Get Apple TV and Apple Music with your Chase Sapphire Reserve
Editor's Note
One of the sneakiest expenses these days is streaming subscriptions. If you're like me, you find a reason to need almost every one — and it really adds up.
One of my favorite credit card perks is credits toward streaming subscriptions. Currently, my Disney+ bundle is mostly covered by my Blue Cash Preferred® Card from American Express's up to $120 annual (up to $10 monthly) statement credit (valid for U.S. websites only; enrollment required; subject to auto-renewal). My U.S. Bank Altitude® Go Visa Signature® Card also provides another streaming credit I can use.
The information for the U.S. Bank Altitude Go has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.
When I saw that Apple TV and Apple Music are part of the Chase Sapphire Reserve®'s (see rates and fees) refresh, I was thrilled to knock off two more subscriptions from my monthly budget.
Here's what you need to know.
How to get Apple TV and Apple Music with your Sapphire Reserve
Instead of statement credits, Sapphire Reserve cardholders receive complimentary memberships to both Apple TV and Apple Music — meaning you don't have to subscribe and wait for a credit to post. These memberships are available through June 22, 2027.
To enjoy your complimentary Apple TV and Apple Music, activate each service separately through Chase's website or app, and link an Apple ID.
Navigate to the benefits section in the Chase app or website, choose which subscription you want to activate and then select "Activate Now".
After you select this, you'll be prompted with the message "You are now leaving Chase." This will direct you to Apple, where you can click "Connect Subscription".
Once you connect your subscription, you're all set. The process for activating the Apple TV subscription is the same.
If you have an active subscription with either service, the complimentary service will automatically suspend your paid service. If you cancel the complimentary subscription, your paid subscription will resume.
Additionally, if you're feeling generous, you could gift this subscription to a friend or family member. However, to use an alternate Apple ID other than yours, you must activate the subscriptions via desktop.
Related: I pay for Apple Music and Spotify — soon, I'll get both for the price of one thanks to this card
Is the Sapphire Reserve Apple TV and Apple Music benefit worth it?
Currently, an Apple TV subscription costs $12.99 per month, while an Apple Music subscription costs $10.99 per month. The annual value of both of these memberships is $287.76 plus taxes if applicable.
If you're already paying for both memberships (or are willing to cut other subscriptions in favor of these), the annual savings alone are enough to justify the card's increased annual fee ($795, up from $550).
Still, a credit card benefit only saves you money if it's something you were going to buy anyway. If you aren't currently subscribed to either membership, this is a nice perk to have — but it isn't necessarily putting money back in your pocket. However, this benefit is a nice way to try out these services and see if you like and can get value from them.
Additionally, this complimentary subscription only applies to an individual Apple Music plan. If you want a family subscription, you'll have to pay the full family price rather than just the difference from the individual plan.
Related: The best credit cards for streaming services
Bottom line
The Sapphire Reserve includes a complimentary membership to Apple TV and Apple Music, which cardholders can now activate in their card benefits hub. These are worth more than $250 annually, which goes a long way toward offsetting the card's steep $795 annual fee.
To learn more, check out our full review of the Sapphire Reserve.
Apply here: Chase Sapphire Reserve
TPG featured card
at American Express's secure site
Terms & restrictions apply. See rates & fees.
| 3X | Earn 3X Miles on Delta purchases. |
| 1X | Earn 1X Miles on all other eligible purchases. |
Pros
- Delta SkyClub access when flying Delta
- Annual companion ticket for travel on Delta (upon renewal)
- Ability to earn MQDs through spending
- Various statement credits for eligible purchases
Cons
- Steep annual fee of $650
- Other Delta cobranded cards offer superior earning categories
- Earn 100,000 Bonus Miles after you spend $6,000 or more in purchases with your new Card within the first 6 months of Card Membership and an additional 25,000 bonus miles after you make an additional $3,000 in purchases on the Card within your first 6 months, starting from the date that your account is opened. Offer Ends 04/01/2026.
- Delta SkyMiles® Reserve American Express Card Members receive 15 Visits per Medallion® Year to the Delta Sky Club® when flying Delta and can unlock an unlimited number of Visits after spending $75,000 in purchases on your Card in a calendar year. Plus, you’ll receive four One-Time Guest Passes each Medallion Year so you can share the experience with family and friends when traveling Delta together.
- Enjoy complimentary access to The Centurion® Lounge in the U.S. and select international locations (as set forth on the Centurion Lounge Website), Sidecar by The Centurion® Lounge in the U.S. (see the Centurion Lounge Website for more information on Sidecar by The Centurion® Lounge availability), and Escape Lounges when flying on a Delta flight booked with the Delta SkyMiles® Reserve American Express Card. § To access Sidecar by The Centurion® Lounge, Card Members must arrive within 90 minutes of their departing flight (including layovers). To access The Centurion® Lounge, Card Members must arrive within 3 hours of their departing flight. Effective July 8, 2026, during a layover, Card Members must arrive within 5 hours of the connecting flight.
- Receive $2,500 Medallion® Qualification Dollars with MQD Headstart each Medallion Qualification Year and earn $1 MQD for each $10 in purchases on your Delta SkyMiles® Reserve American Express Card with MQD Boost to get closer to Status next Medallion Year.
- Enjoy a Companion Certificate on a Delta First, Delta Comfort, or Delta Main round-trip flight to select destinations each year after renewal of your Card. The Companion Certificate requires payment of government-imposed taxes and fees of between $22 and $250 (for itineraries with up to four flight segments). Baggage charges and other restrictions apply. Delta Basic experiences are not eligible for this benefit.
- $240 Resy Credit: When you use your Delta SkyMiles® Reserve American Express Card for eligible purchases with U.S. Resy restaurants, you can earn up to $20 each month in statement credits. Enrollment required.
- $120 Rideshare Credit: Earn up to $10 back in statement credits each month after you use your Delta SkyMiles® Reserve American Express Card to pay for U.S. rideshare purchases with select providers. Enrollment required.
- Delta SkyMiles® Reserve American Express Card Members get 15% off when using miles to book Award Travel on Delta flights through delta.com and the Fly Delta app. Discount not applicable to partner-operated flights or to taxes and fees.
- With your Delta SkyMiles® Reserve American Express Card, receive upgrade priority over others with the same Medallion tier, product and fare experience purchased, and Million Miler milestone when you fly with Delta.
- Earn 3X Miles on Delta purchases and earn 1X Miles on all other eligible purchases.
- No Foreign Transaction Fees. Enjoy international travel without additional fees on purchases made abroad.
- $650 Annual Fee.
- Apply with confidence. Know if you're approved for a Card with no impact to your credit score. If you're approved and you choose to accept this Card, your credit score may be impacted.
- Terms Apply.
- See Rates & Fees