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At a glance

Rewards rates

1.5%
With Chase Freedom Rise®, you can start establishing credit while earning 1.5% cash back on all purchases. Cash Back rewards do not expire as long as your account is open and there is no minimum to redeem for cash back.

Intro offer

Best for building credit

$25 statement credit

Earn a $25 statement credit after signing up for automatic payments within the first three months of opening your account. With automatic payments, just pick a date and dollar amount to make sure your Credit Card gets paid on time.

Ongoing purchases APR

18.49% - 27.99% Variable

Ongoing balance transfer APR

18.49% - 27.99% Variable

Ongoing cash advance APR

28.74% Variable

Ongoing penalty APR

Up to 29.99%

Annual fee

$0

Recommended credit

Excellent, Good, Limited

More details

  • Increase your approval chances - Having a Chase checking or savings account with a balance of at least $250 will increase your chances of getting approved for Chase Freedom Rise®
  • Earn Cash Back - With Chase Freedom Rise®, you can establish credit while earning 1.5% cash back on all purchases. Cash Back rewards do not expire as long as your account is open and there is no minimum to redeem for cash back.

At a glance

Rewards rates

1.5%
With Chase Freedom Rise®, you can start establishing credit while earning 1.5% cash back on all purchases. Cash Back rewards do not expire as long as your account is open and there is no minimum to redeem for cash back.

Intro offer

Best for building credit

$25 statement credit

Earn a $25 statement credit after signing up for automatic payments within the first three months of opening your account. With automatic payments, just pick a date and dollar amount to make sure your Credit Card gets paid on time.

Ongoing purchases APR

18.49% - 27.99% Variable

Ongoing balance transfer APR

18.49% - 27.99% Variable

Ongoing cash advance APR

28.74% Variable

Ongoing penalty APR

Up to 29.99%

Annual fee

$0

Recommended credit

Excellent, Good, Limited

More details

  • Increase your approval chances - Having a Chase checking or savings account with a balance of at least $250 will increase your chances of getting approved for Chase Freedom Rise®
  • Earn Cash Back - With Chase Freedom Rise®, you can establish credit while earning 1.5% cash back on all purchases. Cash Back rewards do not expire as long as your account is open and there is no minimum to redeem for cash back.
  • Earn a $25 statement credit after signing up for automatic payments within the first three months of opening your account. With automatic payments, just pick a date and dollar amount to make sure your Credit Card gets paid on time.
  • Credit Limit Increase - As a Freedom Rise® cardmember, you'll be evaluated for a credit line increase in as soon as 6 months. Your credit line is the maximum amount of money you can spend on your Freedom Rise® Card
  • Free Credit Score - Track your credit score and learn how to build it with Chase Credit Journey.
  • No Annual Fee - You won't have to pay an annual fee for all the great features that come with your Freedom Rise® Card.
  • Member FDIC
at Chase's secure site.
Terms & restrictions apply. See rates & fees.

Our take

TPG Editor's Rating
Star 1Star 2Star 3Star 4Star 5
4/5

Overview

The Chase Freedom Rise® is one of the strongest starter credit cards available, thanks to its combination of no annual fee, no security deposit requirement and straightforward cash-back rewards. Unlike many cards geared toward consumers with limited credit history, it offers a path into the Chase ecosystem, including potential credit line increases and future upgrade opportunities to more rewarding Chase cards. Whether you're opening your first credit card or establishing credit for the first time, the Freedom Rise provides an accessible and rewarding place to start.

Read the full review

Pros

  • No annual fee
  • No security deposit required
  • Designed for consumers with limited or no credit history
  • Potential path to higher credit limits and future Chase card upgrades

Cons

  • Limited long-term value once you've built credit
  • Few perks beyond credit-building features
  • Charges foreign transaction fees

Who is this card good for?

The Chase Freedom Rise is a great choice for consumers who are new to credit and want an easy way to establish a positive credit history. Unlike many competing starter cards, it doesn't require a security deposit and still rewards cardholders for everyday spending.

Earning rewards

The Chase Freedom Rise keeps earning rewards simple. Cardholders earn unlimited 1.5% cash back on all eligible purchases, with no bonus categories to track and no activation requirements.Rewards are earned as Chase Ultimate Rewards points and can be redeemed for cash back, statement credits, gift cards, travel booked through Chase Travel℠ and purchases through select partners such as Amazon and PayPal.

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Ad disclosure

Best for building credit

$25 statement credit

Earn a $25 statement credit after signing up for automatic payments within the first three months of opening your account. With automatic payments, just pick a date and dollar amount to make sure your Credit Card gets paid on time.

at Chase's secure site.
Terms & restrictions apply. See rates & fees.
  • Rewards Rates

    1.5% cash-back

  • Annual Fee

    $0

  • Regular APR

    18.49% - 27.99% Variable

  • Recommended Credit

    Excellent, Good, Limited

at Chase's secure site.
Terms & restrictions apply. See rates & fees.
Apply now
Chase Freedom Rise®
Chase Freedom Rise®
Apply now
Chase Freedom Rise®Chase Freedom Rise®
Apply now