Bilt Blue Card
$100 of Bilt Cash
Welcome offer: $100 of Bilt Cash when you apply and get approved.
Rewards Rates
1 - 1.25X points
Annual Fee
$0
Regular APR
26.74 - 34.74% variable
Recommended Credit
Good Credit, Excellent Credit
The Points Guy believes that credit cards can transform lives, helping you leverage everyday spending for cash back or travel experiences that might otherwise be out of reach. That's why we publish a variety of editorial content and card comparisons: to help you find a great card to turn your goals into reality.
Our site may earn compensation when a customer clicks on a link, when an application is approved, or when an account is opened with our partners, and this may impact how or where these products appear. While we don't cover all available credit cards, our editorial team creates and maintains all of the analysis of these cards, and our content is not influenced nor subject to review by any credit card company, bank or partner prior to (or after) publication. Please view our advertising policy and product review methodology for more information.
The Points Guy believes that credit cards can transform lives, helping you leverage everyday spending for cash back or travel experiences that might otherwise be out of reach. That's why we publish a variety of editorial content and card comparisons: to help you find a great card to turn your goals into reality.
Our site may earn compensation when a customer clicks on a link, when an application is approved, or when an account is opened with our partners, and this may impact how or where these products appear. While we don't cover all available credit cards, our editorial team creates and maintains all of the analysis of these cards, and our content is not influenced nor subject to review by any credit card company, bank or partner prior to (or after) publication. Please view our advertising policy and product review methodology for more information.
$100 of Bilt Cash
Welcome offer: $100 of Bilt Cash when you apply and get approved.
1 - 1.25X points
$0
26.74 - 34.74% variable
Good Credit, Excellent Credit
Rewards Rates
Intro Offer
$100 of Bilt Cash
Welcome offer: $100 of Bilt Cash when you apply and get approved.
Introductory Purchases APR
10% Intro APR for the first 12 billing cycles after account opening
Ongoing Purchases APR
26.74 - 34.74% variable
Ongoing Balance Transfer APR
26.74 - 34.74% variable
Ongoing Cash Advance APR
31.74 - 34.74% variable
Annual Fee
$0
Recommended Credit
Good Credit, Excellent Credit
More Details
The Bilt Blue Card is designed for people who want a simple way to earn rewards on rent or mortgage payments while also earning on everyday purchases. With a straightforward earning structure and access to Bilt Neighborhood Benefits, it’s a strong entry point for those starting their rewards journey. (Partner offer)
Read the full reviewThis card is ideal for renters or homeowners who want to earn rewards on housing payments and everyday purchases without needing to track specific categories or pay an annual fee.
Cardholders earn unlimited up to 1.25 Bilt Point per dollar spent on rent and mortgage payments and earn 4% back in Bilt Cash on everyday purchases, which stacks on top of Bilt Points (as long as that is the selected earning option; up to $100 of Bilt Cash earned rolls over to the next year). Bilt Points can be transferred 1:1 to over 20 airline and hotel partners, used toward rent or mortgage payments or redeemed across the Bilt ecosystem.