Best for low spenders looking to earn cash back rewards
Automatic 5% cash back on up to $5,000 in eligible purchases each year and 1% cash back after that make this low-annual-fee card a great option for those looking to earn cash back but don’t spend a lot on their credit card each year. Cardholders can also earn up to 10% cash back at select retailers and 1% cash back on all other purchases.
At a glance
- 5% Get 5% cash back rewards on the first $5,000 of eligible gas, grocery, internet, cable, satellite TV, and mobile phone service purchases each year, and then 1% thereafter.
- 1% 1% cash back rewards on all other purchases. Terms Apply.
- Get 5% cash back rewards on the first $5,000 of eligible gas, grocery, internet, cable, satellite TV, and mobile phone service purchases each year, and then 1% thereafter. Plus 1% cash back rewards on all other purchases, terms apply
- Zero Fraud Liability protects you from unauthorized charges
At a glance
- 5% Get 5% cash back rewards on the first $5,000 of eligible gas, grocery, internet, cable, satellite TV, and mobile phone service purchases each year, and then 1% thereafter.
- 1% 1% cash back rewards on all other purchases. Terms Apply.
- Get 5% cash back rewards on the first $5,000 of eligible gas, grocery, internet, cable, satellite TV, and mobile phone service purchases each year, and then 1% thereafter. Plus 1% cash back rewards on all other purchases, terms apply
- Zero Fraud Liability protects you from unauthorized charges
- Free Online Credit Score and Credit Report summary, terms apply
- Automatically earn More Cash Back Rewards for using your Credit One Bank card at participating merchants, terms apply
- If you are a Covered Borrower under the Military Lending Act, you may get a different offer
- See Rates & Fees
Our Take
TPG Editor's Rating
Overview
This card offers 5% cash back rewards on the first $5,000 of eligible purchases each year, then 1% after that. Eligible purchases include eligible gas, grocery, internet, cable, satellite TV, and mobile phone services. Cardholders can also earn up to 10% cash back rewards from select participating merchants and 1% cash back on all other purchases. The annual fee on this card is $95.
Pros
- This card offers 5% cash back rewards on the first $5,000 of eligible purchases each year, then 1% after that. Eligible purchases include eligible gas, grocery, internet, cable, satellite TV, and mobile phone services. Cardholders can also earn up to 10% cash back rewards from select participating merchants and 1% cash back on all other purchases.
Cons
- It's not clear which selected retailers qualify for the up to 10% cash back rewards.
Who is this card good for?
This card is good for those who don’t spend a lot on their credit cards each year and are looking to earn cash back rewards.
Earning Rewards
This card offers 5% cash back rewards on the first $5,000 of eligible purchases each year, then 1% after that. Eligible purchases include eligible gas, grocery, internet, cable, satellite TV, and mobile phone services. Cardholders can also earn up to 10% cash back rewards from select participating merchants and 1% cash back on all other purchases.