How to use the American Express Platinum Equinox credit
Editor's Note
The premium American Express Platinum Card® sits near the top of our list of the best rewards cards. With its $895 annual fee (see rates and fees), the card is loaded with lifestyle and travel perks.
Many of these lifestyle perks are centered around fitness. One such benefit includes the up to $300 annual Equinox statement credit (enrollment required).
Here's how this statement credit works and how you can use it.
Related: Your guide to the Amex Platinum Saks Fifth Avenue credit
What is the Amex Platinum Card Equinox credit?
Equinox is a luxury fitness club with more than 110 locations in the U.S., Canada and the United Kingdom. The clubs are primarily located in major cities, with over 40 locations within New York City's metro area (where Equinox is headquartered) alone.
With the Platinum Card, you’ll get an up to $300 Equinox statement credit each calendar year. You can choose to use this statement credit on a:
- Physical club membership
- Digital app subscription
If you live near a physical Equinox club, consider stopping by for a tour or guest pass to see what it’s like. You can also try the Equinox+ app with a free seven-day trial to compare both experiences and decide which works best for you.
If there isn’t a club nearby or you prefer not to pay the premium gym price, you can use your credit for a digital subscription to the Equinox+ app instead.
Related: The 8 best credit cards to maximize fitness spending
How to use the Platinum Card Equinox credit
If you're joining Equinox for the first time:
- Go to platinum.equinox.com.
- Select “New Member.”
- Choose between "In-club experience" or "Digital experience."
- Enter your Platinum Card number to confirm eligibility.
- Create an account and select an eligible club membership plan or digital subscription (subject to auto-renewal).
- Add your Platinum Card as the payment method and charge your membership or subscription to it.
Existing members should:
- Go to platinum.equinox.com.
- Select “Current Member.”
- Log in to your Equinox account.
- Add your Platinum Card as the payment method and charge your membership or subscription to it.
Former Equinox+ or Equinox Club members should email hello@equinoxplus.com to enroll in this benefit.
You'll usually receive your statement credit within a few days of purchase, but it can take up to eight weeks.
Related: How to use the Amex Platinum digital entertainment credit
FAQs on Platinum Card Equinox credit
How do I use my Platinum Card Equinox credit?
Once you confirm your membership is valid for the statement credit, activate the benefit through platinum.equinox.com and charge your monthly bill to your Amex Platinum Card or sign up for an annual Equinox+ digital membership. For the statement credit to trigger, memberships must be purchased through the website.
Which memberships are eligible for the Platinum Card Equinox credit?
Cardmembers can get up to $300 in Equinox statement credits each calendar year. This statement credit can be applied toward any physical Equinox club membership or a digital Equinox+ membership (which is fully covered by the credit) when paying with your Platinum Card.
How much do physical club memberships cost?
Physical club membership costs can range from $205 to $415 a month with individual, regional, all-access and destination membership options. Prices vary based on location and membership type.
Which purchases are not eligible for the Platinum Card Equinox credit?
Day passes, memberships purchased through Equinox's mobile app and online purchases on Equinox’s website do not count toward this credit. Some other exclusions may apply, so it’s best to check with Amex if you’re unsure if your membership qualifies. Some Reddit users have reported that spa services at Equinox have triggered the statement credit, but your mileage may vary.
What benefits do I get with the Equinox+ app?
You’ll get access to an extensive portfolio of classes in categories like cycling, HIIT, meditation, running and yoga from Equinox and its many brands, such as HeadStrong, Precision Run, Pure Yoga, Rumble, Solidcore, SoulCycle and TB12.
There are also live Equinox and SoulCycle online classes available. If you prefer working out from the comfort of your own home and avoiding busy, crowded gyms, this is a great option to consider.
What about the SoulCycle credit?
Additionally, as an Equinox+ member and a Platinum Card member, you can receive an up to $300 statement credit per calendar year toward the purchase of a SoulCycle at-home bike*. A SoulCycle bike costs $2,500 (plus taxes), so it is essentially a $300 discount.
*This statement credit applies to up to 15 bikes per calendar year; enrollment is required. To qualify, you must have an active Equinox+ membership and make the purchase in a single transaction.
Related: 10 things to do when you get the Amex Platinum
Bottom line
Cardmembers who live near a physical Equinox club can use the up to $300 annual Equinox statement credit toward an in-person membership. And those who prefer to work out from home can apply the credit to a digital Equinox+ subscription, which includes a wide range of live and on-demand classes from top instructors.
This benefit makes it easy to stay active while getting more value from your Platinum Card.
To learn more, read our full review of the Amex Platinum.
Apply here: American Express Platinum Card
For rates and fees of the Amex Platinum Card, click here.
