Royal ONE Plus™ Visa Signature® credit card

Rewards rates

4x

Earn 4x points on eligible Royal Caribbean®, Celebrity Cruises® and Silversea® purchases.

2x

Earn 2x points on eligible airline, hotel, dining, grocery, gas and EV charging station purchases.

1x

Earn 1 point per dollar spent on all other purchases.

Intro offer

60,000 bonus points

60,000 bonus points after spending $2,500 on purchases within the first 90 days of account opening, redeemable for $600 in onboard credit or cruise discounts.

Ongoing purchases APR

17.74% - 27.74% Variable APR on purchases and balance transfers

Ongoing balance transfer APR

17.74% - 27.74% Variable APR on purchases and balance transfers

Ongoing cash advance APR

See Terms

Ongoing penalty APR

up to 29.99% APR

Annual fee

$99

Recommended credit

More details

• 60,000 bonus points after spending $2,500 on purchases within the first 90 days of account opening, redeemable for $600 in onboard credit or cruise discounts.
• Earn 4x points on eligible Royal Caribbean®, Celebrity Cruises® and Silversea® purchases.