Name: IHG One Rewards Premier Credit Card
Brand: Chase

Earn 140,000 Bonus Points

Earn 140,000 Bonus Points after spending $3,000 on purchases in the first 3 months from account opening

at Chase's secure site.
Terms & restrictions apply. See rates & fees.

Rewards Rates
3 - 26X points
Annual Fee
$99
Regular APR
19.24% - 27.74% Variable
Recommended Credit
Good Credit, Excellent Credit

at Chase's secure site.
Terms & restrictions apply. See rates & fees.

At a glance

Rewards Rates

26X: Earn up to 26 total points per $1 spent when you stay at IHG Hotels & Resorts.
5X: Earn 5 points per $1 spent on purchases on travel, at gas stations, and restaurants.
3X: Earn 3 points per $1 spent on all other purchases.

Intro Offer

Earn 140,000 Bonus Points

Earn 140,000 Bonus Points after spending $3,000 on purchases in the first 3 months from account opening

Ongoing Purchases APR

19.24% - 27.74% Variable

Ongoing Balance Transfer APR

19.24% - 27.74% Variable

Ongoing Cash Advance APR

28.49% Variable

Ongoing Penalty APR

Up to 29.99%

Annual Fee

$99

Recommended Credit

Good Credit, Excellent Credit

More Details

Earn 140,000 Bonus Points after spending $3,000 in the first 3 months from account opening.
Enjoy an Anniversary Free Night at IHG® Hotels & Resorts. Plus, enjoy a fourth reward night free when you redeem points for a consecutive four-night IHG hotel stay.

Our Take

TPG Editor's Rating

4 / 5

Overview

For a $99 annual fee, the IHG One Rewards Premier Credit Card can be an asset in the wallets of IHG loyalists. While the earning potential outside of IHG is relatively low, perks such as the fourth reward night free when redeeming IHG points and an anniversary night after each account anniversary can add a lot of value to any traveler’s wallet. (Partner offer)

Read the full review

Pros

Earn 10 points per dollar spent on purchases at IHG Hotels and Resorts (in addition to the points you'll earn on stays as an IHG elite member)
Enjoy IHG-related perks, including automatic Platinum Elite status for as long as you’re a cardholder, every fourth reward night free on stays of at least four nights when you redeem points and an anniversary night worth up to 40,000 points after every account anniversary
Get up to $50 in United TravelBank Cash each calendar year
Get an up to $120 statement credit for a NEXUS, Global Entry or TSA PreCheck application fee every four years

Cons

Redemption options outside of IHG stays provide low value
Poor transfer rates to airline partners

Who is this card good for?

IHG loyalists can benefit from carrying this card since it offers a variety of useful benefits. Cardholders receive complimentary IHG Platinum Elite status, a discount when buying IHG points and every fourth night costs zero points when redeeming points for stays of four nights or longer. Add in an anniversary night worth up to 40,000 points after each account anniversary, and you’re looking at potentially hundreds of dollars in value each year.

Earning rewards

The IHG One Rewards Premier Credit Card earns 10 points per dollar spent at IHG hotels and resorts, 5 points per dollar spent on travel, at gas stations and at restaurants (including takeout and eligible delivery) and 3 points per dollar spent on all other purchases.