Rewards rates

2%

Earn 2% Cash Back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter.

1%

Earn 1% Cash Back on all other purchases.

Intro offer

Unlimited Cashback Match™

INTRO OFFER: Unlimited Cashback Match for all new cardmembers. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. You could turn $50 cash back into $100. Or turn $100 cash back into $200.

Introductory purchases APR

0% intro on purchases for 6 months

Ongoing purchases APR

16.74% - 25.74% (Variable)

Introductory balance transfer APR

N/A

Ongoing balance transfer APR

16.74% - 25.74% (Variable)

Ongoing cash advance APR

28.74% (Variable)

Ongoing penalty APR

None

Annual fee

$0

Recommended credit

Average, Fair, Limited

More details

• UNLIMITED CASHBACK MATCH: Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. You could turn $50 cash back into $100. Or turn $100 cash back into $200. Click Apply Now to view important rates and disclosures
• Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter, automatically. You'll still earn unlimited 1% cash back on all other purchases
• Redeem cash back for any amount. Every $1 you earn in cash back is $1 you can redeem
• Rewards don't expire for the life of the account
• Build your credit with responsible use
• No credit score required to apply. Capital One may use credit scores, if available
• No annual fee and no foreign transaction fee
• Lock your card in the Mobile app if it’s misplaced, lost, or stolen
• You're covered by $0 Fraud Liability for unauthorized charges