How to use the Amex Business Platinum's $200 Hilton statement credit
Editor's Note
The Business Platinum Card® from American Express is a favorite at TPG, thanks to its impressive range of statement credits and perks.
One of the card's standout benefits is up to $200 in Hilton statement credits per calendar year.
Let's dive into this benefit and how it compares to similar statement credits offered by some other American Express cards.
Related: Forgettable statement credits checklist: Perks and benefits not to be overlooked
$200 Hilton statement credit
Amex Business Platinum Card members receive up to $200 in statement credits for Hilton purchases every calendar year. Rather than receiving the credits all at once, they're divided throughout the year so that members earn up to $50 per quarter (enrollment required).
Purchases made directly with a Hilton portfolio property are eligible to receive the statement credit. These can include eligible room rates, as well as incidental purchases charged to the room, such as dining purchases, room service and spa treatments.
To receive the statement credit, you must also have a Hilton for Business membership. If you don't currently participate in the program, you will be registered upon enrolling in this benefit.
Data points suggest the following purchases should trigger the statement credit, even when not staying at a hotel:
- Gift store purchases at a Hilton property
- Dining purchases at a restaurant in a Hilton property
Of course, your experiences may vary.
Director of credit cards, points and miles content Carly Helfand recently put her $50 quarterly Hilton statement credits toward prepaid dining vouchers at the Conrad Algarve, helping turn a points stay into a near all-inclusive experience. It's a clear example of how versatile these statement credits can be — even without booking a cash room rate.
Check out our guide to maximizing Hilton statement credits to learn the best ways to use this benefit on the Amex Business Platinum.
Bottom line
The addition of the Hilton statement credit to the Amex Business Platinum's lineup of perks is a great value proposition, as it gives cardmembers more value above and beyond the card's $895 annual fee (see rates and fees).
If you're a current cardmember, log in to your account to enroll in the benefit and register for Hilton for Business.
To learn more, read our full review of the Amex Business Platinum.
Apply here: The Business Platinum Card from American Express
For rates and fees of the Amex Business Platinum, click here.
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| 3X | Earn 3X Miles on Delta purchases. |
| 1X | Earn 1X Miles on all other eligible purchases. |
Pros
- Delta SkyClub access when flying Delta
- Annual companion ticket for travel on Delta (upon renewal)
- Ability to earn MQDs through spending
- Various statement credits for eligible purchases
Cons
- Steep annual fee of $650
- Other Delta cobranded cards offer superior earning categories
- Earn 100,000 Bonus Miles after you spend $6,000 or more in purchases with your new Card within the first 6 months of Card Membership and an additional 25,000 bonus miles after you make an additional $3,000 in purchases on the Card within your first 6 months, starting from the date that your account is opened. Offer Ends 04/01/2026.
- Delta SkyMiles® Reserve American Express Card Members receive 15 Visits per Medallion® Year to the Delta Sky Club® when flying Delta and can unlock an unlimited number of Visits after spending $75,000 in purchases on your Card in a calendar year. Plus, you’ll receive four One-Time Guest Passes each Medallion Year so you can share the experience with family and friends when traveling Delta together.
- Enjoy complimentary access to The Centurion® Lounge in the U.S. and select international locations (as set forth on the Centurion Lounge Website), Sidecar by The Centurion® Lounge in the U.S. (see the Centurion Lounge Website for more information on Sidecar by The Centurion® Lounge availability), and Escape Lounges when flying on a Delta flight booked with the Delta SkyMiles® Reserve American Express Card. § To access Sidecar by The Centurion® Lounge, Card Members must arrive within 90 minutes of their departing flight (including layovers). To access The Centurion® Lounge, Card Members must arrive within 3 hours of their departing flight. Effective July 8, 2026, during a layover, Card Members must arrive within 5 hours of the connecting flight.
- Receive $2,500 Medallion® Qualification Dollars with MQD Headstart each Medallion Qualification Year and earn $1 MQD for each $10 in purchases on your Delta SkyMiles® Reserve American Express Card with MQD Boost to get closer to Status next Medallion Year.
- Enjoy a Companion Certificate on a Delta First, Delta Comfort, or Delta Main round-trip flight to select destinations each year after renewal of your Card. The Companion Certificate requires payment of government-imposed taxes and fees of between $22 and $250 (for itineraries with up to four flight segments). Baggage charges and other restrictions apply. Delta Basic experiences are not eligible for this benefit.
- $240 Resy Credit: When you use your Delta SkyMiles® Reserve American Express Card for eligible purchases with U.S. Resy restaurants, you can earn up to $20 each month in statement credits. Enrollment required.
- $120 Rideshare Credit: Earn up to $10 back in statement credits each month after you use your Delta SkyMiles® Reserve American Express Card to pay for U.S. rideshare purchases with select providers. Enrollment required.
- Delta SkyMiles® Reserve American Express Card Members get 15% off when using miles to book Award Travel on Delta flights through delta.com and the Fly Delta app. Discount not applicable to partner-operated flights or to taxes and fees.
- With your Delta SkyMiles® Reserve American Express Card, receive upgrade priority over others with the same Medallion tier, product and fare experience purchased, and Million Miler milestone when you fly with Delta.
- Earn 3X Miles on Delta purchases and earn 1X Miles on all other eligible purchases.
- No Foreign Transaction Fees. Enjoy international travel without additional fees on purchases made abroad.
- $650 Annual Fee.
- Apply with confidence. Know if you're approved for a Card with no impact to your credit score. If you're approved and you choose to accept this Card, your credit score may be impacted.
- Terms Apply.
- See Rates & Fees