The best credit cards for Amazon purchases
Editor's Note
Whether you're shopping for gifts or restocking your essentials, Amazon is the go-to merchant for many online shoppers. And when you have a Prime membership, almost anything you order can be at your door in two days.
If you're expecting to make some significant Amazon purchases in the coming months and want to earn more rewards for your spending, consider adding a credit card that earns more rewards on those expenses.
When you're deciding on a card for Amazon spending, you'll want to consider earning rates, rewards currencies and which benefits you can leverage.
With all of this in mind, here are the best credit cards for shopping at Amazon.
The best credit cards for Amazon purchases
| Card | Annual fee | Earning rate on Amazon purchases |
|---|---|---|
Prime Visa (see rates and fees) | $0, but you need a Prime membership to get the card | 5% back (plus 10% back or more on a rotating selection of products and categories on Amazon) |
$395 | 2 miles per dollar spent | |
$95 | 2 miles per dollar spent | |
$0 | 1.5% back | |
$0 | 5% back on Amazon purchases through the end of 2025 on up to $1,500 in purchases when you activate |
The information for the Discover it Cash Back card has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.
Prime Visa
In many cases, the Prime Visa is the best option for Amazon purchases.
Welcome offer: New cardholders can receive a $150 Amazon gift card instantly upon approval. Note, you must pay for a Prime membership ($139 per year) to qualify.
Earning rates:
- 5% back on Amazon.com, Amazon Fresh, Whole Foods Market and travel booked through Chase Travel℠
- 2% back on gas stations, local transit and commuting (including ride-hailing services) and restaurants
- 1% back on all other purchases
Why we like it: The Prime Visa is, appropriately, oriented perfectly toward Amazon spending since it earns cash back at such a high rate on Amazon purchases, with the opportunity to earn upward of 10% back on a rotating selection of certain items and categories.
The rewards you earn on the Prime Visa can be redeemed as cash back, gift cards or travel through Chase Travel.
To learn more, read our full review of the Prime Visa.
Apply here: Prime Visa
Capital One Venture X
Consider the Capital One Venture X to earn transferable miles on your Amazon purchases. This card earns 2 miles per dollar spent on everyday purchases — including Amazon.
Welcome offer: Earn 75,000 bonus miles after spending $4,000 on purchases in the first three months from account opening.
Earning rates:
- 10 miles per dollar spent on hotels and rental cars booked through Capital One Travel
- 5 miles per dollar spent on flights and vacation rentals booked through Capital One Travel
- 2 miles per dollar spent on all other purchases
Why we like it: The Venture X is a solid all-around travel rewards card.
While you may not want to choose this card solely for Amazon purchases, if you're interested in the other benefits it offers, it's a great choice for its $395 annual fee.
Plus, Capital One miles are valued at 1.85 cents apiece per TPG's November 2025 valuations. This means you'll receive a respectable 3.7% return for your Amazon shopping.
To learn more, read our full review of the Capital One Venture X.
Learn more: Capital One Venture X
Capital One Venture Rewards
Like its premium sibling, the Capital One Venture Rewards also earns 2 miles per dollar spent on your Amazon purchases, for a lower $95 annual fee.
Welcome offer: Earn 75,000 bonus miles after spending $4,000 on purchases within the first three months from account opening. Plus, upon approval, you'll receive a $250 Capital One Travel credit to use during your first year.
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Earning rates:
- 5 miles per dollar spent on car rentals, hotels and vacation rentals booked through Capital One Travel
- 2 miles per dollar spent on all other purchases
Why we like it: If earning transferable rewards is more your speed, the Venture Rewards is a great choice to collect Capital One miles.
Plus, with a lower annual fee than the Venture X, this could be a great choice if you're interested in keeping costs low, but still want to add some miles for your spending.
To learn more, read our full review of the Capital One Venture Rewards.
Learn more: Capital One Venture Rewards
Chase Freedom Unlimited
If you're not a Prime subscriber and still want a solid return on your spending, your best bet may be to go with the no-annual-fee Chase Freedom Unlimited.
Welcome offer: Earn a $200 bonus after spending $500 on purchases within the first three months from account opening.
Earning rates:
- 5% back on travel booked through Chase Travel
- 3% back on dining (including takeout and eligible delivery services) and 3% back at drugstores
- 1.5% back on all purchases (including Amazon)
Why we like it: The Freedom Unlimited offers 1.5% back on your Amazon purchases. This may not be as good as the Prime Visa, but it is higher than the standard 1% back you'll receive with many other cards.
However, you can potentially stretch your cash back farther when you pair your Freedom Unlimited with a Chase Sapphire Reserve® (see rates and fees), Chase Sapphire Preferred® Card (see rates and fees) or Ink Business Preferred® Credit Card (see rates and fees).
If you do, you can convert your Freedom Unlimited rewards into full-fledged transferable Ultimate Rewards points, which are 2.05 cents each based on TPG's November 2025 valuations. This would result in a 3.1% return on your Amazon spending with this card.
To learn more, read our full review of the Freedom Unlimited.
Apply here: Chase Freedom Unlimited
Discover it Cash Back
The Prime Visa isn't the only card offering 5% back on Amazon purchases this quarter. The no-annual-fee Discover it Cash Back offers 5% back on rotating categories (up to $1,500 each quarter you activate, then 1% cash back after that), and Amazon is a featured category through the end of 2025.
