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At a glance

Rewards rates

10%
Earn 10% on card purchases made directly at DisneyPlus.com, Hulu.com or Stream.ESPN.com.
3%
Earn 3% on card purchases at gas stations and most Disney U.S. locations.
2%
Earn 2% on card purchases at grocery stores and restaurants.
1%
Earn 1% on all other card purchases.

Intro offer

Get a $300 Disney Gift Card eGift + earn a $200 statement credit

Get a $300 Disney Gift Card eGift to use today upon approval + earn a $200 statement credit after you spend $1,000 on purchases in the first 3 months from account opening.

Ongoing purchases APR

18.49% - 27.99% Variable

Ongoing balance transfer APR

18.49% - 27.99% Variable

Ongoing cash advance APR

28.74% Variable

Ongoing penalty APR

Up to 29.99%

Annual fee

$149

Recommended credit

Good Credit, Excellent Credit

More details

  • Get a $300 Disney Gift Card eGift to use today upon approval + earn a $200 statement credit after you spend $1,000 on purchases in the first 3 months from account opening.
  • Redeem Rewards Dollars for a statement credit toward airline purchases.

At a glance

Rewards rates

10%
Earn 10% on card purchases made directly at DisneyPlus.com, Hulu.com or Stream.ESPN.com.
3%
Earn 3% on card purchases at gas stations and most Disney U.S. locations.
2%
Earn 2% on card purchases at grocery stores and restaurants.
1%
Earn 1% on all other card purchases.

Intro offer

Get a $300 Disney Gift Card eGift + earn a $200 statement credit

Get a $300 Disney Gift Card eGift to use today upon approval + earn a $200 statement credit after you spend $1,000 on purchases in the first 3 months from account opening.

Ongoing purchases APR

18.49% - 27.99% Variable

Ongoing balance transfer APR

18.49% - 27.99% Variable

Ongoing cash advance APR

28.74% Variable

Ongoing penalty APR

Up to 29.99%

Annual fee

$149

Recommended credit

Good Credit, Excellent Credit

More details

  • Get a $300 Disney Gift Card eGift to use today upon approval + earn a $200 statement credit after you spend $1,000 on purchases in the first 3 months from account opening.
  • Redeem Rewards Dollars for a statement credit toward airline purchases.
  • 0% promo APR for 6 months on select Disney vacation packages from the date of purchase, after that a variable APR of 18.49% – 27.99%
  • 10% off select merchandise purchases at select locations and 10% off select dining locations most days at the Disneyland® Resort and Walt Disney World® Resort.
  • Save 10% on select purchases at DisneyStore.com
  • Member FDIC
at Chase's secure site.
Terms & restrictions apply. See rates & fees.

Our take

TPG Editor's Rating
Star 1Star 2Star 3Star 4Star 5
3.5/5

Overview

The Disney® Inspire Visa® Card delivers meaningful value for frequent Disney visitors through generous annual statement credits and elevated rewards on Disney spending. With a moderate annual fee and perks that kick in at attainable spending thresholds, it’s an appealing option for cardholders who plan to visit Disney parks, resorts or stores.

Read the full review

Pros

  • Elevated earnings on Disney locations and Disney streaming services
  • Valuable annual statement credits tied to Disney park tickets
  • Bonus earnings on gas and groceries
  • Up to $120 annual credit on Disney+, Hulu and ESPN+ purchases
  • $100 statement credit after spending $200 per anniversary year on U.S. Disney Theme Park Tickets
  • Discounts on select merchandise, dining, tours and recreation at Disney destinations

Cons

  • Rewards are best suited for Disney redemptions rather than flexible travel
  • Annual fee may not be worthwhile without regular Disney spending
  • Bonus categories are narrower than general travel cards

Who is this card good for?

This card is best for Disney loyalists who regularly visit the parks, stay at Disney resorts, cruise with Disney Cruise Line or spend on Disney streaming services and merchandise. If Disney is already part of your lifestyle, the Inspire Card helps lower the cost of those experiences year after year.

Earning rewards

Cardholders earn Disney Rewards Dollars on the following purchases: 10% back on DisneyPlus.com, Hulu.com and Stream.ESPN.com purchases, 3% back at most U.S. Disney locations and at gas stations, 2% back at grocery stores and 1% back on all other purchases.

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Ad disclosure

Get a $300 Disney Gift Card eGift + earn a $200 statement credit

Get a $300 Disney Gift Card eGift to use today upon approval + earn a $200 statement credit after you spend $1,000 on purchases in the first 3 months from account opening.

at Chase's secure site.
Terms & restrictions apply. See rates & fees.
  • Rewards Rates

    1 - 10% cash-back

  • Annual Fee

    $149

  • Regular APR

    18.49% - 27.99% Variable

  • Recommended Credit

    Good Credit, Excellent Credit

at Chase's secure site.
Terms & restrictions apply. See rates & fees.
Apply now
Disney® Inspire Visa® Card
Disney® Inspire Visa® Card
Apply now
Disney® Inspire Visa® CardDisney® Inspire Visa® Card
Apply now