for up to a total of $600 in statement credits per calendar year on prepaid Fine Hotels + Resorts® or The Hotel Collection bookings through American Express Travel® using the Business Platinum Card®. The Hotel Collection requires a minimum two-night stay. Effective January 1, 2027, Fine Hotels + Resorts® bookings will require a minimum two-night stay to be eligible for the $600 Hotel Credit.
No Preset Spending Limit: The spending limit on the Business Platinum Card is flexible, so unlike a traditional credit card with a set limit, the amount you can spend adapts based on factors such as your purchase, payment and credit history.
Make the Business Platinum Card® work even harder for you. Hilton for Business members get up to $200 back per calendar year when you make an eligible purchase at Hilton properties across the globe. Gift cards are not an eligible purchase. Benefit enrollment required.
Fly like a pro with a $200 Airline Fee Credit. Select one qualifying airline to receive up to $200 back per year on baggage fees and other incidentals.
Use the Business Platinum Card and get up to $219 back per calendar year on your CLEAR+ Membership (subject to auto-renewal).
Maximize your time away with Fine Hotels + Resorts through Amex Travel™.
Enroll and get up to $150 in statement credits on U.S purchases directly with Dell Technologies on the Business Platinum Card and an additional $1,000 statement credit after you spend $5,000 or more on that same Card per calendar year.
Enroll and get up to $300 in statement credits per calendar year on U.S. purchases of ChatGPT Business* on the Business Platinum Card. *Subject to auto-renewal.
Enroll and get a $250 statement credit after you spend $600 or more on U.S. purchases directly with Adobe per calendar year on the Business Platinum Card.
Get up to $90 in statement credits quarterly for purchases with Indeed on the Business Platinum Card. That’s up to $360 back per year. Enrollment required.
Get up to $10 in statement credits per month for wireless telephone service purchases made directly with a wireless provider in the U.S. on the Business Platinum Card. That’s up to $120 back per year. Enrollment required. Effective February 17, 2027, select merchants only. See terms.
2X points on purchases at U.S. construction material & hardware suppliers, electronic goods retailers and software & cloud system providers, and shipping providers¹, as well as on each eligible purchase of $5,000 or more, up to $2 million of these purchases per Card account per calendar year. Purchases eligible for multiple additional point bonuses will only receive the highest eligible bonus. ¹Effective February 17, 2027, select merchants only. See terms.
5X points on flights and prepaid hotels on AmexTravel.com
NEW: With the Business Platinum Card® , you receive a complimentary American Express® ZO Membership from Tishman Speyer. Enjoy access to premium ZO Clubhouses and Lounges in select U.S. cities. Plus, get 4 complimentary day passes per month at U.S. Studio spaces and up to $500 in statement credits each calendar year when you use the Business Platinum Card® for event space bookings and/or a Dining Club membership.
1X points on other eligible purchases
Apply to know if you’re approved with no personal or business credit score impact. If you are approved and choose to accept the Card, your personal and business credit scores may be impacted
Terms Apply.

Limited-Time Offer

Best for frequent Oneworld flyers

Atmos™ Rewards Summit Visa Infinite® credit card

TPG Editor's Rating

TPG Editor's Rating

4/5

at Bank of America's secure site.

Rewards rate

Rewards rate
Rate	Category
3 points	Earn unlimited 3 points for every $1 spent on eligible dining, foreign transaction, Alaska Airlines and Hawaiian Airlines purchases.
1 point	Earn unlimited 1 point per $1 spent on all other purchases.

Intro offer

Limited-time online offer – 100,000 bonus points

Annual fee

$395

Regular APR

19.74% - 27.74% Variable APR on purchases and balance transfers

Recommended credit

670-850

Excellent/Good

Why we chose it

The Atmos™ Rewards Summit Visa Infinite® credit card features a great welcome bonus and valuable travel perks, making it a premium contender among similar cobranded airline cards in its class.

Pros + cons

Pros

8 Alaska lounge passes annually and 8 Wi-Fi passed annually (2 passes per quarter)
Fast track to elite status thanks to 10,000 status points annually plus earning 1 status point for every two dollars spent on purchases
Up to $120 TSA PreCheck/Global Entry credit every four years
No foreign transaction fees

Cons

$395 annual fee

More details

Limited-time online offer - 100,000 bonus points.
Get 100,000 bonus points and a 25,000-point Global Companion Award with this offer. To qualify, spend $6,000 or more on purchases within the first 90 days of opening your account.
Each account anniversary, get a 25,000-point Global Companion Award for a travel companion on the same itinerary, when booking travel using your Atmos™ Rewards points.
Additionally, receive a 100,000-point Global Companion Award annually after spending $60,000 or more on purchases each anniversary year.
Receive 8 Alaska Lounge passes and 8 Wi-Fi passes every year (2 of each per calendar quarter).
Earn unlimited 3 points for every $1 spent on eligible dining, foreign transaction, Alaska Airlines and Hawaiian Airlines purchases and unlimited 1 point for every $1 spent on all other purchases. Plus, earn a 10% rewards bonus on all points earned from card purchases if you have an eligible Bank of America® account.
Get 10,000 status points every year on your account anniversary and earn 1 status point for every $2 spent on purchases.
Save up to $90 per person round-trip with a free checked bag and preferred boarding for you and up to six guests on the same reservation when you pay for your flight with your card.
Receive an airport security statement credit up to $120 every four years in connection with the TSA PreCheck® or Global Entry trusted traveler programs.
Receive a $50 voucher for Alaska Airlines flight cancellations or departure delays of 2 hours+.
Plus, no foreign transaction fees and a competitive $395 annual fee.
This offer may not be available elsewhere if you leave this page. You can take advantage of this offer when you apply now.

Why we chose it

The Atmos™ Rewards Summit Visa Infinite® credit card features a great welcome bonus and valuable travel perks, making it a premium contender among similar cobranded airline cards in its class.

View more

Pros

8 Alaska lounge passes annually and 8 Wi-Fi passed annually (2 passes per quarter)
Fast track to elite status thanks to 10,000 status points annually plus earning 1 status point for every two dollars spent on purchases
Up to $120 TSA PreCheck/Global Entry credit every four years
No foreign transaction fees

Cons

$395 annual fee

Why we chose it

The Atmos™ Rewards Summit Visa Infinite® credit card features a great welcome bonus and valuable travel perks, making it a premium contender among similar cobranded airline cards in its class.

Pros + cons

Pros

8 Alaska lounge passes annually and 8 Wi-Fi passed annually (2 passes per quarter)
Fast track to elite status thanks to 10,000 status points annually plus earning 1 status point for every two dollars spent on purchases
Up to $120 TSA PreCheck/Global Entry credit every four years
No foreign transaction fees

Cons

$395 annual fee

More details

Limited-time online offer - 100,000 bonus points.
Get 100,000 bonus points and a 25,000-point Global Companion Award with this offer. To qualify, spend $6,000 or more on purchases within the first 90 days of opening your account.
Each account anniversary, get a 25,000-point Global Companion Award for a travel companion on the same itinerary, when booking travel using your Atmos™ Rewards points.
Additionally, receive a 100,000-point Global Companion Award annually after spending $60,000 or more on purchases each anniversary year.
Receive 8 Alaska Lounge passes and 8 Wi-Fi passes every year (2 of each per calendar quarter).
Earn unlimited 3 points for every $1 spent on eligible dining, foreign transaction, Alaska Airlines and Hawaiian Airlines purchases and unlimited 1 point for every $1 spent on all other purchases. Plus, earn a 10% rewards bonus on all points earned from card purchases if you have an eligible Bank of America® account.
Get 10,000 status points every year on your account anniversary and earn 1 status point for every $2 spent on purchases.
Save up to $90 per person round-trip with a free checked bag and preferred boarding for you and up to six guests on the same reservation when you pay for your flight with your card.
Receive an airport security statement credit up to $120 every four years in connection with the TSA PreCheck® or Global Entry trusted traveler programs.
Receive a $50 voucher for Alaska Airlines flight cancellations or departure delays of 2 hours+.
Plus, no foreign transaction fees and a competitive $395 annual fee.
This offer may not be available elsewhere if you leave this page. You can take advantage of this offer when you apply now.

Why we chose it

The Atmos™ Rewards Summit Visa Infinite® credit card features a great welcome bonus and valuable travel perks, making it a premium contender among similar cobranded airline cards in its class.

Pros

8 Alaska lounge passes annually and 8 Wi-Fi passed annually (2 passes per quarter)
Fast track to elite status thanks to 10,000 status points annually plus earning 1 status point for every two dollars spent on purchases
Up to $120 TSA PreCheck/Global Entry credit every four years
No foreign transaction fees

Cons

$395 annual fee

Limited-Time Offer

Best for frequent Oneworld flyers

Atmos™ Rewards Summit Visa Infinite® credit card

TPG Editor's Rating

at Bank of America's secure site.

Intro offer

Limited-time online offer – 100,000 bonus points

Annual fee

$395

Regular APR

19.74% - 27.74% Variable APR on purchases and balance transfers

Recommended credit

670-850

Excellent/Good

Why we chose it

The Atmos™ Rewards Summit Visa Infinite® credit card features a great welcome bonus and valuable travel perks, making it a premium contender among similar cobranded airline cards in its class.

