Credit Cards
17 Best Gas Credit Cards of November 2026
By
Stephanie Stevens
Stephanie Stevens
Credit cards writer
Stephanie Stevens is an associate writer with TPG's credit cards team. She focuses on creating timely credit cards content for TPG readers.
and
•Augusta Stone
Augusta Stone
Credit cards writer
Augusta Stone is a credit cards writer for TPG. She joined the TPG team in 2023 and is excited to take points and miles beginners with her on a journey toward maximizing rewards.
Edited by
•Daisy Hernandez
Daisy Hernandez
Credit cards editor
Daisy is a credit cards editor at TPG. Her expertise spans earning and redeeming rewards across rotating categories on multiple cards.Prior to this, she wrote news stories, how-to guides and tested and reviewed gear for Popular Mechanics, Sports Illustrated, Bicycling and Runner's World.
Reviewed by
Lakeisha Robinson
Lakeisha Robinson
Compliance associate
Compliance associate Lakeisha Robinson has 12 years of compliance experience. She uses her credit card knowledge, passion for travel and general compliance rules to ensure that she and her team share the most accurate and compliant content with TPG readers.
Most of the cards we feature here are from partners who compensate us when you approve through our site, and this may impact how or where these products appear. We don’t cover all available credit cards, but our analysis, reviews, and opinions are entirely from our editorial team. Please view our advertising policy and product review methodology for more information.
Gas is an essential and recurring expense for many Americans — which is why adding one of the best credit cards for gas is a great way to maximize these purchases. Whether you’re looking to earn airline miles, credit card points or cash-back rewards, there are many great options to save at the pump.
At The Points Guy, we’re passionate about helping you earn the best return on the purchases you’re already making, so we’ve curated a list of the best credit cards for gas. Consider adding one of these to your wallet ahead of your next fill-up.
At The Points Guy, our goal is to help you maximize your travel experiences while minimizing spending. Our travel and credit cards experts share their own experiences and give honest analyses to help you make decisions that benefit you the most. While we do receive compensation through our credit card application links, ads, and clearly indicated sponsored content, our editorial content, points valuations and card analysis are entirely our own.
- Chase Sapphire Preferred® Card: Best for beginners
- American Express® Business Gold Card: Best for flexible earning on business expenses
- Citi Strata Premier® Card: Best for starter travel
- Hilton Honors American Express Surpass® Card: Best for low annual fee
- Wells Fargo Autograph® Card: Best for travelers
- Citi Strata℠ Card: Best for Citi ThankYou points enthusiasts who want flexibility and a no-annual-fee card
- Marriott Bonvoy Business® American Express® Card: Best for small businesses
- Bank of America® Customized Cash Rewards credit card: Best for customized spending
- Hilton Honors American Express Card: Best for no annual fee
- Costco Anywhere Visa® Card by Citi: Best for Costco shoppers
- Blue Cash Preferred® Card from American Express: Best for families
- Chase Freedom Flex®: Best for rotating categories
- The New IHG One Rewards Premier Credit Card: Best for IHG loyalists seeking mid-tier perks
- Blue Cash Everyday® Card from American Express: Best for beginner cash back
- Wyndham Rewards Earner® Business Card: Best for businesses that frequent Wyndham properties
- Wyndham Rewards Earner® Plus Card: Best for frequent Wyndham guests
- U.S. Bank Altitude® Connect Visa Signature® Card: Best for no annual fee travel card
Comparing the best gas credit cards
at Chase's secure site
Terms & restrictions apply. See rates & fees.
Rewards rate
| 5x | Earn 5x on travel purchased through Chase Travel℠. |
| 3x | Earn 3x on dining, vacation homes at top brands, gas & EV charging, top streaming services and online groceries (excluding Walmart, Target, and wholesale clubs). |
| 2x | Earn 2x on all other travel purchases. |
| 1x | Earn 1x on all other purchases. |
Intro offer
Open Intro bonus
Earn 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.
75,000 bonus points.
