Best Credit Cards with No Annual Fee

If you’re looking to dip your toes into the world of travel rewards, the Capital One VentureOne Rewards Credit Card is a great way to get started. With no annual fee and a simple 1.25x miles on all your purchases, you won’t have to keep up with multiple bonus categories — just earn rewards on everything you purchase! Coupled with the 40,000-mile sign-up bonus, you can use your rewards to book travel, transfer to Capital One’s loyalty partners and more.

The Capital One SavorOne is a great cash back credit card for beginners looking for a solid rewards structure and no annual fee. Dining, entertainment and groceries are high-value bonus categories, and it’s rare for a card to hit all three.

The Ink Business Unlimited Credit Card is a small business card that closely mirrors the popular Chase Freedom Unlimited, but with a much higher intro bonus. There is no annual fee, and its simple rewards structure is more valuable than it looks at first glance.

The Chase Freedom Unlimited is a card held by beginners and award traveler pros alike. With no annual fee and no rotating bonus categories this card makes earning rewards simple.

The Wells Fargo Autograph card packs a punch for a no-annual-fee product, with an array of bonus categories plus solid perks and straightforward redemption options. Read our full review of the Wells Fargo Autograph here.

The Citi Custom Cash is the most flexible cash-back card on the market, allowing you to earn 5% back on your top eligible spend category on up to $500 spent each billing cycle.

The Bank of America Unlimited Cash Rewards credit card brings in simplicity to the line-up of the best Bank of America cards. With an easy-to-remember 1.5% rewards rate, you could potentially earn 25 to 75% more cash back on every purchase if you’re a Preferred Rewards member. That means you could earn up to 2.62% cash back on every purchase.

When it comes to everyday spending, it’s hard to beat the Citi Double Cash Card. You’ll earn up to 2% back on every purchase (1% cash back when you buy, plus an additional 1% as you pay for those purchases), and you can now redeem as cash back or by converting rewards to ThankYou points with an eligible card.

The Capital One Quicksilver Cash Rewards takes the guesswork out of earning cash-back rewards by offering an unlimited 1.5% earning rate on all purchases. We love that there’s no minimum redemption amount when it comes to redeeming your rewards, meaning that you can apply your earnings immediately to your statement credit and lower your charges.

There’s no annual fee, and you’ll enjoy a 0% introductory APR on purchases and qualifying balance transfers for 18 months from account opening, with the potential of an extension of up to three months, given that you make on-time minimum payments in the introductory period. After the introductory period, you’ll face a variable APR of 17.49% to 29.49%, depending on your creditworthiness.

The Wells Fargo Active Cash card delivers simplicity to cardholders who want to pay for their purchases without worrying if you’re maximizing every last dollar. With a 2% cash rewards rate, you’ll rest easy knowing that you’re earning bonus points whether you’re online shopping or paying your hairdresser. Plus, enjoy other benefits like cell phone protection and access to the Visa Signature Concierge luxury hotels.