Pros + cons

Pros

8 Alaska lounge passes annually and 8 Wi-Fi passed annually (2 passes per quarter)
Fast track to elite status thanks to 10,000 status points annually plus earning 1 status point for every two dollars spent on purchases
Up to $120 TSA PreCheck/Global Entry credit every four years
No foreign transaction fees

Cons

$395 annual fee

More details

Limited-time online offer - 100,000 bonus points.
Get 100,000 bonus points and a 25,000-point Global Companion Award with this offer. To qualify, spend $6,000 or more on purchases within the first 90 days of opening your account.
Each account anniversary, get a 25,000-point Global Companion Award for a travel companion on the same itinerary, when booking travel using your Atmos™ Rewards points.
Additionally, receive a 100,000-point Global Companion Award annually after spending $60,000 or more on purchases each anniversary year.
Receive 8 Alaska Lounge passes and 8 Wi-Fi passes every year (2 of each per calendar quarter).
Earn unlimited 3 points for every $1 spent on eligible dining, foreign transaction, Alaska Airlines and Hawaiian Airlines purchases and unlimited 1 point for every $1 spent on all other purchases. Plus, earn a 10% rewards bonus on all points earned from card purchases if you have an eligible Bank of America® account.
Get 10,000 status points every year on your account anniversary and earn 1 status point for every $2 spent on purchases.
Save up to $90 per person round-trip with a free checked bag and preferred boarding for you and up to six guests on the same reservation when you pay for your flight with your card.
Receive an airport security statement credit up to $120 every four years in connection with the TSA PreCheck® or Global Entry trusted traveler programs.
Receive a $50 voucher for Alaska Airlines flight cancellations or departure delays of 2 hours+.
Plus, no foreign transaction fees and a competitive $395 annual fee.
This offer may not be available elsewhere if you leave this page. You can take advantage of this offer when you apply now.

Limited-Time Offer

Best for frequent Alaska and Hawaiian flyers

Atmos™ Rewards Ascent Visa Signature® credit card

TPG Editor's Rating

TPG Editor's Rating

4/5

at Bank of America's secure site.

Rewards rate

Rewards rate
Rate	Category
3 points	Earn unlimited 3 points for every $1 spent on eligible Alaska Airlines and Hawaiian Airlines purchases.
2 points	Earn unlimited 2 points for every $1 spent on eligible gas, EV charging station, cable, streaming services and local transit (including ride share) purchases.
1 point	Earn unlimited 1 point per $1 spent on all other purchases.

Intro offer

Limited-time online offer – Earn up to 80,000 bonus points + $99 Companion Fare

Annual fee

$95

Regular APR

19.74% - 27.74% Variable APR on purchases and balance transfers

Recommended credit

670-850

Excellent/Good

Why we chose it

The Atmos™ Rewards Ascent Visa Signature® credit card is a solid choice for budget-conscious Alaska and Hawaiian Airlines flyers who want to minimize the cost of holding a cobranded airline card.

Pros + cons

Pros

Free checked bag on Alaska and Hawaiian flights
Priority boarding on Alaska and Hawaiian (for main cardholder and up to 6 guests on the same reservation when you pay for flights with this card)
No foreign transaction fees

Cons

$95 annual fee
Companion Fare requires annual spending to earn

More details

Limited-time online offer – Earn up to 80,000 bonus points.
Get 60,000 bonus points and a $99 Companion Fare (plus taxes and fees from $23) after spending $3,000 or more on purchases within the first 90 days of opening your account. Earn an additional 20,000 bonus points after spending a total of $5,000 or more on purchases within the same 90-day period.
Get a $99 Companion Fare (plus taxes and fees from $23) each account anniversary after you spend $6,000 or more on purchases within the prior anniversary year. Valid on all Alaska Airlines and Hawaiian Airlines flights within North America booked on alaskaair.com.
Earn unlimited 3 points for every $1 spent on eligible Alaska Airlines and Hawaiian Airlines purchases. Earn unlimited 2 points for every $1 spent on eligible gas, EV charging station, cable, streaming services and local transit (including ride share) purchases. And earn unlimited 1 point per $1 spent on all other purchases. Points don’t expire on active accounts.
Earn a 10% rewards bonus on all points earned from card purchases if you have an eligible Bank of America® account.
Save up to $90 per person round-trip with a free checked bag and preferred boarding for you and up to six guests on the same reservation when you pay for your flight with your card.
Earn and redeem across 1,000+ destinations worldwide with oneworld® Alliance member airlines and 30+ global air partners.
Plus, no foreign transaction fees and a low $95 annual fee.
This offer may not be available elsewhere if you leave this page. You can take advantage of this offer when you apply now.

Why we chose it

The Atmos™ Rewards Ascent Visa Signature® credit card is a solid choice for budget-conscious Alaska and Hawaiian Airlines flyers who want to minimize the cost of holding a cobranded airline card.

View more

Pros

Free checked bag on Alaska and Hawaiian flights
Priority boarding on Alaska and Hawaiian (for main cardholder and up to 6 guests on the same reservation when you pay for flights with this card)
No foreign transaction fees

Cons

$95 annual fee
Companion Fare requires annual spending to earn

Why we chose it

The Atmos™ Rewards Ascent Visa Signature® credit card is a solid choice for budget-conscious Alaska and Hawaiian Airlines flyers who want to minimize the cost of holding a cobranded airline card.

Pros + cons

Pros

Free checked bag on Alaska and Hawaiian flights
Priority boarding on Alaska and Hawaiian (for main cardholder and up to 6 guests on the same reservation when you pay for flights with this card)
No foreign transaction fees

Cons

$95 annual fee
Companion Fare requires annual spending to earn

More details

Limited-time online offer – Earn up to 80,000 bonus points.
Get 60,000 bonus points and a $99 Companion Fare (plus taxes and fees from $23) after spending $3,000 or more on purchases within the first 90 days of opening your account. Earn an additional 20,000 bonus points after spending a total of $5,000 or more on purchases within the same 90-day period.
Get a $99 Companion Fare (plus taxes and fees from $23) each account anniversary after you spend $6,000 or more on purchases within the prior anniversary year. Valid on all Alaska Airlines and Hawaiian Airlines flights within North America booked on alaskaair.com.
Earn unlimited 3 points for every $1 spent on eligible Alaska Airlines and Hawaiian Airlines purchases. Earn unlimited 2 points for every $1 spent on eligible gas, EV charging station, cable, streaming services and local transit (including ride share) purchases. And earn unlimited 1 point per $1 spent on all other purchases. Points don’t expire on active accounts.
Earn a 10% rewards bonus on all points earned from card purchases if you have an eligible Bank of America® account.
Save up to $90 per person round-trip with a free checked bag and preferred boarding for you and up to six guests on the same reservation when you pay for your flight with your card.
Earn and redeem across 1,000+ destinations worldwide with oneworld® Alliance member airlines and 30+ global air partners.
Plus, no foreign transaction fees and a low $95 annual fee.
This offer may not be available elsewhere if you leave this page. You can take advantage of this offer when you apply now.

Why we chose it

The Atmos™ Rewards Ascent Visa Signature® credit card is a solid choice for budget-conscious Alaska and Hawaiian Airlines flyers who want to minimize the cost of holding a cobranded airline card.

Pros

Free checked bag on Alaska and Hawaiian flights
Priority boarding on Alaska and Hawaiian (for main cardholder and up to 6 guests on the same reservation when you pay for flights with this card)
No foreign transaction fees

Cons

$95 annual fee
Companion Fare requires annual spending to earn

Limited-Time Offer

Best for frequent Alaska and Hawaiian flyers

Atmos™ Rewards Ascent Visa Signature® credit card

TPG Editor's Rating

at Bank of America's secure site.

Intro offer

Limited-time online offer – Earn up to 80,000 bonus points + $99 Companion Fare

Annual fee

$95

Regular APR

19.74% - 27.74% Variable APR on purchases and balance transfers

Recommended credit

670-850

Excellent/Good

Why we chose it

The Atmos™ Rewards Ascent Visa Signature® credit card is a solid choice for budget-conscious Alaska and Hawaiian Airlines flyers who want to minimize the cost of holding a cobranded airline card.

Pros + cons

Pros

Free checked bag on Alaska and Hawaiian flights
Priority boarding on Alaska and Hawaiian (for main cardholder and up to 6 guests on the same reservation when you pay for flights with this card)
No foreign transaction fees

Cons

$95 annual fee
Companion Fare requires annual spending to earn

More details

Limited-time online offer – Earn up to 80,000 bonus points.
Get 60,000 bonus points and a $99 Companion Fare (plus taxes and fees from $23) after spending $3,000 or more on purchases within the first 90 days of opening your account. Earn an additional 20,000 bonus points after spending a total of $5,000 or more on purchases within the same 90-day period.
Get a $99 Companion Fare (plus taxes and fees from $23) each account anniversary after you spend $6,000 or more on purchases within the prior anniversary year. Valid on all Alaska Airlines and Hawaiian Airlines flights within North America booked on alaskaair.com.
Earn unlimited 3 points for every $1 spent on eligible Alaska Airlines and Hawaiian Airlines purchases. Earn unlimited 2 points for every $1 spent on eligible gas, EV charging station, cable, streaming services and local transit (including ride share) purchases. And earn unlimited 1 point per $1 spent on all other purchases. Points don’t expire on active accounts.
Earn a 10% rewards bonus on all points earned from card purchases if you have an eligible Bank of America® account.
Save up to $90 per person round-trip with a free checked bag and preferred boarding for you and up to six guests on the same reservation when you pay for your flight with your card.
Earn and redeem across 1,000+ destinations worldwide with oneworld® Alliance member airlines and 30+ global air partners.
Plus, no foreign transaction fees and a low $95 annual fee.
This offer may not be available elsewhere if you leave this page. You can take advantage of this offer when you apply now.

