Capital One Spark Cash Select
Earn a $750 bonus
Earn a $750 bonus when you spend $6,000 in the first 3 months of account opening
Rewards Rates
1.5 - 5% cash-back
Annual Fee
$0
Regular APR
16.99% - 26.99% (Variable)
Recommended Credit
Excellent
The Points Guy believes that credit cards can transform lives, helping you leverage everyday spending for cash back or travel experiences that might otherwise be out of reach. That's why we publish a variety of editorial content and card comparisons: to help you find a great card to turn your goals into reality.
Our site may earn compensation when a customer clicks on a link, when an application is approved, or when an account is opened with our partners, and this may impact how or where these products appear. While we don't cover all available credit cards, our editorial team creates and maintains all of the analysis of these cards, and our content is not influenced nor subject to review by any credit card company, bank or partner prior to (or after) publication. Please view our advertising policy and product review methodology for more information.
The Points Guy believes that credit cards can transform lives, helping you leverage everyday spending for cash back or travel experiences that might otherwise be out of reach. That's why we publish a variety of editorial content and card comparisons: to help you find a great card to turn your goals into reality.
Our site may earn compensation when a customer clicks on a link, when an application is approved, or when an account is opened with our partners, and this may impact how or where these products appear. While we don't cover all available credit cards, our editorial team creates and maintains all of the analysis of these cards, and our content is not influenced nor subject to review by any credit card company, bank or partner prior to (or after) publication. Please view our advertising policy and product review methodology for more information.
Earn a $750 bonus
Earn a $750 bonus when you spend $6,000 in the first 3 months of account opening
1.5 - 5% cash-back
$0
16.99% - 26.99% (Variable)
Excellent
If you are a small-business owner looking for a credit card to help you earn cash back on your business spending without an annual fee, the Capital One Spark Cash Select can be a great addition to your wallet. The card earns an unlimited 1.5% cash back on every purchase, with no limits or restrictions. In addition, card members earn an unlimited 5% cash back when booking hotels and rental cars through the Capital One Business Travel. New card members also earn a one-time $750 bonus when you spend $6,000 in the first three months of account opening.
Read the full reviewThe Capital One Spark Cash Select is a great card for any small-business owner who is diligent about paying off their balance in full and looking to earn miles on their business spending. The card offers unlimited 1.5% cash back, a $750 welcome offer and no annual fee.
You’ll earn unlimited 1.5% cash-back rewards on all your purchases. Rental cars and hotels booked through Capital One Business Travel will be eligible for 5% cash back.
Rewards Rates
Intro Offer
Earn a $750 bonus
Earn a $750 bonus when you spend $6,000 in the first 3 months of account opening
Introductory Purchases APR
0% intro on purchases for 9 months
Ongoing Purchases APR
16.99% - 26.99% (Variable)
Introductory Balance Transfer APR
N/A
Ongoing Balance Transfer APR
16.99% - 26.99% (Variable)
Ongoing Cash Advance APR
30.74% (Variable)
Ongoing Penalty APR
33.15% (Variable)
Annual Fee
$0
Recommended Credit
More Details