Annual fee
$95
Regular APR
19.49% - 27.74% Variable
Recommended credit
Open Credit score description
Credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
670-850Excellent/Good
The Chase Sapphire Preferred® Card remains one of the easiest travel rewards cards to recommend because it has elevated rewards across everyday spending categories, valuable travel protections, useful statement credits and an approachable annual fee. Whether you're new to points and miles or already maximizing transfer partners, it offers a rare combination of flexibility and long-term value for both beginners and experienced travelers alike.
Pros
- Earn elevated rewards in popular categories, including travel, dining, gas, EV charging and vacation home stays at top brands
- Premium travel protection benefits include trip cancellation/interruption insurance, primary car rental insurance and lost luggage insurance
- Versatile airline and hotel transfer partners
- Features up to $100 in annual hotel credits through Chase Travel℠
Cons
- Has an annual fee
- No airport lounge access
- Transfers to Hyatt at a lower rate than other Sapphire cards
- Earn 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.
- Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, 3x on vacation homes at top brands, 3x on gas & EV charging, 3x on top streaming services and online groceries (excluding Walmart, Target, and wholesale clubs), 2x on all other travel purchases, 1x on all other purchases.
- Earn up to $100 in statement credits each account anniversary year for hotel stays through Chase Travel℠.
- Count on Trip Cancellation/Interruption Insurance, Auto Rental Coverage, Emergency Evacuation and Transportation, and more.
- Get a year of complimentary Apple TV when activated by December 31, 2026 - a value of $180.
- Complimentary DashPass membership, a $120 value for 12 months. Enjoy $0 delivery fees and reduced service fees on eligible DoorDash orders, plus exclusive Chase savings on grocery, everyday essentials, and more. Activate by 12/31/29.
- Receive one statement credit of up to $120 every four years as reimbursement for the application fee charged to your card for a Global Entry, TSA Precheck® or NEXUS application.
- Transfer points to leading airline and hotel loyalty programs.
- Member FDIC
at American Express's secure site
Terms & restrictions apply. See rates & fees.
Rewards rate
| 4X | Earn 4X Membership Rewards® points on the top two eligible categories where your business spends the most each month from 6 eligible categories. While your top 2 categories may change, you will earn 4X points on the first $150,000 in combined purchases from these categories each calendar year (then 1X thereafter). Only the top 2 categories each billing cycle will count towards the $150,000 cap.* |
| 3X | Earn 3X Membership Rewards® points on flights and prepaid hotels booked on amextravel.com or the Amex Travel App™ using your Business Gold Card.* |
| 1X | Earn 1X on all other eligible purchases. |
Intro offer
Open Intro bonus
You may be eligible for as high as 200,000 Membership Rewards® Points after spending $15,000 in eligible purchases on your new Card in your first 3 months of Membership. Welcome offers vary and you may not be eligible for an offer.
As High As 200,000 points. Find Out Your Offer.
Annual fee
$375
Regular APR
17.99% - 28.74% Variable
Recommended credit
Open Credit score description
Credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
Excellent to Good
The Amex Business Gold card is a solid choice for high-spending small businesses with the flexibility to earn 4 points per dollar in the two categories where you spend the most. The card is ideal for businesses who value simplicity above all. Read our full review of the American Express Business Gold Card.
Pros
- You'll earn 4 Membership Rewards points per dollar in the top 2 spending categories each billing cycle (on the first $150,000 in combined purchases each calendar year; then 1 point per dollar).
Cons
- Hefty $375 annual fee.
- There may be better options for small businesses who don't spend a lot.
- As High As 200,000 points. Find Out Your Offer. You may be eligible for as high as 200,000 Membership Rewards® Points after spending $15,000 in eligible purchases on your new Card in your first 3 months of Membership. Welcome offers vary and you may not be eligible for an offer.
- Earn 4X Membership Rewards® points on the top two eligible categories where your business spends the most each month from 6 eligible categories. While your top 2 categories may change, you will earn 4X points on the first $150,000 in combined purchases from these categories each calendar year (then 1X thereafter). Only the top 2 categories each billing cycle will count towards the $150,000 cap.
- Earn up to $20 in statement credits monthly after you use the Business Gold Card for eligible U.S. purchases at Grubhub, Office Supply Stores, and shipments at UPS.com. This can be an annual savings of up to $240. Enrollment required.