Best for Sky Club access
Delta SkyMiles® Reserve American Express Card
TPG Editor's Rating
3.5/5
Go to review
Compare Delta SkyMiles® Reserve American Express Card
TPG Editor's Rating
3.5/5
at American Express's secure site.
Terms & restrictions apply. See rates & fees.
Rewards rate
Rewards rate
Rate Category
3X Earn 3X Miles on Delta purchases.
1X Earn 1X Miles on all other eligible purchases.
Intro offer
As High As 125,000 Bonus Miles. Find Out Your Offer.
Annual fee
$650
Regular APR
19.74%-28.74% Variable
Recommended credit
Excellent to Good
Why we chose it
The Delta SkyMiles Reserve American Express Card is the premier choice for Delta loyalists who value an accelerated path to elite status, Delta SkyClubs lounge access, an annual companion certificate and strong earning rates on Delta purchases. Read our review of the Delta SkyMiles Reserve card. Reserve Card Members will receive 15 Visits per year to the Delta Sky Club; to earn an unlimited number of Visits each year, the total eligible purchases on the Card must equal $75,000 or more, and each calendar year thereafter.

Pros + cons
Pros
Delta SkyClub access when flying Delta
Annual companion certificate for travel on Delta
Ability to earn MQDs through spending
Various statement credits for eligible purchases
Cons
Steep annual fee of $650
Better earning categories available on lower-fee Delta cards
More details
You may be eligible for as high as 125,000 Bonus Miles after you spend $5,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
Delta SkyMiles® Reserve American Express Card Members receive 15 Visits each Medallion® Year to the Delta Sky Club® when flying Delta and can unlock Unlimited Delta Sky Club Access after spending $75,000 in purchases on your Card during a calendar year. Reserve Card Members can also enjoy complimentary access to The Centurion® Lounge and Escape Lounges when you book your Delta flight with your Delta SkyMiles® Reserve American Express Card.
Receive $2,500 Medallion® Qualification Dollars with MQD Headstart each Medallion Qualification Year and earn $1 MQD for each $10 in purchases on your Delta SkyMiles® Reserve American Express Card with MQD Boost to get closer to Status next Medallion Year.
Enjoy a Companion Certificate on a Delta First, Delta Comfort, or Delta Main domestic, Caribbean, or Central American roundtrip flight each year after renewal of your Card. The Companion Certificate requires payment of government-imposed taxes and fees of between $22 and $250 (for itineraries with up to four flight segments). Baggage charges and other restrictions apply. Delta Basic experiences are not eligible for this benefit.
$240 Resy Credit: Get up to $20 in statement credits each month at over 10,000 qualifying U.S. Resy restaurants after you pay with your enrolled Delta SkyMiles® Reserve American Express Card for eligible purchases.
Global Dining Access by Resy gives you special access to sought-after U.S. Resy restaurants when you add your Delta SkyMiles® Reserve American Express Card to your Resy profile. Access to exclusive reservations, premium dining experiences, Priority Notify, and more, all from Resy.com or the Resy app.
$120 Rideshare Credit: With your $120 Rideshare Credit, earn up to $10 back in statement credits each month after you use your Delta SkyMiles® Reserve American Express Card for U.S. rideshare purchases with select providers. Enrollment Required.
Check your first bag for free on Delta flights worldwide and get a second bag free when flying domestically.
Delta SkyMiles® Reserve American Express Card Members get 15% off when using miles to book Award Travel on Delta flights through delta.com and the Fly Delta app. Discount not applicable to partner-operated flights or to taxes and fees.
With your Delta SkyMiles® Reserve American Express Card, receive upgrade priority over others with the same Medallion tier, product and fare experience purchased, and Million Miler milestone when you fly with Delta.
No Foreign Transaction Fees. Enjoy international travel without additional fees on purchases made abroad.
$650 Annual Fee.
Terms Apply.
See Rates & Fees
Why we chose it
The Delta SkyMiles Reserve American Express Card is the premier choice for Delta loyalists who value an accelerated path to elite status, Delta SkyClubs lounge access, an annual companion certificate and strong earning rates on Delta purchases. Read our review of the Delta SkyMiles Reserve card. Reserve Card Members will receive 15 Visits per year to the Delta Sky Club; to earn an unlimited number of Visits each year, the total eligible purchases on the Card must equal $75,000 or more, and each calendar year thereafter.

View more
Pros
Delta SkyClub access when flying Delta
Annual companion certificate for travel on Delta
Ability to earn MQDs through spending
Various statement credits for eligible purchases
Cons
Steep annual fee of $650
Better earning categories available on lower-fee Delta cards
Why we chose it
The Delta SkyMiles Reserve American Express Card is the premier choice for Delta loyalists who value an accelerated path to elite status, Delta SkyClubs lounge access, an annual companion certificate and strong earning rates on Delta purchases. Read our review of the Delta SkyMiles Reserve card. Reserve Card Members will receive 15 Visits per year to the Delta Sky Club; to earn an unlimited number of Visits each year, the total eligible purchases on the Card must equal $75,000 or more, and each calendar year thereafter.

Pros + cons
Pros
Delta SkyClub access when flying Delta
Annual companion certificate for travel on Delta
Ability to earn MQDs through spending
Various statement credits for eligible purchases
Cons
Steep annual fee of $650
Better earning categories available on lower-fee Delta cards
More details
You may be eligible for as high as 125,000 Bonus Miles after you spend $5,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
Delta SkyMiles® Reserve American Express Card Members receive 15 Visits each Medallion® Year to the Delta Sky Club® when flying Delta and can unlock Unlimited Delta Sky Club Access after spending $75,000 in purchases on your Card during a calendar year. Reserve Card Members can also enjoy complimentary access to The Centurion® Lounge and Escape Lounges when you book your Delta flight with your Delta SkyMiles® Reserve American Express Card.
Receive $2,500 Medallion® Qualification Dollars with MQD Headstart each Medallion Qualification Year and earn $1 MQD for each $10 in purchases on your Delta SkyMiles® Reserve American Express Card with MQD Boost to get closer to Status next Medallion Year.
Enjoy a Companion Certificate on a Delta First, Delta Comfort, or Delta Main domestic, Caribbean, or Central American roundtrip flight each year after renewal of your Card. The Companion Certificate requires payment of government-imposed taxes and fees of between $22 and $250 (for itineraries with up to four flight segments). Baggage charges and other restrictions apply. Delta Basic experiences are not eligible for this benefit.
$240 Resy Credit: Get up to $20 in statement credits each month at over 10,000 qualifying U.S. Resy restaurants after you pay with your enrolled Delta SkyMiles® Reserve American Express Card for eligible purchases.
Global Dining Access by Resy gives you special access to sought-after U.S. Resy restaurants when you add your Delta SkyMiles® Reserve American Express Card to your Resy profile. Access to exclusive reservations, premium dining experiences, Priority Notify, and more, all from Resy.com or the Resy app.
$120 Rideshare Credit: With your $120 Rideshare Credit, earn up to $10 back in statement credits each month after you use your Delta SkyMiles® Reserve American Express Card for U.S. rideshare purchases with select providers. Enrollment Required.
Check your first bag for free on Delta flights worldwide and get a second bag free when flying domestically.
Delta SkyMiles® Reserve American Express Card Members get 15% off when using miles to book Award Travel on Delta flights through delta.com and the Fly Delta app. Discount not applicable to partner-operated flights or to taxes and fees.
With your Delta SkyMiles® Reserve American Express Card, receive upgrade priority over others with the same Medallion tier, product and fare experience purchased, and Million Miler milestone when you fly with Delta.
No Foreign Transaction Fees. Enjoy international travel without additional fees on purchases made abroad.
$650 Annual Fee.
Terms Apply.
See Rates & Fees
Why we chose it
The Delta SkyMiles Reserve American Express Card is the premier choice for Delta loyalists who value an accelerated path to elite status, Delta SkyClubs lounge access, an annual companion certificate and strong earning rates on Delta purchases. Read our review of the Delta SkyMiles Reserve card. Reserve Card Members will receive 15 Visits per year to the Delta Sky Club; to earn an unlimited number of Visits each year, the total eligible purchases on the Card must equal $75,000 or more, and each calendar year thereafter.

Pros
Delta SkyClub access when flying Delta
Annual companion certificate for travel on Delta
Ability to earn MQDs through spending
Various statement credits for eligible purchases
Cons
Steep annual fee of $650
Better earning categories available on lower-fee Delta cards
Best for Sky Club access
Delta SkyMiles® Reserve American Express Card
Compare Delta SkyMiles® Reserve American Express Card
TPG Editor's Rating
3.5/5
Go to review
at American Express's secure site.
Terms & restrictions apply. See rates & fees.
Intro offer
As High As 125,000 Bonus Miles. Find Out Your Offer.
Annual fee
$650
Regular APR
19.74%-28.74% Variable
Recommended credit
Excellent to Good
Why we chose it
The Delta SkyMiles Reserve American Express Card is the premier choice for Delta loyalists who value an accelerated path to elite status, Delta SkyClubs lounge access, an annual companion certificate and strong earning rates on Delta purchases. Read our review of the Delta SkyMiles Reserve card. Reserve Card Members will receive 15 Visits per year to the Delta Sky Club; to earn an unlimited number of Visits each year, the total eligible purchases on the Card must equal $75,000 or more, and each calendar year thereafter.

