The Points Guy believes that credit cards can transform lives, helping you leverage everyday spending for cash back or travel experiences that might otherwise be out of reach. That's why we publish a variety of editorial content and card comparisons: to help you find a great card to turn your goals into reality.
Our site may earn compensation when a customer clicks on a link, when an application is approved, or when an account is opened with our partners, and this may impact how or where these products appear. While we don't cover all available credit cards, our editorial team creates and maintains all of the analysis of these cards, and our content is not influenced nor subject to review by any credit card company, bank or partner prior to (or after) publication. Please view our advertising policy and product review methodology for more information.
The Points Guy believes that credit cards can transform lives, helping you leverage everyday spending for cash back or travel experiences that might otherwise be out of reach. That's why we publish a variety of editorial content and card comparisons: to help you find a great card to turn your goals into reality.
Our site may earn compensation when a customer clicks on a link, when an application is approved, or when an account is opened with our partners, and this may impact how or where these products appear. While we don't cover all available credit cards, our editorial team creates and maintains all of the analysis of these cards, and our content is not influenced nor subject to review by any credit card company, bank or partner prior to (or after) publication. Please view our advertising policy and product review methodology for more information.
Limited-Time Offer
Earn 180,000 Bonus Points
Limited Time Launch Offer! Earn 180,000 Bonus Points after spending $3,000 on purchases in the first 3 months from account opening.
3 - 24X points
$150
19.24% - 27.74% Variable
Good Credit, Excellent Credit
The IHG One Rewards Premier Credit Card has a $150 annual fee but offers a useful collection of benefits for frequent IHG guests. Cardholders receive automatic IHG One Rewards Gold Elite status, a 50,000-point anniversary night, up to $100 in annual IHG food and beverage rewards (issued as $25 per quarter), plus a fourth night free when redeeming points for a consecutive four-night stay. (Partner offer)
Read the full reviewIHG loyalists can benefit from carrying this card since it offers a variety of recurring hotel and travel benefits. Cardholders receive complimentary IHG Gold Elite status, 15 Elite Night Credits each calendar year, and free fourth night when using points for a consecutive four-night IHG hotel stay.
The IHG One Rewards Premier Credit Card earns up to 24 points per dollar spent at IHG hotels and resorts, including 10 points per dollar spent from the card, up to 10 points per dollar spent from IHG as an IHG One Rewards member and up to 4 points per dollar spent from IHG with Gold Elite status. The card also earns 5 points per dollar spent on flights booked directly with the airline, car rentals, dining, grocery stores and gas stations and 3 points per dollar spent on other purchases.
Rewards Rates
Intro Offer
Limited-Time Offer
Earn 180,000 Bonus Points
Limited Time Launch Offer! Earn 180,000 Bonus Points after spending $3,000 on purchases in the first 3 months from account opening.
Ongoing Purchases APR
19.24% - 27.74% Variable
Ongoing Balance Transfer APR
19.24% - 27.74% Variable
Ongoing Cash Advance APR
28.49% Variable
Ongoing Penalty APR
Up to 29.99%
Annual Fee
$150
Recommended Credit
Good Credit, Excellent Credit
More Details