The Points Guy believes that credit cards can transform lives, helping you leverage everyday spending for cash back or travel experiences that might otherwise be out of reach. That's why we publish a variety of editorial content and card comparisons: to help you find a great card to turn your goals into reality.
Our site may earn compensation when a customer clicks on a link, when an application is approved, or when an account is opened with our partners, and this may impact how or where these products appear. While we don't cover all available credit cards, our editorial team creates and maintains all of the analysis of these cards, and our content is not influenced nor subject to review by any credit card company, bank or partner prior to (or after) publication. Please view our advertising policy and product review methodology for more information.
The Points Guy believes that credit cards can transform lives, helping you leverage everyday spending for cash back or travel experiences that might otherwise be out of reach. That's why we publish a variety of editorial content and card comparisons: to help you find a great card to turn your goals into reality.
Our site may earn compensation when a customer clicks on a link, when an application is approved, or when an account is opened with our partners, and this may impact how or where these products appear. While we don't cover all available credit cards, our editorial team creates and maintains all of the analysis of these cards, and our content is not influenced nor subject to review by any credit card company, bank or partner prior to (or after) publication. Please view our advertising policy and product review methodology for more information.
Earn $1,000 cash back
Earn $1,000 Cash Back once you spend $10,000 in the first 3 months from account opening
2 - 5% cash-back
$0 intro for first year; $95 after that
24.74% (Variable)
Excellent
The Capital One Spark Cash earns a fixed rate 2% cash back on purchases. Business cards are a great way to get a return on purchases and gain perks such as purchase protections and accounting tools. While this card doesn't have bonus categories, the fixed rate makes it an ideal choice for those who want an easy way to earn cash back.
Read the full reviewThis card is great for business owners who are looking for an effortless way to earn cash back. The fixed 2% cash back of Capital One Spark Cash takes the guesswork out of redeeming points for maximum value. Businesses that spend little on office supplies or travel related expenses will benefit here as there aren't bonus categories that cater towards those areas.
With the Capital One Spark Cash you'll earn a fixed 2% cash back. You can also get employee cards at no additional cost and you'll earn 2% cash back on their spending as well.
Rewards Rates
Intro Offer
Earn $1,000 cash back
Earn $1,000 Cash Back once you spend $10,000 in the first 3 months from account opening
Introductory Purchases APR
N/A
Ongoing Purchases APR
24.74% (Variable)
Introductory Balance Transfer APR
N/A
Ongoing Balance Transfer APR
24.74% (Variable)
Ongoing Cash Advance APR
30.74% (Variable)
Ongoing Penalty APR
33.15% (Variable)
Annual Fee
$0 intro for first year; $95 after that
Recommended Credit
More Details