- Enroll and get up to $300 in statement credits per calendar year on U.S. purchases of ChatGPT Business* on the Business Gold Card. *Subject to auto-renewal.
- Enroll and get up to $150 in statement credits per calendar year for U.S. purchases with Squarespace on the Business Gold card. Subscription purchases subject to auto-renewal.
- Get up to a $12.95¹ statement credit back each month after you pay for a monthly Walmart+ membership (subject to auto-renewal) with the Business Gold Card. ¹Up to $12.95 plus applicable taxes on one membership fee.
- Earn 3X Membership Rewards® points on flights and prepaid hotels booked on AmexTravel.com or the Amex Travel App™.
- The Business Gold Card comes in three metal designs: Gold, Rose Gold and White Gold. Make your selection when you apply on Americanexpress.com.
- Terms Apply
at Citi's secure site
Terms & restrictions apply. See rates & fees.
Rewards rate
| 10X | Earn 10 Points per $1 spent on Hotels, Car Rentals, and Attractions booked on CitiTravel.com. |
| 3X | Earn 3 Points per $1 on Air Travel and Other Hotel Purchases, at Restaurants, Supermarkets, Gas and EV Charging Stations. |
| 1X | Earn 1 Point per $1 spent on all other purchases |
Intro offer
Open Intro bonus
Earn 60,000 bonus ThankYou® Points after spending $4,000 in the first 3 months of account opening, redeemable for $600 in gift cards or travel rewards at thankyou.com.
Earn 60,000 bonus ThankYou® Points
Annual fee
$95
Regular APR
19.74% - 27.74% (Variable)
Recommended credit
Open Credit score description
Credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
670-850Excellent, Good
The Citi Strata Premier has some valuable transfer partners to make the most of your rewards plus, you’ll get a $100 hotel credit for any single-stay hotel booking that exceeds $500 or more, excluding taxes and fees, when you book through the Citi Travel website.
Pros
- Earn 10 points per dollar spent on hotels, car rentals and attractions when you book through the Citi Travel portal
- Earn 3 points per dollar spent at restaurants, supermarkets, gas and EV charging stations and on air travel and other hotel purchases
- Enjoy $100 off a single hotel stay of $500 or more, excluding taxes and fees, once per calendar year when you book through cititravel.com
- Transfer points to 14 airline programs (including JetBlue), 5 hotel programs (including Wyndham Rewards and Choice Privileges) and one retail program
- Get trip delay protection, trip cancellation and interruption protection, lost or damaged luggage protection and MasterRental coverage for car rentals when you use your card for eligible purchases
Cons
- $95 annual fee
- Airline transfer partners mostly include foreign programs (JetBlue is the only U.S. carrier)
- Earn 60,000 bonus ThankYou® Points after spending $4,000 in the first 3 months of account opening, redeemable for $600 in gift cards or travel rewards at thankyou.com.
- Earn 10 Points per $1 spent on Hotels, Car Rentals, and Attractions booked on CitiTravel.com.
- Earn 3 Points per $1 on Air Travel and Other Hotel Purchases, at Restaurants, Supermarkets, Gas and EV Charging Stations.
- Earn 1 Point per $1 spent on all other purchases
- $100 Annual Hotel Benefit: Once per calendar year, enjoy $100 off a single hotel stay of $500 or more (excluding taxes and fees) when booked through CitiTravel.com. Benefit applied instantly at time of booking.
- No expiration and no limit to the amount of points you can earn with this card
- No Foreign Transaction Fees on purchases
Apply for Hilton Honors American Express Surpass® Card
Apply now
for Hilton Honors American Express Surpass® Cardat American Express's secure site
Terms & restrictions apply. See rates & fees.
Rewards rate
| 12X | Earn 12X Hilton Honors Bonus Points for each dollar of eligible purchases charged on your Card directly with a hotel or resort within the Hilton portfolio. |
| 6X | Earn 6X Hilton Honors Bonus Points for each dollar of eligible purchases on your Card at U.S. restaurants, at U.S. supermarkets, and at U.S. gas stations. |
| 4X | Earn 4X Hilton Honors Bonus Points for each dollar of U.S. Online Retail purchases. |
| 3X | Earn 3X Hilton Honors Bonus Points for all other eligible purchases on your Card. |
Intro offer
Open Intro bonus
Earn 130,000 Hilton Honors Points + a Free Night Reward after you spend $3,000 in purchases on the Hilton Honors American Express Surpass® Card in the first 6 months of Card Membership. Offer ends 01/13/2027.
