Disney Visa card offers: Earn up to $300 toward your next vacation
Editor's Note
At first glance, the Disney® Premier Visa® Card (see rates and fees) and the Disney® Visa® Card (see rates and fees) may appear to be only for Disney superfans.
But anyone who has a Disney vacation on the calendar or makes frequent Disney-related purchases can potentially benefit from the discounts, the perks and — most importantly — the elevated welcome offers on these cards.
The current bonuses are much higher than what we typically see on these cards. So, if you've been eyeing a card, now is an excellent time to apply. Here's what you need to know.
Comparison of Disney Visa card welcome offers
| Card | Welcome offer | Annual fee |
|---|---|---|
Earn a $300 statement credit after spending $1,000 on purchases in the first three months from account opening. | $49 | |
Earn a $150 statement credit after spending $500 on purchases in the first three months from account opening. | $0 |
Disney Premier Visa Card welcome offer
Of the two Disney Visa cards, the Disney Premier Visa Card has more perks and a higher welcome offer, but those benefits come at a cost. This card has an annual fee, while its counterpart does not.
Annual fee: $49
Welcome offer: Earn a $300 statement credit after spending $1,000 on purchases in the first three months from account opening.
Is it worth it?
When you use this card to pay for a Disney vacation, the statement credit from this welcome offer can offset a portion of your trip. If you've been considering applying for this card, now would be a good time to add it to your wallet.
This card also offers theme park discounts and perks, including:
- 10% off select merchandise purchases at select locations and select dining locations most days at Disneyland and Disney World
- Exclusive photo-ops at the theme parks that are only available to Disney Visa cardholders, plus complimentary downloads of your photos
- Savings for select onboard purchases when using the card on Disney Cruise Line
- Special vacation financing on select Disney vacation packages
At home, you'll also get a 10% discount on select credit card purchases at DisneyStore.com.
In addition to the elevated welcome offers and special discounts, you'll earn:
- 5% back in the form of Disney Rewards Dollars on card purchases made directly at DisneyPlus.com, Hulu.com or ESPNPlus.com
- 2% back at gas stations, grocery stores, restaurants and most U.S. Disney locations
- 1% back on all other purchases
You can redeem Disney Rewards Dollars toward select Disney vacation purchases, at DisneyStore.com or by using Chase's Pay Yourself Back feature to redeem Disney Rewards Dollars for a statement credit toward airline purchases made with the card.
These earning rates are not as high as other low-annual-fee cards, and the redemption options are limited compared to cards with more flexible redemption options. However, the discounts and theme park perks associated with this card can be beneficial for Disney vacations.
To learn more, read our full review of the Disney Premier Visa Card.
Apply here: Disney Premier Visa Card
Disney Visa Card welcome offer
The Disney Visa Card offers theme park discounts and benefits similar to the Disney Premier, but has no annual fee.
Annual fee: $0
Welcome offer: Earn a $150 statement credit after spending $500 on purchases in the first three months from account opening.
Is it worth it?
The Disney Visa Card is similar to the Disney Premier Visa Card in many ways. You get the same theme park and shopping discounts, including:
- 10% off select merchandise purchases at select locations and select dining locations most days at Disneyland and Disney World
- Exclusive photo-ops at the theme parks that are only available to Disney Visa cardholders, plus complimentary downloads of your photos
- Savings for select onboard purchases when using the card on Disney Cruise Line
- Special vacation financing on select Disney vacation packages
The Disney Visa earns 1% back on all purchases. While being able to earn any rewards is good for a no-annual-fee card, other cards with no annual fee offer a higher rate of return and better redemption options.
Both Disney Visa cards earn rewards in the form of Disney Rewards Dollars. With the Disney Visa, you can redeem those rewards for Disney shopping and vacation purchases or use them for a statement credit on eligible Disney-related purchases using Chase's Pay Yourself Back feature (though not toward air travel, as with the Disney Premier card).
Even with the $49 annual fee, Disney Premier offers a higher rate of return than this card, making it a better option for Disney fans unless you're only in the market for a card with no annual fee.
To learn more, read our full review of the Disney Visa Card.
Apply here: Disney Visa Card
Bottom line
Because many cards have earning rates and redemption options that surpass those of the Disney Visa cards, these cards are only suited for someone who can take advantage of the exclusive theme park perks and discounts.
If you don't fall into that camp, you may be more interested in a general travel rewards card or one of our other favorite cards for Disney vacations.
Considering these are higher welcome offers than what we typically see on the cards, if you're set on applying, you can get even more value if you apply now.