Pros + cons
Pros
Delta SkyClub access when flying Delta
Annual companion certificate for travel on Delta
Ability to earn MQDs through spending
Various statement credits for eligible purchases
Cons
Steep annual fee of $650
Better earning categories available on lower-fee Delta cards
More details
You may be eligible for as high as 125,000 Bonus Miles after you spend $5,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
Delta SkyMiles® Reserve American Express Card Members receive 15 Visits each Medallion® Year to the Delta Sky Club® when flying Delta and can unlock Unlimited Delta Sky Club Access after spending $75,000 in purchases on your Card during a calendar year. Reserve Card Members can also enjoy complimentary access to The Centurion® Lounge and Escape Lounges when you book your Delta flight with your Delta SkyMiles® Reserve American Express Card.
Receive $2,500 Medallion® Qualification Dollars with MQD Headstart each Medallion Qualification Year and earn $1 MQD for each $10 in purchases on your Delta SkyMiles® Reserve American Express Card with MQD Boost to get closer to Status next Medallion Year.
Enjoy a Companion Certificate on a Delta First, Delta Comfort, or Delta Main domestic, Caribbean, or Central American roundtrip flight each year after renewal of your Card. The Companion Certificate requires payment of government-imposed taxes and fees of between $22 and $250 (for itineraries with up to four flight segments). Baggage charges and other restrictions apply. Delta Basic experiences are not eligible for this benefit.
$240 Resy Credit: Get up to $20 in statement credits each month at over 10,000 qualifying U.S. Resy restaurants after you pay with your enrolled Delta SkyMiles® Reserve American Express Card for eligible purchases.
Global Dining Access by Resy gives you special access to sought-after U.S. Resy restaurants when you add your Delta SkyMiles® Reserve American Express Card to your Resy profile. Access to exclusive reservations, premium dining experiences, Priority Notify, and more, all from Resy.com or the Resy app.
$120 Rideshare Credit: With your $120 Rideshare Credit, earn up to $10 back in statement credits each month after you use your Delta SkyMiles® Reserve American Express Card for U.S. rideshare purchases with select providers. Enrollment Required.
Check your first bag for free on Delta flights worldwide and get a second bag free when flying domestically.
Delta SkyMiles® Reserve American Express Card Members get 15% off when using miles to book Award Travel on Delta flights through delta.com and the Fly Delta app. Discount not applicable to partner-operated flights or to taxes and fees.
With your Delta SkyMiles® Reserve American Express Card, receive upgrade priority over others with the same Medallion tier, product and fare experience purchased, and Million Miler milestone when you fly with Delta.
No Foreign Transaction Fees. Enjoy international travel without additional fees on purchases made abroad.
$650 Annual Fee.
Terms Apply.
See Rates & Fees

Rewards rate
Rate	Category
3X	Earn 3X Miles on Delta purchases.
1X	Earn 1X Miles on all other eligible purchases.

Best for travel and dining combined

Chase Sapphire Reserve®

TPG Editor's Rating

TPG Editor's Rating

4.5/5

at Chase's secure site.
Terms & restrictions apply. See rates & fees.

Rewards rate

Rewards rate
Rate	Category
8x	Earn 8x points on all purchases through Chase Travel℠, including The Edit℠.
4x	Earn 4x points on flights and hotels booked direct.
3x	Earn 3x points on dining worldwide.
1x	Earn 1x points on all other purchases.

Intro offer

100,000 bonus points.

Annual fee

$795

Regular APR

19.74% - 28.24% Variable

Recommended credit

740-850

Excellent

Why we chose it

The Chase Sapphire Reserve® remains one of the most rewarding travel credit cards thanks to its elevated earning rates on both Chase Travel℠ and direct hotel and airline purchases. Cardholders also gain access to more than $3,000 in potential annual value through premium perks like lounge access, hotel status, lifestyle credits and flexible travel credits.

With its strong earning structure and access to Chase’s airline and hotel partners, it’s a top choice for travelers seeking both luxury and long-term value.

Pros + cons

Pros

Automatic $300 annual travel credit each account anniversary year
Earn 8 points per dollar spent on Chase Travel purchases and 4 points per dollar spent on flights and hotels booked direct
Over $3,000 in total annual cardmember value, including credits for StubHub, Apple Music, Apple TV+ and DoorDash
$300 annual dining credit (split up as two semiannual $150 credits) for Sapphire Reserve Exclusive Tables restaurants
Access to Chase’s 13 hotel and airline travel partners
No foreign transaction fee

Cons

Steep $795 annual fee, plus a $195 fee per authorized user
Some credits are split biannually, requiring careful tracking to maximize value
Some credits require enrollment or specific platforms, which may make it more difficult to maximize value
May not be a good fit for those who don’t spend heavily on travel or select lifestyle categories

More details

Earn 100,000 bonus points after you spend $6,000 on purchases in the first 3 months from account opening.
Get $3,000 in annual value with Sapphire Reserve.
Earn 8x points on all purchases through Chase Travel℠, including The Edit℠ and 4x points on flights and hotels booked direct. Plus, earn 3x points on dining worldwide & 1x points on all other purchases.
$300 annual travel credit as reimbursement for travel purchases charged to your card each account anniversary year.
Access over 1,300 airport lounges worldwide with a complimentary Priority Pass™ Select membership, plus every Chase Sapphire Lounge® by The Club with two guests. Plus, a statement credit of up to $120 every four years as reimbursement for the application fee charged to your card for a Global Entry, TSA Precheck® or NEXUS application.
Get up to $150 in statement credits from January through June and again from July through December for a maximum of $300 annually when you dine at restaurants part of Sapphire Reserve Exclusive Tables.
Count on Trip Cancellation/Interruption Insurance, Auto Rental Coverage, Lost Luggage Insurance, no foreign transaction fees, and more.
Get complimentary subscriptions to Apple TV and Apple Music for a minimum of one year when activated by June 22, 2027, a value of $324 annually.
Member FDIC

Why we chose it

With its strong earning structure and access to Chase’s airline and hotel partners, it’s a top choice for travelers seeking both luxury and long-term value.

View more

Pros

Automatic $300 annual travel credit each account anniversary year
Earn 8 points per dollar spent on Chase Travel purchases and 4 points per dollar spent on flights and hotels booked direct
Over $3,000 in total annual cardmember value, including credits for StubHub, Apple Music, Apple TV+ and DoorDash
$300 annual dining credit (split up as two semiannual $150 credits) for Sapphire Reserve Exclusive Tables restaurants
Access to Chase’s 13 hotel and airline travel partners
No foreign transaction fee

Cons

Steep $795 annual fee, plus a $195 fee per authorized user
Some credits are split biannually, requiring careful tracking to maximize value
Some credits require enrollment or specific platforms, which may make it more difficult to maximize value
May not be a good fit for those who don’t spend heavily on travel or select lifestyle categories

Why we chose it

With its strong earning structure and access to Chase’s airline and hotel partners, it’s a top choice for travelers seeking both luxury and long-term value.

Pros + cons

Pros

Automatic $300 annual travel credit each account anniversary year
Earn 8 points per dollar spent on Chase Travel purchases and 4 points per dollar spent on flights and hotels booked direct
Over $3,000 in total annual cardmember value, including credits for StubHub, Apple Music, Apple TV+ and DoorDash
$300 annual dining credit (split up as two semiannual $150 credits) for Sapphire Reserve Exclusive Tables restaurants
Access to Chase’s 13 hotel and airline travel partners
No foreign transaction fee

Cons

Steep $795 annual fee, plus a $195 fee per authorized user
Some credits are split biannually, requiring careful tracking to maximize value
Some credits require enrollment or specific platforms, which may make it more difficult to maximize value
May not be a good fit for those who don’t spend heavily on travel or select lifestyle categories

More details

Earn 100,000 bonus points after you spend $6,000 on purchases in the first 3 months from account opening.
Get $3,000 in annual value with Sapphire Reserve.
Earn 8x points on all purchases through Chase Travel℠, including The Edit℠ and 4x points on flights and hotels booked direct. Plus, earn 3x points on dining worldwide & 1x points on all other purchases.
$300 annual travel credit as reimbursement for travel purchases charged to your card each account anniversary year.
Access over 1,300 airport lounges worldwide with a complimentary Priority Pass™ Select membership, plus every Chase Sapphire Lounge® by The Club with two guests. Plus, a statement credit of up to $120 every four years as reimbursement for the application fee charged to your card for a Global Entry, TSA Precheck® or NEXUS application.
Get up to $150 in statement credits from January through June and again from July through December for a maximum of $300 annually when you dine at restaurants part of Sapphire Reserve Exclusive Tables.
Count on Trip Cancellation/Interruption Insurance, Auto Rental Coverage, Lost Luggage Insurance, no foreign transaction fees, and more.
Get complimentary subscriptions to Apple TV and Apple Music for a minimum of one year when activated by June 22, 2027, a value of $324 annually.
Member FDIC

Why we chose it

With its strong earning structure and access to Chase’s airline and hotel partners, it’s a top choice for travelers seeking both luxury and long-term value.