Earn 130,000 Hilton Honors Points + a Free Night Reward
Annual fee
$150
Regular APR
19.74%-28.74% Variable
Recommended credit
Open Credit score description
Credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
Good to Excellent
The Hilton Honors Surpass Card stands out in the crowded mid-tier category of cobranded hotel credit cards. It comes with elite-like perks at a reasonable annual fee. Read our full review of the Hilton Honors American Express Surpass Card.
Pros
- High earning rate.
- Generous welcome offer.
- Automatic Hilton Gold status.
Cons
- Free anniversary night requires high annual spending.
- Earn 130,000 Bonus Points plus a Free Night Reward after you spend $3,000 in purchases on the Hilton Honors American Express Surpass® Card in the first 6 months of Card Membership. Offer ends 01/13/2027.
- Enjoy complimentary Hilton Honors Gold Status with benefits like an 80% Points earning Bonus on Stays, daily food & beverage credit or continental breakfast (varies by brand & region), space-available room upgrades at select properties, and more.
- Get up to $50 in statement credits each quarter for purchases made directly with a property in the Hilton portfolio on your Hilton Honors American Express Surpass® Card. That’s up to $200 in statement credits annually.
- Earn a Free Night Reward from Hilton Honors after you spend $15,000 on eligible purchases on your Card in a calendar year.
- Earn 12X Hilton Honors Bonus Points for each dollar of eligible purchases charged on your Card directly with a hotel or resort within the Hilton portfolio.
- Earn 6X Hilton Honors Bonus Points for each dollar of eligible purchases on your Card at U.S. restaurants, at U.S. supermarkets, and at U.S. gas stations.
- Earn 4X Hilton Honors Bonus Points for each dollar of U.S. Online Retail purchases.
- Earn 3X Hilton Honors Bonus Points for all other eligible purchases on your Card.
- Spend $40,000 on eligible purchases on your Card in a calendar year and you can earn an upgrade to Hilton Honors Diamond status through the end of the next calendar year. With Hilton Honors Diamond status, enjoy benefits like: A 100% Bonus on all Base Points you earn on every stay, Premium Wi-Fi at select properties, Daily food & beverage credit at select brands in the U.S. and complimentary continental breakfast at select brands outside of the U.S., Space-available room upgrades at select properties, and Executive lounge access at select properties.
- Hilton Honors American Express Surpass® Card Members can enjoy complimentary National Car Rental® Emerald Club Executive® status, including perks like Executive Area Access (for full-size reservations and above) in the USA and Canada. Card Members must enroll in the National Car Rental Emerald Club Executive status through their American Express online account using their Card. Terms apply.
- No Foreign Transaction Fees. Enjoy international travel without additional fees on purchases made abroad.
- $150 annual fee.
- Apply with confidence. Know if you're approved for a Card with no impact to your credit score. If you're approved and you choose to accept this Card, your credit score may be impacted.
- Terms Apply.
at Wells Fargo's secure site
Terms & restrictions apply. See rates & fees.
Rewards rate
| 3X | Earn unlimited 3X points on restaurants, travel, gas stations, transit, popular streaming services and phone plans. |
| 1X | Earn 1X points on other purchases |
Intro offer
Open Intro bonus
Earn 20,000 bonus points when you spend $1,000 in purchases in the first 3 months - that's a $200 cash redemption value.
20,000 bonus points
Annual fee
$0
Regular APR
18.74%, 24.74%, or 28.74% Variable APR
Recommended credit
Open Credit score description
Credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
670-850Excellent/Good
The Wells Fargo Autograph offers 3 points per dollar on multiple bonus categories, including travel, gas stations, restaurants, takeout and more. The card also features a 20,000-point welcome bonus (valued at $200) if you spend $1,000 within the first three months of account opening. In addition to the Autograph’s lucrative earning structure, the card also features Visa Signature benefits, up to $600 cellphone protection against damage or theft (subject to a $25 deductible) and no annual fee. Read our full review of the Wells Fargo Autograph.