Apply here: Disney Premier Visa Card
Apply here: Disney Visa Card
TPG featured card
Rewards
| 2X miles | 2 miles per dollar on every purchase |
| 5X miles | 5 miles per dollar on flights and vacation rentals booked through Capital One Business Travel |
| 10X miles | 10 miles per dollar on hotels and rental cars booked through Capital One Business Travel |
Intro offer
Annual Fee
Recommended Credit
Why We Chose It
The Capital One Venture X Business Card has all the Capital One Venture X Rewards Credit Card has to offer and more. It offers an incredible welcome bonus and requires an equally impressive spend to qualify. In addition, the card comes with premium travel perks like annual travel credit. (Partner offer)Pros
- The Capital One Venture X business card has a very lucrative welcome offer.
- In addition, the card comes with many premium travel perks such as an annual $300 credit for bookings through Capital One Business Travel.
- Business owners are also able to add employee cards for free.
Cons
- The card requires significant spending to earn the welcome offer.
- Another drawback is that the annual travel credit can only be used on bookings made through Capital One Business Travel.
- LIMITED-TIME OFFER: Earn up to 400K bonus miles: 200K miles when you spend $30K in the first 3 months, and an additional 200k miles when you spend $150k in the first 6 months
- Earn unlimited 2X miles on every purchase, everywhere—with no limits or category restrictions
- Earn 10X miles on hotels and rental cars and 5X miles on flights and vacation rentals booked through Capital One Business Travel
- With no preset spending limit, enjoy big purchasing power that adapts so you can spend more and earn more rewards
- Empower your teams to make business purchases while earning rewards on their transactions, with free employee and virtual cards. Plus, automatically sync your transaction data with your accounting software and pay your vendors with ease
- Redeem your miles on flights, hotels and more. Plus, transfer your miles to any of the 15+ travel loyalty programs
- Every year, you'll get 10,000 bonus miles after your account anniversary date. Plus, receive an annual $300 credit for bookings made through Capital One Business Travel
- Receive up to a $120 credit for Global Entry or TSA PreCheck®. Enjoy access to 1,300+ airport lounges worldwide, including Capital One Lounge locations and Priority Pass™ lounges, after enrollment
- Enjoy a $100 experience credit and other premium benefits with every hotel and vacation rental booked from the Premier Collection
- This is a pay-in-full card, so your balance is due in full every month
Rewards Rate
| 2X miles | 2 miles per dollar on every purchase |
| 5X miles | 5 miles per dollar on flights and vacation rentals booked through Capital One Business Travel |
| 10X miles | 10 miles per dollar on hotels and rental cars booked through Capital One Business Travel |
Intro Offer
Earn 200K miles when you spend $30K in the first 3 months, and an additional 200K miles when you spend $150K in the first 6 monthsLIMITED-TIME OFFER: Earn up to 400K bonus milesAnnual Fee
$395Recommended Credit
Credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.740-850Excellent
Why We Chose It
The Capital One Venture X Business Card has all the Capital One Venture X Rewards Credit Card has to offer and more. It offers an incredible welcome bonus and requires an equally impressive spend to qualify. In addition, the card comes with premium travel perks like annual travel credit. (Partner offer)Pros
- The Capital One Venture X business card has a very lucrative welcome offer.
- In addition, the card comes with many premium travel perks such as an annual $300 credit for bookings through Capital One Business Travel.
- Business owners are also able to add employee cards for free.
Cons
- The card requires significant spending to earn the welcome offer.
- Another drawback is that the annual travel credit can only be used on bookings made through Capital One Business Travel.
- LIMITED-TIME OFFER: Earn up to 400K bonus miles: 200K miles when you spend $30K in the first 3 months, and an additional 200k miles when you spend $150k in the first 6 months
- Earn unlimited 2X miles on every purchase, everywhere—with no limits or category restrictions
- Earn 10X miles on hotels and rental cars and 5X miles on flights and vacation rentals booked through Capital One Business Travel
- With no preset spending limit, enjoy big purchasing power that adapts so you can spend more and earn more rewards
- Empower your teams to make business purchases while earning rewards on their transactions, with free employee and virtual cards. Plus, automatically sync your transaction data with your accounting software and pay your vendors with ease
- Redeem your miles on flights, hotels and more. Plus, transfer your miles to any of the 15+ travel loyalty programs
- Every year, you'll get 10,000 bonus miles after your account anniversary date. Plus, receive an annual $300 credit for bookings made through Capital One Business Travel
- Receive up to a $120 credit for Global Entry or TSA PreCheck®. Enjoy access to 1,300+ airport lounges worldwide, including Capital One Lounge locations and Priority Pass™ lounges, after enrollment
- Enjoy a $100 experience credit and other premium benefits with every hotel and vacation rental booked from the Premier Collection
- This is a pay-in-full card, so your balance is due in full every month