Pros

Automatic $300 annual travel credit each account anniversary year
Earn 8 points per dollar spent on Chase Travel purchases and 4 points per dollar spent on flights and hotels booked direct
Over $3,000 in total annual cardmember value, including credits for StubHub, Apple Music, Apple TV+ and DoorDash
$300 annual dining credit (split up as two semiannual $150 credits) for Sapphire Reserve Exclusive Tables restaurants
Access to Chase’s 13 hotel and airline travel partners
No foreign transaction fee

Cons

Steep $795 annual fee, plus a $195 fee per authorized user
Some credits are split biannually, requiring careful tracking to maximize value
Some credits require enrollment or specific platforms, which may make it more difficult to maximize value
May not be a good fit for those who don’t spend heavily on travel or select lifestyle categories

Best for travel and dining combined

Chase Sapphire Reserve®

TPG Editor's Rating

at Chase's secure site.
Terms & restrictions apply. See rates & fees.

Intro offer

100,000 bonus points.

Annual fee

$795

Regular APR

19.74% - 28.24% Variable

Recommended credit

740-850

Excellent

Why we chose it

With its strong earning structure and access to Chase’s airline and hotel partners, it’s a top choice for travelers seeking both luxury and long-term value.

Pros + cons

Pros

Automatic $300 annual travel credit each account anniversary year
Earn 8 points per dollar spent on Chase Travel purchases and 4 points per dollar spent on flights and hotels booked direct
Over $3,000 in total annual cardmember value, including credits for StubHub, Apple Music, Apple TV+ and DoorDash
$300 annual dining credit (split up as two semiannual $150 credits) for Sapphire Reserve Exclusive Tables restaurants
Access to Chase’s 13 hotel and airline travel partners
No foreign transaction fee

Cons

Steep $795 annual fee, plus a $195 fee per authorized user
Some credits are split biannually, requiring careful tracking to maximize value
Some credits require enrollment or specific platforms, which may make it more difficult to maximize value
May not be a good fit for those who don’t spend heavily on travel or select lifestyle categories

More details

Earn 100,000 bonus points after you spend $6,000 on purchases in the first 3 months from account opening.
Get $3,000 in annual value with Sapphire Reserve.
Earn 8x points on all purchases through Chase Travel℠, including The Edit℠ and 4x points on flights and hotels booked direct. Plus, earn 3x points on dining worldwide & 1x points on all other purchases.
$300 annual travel credit as reimbursement for travel purchases charged to your card each account anniversary year.
Access over 1,300 airport lounges worldwide with a complimentary Priority Pass™ Select membership, plus every Chase Sapphire Lounge® by The Club with two guests. Plus, a statement credit of up to $120 every four years as reimbursement for the application fee charged to your card for a Global Entry, TSA Precheck® or NEXUS application.
Get up to $150 in statement credits from January through June and again from July through December for a maximum of $300 annually when you dine at restaurants part of Sapphire Reserve Exclusive Tables.
Count on Trip Cancellation/Interruption Insurance, Auto Rental Coverage, Lost Luggage Insurance, no foreign transaction fees, and more.
Get complimentary subscriptions to Apple TV and Apple Music for a minimum of one year when activated by June 22, 2027, a value of $324 annually.
Member FDIC

Limited-Time Offer

Best for Air France-KLM loyalists

Air France KLM Visa Signature® credit card

TPG Editor's Rating

TPG Editor's Rating

3/5

at Bank of America's secure site.

Rewards rate

Rewards rate
Rate	Category
3 miles	Earn 3 miles for every $1 spent on eligible Air France, KLM Royal Dutch Airlines and SkyTeam member airline purchases
3 miles	Earn 3 miles for every $1 spent on eligible dining purchases
1.5 miles	Earn 1.5 miles for every $1 spent on all other purchases

Intro offer

Limited-time online offer – 70,000 Bonus Miles + 100 Experience Points

Annual fee

$89

Regular APR

19.74% - 27.74% Variable APR on purchases and balance transfers

Recommended credit

670-850

Excellent/Good

Why we chose it

The Air France KLM Visa Signature® credit card earns 3 miles per dollar spent on eligible Air France, KLM and SkyTeam airline purchases. It provides a status boost every account anniversary, with opportunities to earn additional boosts after reaching certain spending thresholds, plus 5,000 bonus anniversary miles after spending $50 in an account year. These benefits make it a solid choice for travelers who fly with Air France-KLM or other SkyTeam airlines.

Pros + cons

Pros

Earn bonus rewards on Air France, KLM and SkyTeam airline purchases
Receive status boosts each account anniversary and after hitting certain spending thresholds
Receive 5,000 bonus miles each account anniversary after spending $50 in an account year
No foreign transaction fees

Cons

Annual fee may be tough to justify if you don’t frequently fly with Air France-KLM
Does not earn flexible rewards
Only one other bonus category outside of Air France, KLM and SkyTeam purchases

More details

Limited Time Online Offer! Earn 70,000 Bonus Miles + 100 Experience Points (XP) after you make $3,000 or more in purchases within the first 90 days of your account opening.
Low $89 annual fee and no foreign transaction fees.
Earn 3 Miles for every $1 spent on eligible Air France, KLM Royal Dutch Airlines and SkyTeam member airline purchases. Earn 3 Miles for every $1 spent on eligible dining purchases. And, earn 1.5 Miles for every $1 spent on all other purchases.
5,000 Miles every year on your account anniversary after you spend $50 or more on purchases within the anniversary year.
Redeem Miles toward flights with any SkyTeam member airline to over 1,000 destinations worldwide.
Receive 20 XP every year on your account anniversary. Earn an additional 80 XP (totaling 100 XP) on the account anniversary after you spend $15,000 or more on purchases within the anniversary year. Plus, earn an additional 60 XP (totaling 160 XP) on the account anniversary after you spend $25,000 or more on purchases within the anniversary year.
This offer may not be available elsewhere if you leave this page. You can take advantage of this offer when you apply now.

Why we chose it

View more

Pros

Earn bonus rewards on Air France, KLM and SkyTeam airline purchases
Receive status boosts each account anniversary and after hitting certain spending thresholds
Receive 5,000 bonus miles each account anniversary after spending $50 in an account year
No foreign transaction fees

Cons

Annual fee may be tough to justify if you don’t frequently fly with Air France-KLM
Does not earn flexible rewards
Only one other bonus category outside of Air France, KLM and SkyTeam purchases

Why we chose it

Pros + cons

Pros

Earn bonus rewards on Air France, KLM and SkyTeam airline purchases
Receive status boosts each account anniversary and after hitting certain spending thresholds
Receive 5,000 bonus miles each account anniversary after spending $50 in an account year
No foreign transaction fees

Cons

Annual fee may be tough to justify if you don’t frequently fly with Air France-KLM
Does not earn flexible rewards
Only one other bonus category outside of Air France, KLM and SkyTeam purchases

More details

Limited Time Online Offer! Earn 70,000 Bonus Miles + 100 Experience Points (XP) after you make $3,000 or more in purchases within the first 90 days of your account opening.
Low $89 annual fee and no foreign transaction fees.
Earn 3 Miles for every $1 spent on eligible Air France, KLM Royal Dutch Airlines and SkyTeam member airline purchases. Earn 3 Miles for every $1 spent on eligible dining purchases. And, earn 1.5 Miles for every $1 spent on all other purchases.
5,000 Miles every year on your account anniversary after you spend $50 or more on purchases within the anniversary year.
Redeem Miles toward flights with any SkyTeam member airline to over 1,000 destinations worldwide.
Receive 20 XP every year on your account anniversary. Earn an additional 80 XP (totaling 100 XP) on the account anniversary after you spend $15,000 or more on purchases within the anniversary year. Plus, earn an additional 60 XP (totaling 160 XP) on the account anniversary after you spend $25,000 or more on purchases within the anniversary year.
This offer may not be available elsewhere if you leave this page. You can take advantage of this offer when you apply now.

Why we chose it

Pros

Earn bonus rewards on Air France, KLM and SkyTeam airline purchases
Receive status boosts each account anniversary and after hitting certain spending thresholds
Receive 5,000 bonus miles each account anniversary after spending $50 in an account year
No foreign transaction fees

Cons

Annual fee may be tough to justify if you don’t frequently fly with Air France-KLM
Does not earn flexible rewards
Only one other bonus category outside of Air France, KLM and SkyTeam purchases

Limited-Time Offer

Best for Air France-KLM loyalists

Air France KLM Visa Signature® credit card

TPG Editor's Rating

at Bank of America's secure site.

Intro offer

Limited-time online offer – 70,000 Bonus Miles + 100 Experience Points

Annual fee

$89

Regular APR

19.74% - 27.74% Variable APR on purchases and balance transfers

Recommended credit

670-850

Excellent/Good

Why we chose it

Pros + cons

Pros

Earn bonus rewards on Air France, KLM and SkyTeam airline purchases
Receive status boosts each account anniversary and after hitting certain spending thresholds
Receive 5,000 bonus miles each account anniversary after spending $50 in an account year
No foreign transaction fees

Cons

Annual fee may be tough to justify if you don’t frequently fly with Air France-KLM
Does not earn flexible rewards
Only one other bonus category outside of Air France, KLM and SkyTeam purchases

More details

Limited Time Online Offer! Earn 70,000 Bonus Miles + 100 Experience Points (XP) after you make $3,000 or more in purchases within the first 90 days of your account opening.
Low $89 annual fee and no foreign transaction fees.
Earn 3 Miles for every $1 spent on eligible Air France, KLM Royal Dutch Airlines and SkyTeam member airline purchases. Earn 3 Miles for every $1 spent on eligible dining purchases. And, earn 1.5 Miles for every $1 spent on all other purchases.
5,000 Miles every year on your account anniversary after you spend $50 or more on purchases within the anniversary year.
Redeem Miles toward flights with any SkyTeam member airline to over 1,000 destinations worldwide.
Receive 20 XP every year on your account anniversary. Earn an additional 80 XP (totaling 100 XP) on the account anniversary after you spend $15,000 or more on purchases within the anniversary year. Plus, earn an additional 60 XP (totaling 160 XP) on the account anniversary after you spend $25,000 or more on purchases within the anniversary year.
This offer may not be available elsewhere if you leave this page. You can take advantage of this offer when you apply now.

