January is a time to plan for the next 12 months. While health and wellness often receive significant attention, personal finance should be top of mind as well. You might consider setting up a budget and planning to invest or open a new savings account.
But as you make these financial plans, don’t forget to take some time to think about your 2026 credit card strategy as well.
Not sure where to start? Here’s what we recommend to start your year on the right foot.
Watch below to see TPG's list of the best credit cards in 2026:
As with most financial decisions, setting a goal helps determine the best credit card strategy for you. If you haven’t already, consider your priorities for 2026. Some questions to ask yourself include:
- Are you taking a big trip you want to pay for with a specific type of points or miles?
- Are you planning a major expense this year and want a card with an introductory 0% annual percentage rate?
- Is the cost of living still pinching your wallet, and you want to focus on earning cash-back rewards?
- Do you want to improve your credit score?