TPG featured card
Rewards
| 4X | Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year. |
| 4X | Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year. |
| 3X | Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com. |
| 2X | Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com. |
| 1X | Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases. |
Intro offer
Annual Fee
Recommended Credit
Why We Chose It
There’s a lot to love about the Amex Gold. It’s a fan favorite thanks to its fantastic bonus-earning rates at restaurants worldwide and at U.S. supermarkets. If you’re hitting the skies soon, you’ll also earn bonus Membership Rewards points on travel. Paired with up to $120 in Uber Cash annually (for U.S. Uber rides or Uber Eats orders, card must be added to Uber app and you can redeem with any Amex card), up to $120 in annual dining statement credits to be used with eligible partners, an up to $84 Dunkin’ credit each year at U.S. Dunkin Donuts and an up to $100 Resy credit annually, there’s no reason that foodies shouldn’t add the Amex Gold to their wallet. These benefits alone are worth more than $400, which offsets the $325 annual fee on the Amex Gold card. Enrollment is required for select benefits. (Partner offer)Pros
- 4 points per dollar spent on dining at restaurants worldwide and U.S. supermarkets (on the first $50,000 in purchases per calendar year; then 1 point per dollar spent thereafter and $25,000 in purchases per calendar year; then 1 point per dollar spent thereafter, respectively)
- 3 points per dollar spent on flights booked directly with the airline or with amextravel.com
- Packed with credits foodies will enjoy
- Solid welcome bonus
Cons
- Not as useful for those living outside the U.S.
- Some may have trouble using Uber and other dining credits
- You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $6,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
- Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
- Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
- Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com.
- Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com.
- Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
- $120 Uber Cash on Gold: Add your Gold Card to your Uber account and get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an American Express Card for your transaction. That’s up to $120 Uber Cash annually. Plus, after using your Uber Cash, use your Card to earn 4X Membership Rewards® points for Uber Eats purchases made with restaurants or U.S. supermarkets. Point caps and terms apply.
- $84 Dunkin' Credit: With the $84 Dunkin' Credit, you can earn up to $7 in monthly statement credits after you enroll and pay with the American Express® Gold Card at U.S. Dunkin' locations. Enrollment is required to receive this benefit.
- $100 Resy Credit: Get up to $100 in statement credits each calendar year after you pay with the American Express® Gold Card to dine at U.S. Resy restaurants or make other eligible Resy purchases. That's up to $50 in statement credits semi-annually. Enrollment required.
- $120 Dining Credit: Satisfy your cravings, sweet or savory, with the $120 Dining Credit. Earn up to $10 in statement credits monthly when you pay with the American Express® Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, and Five Guys. Enrollment required.
- Explore over 1,000 upscale hotels worldwide with The Hotel Collection and receive a $100 credit towards eligible charges* with every booking of two nights or more through AmexTravel.com. *Eligible charges vary by property.
- No Foreign Transaction Fees.
- Annual Fee is $325.
- Terms Apply.
Rewards Rate
| 4X | Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year. |
| 4X | Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year. |
| 3X | Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com. |
| 2X | Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com. |
| 1X | Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases. |
Intro Offer
You may be eligible for as high as 100,000 Membership Rewards® Points after spending $6,000 in eligible purchases on your new Card in your first 6 months of Membership. Welcome offers vary and you may not be eligible for an offer.As High As 100,000 points. Find Out Your Offer.Annual Fee
$325Recommended Credit
Credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.Excellent to Good
Why We Chose It
There’s a lot to love about the Amex Gold. It’s a fan favorite thanks to its fantastic bonus-earning rates at restaurants worldwide and at U.S. supermarkets. If you’re hitting the skies soon, you’ll also earn bonus Membership Rewards points on travel. Paired with up to $120 in Uber Cash annually (for U.S. Uber rides or Uber Eats orders, card must be added to Uber app and you can redeem with any Amex card), up to $120 in annual dining statement credits to be used with eligible partners, an up to $84 Dunkin’ credit each year at U.S. Dunkin Donuts and an up to $100 Resy credit annually, there’s no reason that foodies shouldn’t add the Amex Gold to their wallet. These benefits alone are worth more than $400, which offsets the $325 annual fee on the Amex Gold card. Enrollment is required for select benefits. (Partner offer)Pros
- 4 points per dollar spent on dining at restaurants worldwide and U.S. supermarkets (on the first $50,000 in purchases per calendar year; then 1 point per dollar spent thereafter and $25,000 in purchases per calendar year; then 1 point per dollar spent thereafter, respectively)
- 3 points per dollar spent on flights booked directly with the airline or with amextravel.com
- Packed with credits foodies will enjoy
- Solid welcome bonus
Cons
- Not as useful for those living outside the U.S.
- Some may have trouble using Uber and other dining credits
- You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $6,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
- Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
- Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
- Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com.
- Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com.
- Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
- $120 Uber Cash on Gold: Add your Gold Card to your Uber account and get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an American Express Card for your transaction. That’s up to $120 Uber Cash annually. Plus, after using your Uber Cash, use your Card to earn 4X Membership Rewards® points for Uber Eats purchases made with restaurants or U.S. supermarkets. Point caps and terms apply.
- $84 Dunkin' Credit: With the $84 Dunkin' Credit, you can earn up to $7 in monthly statement credits after you enroll and pay with the American Express® Gold Card at U.S. Dunkin' locations. Enrollment is required to receive this benefit.
- $100 Resy Credit: Get up to $100 in statement credits each calendar year after you pay with the American Express® Gold Card to dine at U.S. Resy restaurants or make other eligible Resy purchases. That's up to $50 in statement credits semi-annually. Enrollment required.
- $120 Dining Credit: Satisfy your cravings, sweet or savory, with the $120 Dining Credit. Earn up to $10 in statement credits monthly when you pay with the American Express® Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, and Five Guys. Enrollment required.
- Explore over 1,000 upscale hotels worldwide with The Hotel Collection and receive a $100 credit towards eligible charges* with every booking of two nights or more through AmexTravel.com. *Eligible charges vary by property.
- No Foreign Transaction Fees.
- Annual Fee is $325.
- Terms Apply.