Best for mid-tier American Airlines rewards

Citi® / AAdvantage® Globe™ Mastercard®

TPG Editor's Rating

TPG Editor's Rating

3/5

at Citi's secure site.
Terms & restrictions apply. See rates & fees.

Rewards rate

Rewards rate
Rate	Category
6X	Earn 6 AAdvantage® miles for every $1 spent on eligible hotels booked through aadvantagehotels.com.
3X	Earn 3 AAdvantage® miles for every $1 spent on eligible American Airlines purchases.
2X	Earn 2 AAdvantage® miles for every $1 spent at restaurants, including takeout and delivery.
1X	Earn 1 AAdvantage® miles for every $1 spent on all other purchases.

Intro offer

Earn 60,000 American Airlines AAdvantage® bonus miles

Annual fee

$350

Regular APR

19.74% - 29.74% (Variable)

Recommended credit

Good, Excellent Credit

Why we chose it

The Citi AAdvantage Globe Mastercard is a mid-tier travel card designed for American Airlines flyers. It stands out for its combination of travel perks and value, offering Four Admirals Club Globe passes each calendar year (worth over $300), one annual American Airlines Companion Certificate after card renewal and up to $100 in statement credits on inflight purchases made on qualifying American Airlines flights each calendar year.

Cardholders also enjoy preferred Group 5 boarding on American Airlines flights, up to $240 in annual Turo credits (up to $30 in statement credits for each eligible completed trip on Turo) and access to Citi Entertainment presales and experiences, making it a well-rounded option for travelers who want premium perks without the premium price tag.

The card also stands out for its Flight Streak bonus, rewarding cardmembers with 5,000 points after every four qualifying American Airlines flights for up to 15,000 additional points each status-qualifying year. This is the only card currently available that offers this feature.

Pros + cons

Pros

Four Admirals Club Globe passes per calendar year (each valid for 24 hours)
One American Airlines Companion Certificate each year after card renewal
Free first checked bag (on qualifying domestic American Airlines itineraries) for the primary cardmember and up to eight companions on the same reservation
Flight Streak bonus rewards cardmembers with 5,000 points after every four qualifying American Airlines flights for up to 15,000 additional points each status-qualifying year
Up to $120 in Global Entry or TSA PreCheck fee credits every four years (issued as statement credits every four years, as reimbursement for the application fee)
Up to $100 Annual Splurge Credit each calendar year (choice of two eligible categories)

Cons

Complimentary lounge access is limited to four passes per year
$350 annual fee

More details

Earn 60,000 American Airlines AAdvantage® bonus miles after $4,000 in purchases in the first 3 months of account opening.
American Airlines AAdvantage® bonus miles are not available if you have received AAdvantage® bonus miles for a new AAdvantage® Globe™ account in the past 48 months or if you converted another Citi credit card account on which you earned a new account bonus in the last 48 months into a AAdvantage® Globe™ account.
Every calendar year, receive four Admirals Club® Globe™ Passes.
Global Entry® or TSA PreCheck® application fee credit of up to $120 every 4 years.
Earn 6 AAdvantage® miles for every $1 spent on eligible hotels booked through aadvantagehotels.com.
Earn 3 AAdvantage® miles for every $1 spent on eligible American Airlines purchases.
Earn 2 AAdvantage® miles for every $1 spent at restaurants, including takeout and delivery.
Earn 1 AAdvantage® miles for every $1 spent on all other purchases.

Why we chose it

View more

Pros

Four Admirals Club Globe passes per calendar year (each valid for 24 hours)
One American Airlines Companion Certificate each year after card renewal
Free first checked bag (on qualifying domestic American Airlines itineraries) for the primary cardmember and up to eight companions on the same reservation
Flight Streak bonus rewards cardmembers with 5,000 points after every four qualifying American Airlines flights for up to 15,000 additional points each status-qualifying year
Up to $120 in Global Entry or TSA PreCheck fee credits every four years (issued as statement credits every four years, as reimbursement for the application fee)
Up to $100 Annual Splurge Credit each calendar year (choice of two eligible categories)

Cons

Complimentary lounge access is limited to four passes per year
$350 annual fee

Why we chose it

Pros + cons

Pros

Four Admirals Club Globe passes per calendar year (each valid for 24 hours)
One American Airlines Companion Certificate each year after card renewal
Free first checked bag (on qualifying domestic American Airlines itineraries) for the primary cardmember and up to eight companions on the same reservation
Flight Streak bonus rewards cardmembers with 5,000 points after every four qualifying American Airlines flights for up to 15,000 additional points each status-qualifying year
Up to $120 in Global Entry or TSA PreCheck fee credits every four years (issued as statement credits every four years, as reimbursement for the application fee)
Up to $100 Annual Splurge Credit each calendar year (choice of two eligible categories)

Cons

Complimentary lounge access is limited to four passes per year
$350 annual fee

More details

Earn 60,000 American Airlines AAdvantage® bonus miles after $4,000 in purchases in the first 3 months of account opening.
American Airlines AAdvantage® bonus miles are not available if you have received AAdvantage® bonus miles for a new AAdvantage® Globe™ account in the past 48 months or if you converted another Citi credit card account on which you earned a new account bonus in the last 48 months into a AAdvantage® Globe™ account.
Every calendar year, receive four Admirals Club® Globe™ Passes.
Global Entry® or TSA PreCheck® application fee credit of up to $120 every 4 years.
Earn 6 AAdvantage® miles for every $1 spent on eligible hotels booked through aadvantagehotels.com.
Earn 3 AAdvantage® miles for every $1 spent on eligible American Airlines purchases.
Earn 2 AAdvantage® miles for every $1 spent at restaurants, including takeout and delivery.
Earn 1 AAdvantage® miles for every $1 spent on all other purchases.

Why we chose it

Pros

Four Admirals Club Globe passes per calendar year (each valid for 24 hours)
One American Airlines Companion Certificate each year after card renewal
Free first checked bag (on qualifying domestic American Airlines itineraries) for the primary cardmember and up to eight companions on the same reservation
Flight Streak bonus rewards cardmembers with 5,000 points after every four qualifying American Airlines flights for up to 15,000 additional points each status-qualifying year
Up to $120 in Global Entry or TSA PreCheck fee credits every four years (issued as statement credits every four years, as reimbursement for the application fee)
Up to $100 Annual Splurge Credit each calendar year (choice of two eligible categories)

Cons

Complimentary lounge access is limited to four passes per year
$350 annual fee

Best for mid-tier American Airlines rewards

Citi® / AAdvantage® Globe™ Mastercard®

TPG Editor's Rating

at Citi's secure site.
Terms & restrictions apply. See rates & fees.

Intro offer

Earn 60,000 American Airlines AAdvantage® bonus miles

Annual fee

$350

Regular APR

19.74% - 29.74% (Variable)

Recommended credit

Good, Excellent Credit

Why we chose it

Pros + cons

Pros

Four Admirals Club Globe passes per calendar year (each valid for 24 hours)
One American Airlines Companion Certificate each year after card renewal
Free first checked bag (on qualifying domestic American Airlines itineraries) for the primary cardmember and up to eight companions on the same reservation
Flight Streak bonus rewards cardmembers with 5,000 points after every four qualifying American Airlines flights for up to 15,000 additional points each status-qualifying year
Up to $120 in Global Entry or TSA PreCheck fee credits every four years (issued as statement credits every four years, as reimbursement for the application fee)
Up to $100 Annual Splurge Credit each calendar year (choice of two eligible categories)

Cons

Complimentary lounge access is limited to four passes per year
$350 annual fee

More details

Earn 60,000 American Airlines AAdvantage® bonus miles after $4,000 in purchases in the first 3 months of account opening.
American Airlines AAdvantage® bonus miles are not available if you have received AAdvantage® bonus miles for a new AAdvantage® Globe™ account in the past 48 months or if you converted another Citi credit card account on which you earned a new account bonus in the last 48 months into a AAdvantage® Globe™ account.
Every calendar year, receive four Admirals Club® Globe™ Passes.
Global Entry® or TSA PreCheck® application fee credit of up to $120 every 4 years.
Earn 6 AAdvantage® miles for every $1 spent on eligible hotels booked through aadvantagehotels.com.
Earn 3 AAdvantage® miles for every $1 spent on eligible American Airlines purchases.
Earn 2 AAdvantage® miles for every $1 spent at restaurants, including takeout and delivery.
Earn 1 AAdvantage® miles for every $1 spent on all other purchases.

Best for mid-tier Delta flyers

Delta SkyMiles® Platinum American Express Card

TPG Editor's Rating

TPG Editor's Rating

3.5/5

at American Express's secure site.
Terms & restrictions apply. See rates & fees.

Rewards rate

Rewards rate
Rate	Category
3X	Earn 3X Miles on Delta purchases and purchases made directly with hotels.
2X	Earn 2X Miles at restaurants worldwide including takeout and delivery in the U.S., and at U.S. supermarkets.
1X	Earn 1X Miles on all other eligible purchases.

