Get Apple TV and Apple Music with your Chase Sapphire Reserve
Editor's Note
One of the sneakiest expenses these days is streaming subscriptions. If you're like me, you find a reason to need almost every one — and it really adds up.
One of my favorite credit card perks is credits toward streaming subscriptions. Currently, my Disney+ bundle is mostly covered by my Blue Cash Preferred® Card from American Express's up to $120 annual (up to $10 monthly) statement credit (valid at DisneyPlus.com, Hulu.com or Stream.ESPN.com U.S. websites; enrollment is required; subject to auto-renewal). My U.S. Bank Altitude® Go Visa Signature® Card also provides another streaming credit I can use.
The information for the U.S. Bank Altitude Go has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.
When I saw that Apple TV and Apple Music are part of the Chase Sapphire Reserve®'s (see rates and fees) refresh, I was thrilled to knock off two more subscriptions from my monthly budget.
Here's what you need to know.
How to get Apple TV and Apple Music with your Sapphire Reserve
Instead of statement credits, Sapphire Reserve cardholders receive complimentary memberships to both Apple TV and Apple Music — meaning you don't have to subscribe and wait for a credit to post. These memberships are available through June 22, 2027.
To enjoy your complimentary Apple TV and Apple Music, activate each service separately through Chase's website or app, and link an Apple ID.
Navigate to the benefits section in the Chase app or website, choose which subscription you want to activate and then select "Activate Now".
After you select this, you'll be prompted with the message "You are now leaving Chase." This will direct you to Apple, where you can click "Connect Subscription".
Once you connect your subscription, you're all set. The process for activating the Apple TV subscription is the same.
If you have an active subscription with either service, the complimentary service will automatically suspend your paid service. If you cancel the complimentary subscription, your paid subscription will resume.
Additionally, if you're feeling generous, you could gift this subscription to a friend or family member. However, to use an alternate Apple ID other than yours, you must activate the subscriptions via desktop.
Related: I pay for Apple Music and Spotify — soon, I'll get both for the price of one thanks to this card
Is the Sapphire Reserve Apple TV and Apple Music benefit worth it?
Currently, an Apple TV subscription costs $12.99 per month, while an Apple Music subscription costs $10.99 per month. The annual value of both of these memberships is $287.76 plus taxes if applicable.
If you're already paying for both memberships (or are willing to cut other subscriptions in favor of these), the annual savings alone are enough to justify the card's increased annual fee ($795, up from $550).
Still, a credit card benefit only saves you money if it's something you were going to buy anyway. If you aren't currently subscribed to either membership, this is a nice perk to have — but it isn't necessarily putting money back in your pocket. However, this benefit is a nice way to try out these services and see if you like and can get value from them.
Additionally, this complimentary subscription only applies to an individual Apple Music plan. If you want a family subscription, you'll have to pay the full family price rather than just the difference from the individual plan.
Related: The best credit cards for streaming services
Bottom line
The Sapphire Reserve includes a complimentary membership to Apple TV and Apple Music, which cardholders can now activate in their card benefits hub. These are worth more than $250 annually, which goes a long way toward offsetting the card's steep $795 annual fee.
To learn more, check out our full review of the Sapphire Reserve.
Apply here: Chase Sapphire Reserve
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| 4X | Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year. |
| 4X | Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year. |
| 5X | New! Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App. |
| 3X | Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App, or purchased directly from airlines. |
| 2X | Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App and cruises booked and paid through AmexTravel.com. |
| 1X | Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases. |
Pros
- Valuable dining and food-related credits
- Flexible rewards with airline and hotel transfer partners
- Multiple travel and purchase protections
- No foreign transaction fees
- Access to Amex Offers for additional savings (enrollment required)
Cons
- Not as useful for those living outside the U.S.
- Some may have trouble using Uber and other dining credits
- You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
- Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
- Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
- New! Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App.
- Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App, or purchased directly from airlines.
- Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App and cruises booked and paid through AmexTravel.com.
- Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
- Pay It® lets you tap in the American Express® App to quickly pay for small purchase amounts throughout the month and still earn rewards the way you usually do. Plan It® gives you the option to split up big purchases into equal monthly payments with a fixed fee. You’ll know upfront exactly how much you’ll pay.
- Updated! $120 Dining Credit: Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub (including Seamless), Buffalo Wild Wings, Five Guys, The Cheesecake Factory, and Wonder. This can be an annual savings of up to $120. Enrollment required.
- $100 Resy Credit: Get up to $100 in statement credits each calendar year at over 10,000 qualifying U.S. Resy restaurants after you pay for eligible purchases with the American Express® Gold Card. That’s up to $50 in statement credits semi-annually. Enrollment required.
- $84 Dunkin' Credit: Earn up to $7 in monthly statement credits after you pay with the American Express® Gold Card at U.S. Dunkin’ locations. Enrollment required.
- $120 Uber Cash on Gold: Enjoy up to $120 in Uber Cash annually with your Gold Card. Just add your Card to your Uber account and you'll get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an Amex Card for your transaction.
- New! As an American Express® Gold Card Member, you can enjoy complimentary Hertz Five Star® Status. Enjoy benefits like skipping the counter at select locations, adding an additional driver at no additional cost*, and vehicle upgrades**. Benefit enrollment and Hertz Gold+ registration are required. *Additional drivers must meet standard rental qualifications and must be a spouse or domestic partner to qualify as complimentary. Other additional drivers subject to fees. **Benefits are subject to availability and vary by location. Additional Hertz program Terms and Conditions including age restrictions apply.
- Take advantage of a $100 credit towards eligible charges* at over 1,300 upscale hotels worldwide when you book The Hotel Collection through AmexTravel.com or the Amex Travel App **. *Eligible charges vary by property. **The Hotel Collection requires a two-night minimum stay.
- Book your travel through the Amex Travel App with added peace of mind – backed by American Express® service and support. Only for American Express® Card Members.
- Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.
- No Foreign Transaction Fees.
- Annual Fee is $325.
- Terms Apply.