Welcome offer: While this card doesn't offer a traditional welcome offer, Discover will match all the cash back earned during the first 12 consecutive billing periods that the new account is open. This effectively doubles your earnings on this card in the first year.
Earning rates:
- 5% back on purchases with rotating quarterly merchants each quarter you enroll (such as dining, grocery stores and purchases on Amazon, for example) on up to $1,500 each quarter
- 1% back on all other purchases
Why we like it: With the Discover it Cash Back, you can earn 5% on Amazon purchases this quarter. Plus, this card doesn't require you to be a Prime member — unlike the Prime Visa.
However, while this card is currently great for Amazon purchases, it isn't the best card to use year-round. When Amazon is not a part of the quarterly cash-back bonus category, your purchases will only receive 1% back.
To learn more, read our full review of the Discover it Cash Back.
Why you should get a credit card for Amazon purchases
There are multiple cards that rack up rewards while you shop on Amazon. If you're frequently scanning the website or find yourself getting packages delivered often, it makes sense to add one of these cards to your wallet.
Remember, you aren't limited to the Prime Visa if you want to maximize your Amazon shopping. Many cards that earn points and miles, such as the Venture X and Venture Rewards, also net you bonus rewards with Amazon.
If you frequently make purchases with Amazon, we recommend getting a card that'll net you rewards in this specific category.
Related: 26 of our favorite gifts for travel tech, luggage, gear and more
Bottom line
There are multiple cards that earn bonus rewards on Amazon purchases. Whether you're a cash-back enthusiast or a points and miles maximizer, you have many good options to choose from.
Just remember that every issuer has its own application restrictions to consider. This is especially true if you're intrigued by the Amazon-specific Prime Visa, since it's a Chase card subject to 5/24 restrictions.
But, with multiple cards offering solid welcome bonuses, now could be a great time to apply.
Related: The best store credit cards
TPG featured card
at American Express's secure site
Terms & restrictions apply. See rates & fees.
| 3X | Earn 3X Miles on Delta purchases. |
| 1X | Earn 1X Miles on all other eligible purchases. |
Pros
- Delta SkyClub access when flying Delta
- Annual companion ticket for travel on Delta (upon renewal)
- Ability to earn MQDs through spending
- Various statement credits for eligible purchases
Cons
- Steep annual fee of $650
- Other Delta cobranded cards offer superior earning categories
- Earn 100,000 Bonus Miles after you spend $6,000 or more in purchases with your new Card within the first 6 months of Card Membership and an additional 25,000 bonus miles after you make an additional $3,000 in purchases on the Card within your first 6 months, starting from the date that your account is opened. Offer Ends 04/01/2026.
- Delta SkyMiles® Reserve American Express Card Members receive 15 Visits per Medallion® Year to the Delta Sky Club® when flying Delta and can unlock an unlimited number of Visits after spending $75,000 in purchases on your Card in a calendar year. Plus, you’ll receive four One-Time Guest Passes each Medallion Year so you can share the experience with family and friends when traveling Delta together.
- Enjoy complimentary access to The Centurion® Lounge in the U.S. and select international locations (as set forth on the Centurion Lounge Website), Sidecar by The Centurion® Lounge in the U.S. (see the Centurion Lounge Website for more information on Sidecar by The Centurion® Lounge availability), and Escape Lounges when flying on a Delta flight booked with the Delta SkyMiles® Reserve American Express Card. § To access Sidecar by The Centurion® Lounge, Card Members must arrive within 90 minutes of their departing flight (including layovers). To access The Centurion® Lounge, Card Members must arrive within 3 hours of their departing flight. Effective July 8, 2026, during a layover, Card Members must arrive within 5 hours of the connecting flight.
- Receive $2,500 Medallion® Qualification Dollars with MQD Headstart each Medallion Qualification Year and earn $1 MQD for each $10 in purchases on your Delta SkyMiles® Reserve American Express Card with MQD Boost to get closer to Status next Medallion Year.
- Enjoy a Companion Certificate on a Delta First, Delta Comfort, or Delta Main round-trip flight to select destinations each year after renewal of your Card. The Companion Certificate requires payment of government-imposed taxes and fees of between $22 and $250 (for itineraries with up to four flight segments). Baggage charges and other restrictions apply. Delta Basic experiences are not eligible for this benefit.
- $240 Resy Credit: When you use your Delta SkyMiles® Reserve American Express Card for eligible purchases with U.S. Resy restaurants, you can earn up to $20 each month in statement credits. Enrollment required.
- $120 Rideshare Credit: Earn up to $10 back in statement credits each month after you use your Delta SkyMiles® Reserve American Express Card to pay for U.S. rideshare purchases with select providers. Enrollment required.
- Delta SkyMiles® Reserve American Express Card Members get 15% off when using miles to book Award Travel on Delta flights through delta.com and the Fly Delta app. Discount not applicable to partner-operated flights or to taxes and fees.
- With your Delta SkyMiles® Reserve American Express Card, receive upgrade priority over others with the same Medallion tier, product and fare experience purchased, and Million Miler milestone when you fly with Delta.
- Earn 3X Miles on Delta purchases and earn 1X Miles on all other eligible purchases.
- No Foreign Transaction Fees. Enjoy international travel without additional fees on purchases made abroad.
- $650 Annual Fee.
- Apply with confidence. Know if you're approved for a Card with no impact to your credit score. If you're approved and you choose to accept this Card, your credit score may be impacted.
- Terms Apply.
- See Rates & Fees