Intro offer

As High As 90,000 Bonus Miles. Find Out Your Offer.

Annual fee

$350

Regular APR

19.74%-28.74% Variable

Recommended credit

Excellent to Good

Why we chose it

The Delta SkyMiles Platinum Amex is a good choice for Delta loyalists who need a little help reaching their elite status goals. This card offers some useful perks including an annual companion pass and your first checked bag free on Delta flights worldwide and a second checked bag free on U.S. domestic Delta flights.

Pros + cons

Pros

Enjoy a fast track to Medallion status by spending on the card
Receive a domestic Main Cabin round-trip companion certificate each year
Statement credit for TSA PreCheck (Up to $85) or Global Entry ($120) every four years
First checked bag free on Delta flights worldwide and a second checked bag free on U.S. domestic Delta flights.

Cons

Doesn't make sense if you don't fly Delta
SkyMiles aren't the most valuable airline currency

More details

You may be eligible for as high as 90,000 Bonus Miles after you spend $3,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
Receive a Companion Certificate on a Delta Main round-trip flight within the U.S. and to Mexico, the Caribbean, or Central America each year after renewal of your Card. The Companion Certificate requires payment of government-imposed taxes and fees of between $22 and $250 (for itineraries with up to four flight segments). Baggage charges and other restrictions apply. Delta Basic experiences are not eligible for this benefit.
Receive $2,500 Medallion® Qualification Dollars with MQD Headstart each Medallion Qualification Year and earn $1 MQD for each $20 in purchases on your Delta SkyMiles® Platinum American Express Card with MQD Boost to get closer to Status next Medallion Year.
Delta SkyMiles® Platinum American Express Card Members get 15% off when using miles to book Award Travel on Delta flights through delta.com and the Fly Delta app. Discount not applicable to partner-operated flights or to taxes and fees.
Earn 3X Miles on Delta purchases and purchases made directly with hotels.
Earn 2X Miles at restaurants worldwide including takeout and delivery in the U.S., and at U.S. supermarkets.
Earn 1X Miles on all other eligible purchases.
$120 Resy Credit: Earn up to $10 in statement credits each month at over 10,000 qualifying U.S. Resy restaurants after you pay with your enrolled Delta SkyMiles® Platinum American Express Card for eligible purchases.
$120 Rideshare Credit: With your $120 Rideshare Credit, earn up to $10 back in statement credits each month after you use your Delta SkyMiles® Platinum American Express Card for U.S. rideshare purchases with select providers. Enrollment Required.
Check your first bag for free on Delta flights worldwide and get your second bag free when flying domestically.
Receive either a $120 statement credit for a Global Entry application fee or a statement credit up to $85 for a TSA PreCheck® (through a TSA official enrollment provider) application fee every 4 years, when charged to your Delta SkyMiles® Platinum American Express Card. Card Members approved for Global Entry will also receive access to TSA PreCheck at no additional cost.§
Delta SkyMiles® Platinum American Express Card Members with an eligible ticket will be added to the Complimentary Upgrade list, after Delta SkyMiles Medallion Members and Reserve Card Members.
No Foreign Transaction Fees.
$350 Annual Fee.
Terms Apply.
See Rates & Fees

Why we chose it

View more

Pros

Enjoy a fast track to Medallion status by spending on the card
Receive a domestic Main Cabin round-trip companion certificate each year
Statement credit for TSA PreCheck (Up to $85) or Global Entry ($120) every four years
First checked bag free on Delta flights worldwide and a second checked bag free on U.S. domestic Delta flights.

Cons

Doesn't make sense if you don't fly Delta
SkyMiles aren't the most valuable airline currency

You may be eligible for as high as 90,000 Bonus Miles after you spend $3,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
Receive a Companion Certificate on a Delta Main round-trip flight within the U.S. and to Mexico, the Caribbean, or Central America each year after renewal of your Card. The Companion Certificate requires payment of government-imposed taxes and fees of between $22 and $250 (for itineraries with up to four flight segments). Baggage charges and other restrictions apply. Delta Basic experiences are not eligible for this benefit.
Receive $2,500 Medallion® Qualification Dollars with MQD Headstart each Medallion Qualification Year and earn $1 MQD for each $20 in purchases on your Delta SkyMiles® Platinum American Express Card with MQD Boost to get closer to Status next Medallion Year.
Delta SkyMiles® Platinum American Express Card Members get 15% off when using miles to book Award Travel on Delta flights through delta.com and the Fly Delta app. Discount not applicable to partner-operated flights or to taxes and fees.
Earn 3X Miles on Delta purchases and purchases made directly with hotels.
Earn 2X Miles at restaurants worldwide including takeout and delivery in the U.S., and at U.S. supermarkets.
Earn 1X Miles on all other eligible purchases.
$120 Resy Credit: Earn up to $10 in statement credits each month at over 10,000 qualifying U.S. Resy restaurants after you pay with your enrolled Delta SkyMiles® Platinum American Express Card for eligible purchases.
$120 Rideshare Credit: With your $120 Rideshare Credit, earn up to $10 back in statement credits each month after you use your Delta SkyMiles® Platinum American Express Card for U.S. rideshare purchases with select providers. Enrollment Required.
Check your first bag for free on Delta flights worldwide and get your second bag free when flying domestically.
Receive either a $120 statement credit for a Global Entry application fee or a statement credit up to $85 for a TSA PreCheck® (through a TSA official enrollment provider) application fee every 4 years, when charged to your Delta SkyMiles® Platinum American Express Card. Card Members approved for Global Entry will also receive access to TSA PreCheck at no additional cost.§
Delta SkyMiles® Platinum American Express Card Members with an eligible ticket will be added to the Complimentary Upgrade list, after Delta SkyMiles Medallion Members and Reserve Card Members.
No Foreign Transaction Fees.
$350 Annual Fee.
Terms Apply.
See Rates & Fees

Why we chose it

Pros + cons

Pros

Enjoy a fast track to Medallion status by spending on the card
Receive a domestic Main Cabin round-trip companion certificate each year
Statement credit for TSA PreCheck (Up to $85) or Global Entry ($120) every four years
First checked bag free on Delta flights worldwide and a second checked bag free on U.S. domestic Delta flights.

Cons

Doesn't make sense if you don't fly Delta
SkyMiles aren't the most valuable airline currency

More details

You may be eligible for as high as 90,000 Bonus Miles after you spend $3,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
Receive a Companion Certificate on a Delta Main round-trip flight within the U.S. and to Mexico, the Caribbean, or Central America each year after renewal of your Card. The Companion Certificate requires payment of government-imposed taxes and fees of between $22 and $250 (for itineraries with up to four flight segments). Baggage charges and other restrictions apply. Delta Basic experiences are not eligible for this benefit.
Receive $2,500 Medallion® Qualification Dollars with MQD Headstart each Medallion Qualification Year and earn $1 MQD for each $20 in purchases on your Delta SkyMiles® Platinum American Express Card with MQD Boost to get closer to Status next Medallion Year.
Delta SkyMiles® Platinum American Express Card Members get 15% off when using miles to book Award Travel on Delta flights through delta.com and the Fly Delta app. Discount not applicable to partner-operated flights or to taxes and fees.
Earn 3X Miles on Delta purchases and purchases made directly with hotels.
Earn 2X Miles at restaurants worldwide including takeout and delivery in the U.S., and at U.S. supermarkets.
Earn 1X Miles on all other eligible purchases.
$120 Resy Credit: Earn up to $10 in statement credits each month at over 10,000 qualifying U.S. Resy restaurants after you pay with your enrolled Delta SkyMiles® Platinum American Express Card for eligible purchases.
$120 Rideshare Credit: With your $120 Rideshare Credit, earn up to $10 back in statement credits each month after you use your Delta SkyMiles® Platinum American Express Card for U.S. rideshare purchases with select providers. Enrollment Required.
Check your first bag for free on Delta flights worldwide and get your second bag free when flying domestically.
Receive either a $120 statement credit for a Global Entry application fee or a statement credit up to $85 for a TSA PreCheck® (through a TSA official enrollment provider) application fee every 4 years, when charged to your Delta SkyMiles® Platinum American Express Card. Card Members approved for Global Entry will also receive access to TSA PreCheck at no additional cost.§
Delta SkyMiles® Platinum American Express Card Members with an eligible ticket will be added to the Complimentary Upgrade list, after Delta SkyMiles Medallion Members and Reserve Card Members.
No Foreign Transaction Fees.
$350 Annual Fee.
Terms Apply.
See Rates & Fees

Why we chose it

Pros

Enjoy a fast track to Medallion status by spending on the card
Receive a domestic Main Cabin round-trip companion certificate each year
Statement credit for TSA PreCheck (Up to $85) or Global Entry ($120) every four years
First checked bag free on Delta flights worldwide and a second checked bag free on U.S. domestic Delta flights.

