The best credit cards for airline lounge access
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Advertisement: Partner compensation may impact how or where our card products appear, but does not impact our editorial opinions and reviews. Learn more here.
Best for premium travel perks and digital entertainment
| Rate | Category |
|---|---|
| 5X | Earn 5X points on flights purchased directly from airlines or through American Express Travel® on up to $500,000 on these purchases per calendar year. |
As High As 175,000 points. Find Out Your Offer.
$895
See Pay Over Time APR
Good to Excellent
The American Express Platinum Card® has a high annual fee but remains one of the best cards on the market for those who prioritize premium travel experiences. A combination of updated and new statement credits makes the refreshed Amex Platinum an ideal card for frequent travelers and digital entertainment enthusiasts alike.
The American Express Platinum Card® has a high annual fee but remains one of the best cards on the market for those who prioritize premium travel experiences. A combination of updated and new statement credits makes the refreshed Amex Platinum an ideal card for frequent travelers and digital entertainment enthusiasts alike.
Best for premium travel perks and digital entertainment
As High As 175,000 points. Find Out Your Offer.
$895
See Pay Over Time APR
Good to Excellent
The American Express Platinum Card® has a high annual fee but remains one of the best cards on the market for those who prioritize premium travel experiences. A combination of updated and new statement credits makes the refreshed Amex Platinum an ideal card for frequent travelers and digital entertainment enthusiasts alike.
Best for Priority Pass lounges and restaurants
| Rate | Category |
|---|---|
| 8x | Earn 8x points on all purchases through Chase Travel℠, including The Edit℠. |
| 4x | Earn 4x points on flights and hotels booked direct. |
| 3x | Earn 3x points on dining worldwide. |
| 1x | Earn 1x points on all other purchases. |
100,000 bonus points.
$795
19.74% - 28.24% Variable
740-850
The Chase Sapphire Reserve® remains one of the most rewarding travel credit cards thanks to its elevated earning rates on both Chase Travel℠ and direct hotel and airline purchases. Cardholders also gain access to more than $3,000 in potential annual value through premium perks like lounge access, hotel status, lifestyle credits and flexible travel credits.
With its strong earning structure and access to Chase’s airline and hotel partners, it’s a top choice for travelers seeking both luxury and long-term value.
The Chase Sapphire Reserve® remains one of the most rewarding travel credit cards thanks to its elevated earning rates on both Chase Travel℠ and direct hotel and airline purchases. Cardholders also gain access to more than $3,000 in potential annual value through premium perks like lounge access, hotel status, lifestyle credits and flexible travel credits.
With its strong earning structure and access to Chase’s airline and hotel partners, it’s a top choice for travelers seeking both luxury and long-term value.
Best for Priority Pass lounges and restaurants
100,000 bonus points.
$795
19.74% - 28.24% Variable
740-850
The Chase Sapphire Reserve® remains one of the most rewarding travel credit cards thanks to its elevated earning rates on both Chase Travel℠ and direct hotel and airline purchases. Cardholders also gain access to more than $3,000 in potential annual value through premium perks like lounge access, hotel status, lifestyle credits and flexible travel credits.
With its strong earning structure and access to Chase’s airline and hotel partners, it’s a top choice for travelers seeking both luxury and long-term value.
