The Points Guy believes that credit cards can transform lives, helping you leverage everyday spending for cash back or travel experiences that might otherwise be out of reach. That's why we publish a variety of editorial content and card comparisons: to help you find a great card to turn your goals into reality.
Our site may earn compensation when a customer clicks on a link, when an application is approved, or when an account is opened with our partners, and this may impact how or where these products appear. While we don't cover all available credit cards, our editorial team creates and maintains all of the analysis of these cards, and our content is not influenced nor subject to review by any credit card company, bank or partner prior to (or after) publication. Please view our advertising policy and product review methodology for more information.
The Points Guy believes that credit cards can transform lives, helping you leverage everyday spending for cash back or travel experiences that might otherwise be out of reach. That's why we publish a variety of editorial content and card comparisons: to help you find a great card to turn your goals into reality.
Our site may earn compensation when a customer clicks on a link, when an application is approved, or when an account is opened with our partners, and this may impact how or where these products appear. While we don't cover all available credit cards, our editorial team creates and maintains all of the analysis of these cards, and our content is not influenced nor subject to review by any credit card company, bank or partner prior to (or after) publication. Please view our advertising policy and product review methodology for more information.
Limited Time: Earn 75k bonus miles + $300 stays credit
Earn more than $1,000 in Travel Bonuses
Earn more than $1,000 in Travel Bonuses with a limited-time $300 Capital One Travel stays credit, plus earn 75,000 bonus miles once you spend $4,000 on purchases within the first 3 months of account opening—that's more than $1,000 in travel value
2 - 5X miles
$95
19.49% - 28.49% (Variable)
Excellent, Good
If you’re looking for a credit card that provides simple ways to earn rewards and plenty of ways to redeem them, look no further than the Capital One Venture Rewards card. Cardholders can transfer points to 15-plus transfer partners and use miles to pay for travel purchases. (Partner offer)
Read the full reviewThis card is a great pick for beginners and points and miles experts alike. Since this card earns miles at a fixed rate, it’s easy for beginners to build up a stash of rewards. Those with a bit more experience who are looking for a fixed rate card can easily use the Capital One Venture Rewards card to cover miscellaneous travel purchases or gain the ability to leverage Capital One’s transfer partners.
The Capital One Venture Rewards card is one of the most valuable rewards cards for everyday spending. It earns 2 miles on every dollar spent, and based on TPG’s valuations, you’re receiving 1.85 cents for every dollar. You can redeem miles by transferring them to any of Capital One’s 15-plus transfer partners of hotels and airlines. You can also redeem them for 1 cent each as a statement credit for any travel-related purchases made in the last 90 days.
Rewards Rates
Intro Offer
Limited Time: Earn 75k bonus miles + $300 stays credit
Earn more than $1,000 in Travel Bonuses
Earn more than $1,000 in Travel Bonuses with a limited-time $300 Capital One Travel stays credit, plus earn 75,000 bonus miles once you spend $4,000 on purchases within the first 3 months of account opening—that's more than $1,000 in travel value
Introductory Purchases APR
N/A
Ongoing Purchases APR
19.49% - 28.49% (Variable)
Introductory Balance Transfer APR
N/A
Ongoing Balance Transfer APR
19.49% - 28.49% (Variable)
Ongoing Cash Advance APR
28.49% (Variable)
Ongoing Penalty APR
None
Annual Fee
$95
Recommended Credit
More Details
More Details