Cons

Doesn't make sense if you don't fly Delta
SkyMiles aren't the most valuable airline currency

You may be eligible for as high as 90,000 Bonus Miles after you spend $3,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
Receive a Companion Certificate on a Delta Main round-trip flight within the U.S. and to Mexico, the Caribbean, or Central America each year after renewal of your Card. The Companion Certificate requires payment of government-imposed taxes and fees of between $22 and $250 (for itineraries with up to four flight segments). Baggage charges and other restrictions apply. Delta Basic experiences are not eligible for this benefit.
Receive $2,500 Medallion® Qualification Dollars with MQD Headstart each Medallion Qualification Year and earn $1 MQD for each $20 in purchases on your Delta SkyMiles® Platinum American Express Card with MQD Boost to get closer to Status next Medallion Year.
Delta SkyMiles® Platinum American Express Card Members get 15% off when using miles to book Award Travel on Delta flights through delta.com and the Fly Delta app. Discount not applicable to partner-operated flights or to taxes and fees.
Earn 3X Miles on Delta purchases and purchases made directly with hotels.
Earn 2X Miles at restaurants worldwide including takeout and delivery in the U.S., and at U.S. supermarkets.
Earn 1X Miles on all other eligible purchases.
$120 Resy Credit: Earn up to $10 in statement credits each month at over 10,000 qualifying U.S. Resy restaurants after you pay with your enrolled Delta SkyMiles® Platinum American Express Card for eligible purchases.
$120 Rideshare Credit: With your $120 Rideshare Credit, earn up to $10 back in statement credits each month after you use your Delta SkyMiles® Platinum American Express Card for U.S. rideshare purchases with select providers. Enrollment Required.
Check your first bag for free on Delta flights worldwide and get your second bag free when flying domestically.
Receive either a $120 statement credit for a Global Entry application fee or a statement credit up to $85 for a TSA PreCheck® (through a TSA official enrollment provider) application fee every 4 years, when charged to your Delta SkyMiles® Platinum American Express Card. Card Members approved for Global Entry will also receive access to TSA PreCheck at no additional cost.§
Delta SkyMiles® Platinum American Express Card Members with an eligible ticket will be added to the Complimentary Upgrade list, after Delta SkyMiles Medallion Members and Reserve Card Members.
No Foreign Transaction Fees.
$350 Annual Fee.
Terms Apply.
See Rates & Fees

Best for mid-tier Delta flyers

Delta SkyMiles® Platinum American Express Card

TPG Editor's Rating

at American Express's secure site.
Terms & restrictions apply. See rates & fees.

Intro offer

As High As 90,000 Bonus Miles. Find Out Your Offer.

Annual fee

$350

Regular APR

19.74%-28.74% Variable

Recommended credit

Excellent to Good

Why we chose it

Pros + cons

Pros

Enjoy a fast track to Medallion status by spending on the card
Receive a domestic Main Cabin round-trip companion certificate each year
Statement credit for TSA PreCheck (Up to $85) or Global Entry ($120) every four years
First checked bag free on Delta flights worldwide and a second checked bag free on U.S. domestic Delta flights.

Cons

Doesn't make sense if you don't fly Delta
SkyMiles aren't the most valuable airline currency

More details

You may be eligible for as high as 90,000 Bonus Miles after you spend $3,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
Receive a Companion Certificate on a Delta Main round-trip flight within the U.S. and to Mexico, the Caribbean, or Central America each year after renewal of your Card. The Companion Certificate requires payment of government-imposed taxes and fees of between $22 and $250 (for itineraries with up to four flight segments). Baggage charges and other restrictions apply. Delta Basic experiences are not eligible for this benefit.
Receive $2,500 Medallion® Qualification Dollars with MQD Headstart each Medallion Qualification Year and earn $1 MQD for each $20 in purchases on your Delta SkyMiles® Platinum American Express Card with MQD Boost to get closer to Status next Medallion Year.
Delta SkyMiles® Platinum American Express Card Members get 15% off when using miles to book Award Travel on Delta flights through delta.com and the Fly Delta app. Discount not applicable to partner-operated flights or to taxes and fees.
Earn 3X Miles on Delta purchases and purchases made directly with hotels.
Earn 2X Miles at restaurants worldwide including takeout and delivery in the U.S., and at U.S. supermarkets.
Earn 1X Miles on all other eligible purchases.
$120 Resy Credit: Earn up to $10 in statement credits each month at over 10,000 qualifying U.S. Resy restaurants after you pay with your enrolled Delta SkyMiles® Platinum American Express Card for eligible purchases.
$120 Rideshare Credit: With your $120 Rideshare Credit, earn up to $10 back in statement credits each month after you use your Delta SkyMiles® Platinum American Express Card for U.S. rideshare purchases with select providers. Enrollment Required.
Check your first bag for free on Delta flights worldwide and get your second bag free when flying domestically.
Receive either a $120 statement credit for a Global Entry application fee or a statement credit up to $85 for a TSA PreCheck® (through a TSA official enrollment provider) application fee every 4 years, when charged to your Delta SkyMiles® Platinum American Express Card. Card Members approved for Global Entry will also receive access to TSA PreCheck at no additional cost.§
Delta SkyMiles® Platinum American Express Card Members with an eligible ticket will be added to the Complimentary Upgrade list, after Delta SkyMiles Medallion Members and Reserve Card Members.
No Foreign Transaction Fees.
$350 Annual Fee.
Terms Apply.
See Rates & Fees

Best for earning AAdvantage miles without flying

Citi Strata Elite℠ Card

TPG Editor's Rating

TPG Editor's Rating

3.5/5

at Citi's secure site.
Terms & restrictions apply. See rates & fees.

Rewards rate

Rewards rate
Rate	Category
12X	Earn 12 Points per $1 spent on Hotels, Car Rentals, and Attractions booked on cititravel.com.
6X	Earn 6 Points per $1 spent on Air Travel booked on cititravel.com.
6X	Earn 6 Points per $1 spent at Restaurants including Restaurant Delivery Services on CitiNights℠ purchases, every Friday and Saturday from 6 PM to 6 AM ET. Earn 3 Points per $1 spent any other time.
1.5X	Earn 1.5 Points per $1 spent on All Other Purchases.

Intro offer

Earn 75,000 bonus Points

Annual fee

$595

Regular APR

20.74% - 28.74% (Variable)

Recommended credit

740-850

Excellent

Why we chose it

Citi Strata Elite℠ Card is a premium travel card that balances premium benefits alongside flexible lifestyle perks. It offers elevated earning rates on Citi Travel bookings, a generous mix of travel and lifestyle statement credits and exclusive 1:1 point transfers to American Airlines AAdvantage — something no other issuer currently provides. With unique benefits like four Admirals Club passes and elevated weekend dining rewards, the card delivers strong value for those who fly American Airlines a few times a year or frequently book through Citi’s travel portal. While the $595 annual fee is steep, the credits and perks can easily outweigh the cost for the right cardholder.

Pros + cons

Pros

The only major issuer with American Airlines as a travel partner
Four Admirals Club passes annually
Up to $1,100 in combined lifestyle and travel statement credits
High earning potential through Citi Travel and weekend dining
No foreign transaction fees

Cons

Limited travel bonus categories outside of Citi Travel
Limited lounge access compared to other premium travel cards
Authorized user fee of $75

More details

Earn 75,000 bonus Points after spending $6,000 in the first 3 months of account opening.
Earn 12 Points per $1 spent on Hotels, Car Rentals, and Attractions booked on cititravel.com and 6 Points per $1 spent on Air Travel booked on cititravel.com
Earn 6 Points per $1 spent at Restaurants including Restaurant Delivery Services on CitiNights℠ purchases, every Friday and Saturday from 6 PM to 6 AM ET. Earn 3 Points per $1 spent any other time
Earn 1.5 Points per $1 spent on All Other Purchases
Up to $300 Annual Hotel Benefit: Each calendar year, enjoy up to $300 off a hotel stay of two nights or more when booked through cititravel.com.
No Foreign Transaction Fees

Why we chose it

View more

Pros

The only major issuer with American Airlines as a travel partner
Four Admirals Club passes annually
Up to $1,100 in combined lifestyle and travel statement credits
High earning potential through Citi Travel and weekend dining
No foreign transaction fees

Cons

Limited travel bonus categories outside of Citi Travel
Limited lounge access compared to other premium travel cards
Authorized user fee of $75

Why we chose it

Pros + cons

Pros

The only major issuer with American Airlines as a travel partner
Four Admirals Club passes annually
Up to $1,100 in combined lifestyle and travel statement credits
High earning potential through Citi Travel and weekend dining
No foreign transaction fees

Cons

Limited travel bonus categories outside of Citi Travel
Limited lounge access compared to other premium travel cards
Authorized user fee of $75

More details

Earn 75,000 bonus Points after spending $6,000 in the first 3 months of account opening.
Earn 12 Points per $1 spent on Hotels, Car Rentals, and Attractions booked on cititravel.com and 6 Points per $1 spent on Air Travel booked on cititravel.com
Earn 6 Points per $1 spent at Restaurants including Restaurant Delivery Services on CitiNights℠ purchases, every Friday and Saturday from 6 PM to 6 AM ET. Earn 3 Points per $1 spent any other time
Earn 1.5 Points per $1 spent on All Other Purchases
Up to $300 Annual Hotel Benefit: Each calendar year, enjoy up to $300 off a hotel stay of two nights or more when booked through cititravel.com.
No Foreign Transaction Fees

Why we chose it

Pros

The only major issuer with American Airlines as a travel partner
Four Admirals Club passes annually
Up to $1,100 in combined lifestyle and travel statement credits
High earning potential through Citi Travel and weekend dining
No foreign transaction fees

Cons

Limited travel bonus categories outside of Citi Travel
Limited lounge access compared to other premium travel cards
Authorized user fee of $75

Best for earning AAdvantage miles without flying

Citi Strata Elite℠ Card

TPG Editor's Rating