Best for American Airlines lounge access
| Rate | Category |
|---|---|
| 4X | Earn 4x AAdvantage® miles for every $1 spent on eligible American Airlines purchases. |
| 1X | 1 AAdvantage® miles for every $1 spent on other purchases |
Earn 80,000 American Airlines AAdvantage® bonus miles
$695
19.74% - 29.74% (Variable)
670-850
The Citi / AAdvantage Executive World Legend Mastercard is the only credit card that includes an American Airlines Admirals Club membership, making it a compelling option for frequent AA flyers. Beyond lounge access, the primary cardmember can receive up to $500 in annual American Airlines Vacations credits, complimentary Omni Hotels & Resorts Champion Status and up to $100 in annual credits for eligible inflight and Admirals Club purchases. The card also offers priority airport benefits, a first checked bag free on eligible domestic itineraries and other travel perks. (Partner offer)
The Citi / AAdvantage Executive World Legend Mastercard is the only credit card that includes an American Airlines Admirals Club membership, making it a compelling option for frequent AA flyers. Beyond lounge access, the primary cardmember can receive up to $500 in annual American Airlines Vacations credits, complimentary Omni Hotels & Resorts Champion Status and up to $100 in annual credits for eligible inflight and Admirals Club purchases. The card also offers priority airport benefits, a first checked bag free on eligible domestic itineraries and other travel perks. (Partner offer)
Best for American Airlines lounge access
Earn 80,000 American Airlines AAdvantage® bonus miles
$695
19.74% - 29.74% (Variable)
670-850
The Citi / AAdvantage Executive World Legend Mastercard is the only credit card that includes an American Airlines Admirals Club membership, making it a compelling option for frequent AA flyers. Beyond lounge access, the primary cardmember can receive up to $500 in annual American Airlines Vacations credits, complimentary Omni Hotels & Resorts Champion Status and up to $100 in annual credits for eligible inflight and Admirals Club purchases. The card also offers priority airport benefits, a first checked bag free on eligible domestic itineraries and other travel perks. (Partner offer)
Best for United Club access
| Rate | Category |
|---|---|
| 11x | Earn 11x total miles on eligible United flights. |
| 5x | Earn 5x miles on all other eligible United® purchases. |
| 2x | Earn 2x miles on dining and all other travel. |
| 1x | Earn 1x mile on all other purchases. |
Earn up to 100,000 miles
$695
19.99% - 28.49% Variable
Excellent Credit
The United Club Card might charge a high annual fee, but it comes with the premium perks to match. Chief among them is United Club membership, which includes access to the airline’s airport lounges as well as those of some of its Star Alliance partners. But cardmembers can also count on other day-of-travel perks such as Premier Access for priority service at the airport, free checked bags, and even a Global Entry or TSA PreCheck application fee credit worth up to $120 once every four years.
The United Club Card might charge a high annual fee, but it comes with the premium perks to match. Chief among them is United Club membership, which includes access to the airline’s airport lounges as well as those of some of its Star Alliance partners. But cardmembers can also count on other day-of-travel perks such as Premier Access for priority service at the airport, free checked bags, and even a Global Entry or TSA PreCheck application fee credit worth up to $120 once every four years.
Best for United Club access
Earn up to 100,000 miles
$695
19.99% - 28.49% Variable
Excellent Credit
The United Club Card might charge a high annual fee, but it comes with the premium perks to match. Chief among them is United Club membership, which includes access to the airline’s airport lounges as well as those of some of its Star Alliance partners. But cardmembers can also count on other day-of-travel perks such as Premier Access for priority service at the airport, free checked bags, and even a Global Entry or TSA PreCheck application fee credit worth up to $120 once every four years.
Best for Sky Club access
| Rate | Category |
|---|---|
| 3X | Earn 3X Miles on Delta purchases. |
| 1X | Earn 1X Miles on all other eligible purchases. |
As High As 125,000 Bonus Miles. Find Out Your Offer.
$650
19.74%-28.74% Variable
Excellent to Good
This card’s most exciting perk is access to Delta’s relaxing Sky Clubs and Amex’s swanky Centurion Lounges when flying Delta. If you’re hoping to reach Medallion status, this card can be a tremendous asset in your wallet, too. Cardmembers also earn 1 Medallion Qualification Dollar (MQD) for every $10 spent on the card each year.
This card’s most exciting perk is access to Delta’s relaxing Sky Clubs and Amex’s swanky Centurion Lounges when flying Delta. If you’re hoping to reach Medallion status, this card can be a tremendous asset in your wallet, too. Cardmembers also earn 1 Medallion Qualification Dollar (MQD) for every $10 spent on the card each year.
Best for Sky Club access
As High As 125,000 Bonus Miles. Find Out Your Offer.
$650
19.74%-28.74% Variable
Excellent to Good
This card’s most exciting perk is access to Delta’s relaxing Sky Clubs and Amex’s swanky Centurion Lounges when flying Delta. If you’re hoping to reach Medallion status, this card can be a tremendous asset in your wallet, too. Cardmembers also earn 1 Medallion Qualification Dollar (MQD) for every $10 spent on the card each year.
