Rewards rates
Intro offer
Unlimited Cashback Match™
INTRO OFFER: Unlimited Cashback Match for all new cardmembers. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. You could turn $150 cash back into $300
Introductory purchases APR
0% intro on purchases for 6 months
Ongoing purchases APR
17.74% - 26.74% (Variable)
Introductory balance transfer APR
0% intro on balance transfers for 18 months
Ongoing balance transfer APR
17.74% - 26.74% (Variable)
Ongoing cash advance APR
28.74% (Variable)
Ongoing penalty APR
None
Annual fee
$0
Recommended credit
More details
The Discover it Balance Transfer combines an introductory balance transfer APR offer (0% intro APR for 18 months on balance transfers and 0% intro APR on purchases for 6 months; balance transfer fee applies. Then, 17.74%-26.74% Standard Variable APR applies, based on creditworthiness) with cash-back rewards and no annual fee. Cardmembers can earn 5% cash back on up to $1,500 in combined purchases each quarter in rotating bonus categories (activation required), plus 1% on all other purchases. Discover also automatically matches all the cash back earned during the first cardmember year, with no limit on the match. (Partner offer)
The Discover it Balance Transfer is a good fit for those looking to pay down existing credit card debt while earning cash back on purchases. Its introductory balance transfer APR offer can help cardholders save on interest as they pay down debt, while its rotating 5% cash-back categories and first-year Cashback Match provide value beyond the introductory period.
Cardmembers earn 5% cash back on up to $1,500 in combined purchases in rotating bonus categories each quarter after activation. Purchases in those categories above the quarterly cap, as well as all other purchases, earn 1% cash back. At the end of the first cardmember year, Discover automatically matches all the cash back you've earned, with no limit on the match.
Unlimited Cashback Match™
INTRO OFFER: Unlimited Cashback Match for all new cardmembers. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. You could turn $150 cash back into $300
1 - 5% cash-back
$0
17.74% - 26.74% (Variable)
Excellent, Good