Pros
- Lucrative earning structure
- Welcome bonus
- No annual fee
Cons
- Fixed-value rewards
- Limited benefits and perks
- Apply Now to take advantage of this offer and learn more about product features, terms and conditions.
- Earn 20,000 bonus points when you spend $1,000 in purchases in the first 3 months - that's a $200 cash redemption value.
- Earn unlimited 3X points on the things that really add up - like restaurants, travel, gas stations, transit, popular streaming services, and phone plans. Plus, earn 1X points on other purchases.
- $0 annual fee.
- 0% intro APR for 12 months from account opening on purchases. 18.74%, 24.74%, or 28.74% variable APR thereafter.
- Up to $600 of cell phone protection against damage or theft. Subject to a $25 deductible.
- Redeem your rewards points for travel, gift cards, or statement credits. Or shop at millions of online stores and redeem your rewards when you check out with PayPal.
- Find tickets to top sports and entertainment events, book travel, make dinner reservations and more with your complimentary 24/7 Visa Signature® Concierge.
Comparing the best gas credit cards
Credit card | Best for | Intro offer | Earning rate | Annual fee | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|
at Chase's secure site | beginners | 75,000 bonus points. Open Intro bonus Earn 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening. | 1 - 5X points Open Rewards rates
| $95 | ||||||||
at American Express's secure site | flexible earning on business expenses | As High As 200,000 points. Find Out Your Offer. Open Intro bonus You may be eligible for as high as 200,000 Membership Rewards® Points after spending $15,000 in eligible purchases on your new Card in your first 3 months of Membership. Welcome offers vary and you may not be eligible for an offer. | 1 - 4X points Open Rewards rates
| $375 | ||||||||
at Citi's secure site | starter travel | Earn 60,000 bonus ThankYou® Points Open Intro bonus Earn 60,000 bonus ThankYou® Points after spending $4,000 in the first 3 months of account opening, redeemable for $600 in gift cards or travel rewards at thankyou.com. | 1 - 10X points Open Rewards rates
| $95 | ||||||||
Limited-Time Offer at American Express's secure site | low annual fee | Earn 130,000 Hilton Honors Points + a Free Night Reward Open Intro bonus Earn 130,000 Hilton Honors Points + a Free Night Reward after you spend $3,000 in purchases on the Hilton Honors American Express Surpass® Card in the first 6 months of Card Membership. Offer ends 01/13/2027. | 3 - 12X points Open Rewards rates
| $150 | ||||||||
at Wells Fargo's secure site | travelers | 20,000 bonus points Open Intro bonus Earn 20,000 bonus points when you spend $1,000 in purchases in the first 3 months - that's a $200 cash redemption value. | 1 - 3X points Open Rewards rates
| $0 |
How we rate
Our best credit cards for gas purchases selections feature solid earning rates when you visit the pump as well as a variety of redemption options to maximize those rewards. If gas is a category where you find yourself spending often, our picks for the top gas credit cards can help you get more back on those purchases. To learn about how TPG evaluates and chooses cards for our roundups, check out our methodology here.
Welcome bonusWe included cards that featured solid welcome bonuses and a variety of minimum spend thresholds to meet your budget.
Annual feeOur top picks feature varying annual fees that provide different levels of benefits to cardholders.
Earning ratesWe selected cards that earn on gas purchases as well as other popular bonus category options.
Redemption optionsThe best cards provide you with various redemption options to select from, including cash back, points and miles.
Added benefitsIn addition to earning rates and lucrative welcome bonuses, many of our top picks also offer travel and insurance perks.
Rewards at the gas pump remain a top priority for cardholders
Gas purchases are a key benefit for TPG readers, with 63% ranking bonus earnings on gas purchases as a top-three priority for earning rewards on their cards. The best gas cards offer bonus rewards that can help you save every time you fill up. So whether you’re filling up for your daily commute or a road trip, having a gas rewards card helps you get the most out of every gallon.
This information was collected via opt-in surveys of TPG’s roughly 900,000 daily newsletter subscribers in May-June 2024. All data is anonymous and aggregated; you can view our full methodology for collecting and utilizing data here.
