Editorial note: This is a recurring post, regularly updated with new information and offers.
Quick summary
- Many popular travel and rewards cards offer valuable statement credits at various intervals, including yearly, biannually and quarterly.
- These credits can be used for a range of purchases, such as hotels, airlines, dining, subscriptions and more, but most are 'use it or lose it' and do not roll over.
- Some credits require enrollment or meeting specific conditions, such as booking through a designated portal or maintaining a particular membership.
- A regular checklist can help cardholders avoid missing out on these benefits and ensure maximum value from their cards.
What to consider
- Statement credits often have strict eligibility windows and may require enrollment or specific booking channels.
- Unused credits typically expire at the end of their designated period and cannot be carried forward.
- Certain credits are tied to minimum purchase amounts, specific merchants or require maintaining a qualifying membership.
What you'll miss from the article
- A comprehensive breakdown of which credits are available on which cards, including timing, eligible purchases and tips for tracking them.