Ask our experts
What's your favorite gas card — and why?
How to choose a gas credit card
Like with any credit card, the decision around which gas card to choose should be based on your spending habits and what type of rewards you’re looking to earn.
The Blue Cash Preferred® Card from American Express is a solid choice for those looking for cash-back rewards on gas purchases (3% back at U.S. gas stations). Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit or at Amazon.com checkout. However, if you’re interested in making the most of rotating bonus categories, the Chase Freedom Flex® offers 5% cash back on select bonus categories that change each quarter with no annual fee (up to $1,500 in combined spending each quarter; activation required).
With multiple options, the decision you make on a gas credit card ultimately comes down to how you want to maximize rewards and what your financial goals are.
Here are some of the main points to consider when choosing a credit card for gas:
- Choose a gas credit card with a generous sign-up bonus that you can easily meet the spending requirements for within your budget. Welcome bonuses are a solid way to rack up points, miles or cash back, and you'll often earn more with the sign-up bonus than you would with regular everyday spending.1Sign-up bonus
- Find a gas card that comes with an annual fee within your budget. You'll also want to consider if the benefits and perks on the card outweigh the annual fee.2Annual fee
- You'll certainly want to select a credit card that earns at a solid rate on gas to use at the pump, but you also may want to consider the other bonus categories on a gas card and how you would maximize those.3Bonus categories
Here are the best ways to get rewards for your gas purchases - The Points Guy
Tips on how to maximize your spending at the pump and get value on gas
Pros + cons of gas credit cards
Pros
- Using a gas credit card responsibly can help boost your credit
- A credit card that earns more on gas purchases can help you quickly earn rewards to use toward travel and more
- Many credit cards for gas also have bonuses for other spending, such as groceries or dining
- Credit cards often provide purchase, theft and fraud protection
Cons
- Gas credit cards can encourage overspending
- Carrying a balance on your credit card for gas purchases can negatively impact your credit score
- Some gas credit cards do not earn bonus rewards in all categories, so you may need other credit cards to boost your earnings in other categories
- Some credit cards for gas require a good credit score, which means those who haven't had a credit card before (or have a low score from past spending) may not be approved
Frequently asked questions
There isn’t one gas credit card that is perfect for everyone. As is always the case when deciding which card to take out, it comes down to picking a card (or cards) that will provide you with the most value given your own personal spending habits, preferences and financial goals.
For example, if you’re a loyal Costco shopper, using the Costco Anywhere Visa® Card by Citi is a sensible option since it rewards you with 5% cash back on gas at Costco and 4% cash back on other eligible gas and EV charging purchases for the first $7,000 in combined spend per year, then 1% thereafter.
On the other hand, if you could do with some extra cash, focus your attention on cards with no annual fee. Or, check to see which cards offer cash back as a sign-up bonus, like the Chase Freedom Unlimited®.
For the typical U.S. household, gasoline purchases are the ninth-largest categorized expense for credit card spending in a typical year.
You probably shouldn’t make gas rewards your only priority when choosing your next credit card, but it’s an important factor if you’re driving the family around regularly. As always, your best bet is to find a card that offers great bonus category rewards on the spending you do most frequently, so if gas is a major part of your budget, make sure you consider at least one of the credit cards on this list.
You can apply for a gas credit card like you would apply for any credit card – online, by mail or by phone. The easiest option is to do it online. A credit card issuer will ask for some personal information, including your name, contact information, annual income, Social Security number and other financial details. You’ll be asked to read the terms and conditions of the card’s benefits, interest rates and applicable fees.
Once you apply, many issuers will give you a decision in just a few seconds, but you could end up having to wait for up to two weeks for an answer.
It’ll be no surprise to hear that gas credit cards reward those who use them when they fill up their vehicles at gas stations.
The best gas credit cards offer at least a 3% return in rewards on gas purchases and aren’t usually affiliated with any specific gas retailer meaning there are no brand or location restrictions on your cash back or points earning. These cards also often have perks for spending in other categories like groceries, travel and leisure.
Yes. Using a credit card for gas purchases and paying the statement balance on time each month is one way to help increase your credit score and build credit.